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    First Interstate BancSystem Inc (FIBK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $34.81
    +0.44 (+1.28%)

    Market Cap: $3.28B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    74%(29/39)
    Avg Surprise
    +6.91%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.69
    Range$0.65 - $0.76
    8 analysts
    EPS Revisions
    4
    0
    7d
    4
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.68+1.3%
    60d ago$0.69-0.3%
    30d ago$0.69-0.3%
    7d ago$0.68+0.2%
    Current$0.69
    Revenue Consensus
    $248M
    Range$246M - $250M
    7 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.79
    Range$0.71 - $0.93
    8 analysts
    Revenue Consensus
    $254M
    Range$243M - $270M
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.79---
    Sep 26EST
    -$0.69---
    Jun 26
    Reported Jul 23
    $0.87$0.64+35.94%Beat+26.1%
    Mar 26
    Reported Apr 29
    $0.61$0.59+3.39%Beat+24.5%
    Dec 25
    Reported Jan 28
    $1.08$0.65+66.15%Beat+116.0%
    Sep 25
    Reported Oct 29
    $0.69$0.61+13.11%Beat+27.8%
    Jun 25
    Reported Jul 29
    $0.69$0.58+18.97%Beat+19.0%
    Mar 25
    Reported Apr 29
    $0.49$0.56-12.50%Miss-14.0%
    Dec 24
    Reported Jan 29
    $0.50$0.46+8.70%Beat-15.3%
    Sep 24
    Reported Oct 24
    $0.54$0.58-6.90%Miss-22.9%
    Jun 24
    Reported Jul 25
    $0.58$0.55+5.45%Beat-12.1%
    Mar 24
    Reported Apr 24
    $0.57$0.50+14.00%Beat-20.8%
    Dec 23
    Reported Jan 30
    $0.59$0.61-3.28%Miss-31.4%
    Sep 23
    Reported Oct 25
    $0.70$0.62+12.90%Beat-31.4%
    Jun 23
    Reported Jul 26
    $0.66$0.68-2.94%Miss-28.3%
    Mar 23
    Reported Apr 26
    $0.72$0.80-10.00%Miss+111.8%
    Dec 22
    Reported Jan 26
    $0.86$1.04-17.31%Miss-3.4%
    Sep 22
    Reported Oct 25
    $1.02$0.94+8.51%Beat+20.0%
    Jun 22
    Reported Jul 26
    $0.92$0.75+22.67%Beat+33.3%
    Mar 22
    Reported Apr 28
    $0.34$0.20+70.00%Beat-59.0%
    Dec 21
    Reported Jan 27
    $0.89$0.77+15.58%Beat+17.1%
    Sep 21
    Reported Oct 26
    $0.85$0.76+11.84%Beat+11.8%
    Jun 21
    Reported Jul 27
    $0.69$0.72-4.17%Miss+19.0%
    Mar 21
    Reported Apr 27
    $0.83$0.72+15.28%Beat+84.4%
    Dec 20
    Reported Jan 28
    $0.76$0.78-2.56%Miss-6.2%
    Sep 20
    Reported Oct 26
    $0.76$0.69+10.14%Beat-5.0%
    Jun 20
    Reported Jul 27
    $0.58$0.52+11.54%Beat-22.7%
    Mar 20
    Reported Apr 30
    $0.45$0.64-29.69%Miss-37.5%
    Dec 19
    Reported Jan 29
    $0.81$0.80+1.25%Beat+6.6%
    Sep 19
    Reported Oct 23
    $0.80$0.79+1.27%Beat+6.7%
    Jun 19
    Reported Jul 30
    $0.75$0.74+1.35%Beat+1.4%
    Mar 19
    Reported Apr 25
    $0.72$0.72+0.00%Beat+5.9%
    Dec 18
    Reported Jan 30
    $0.76$0.76+0.00%Beat+16.9%
    Sep 18
    Reported Oct 24
    $0.75$0.75+0.00%Beat+19.0%
    Jun 18
    Reported Jul 25
    $0.74$0.74+0.00%Beat+25.4%
    Mar 18
    Reported Apr 25
    $0.68$0.69-1.45%Miss+30.8%
    Dec 17
    Reported Jan 30
    $0.65$0.65+0.00%Beat+14.0%
    Sep 17
    Reported Oct 30
    $0.63$0.60+5.00%Beat-
    Jun 17
    Reported Jul 26
    $0.59$0.56+5.36%Beat-
    Mar 17
    Reported Apr 25
    $0.52$0.51+1.96%Beat-
    Dec 16
    Reported Jan 26
    $0.57$0.57+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield5.40%
    Forward Annual Dividend$1.88
    Payout Ratio55.99%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+3.41%
    5Y CAGR+6.07%

    Key Metrics

    Valuation
    P/E Ratio10.71EV/EBITDA8.01x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin30.60%Operating Margin43.20%
    ROE9.62%ROIC7.96%
    Financial Health
    Debt/Equity0.23xInterest Coverage1.38x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.71Avg Volume1.32M
    52-Week High$40.1152-Week Low$27.95

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$35.00
    SMA 20$35.70
    SMA 50$36.79
    SMA 200$35.78
    EMA 10$35.01
    EMA 20$35.54
    EMA 50$36.33
    EMA 200$35.26

    MACD

    Line: -0.66Signal: -0.58Hist: -0.08

    ADX

    ADX: 31.9+DI: 16.1-DI: 31.1

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down96.0
    PSAR$34.02

    Bollinger Bands

    Upper Band$37.47
    Lower Band$33.94
    %B Position989%(Upper)
    Band Width0.25

    RSI (14-Day)

    Neutral
    38.3

    Momentum Oscillators

    Stoch %K18.3
    Stoch %D15.3
    Williams %R-71.0
    ROC (10d)-2.7%
    Momentum-0.96
    CCI (20d)-88.7
    MFI (14d)18.6

    Volatility Measures

    ATR (14d)$0.69(2.0%)
    StdDev (20d)0.88
    Hist Vol16.7%(Low)

    Volume Flow

    VWAP$34.71
    OBV23.9M
    AD Line-1.0B
    CMF (20d)-0.168

    Volume Metrics

    Avg Vol (20d)1.3M
    Vol Ratio0.7x
    VWMA (20d)$35.96

    Pivot Points

    R3$35.16
    R2$34.86
    R1$34.62
    Pivot Point$34.32
    S1$34.07
    S2$33.77
    S3$33.53

    Advanced Oscillators

    TSI-27.83
    Ultimate Osc44.8
    KST-55.79

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$263.90M$241.80M$313.00M$250.50M$248.30M$247.00M$261.30M$251.90M$244.30M$242.20M$252.30M$255.70M
    Cost of RevenueN/A$6.70M$7.10M$85.20M$90.00M$118.30M$145.20M$142.30M$131.30M$129.90M$121.90M$108.80M
    Gross ProfitN/A$236.20M$305.90M$250.50M$248.60M$227.00M$227.60M$232.10M$235.30M$236.90M$246.90M$255.80M
    Operating Expenses$158.90M$157.60M$166.70M$157.90M$155.10M$160.60M$160.90M$159.40M$156.90M$160.20M$166.00M$161.10M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$77.50M$139.20M$92.60M$93.50M$66.40M$66.70M$72.70M$78.40M$76.70M$80.90M$94.70M
    Interest Income$270.60M$271.30M$285.20M$292.00M$297.50M$303.30M$325.80M$328.00M$324.00M$324.70M$324.30M$322.60M
    Interest Expense$68.40M$70.60M$78.80M$85.20M$90.30M$98.30M$111.50M$122.50M$122.30M$124.60M$116.50M$108.90M
    Income Before Tax$108.20M$77.50M$139.20M$92.60M$93.50M$66.40M$66.70M$72.70M$78.40M$76.70M$80.90M$94.70M
    Income Tax Expense$24.30M$17.30M$30.40M$21.20M$21.80M$16.20M$14.60M$17.20M$18.40M$18.30M$19.40M$22.00M
    Net Income$83.90M$60.20M$108.80M$71.40M$71.70M$50.20M$52.10M$55.50M$60.00M$58.40M$61.50M$72.70M
    EBITDA$119.00M$88.80M$153.50M$109.10M$102.90M$76.80M$82.50M$88.30M$89.00M$92.80M$94.90M$109.10M
    EBIT$108.20M$77.50M$139.20M$92.60M$93.50M$66.40M$66.70M$72.70M$78.40M$76.70M$80.90M$94.70M
    * Some calculated fields are derived from available data when not provided by source

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    FIBK Valuation and Fair Value

    P/E
    10.7x
    Forward P/E
    12.2x
    EV/EBITDA
    8.0x
    PEG
    1.2x
    P/B
    1.0x
    See GNG's fair value

    FIBK Profitability: Margins, ROIC and FCF

    Operating margin
    43.2%
    Net margin
    30.6%
    ROIC
    8.0%
    ROE
    9.6%
    FCF margin
    23.5%

    FIBK Analyst Ratings

    Consensus
    Hold
    Analysts
    9
    Strong Buy
    1
    Buy
    0
    Hold
    5
    Sell
    2
    Strong Sell
    1

    FIBK Bull Case vs Bear Case

    Bull case

    • FIBK converts 23.5% of revenue into free cash flow.
    • FIBK has a 30.6% net profit margin.
    • FIBK beat EPS estimates in 75.0% of its last 8 reported quarters.

    Bear case

    • 33.3% of FIBK's analyst ratings are Sell or Strong Sell.

    FIBK Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    15.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.69
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    4 up, 1 down

    FIBK Dividend

    Forward yield
    5.4%
    Payout ratio
    56.0%
    3Y DPS growth
    3.4%
    5Y DPS growth
    6.1%
    Pay months
    Feb, May, Aug, Nov
    FIBK dividend history

    Frequently Asked Questions About FIBK

    What is FIBK's current dividend yield?

    First Interstate BancSystem Inc (FIBK) has a forward dividend yield of 5.40%.

    Does FIBK pay dividends?

    Yes, First Interstate BancSystem Inc pays dividends with a forward dividend yield of 5.40%.

    What is FIBK's P/E ratio?

    First Interstate BancSystem Inc has a price-to-earnings (P/E) ratio of 10.71.

    What is FIBK's market cap?

    First Interstate BancSystem Inc (FIBK) has a market capitalization of $3.28B with a current stock price of $34.81.

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