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    1st Source Corporation (SRCE)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $85.63
    -0.78 (-0.90%)

    Market Cap: $2.08B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    78%(31/40)
    Avg Surprise
    +8.16%
    Streak
    13 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.83
    Range$1.79 - $1.86
    3 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate Drift
    90d ago$1.72-6.0%
    60d ago$1.72-6.0%
    30d ago$1.72-5.7%
    7d ago$1.72-5.7%
    Current$1.83
    Revenue Consensus
    $118M
    Range$118M - $118M
    3 analysts
    Dec 31, 2026
    EPS Consensus$2.07
    Range$1.99 - $2.19
    3 analysts
    Revenue Consensus
    $125M
    Range$124M - $125M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.07---
    Sep 26EST
    		-$1.83---
    Jun 26
    		$1.95$1.71+14.04%Beat+25.8%
    Mar 26
    		$1.63$1.63+0.00%Beat+7.2%
    Dec 25
    		$1.87$1.61+16.15%Beat+32.6%
    Sep 25
    		$1.79$1.60+11.88%Beat+27.0%
    Jun 25
    		$1.55$1.47+5.44%Beat+4.0%
    Mar 25
    		$1.52$1.37+10.95%Beat+27.7%
    Dec 24
    		$1.41$1.29+9.30%Beat+11.9%
    Sep 24
    		$1.41$1.34+5.22%Beat+6.8%
    Jun 24
    		$1.49$1.22+22.13%Beat+14.6%
    Mar 24
    		$1.19$1.14+4.39%Beat+0.0%
    Dec 23
    		$1.26$1.15+9.57%Beat+0.8%
    Sep 23
    		$1.32$1.10+20.00%Beat+0.0%
    Jun 23
    		$1.30$1.11+17.12%Beat+10.2%
    Mar 23
    		$1.19$1.25-4.80%Miss+8.2%
    Dec 22
    		$1.25$1.28-2.34%Miss+12.6%
    Sep 22
    		$1.32$1.16+13.79%Beat+2.3%
    Jun 22
    		$1.18$1.06+11.32%Beat-0.8%
    Mar 22
    		$1.10$0.98+12.24%Beat+0.0%
    Dec 21
    		$1.11$1.14-2.63%Miss+0.0%
    Sep 21
    		$1.29$1.07+20.56%Beat+55.4%
    Jun 21
    		$1.19$1.02+16.67%Beat+65.3%
    Mar 21
    		$1.10$0.88+25.00%Beat+69.2%
    Dec 20
    		$1.11$0.71+56.34%Beat+38.8%
    Sep 20
    		$0.83$0.72+15.28%Beat-11.7%
    Jun 20
    		$0.72$0.57+26.32%Beat-20.9%
    Mar 20
    		$0.65$0.78-16.67%Miss-24.4%
    Dec 19
    		$0.80$0.90-11.11%Miss+12.7%
    Sep 19
    		$0.94$0.89+5.62%Beat+6.8%
    Jun 19
    		$0.91$0.89+2.25%Beat-1.1%
    Mar 19
    		$0.86$0.87-1.15%Miss+10.3%
    Dec 18
    		$0.71$0.86-17.44%Miss+2.9%
    Sep 18
    		$0.88$0.88+0.00%Beat+33.3%
    Jun 18
    		$0.92$0.85+8.24%Beat+43.8%
    Mar 18
    		$0.78$0.79-1.27%Miss+25.8%
    Dec 17
    		$0.69$0.65+6.15%Beat+19.0%
    Sep 17
    		$0.66$0.66+0.00%Beat+20.0%
    Jun 17
    		$0.64$0.61+4.92%Beat-
    Mar 17
    		$0.62$0.55+12.73%Beat-
    Dec 16
    		$0.58$0.56+3.57%Beat-
    Sep 16
    		$0.55$0.57-3.51%Miss-

    Dividends

    Dividend Metrics

    Yield1.96%
    Annual/Share$1.68
    Payout Ratio23.66%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+6.45%
    5Y CAGR+6.11%
    View SRCE's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.83EV/EBITDAN/A
    Price/FCF9.85xFCF Yield10.15%
    Profitability
    Profit Margin38.60%Operating Margin54.10%
    ROE13.10%ROIC11.09%
    Financial Health
    Debt/Equity0.18xInterest Coverage1.42x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.56Avg Volume119.67K
    52-Week High$91.2452-Week Low$55.57

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$86.22
    SMA 20$87.47
    SMA 50$84.87
    SMA 200$72.48
    EMA 10$86.43
    EMA 20$86.59
    EMA 50$84.38
    EMA 200$74.83

    MACD

    Line: 0.19Signal: 0.64Hist: -0.45

    ADX

    ADX: 22.6+DI: 19.3-DI: 23.8

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down72.0
    PSAR$88.89

    Bollinger Bands

    Upper Band$90.53
    Lower Band$84.42
    %B Position699%(Upper)
    Band Width0.20

    RSI (14-Day)

    Neutral
    45.6

    Momentum Oscillators

    Stoch %K24.1
    Stoch %D25.4
    Williams %R-88.5
    ROC (10d)-2.6%
    Momentum-2.27
    CCI (20d)-88.9
    MFI (14d)55.6

    Volatility Measures

    ATR (14d)$1.56(1.8%)
    StdDev (20d)1.53
    Hist Vol12.6%(Low)

    Volume Flow

    VWAP$85.81
    OBV2.7M
    AD Line-38.2M
    CMF (20d)-0.152

    Volume Metrics

    Avg Vol (20d)118.3K
    Vol Ratio1.2x
    VWMA (20d)$87.57

    Pivot Points

    R3$88.83
    R2$88.10
    R1$87.26
    Pivot Point$86.53
    S1$85.69
    S2$84.96
    S3$84.12

    Advanced Oscillators

    TSI4.35
    Ultimate Osc48.2
    KST13.35

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$118.16M$113.14M$110.83M$110.66M$108.25M$104.04M$97.85M$97.93M$97.27M$94.07M$91.41M$93.69M
    Cost of RevenueN/A$43.27M$39.69M$43.03M$49.71M$45.63M$45.61M$50.85M$47.17M$52.03M$45.15M$38.95M
    Gross ProfitN/A$105.87M$110.83M$109.76M$100.56M$100.78M$96.02M$94.83M$97.22M$86.59M$89.50M$92.83M
    Operating Expenses$55.02M$54.52M$56.56M$54.78M$52.43M$53.08M$54.21M$50.83M$49.86M$48.70M$52.97M$50.17M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$51.35M$54.27M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    Interest Income$131.08M$126.13M$132.99M$130.89M$127.22M$123.30M$123.15M$123.23M$121.17M$116.47M$114.57M$107.33M
    Interest Expense$37.94M$35.99M$39.69M$42.14M$42.02M$42.37M$43.78M$47.74M$47.12M$44.55M$43.24M$38.09M
    Income Before Tax$61.60M$51.35M$53.56M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    Income Tax Expense$14.05M$11.39M$12.43M$12.71M$10.80M$10.18M$8.62M$10.47M$10.92M$8.43M$8.11M$9.73M
    Net Income$47.54M$39.96M$41.13M$42.28M$37.33M$37.52M$31.44M$34.91M$36.80M$29.46M$28.42M$32.94M
    EBITDA$63.42M$53.48M$55.53M$57.10M$50.01M$49.88M$42.84M$48.87M$51.50M$41.92M$40.85M$47.49M
    EBIT$61.60M$51.35M$53.56M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Why 1st Source (SRCE) is a Top Dividend Stock for Your Portfolio

    1st Source (SRCE) is highlighted as a top dividend stock due to its consistent dividend growth and attractive dividend yield. The company currently offers a 2.1% dividend yield with a payout ratio of 25%, and its annualized dividend of $1.80 is up 18.4% from last year. With a Zacks Rank of #2 (Buy) and projected earnings growth of 13.26% for 2026, SRCE presents a compelling investment opportunity for income-focused investors.

    Yahoo Finance•8/24/26•
    Bullish

    1ST Source Bank Invests $3.34 Million in Starbucks Corporation $SBUX

    1ST Source Bank has acquired a new position in Starbucks Corporation, investing approximately $3.34 million for 32,644 shares. This move is part of a broader trend of institutional investors increasing their holdings in SBUX, despite challenges like corporate restructuring, job cuts, and difficulties in the Chinese market. Starbucks recently reported strong Q2 earnings, beating analyst expectations, and announced a quarterly dividend of $0.62 per share.

    MarketBeat•8/22/26•
    Neutral

    If EPS Growth Is Important To You, 1st Source (NASDAQ:SRCE) Presents An Opportunity

    This article examines the earnings per share (EPS) growth of 1st Source Corporation (NASDAQ:SRCE) over the past five years, noting a positive trend despite some challenges. It highlights the company's solid balance sheet and future growth prospects based on analyst expectations, suggesting it could be an attractive option for investors prioritizing EPS growth.

    Moomoo•8/20/26•
    Bullish

    Denali Advisors LLC Sells 38,700 Shares of 1st Source Corporation $SRCE

    Denali Advisors LLC significantly reduced its stake in 1st Source Corporation (SRCE) by selling 38,700 shares, though it still retains 80,900 shares valued at $6.6 million. Despite this sale, institutional investors hold a substantial 74.45% of the company's stock. The financial services provider reported strong Q2 earnings, beating analyst estimates for both EPS and revenue, and also increased its quarterly dividend.

    MarketBeat•8/20/26•
    Somewhat-Bullish

    A Look Back at Regional Banks Stocks’ Q2 Earnings: 1st Source (NASDAQ:SRCE) Vs The Rest Of The Pack

    The article reviews the Q2 earnings season for regional banks, highlighting 1st Source (NASDAQ:SRCE) and its peers. It discusses the mixed performance of 95 regional bank stocks, noting that revenues were generally in line with analyst estimates, leading to an average share price increase of 3.3%. The piece details the individual results of top performers like OFG Bancorp and UMB Financial, as well as the weakest, Banc of California, providing specific revenue figures and stock performance.

    Yahoo Finance•8/18/26•
    Bullish

    Frequently Asked Questions About SRCE

    What is SRCE's current dividend yield?
    1st Source Corporation (SRCE) has a current dividend yield of 1.96%.
    Does SRCE pay dividends?
    Yes, 1st Source Corporation pays dividends with a current yield of 1.96%.
    What is SRCE's P/E ratio?
    1st Source Corporation has a price-to-earnings (P/E) ratio of 11.83.
    What is SRCE's market cap?
    1st Source Corporation (SRCE) has a market capitalization of $2.08B with a current stock price of $85.63.

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