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    1st Source Corporation (SRCE)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $84.33
    +0.27 (+0.32%)

    Market Cap: $2.03B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    +8.46%
    Streak
    13 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.83
    Range$1.79 - $1.86
    3 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$1.72+6.4%
    60d ago$1.72+6.4%
    30d ago$1.72+6.0%
    7d ago$1.72+6.0%
    Current$1.83
    Revenue Consensus
    $118M
    Range$118M - $118M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.07
    Range$1.99 - $2.19
    3 analysts
    Revenue Consensus
    $125M
    Range$124M - $125M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.07---
    Sep 26EST
    		-$1.83---
    Jun 26
    Reported Jul 23
    		$1.95$1.71+14.04%Beat+25.8%
    Mar 26
    Reported Apr 23
    		$1.63$1.63+0.00%Beat+7.2%
    Dec 25
    Reported Jan 22
    		$1.87$1.61+16.15%Beat+32.6%
    Sep 25
    Reported Oct 23
    		$1.79$1.60+11.88%Beat+27.0%
    Jun 25
    Reported Jul 24
    		$1.55$1.47+5.44%Beat+4.0%
    Mar 25
    Reported Apr 24
    		$1.52$1.37+10.95%Beat+27.7%
    Dec 24
    Reported Jan 23
    		$1.41$1.29+9.30%Beat+11.9%
    Sep 24
    Reported Oct 24
    		$1.41$1.34+5.22%Beat+6.8%
    Jun 24
    Reported Jul 25
    		$1.49$1.22+22.13%Beat+14.6%
    Mar 24
    Reported Apr 25
    		$1.19$1.14+4.39%Beat+0.0%
    Dec 23
    Reported Feb 20
    		$1.26$1.15+9.57%Beat+0.8%
    Sep 23
    Reported Oct 19
    		$1.32$1.10+20.00%Beat+0.0%
    Jun 23
    Reported Jul 20
    		$1.30$1.11+17.12%Beat+10.2%
    Mar 23
    Reported Apr 20
    		$1.19$1.25-4.80%Miss+8.2%
    Dec 22
    Reported Jan 19
    		$1.25$1.28-2.34%Miss+12.6%
    Sep 22
    Reported Oct 20
    		$1.32$1.16+13.79%Beat+2.3%
    Jun 22
    Reported Jul 21
    		$1.18$1.06+11.32%Beat-0.8%
    Mar 22
    Reported Apr 21
    		$1.10$0.98+12.24%Beat+0.0%
    Dec 21
    Reported Jan 20
    		$1.11$1.14-2.63%Miss+0.0%
    Sep 21
    Reported Oct 21
    		$1.29$1.07+20.56%Beat+55.4%
    Jun 21
    Reported Jul 22
    		$1.19$1.02+16.67%Beat+65.3%
    Mar 21
    Reported Apr 22
    		$1.10$0.88+25.00%Beat+69.2%
    Dec 20
    Reported Jan 21
    		$1.11$0.71+56.34%Beat+38.8%
    Sep 20
    Reported Oct 22
    		$0.83$0.72+15.28%Beat-11.7%
    Jun 20
    Reported Jul 23
    		$0.72$0.57+26.32%Beat-20.9%
    Mar 20
    Reported Apr 23
    		$0.65$0.78-16.67%Miss-24.4%
    Dec 19
    Reported Jan 23
    		$0.80$0.90-11.11%Miss+12.7%
    Sep 19
    Reported Oct 17
    		$0.94$0.89+5.62%Beat+6.8%
    Jun 19
    Reported Jul 18
    		$0.91$0.89+2.25%Beat-1.1%
    Mar 19
    Reported Apr 18
    		$0.86$0.87-1.15%Miss+10.3%
    Dec 18
    Reported Jan 24
    		$0.71$0.86-17.44%Miss+2.9%
    Sep 18
    Reported Oct 18
    		$0.88$0.88+0.00%Beat+33.3%
    Jun 18
    Reported Jul 19
    		$0.92$0.85+8.24%Beat+43.8%
    Mar 18
    Reported Apr 19
    		$0.78$0.79-1.27%Miss+25.8%
    Dec 17
    Reported Jan 18
    		$0.69$0.65+6.15%Beat+19.0%
    Sep 17
    Reported Oct 19
    		$0.66$0.66+0.00%Beat-
    Jun 17
    Reported Jul 20
    		$0.64$0.61+4.92%Beat-
    Mar 17
    Reported Apr 20
    		$0.62$0.55+12.73%Beat-
    Dec 16
    Reported Jan 19
    		$0.58$0.56+3.57%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.13%
    Forward Annual Dividend$1.80
    Payout Ratio23.66%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+6.45%
    5Y CAGR+6.11%
    SRCE dividend history and ex-dividend datesRun SRCE in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.65EV/EBITDA9.56x
    Price/FCF9.70xFCF Yield10.31%
    Profitability
    Profit Margin38.60%Operating Margin54.10%
    ROE13.10%ROIC11.09%
    Financial Health
    Debt/Equity0.18xInterest Coverage1.42x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.56Avg Volume112.05K
    52-Week High$91.2452-Week Low$56.50

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$85.13
    SMA 20$85.25
    SMA 50$86.30
    SMA 200$75.99
    EMA 10$84.80
    EMA 20$85.22
    EMA 50$85.15
    EMA 200$77.49

    MACD

    Line: -0.46Signal: -0.33Hist: -0.13

    ADX

    ADX: 26.4+DI: 12.1-DI: 23.8

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down100.0
    PSAR$87.25

    Bollinger Bands

    Upper Band$86.88
    Lower Band$83.61
    %B Position383%(Upper)
    Band Width0.22

    RSI (14-Day)

    Neutral
    44.0

    Momentum Oscillators

    Stoch %K31.6
    Stoch %D31.3
    Williams %R-67.7
    ROC (10d)-0.2%
    Momentum-0.17
    CCI (20d)-160.1
    MFI (14d)32.9

    Volatility Measures

    ATR (14d)$1.73(2.1%)
    StdDev (20d)0.82
    Hist Vol14.5%(Low)

    Volume Flow

    VWAP$83.83
    OBV4.4M
    AD Line-32.1M
    CMF (20d)-0.070

    Volume Metrics

    Avg Vol (20d)114.0K
    Vol Ratio1.1x
    VWMA (20d)$85.34

    Pivot Points

    R3$87.00
    R2$86.31
    R1$85.18
    Pivot Point$84.49
    S1$83.37
    S2$82.68
    S3$81.55

    Advanced Oscillators

    TSI-9.91
    Ultimate Osc35.6
    KST-15.04

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$118.16M$113.14M$110.83M$110.66M$108.25M$104.04M$97.85M$97.93M$97.27M$94.07M$91.41M$93.69M
    Cost of RevenueN/A$43.27M$39.69M$43.03M$49.71M$45.63M$45.61M$50.85M$47.17M$52.03M$45.15M$38.95M
    Gross ProfitN/A$105.87M$110.83M$109.76M$100.56M$100.78M$96.02M$94.83M$97.22M$86.59M$89.50M$92.83M
    Operating Expenses$55.02M$54.52M$56.56M$54.78M$52.43M$53.08M$54.21M$50.83M$49.86M$48.70M$52.97M$50.17M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$51.35M$54.27M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    Interest Income$131.08M$126.13M$132.99M$130.89M$127.22M$123.30M$123.15M$123.23M$121.17M$116.47M$114.57M$107.33M
    Interest Expense$37.94M$35.99M$39.69M$42.14M$42.02M$42.37M$43.78M$47.74M$47.12M$44.55M$43.24M$38.09M
    Income Before Tax$61.60M$51.35M$53.56M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    Income Tax Expense$14.05M$11.39M$12.43M$12.71M$10.80M$10.18M$8.62M$10.47M$10.92M$8.43M$8.11M$9.73M
    Net Income$47.54M$39.96M$41.13M$42.28M$37.33M$37.52M$31.44M$34.91M$36.80M$29.46M$28.42M$32.94M
    EBITDA$63.42M$53.48M$55.53M$57.10M$50.01M$49.88M$42.84M$48.87M$51.50M$41.92M$40.85M$47.49M
    EBIT$61.60M$51.35M$53.56M$54.98M$48.13M$47.70M$40.06M$45.38M$47.72M$37.89M$36.52M$42.67M
    * Some calculated fields are derived from available data when not provided by source

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    News

    1st Source schedules October 22 report for 1st Source stock

    1st Source (SRCE) is set to release its third-quarter 2026 earnings report on October 22, with analysts forecasting revenue of USD 118.11 million and earnings per share of USD 1.83. While the revenue estimate shows...

    ad-hoc-news.de•10/15/26•Neutral

    1st Source (SRCE) Set to Release Quarterly Earnings on Thursday

    1st Source (SRCE) is scheduled to release its Q3 2026 earnings after market close on Thursday, October 22nd, with analysts forecasting an EPS of $1.83 and revenue of $118.11 million. The company recently increased its...

    MarketBeat•10/15/26•Somewhat-Bullish

    1st Source (SRCE) Builds On Dividend Growth, Is The Stock Still Cheap?

    1st Source (SRCE) has seen significant share price momentum, with a 34.58% year-to-date return and a 42.38% one-year total shareholder return...

    Simply Wall Street•10/14/26•Neutral

    1st Source Q3 2026 Earnings Date and Estimates

    1st Source (NASDAQ: SRCE) is scheduled to report its Q3 2026 earnings on Thursday, October 22, 2026, after the market closes...

    MarketBeat•10/9/26•Somewhat-Bullish

    1st Source stock carries a Q2 earnings beat after 38 percent gain

    1st Source Corporation reported Q2 diluted EPS of USD 1.95, surpassing the USD 1.71 consensus estimate, with revenue also exceeding expectations at USD 118.16 million. Despite this earnings beat and a 38.04% year-to-date...

    AD HOC NEWS•10/7/26•Bullish

    SRCE Valuation and Fair Value

    P/E
    11.6x
    Forward P/E
    13.7x
    EV/EBITDA
    9.6x
    P/FCF
    9.7x
    PEG
    1.4x
    P/B
    1.5x
    See GNG's fair value

    SRCE Profitability: Margins, ROIC and FCF

    Operating margin
    54.1%
    Net margin
    38.6%
    ROIC
    11.1%
    ROE
    13.1%
    FCF margin
    46.2%
    FCF yield
    10.3%

    SRCE Competitors

    CompanyTicker
    EZCORP IncEZPW
    First Commonwealth FinancialFCF
    Bladex Inc.BLX
    Stellar Bancorp, Inc.STEL
    Hilltop Holdings IncHTH
    The Bancorp IncTBBK
    Enterprise Financial ServicesEFSC
    City Holding CompanyCHCO

    Sector: Financial Services

    SRCE Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    1
    Buy
    0
    Hold
    2
    Sell
    0
    Strong Sell
    0

    SRCE Bull Case vs Bear Case

    Bull case

    • SRCE converts 46.2% of revenue into free cash flow.
    • SRCE has a 38.6% net profit margin.
    • SRCE beat EPS estimates in 87.5% of its last 8 reported quarters.

    SRCE Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    9.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.83
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 0 down

    SRCE Dividend

    Forward yield
    2.1%
    Payout ratio
    23.7%
    3Y DPS growth
    6.5%
    5Y DPS growth
    6.1%
    Pay months
    Feb, May, Aug, Nov
    SRCE dividend history

    Frequently Asked Questions About SRCE

    What is SRCE's current dividend yield?

    1st Source Corporation (SRCE) has a forward dividend yield of 2.13%.

    Does SRCE pay dividends?

    Yes, 1st Source Corporation pays dividends with a forward dividend yield of 2.13%.

    What is SRCE's P/E ratio?

    1st Source Corporation has a price-to-earnings (P/E) ratio of 11.65.

    What is SRCE's market cap?

    1st Source Corporation (SRCE) has a market capitalization of $2.03B with a current stock price of $84.33.

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