F

    Finwise Bancorp (FINW)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $13.90
    -0.21 (-1.45%)

    Market Cap: $195.88M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    60%(12/20)
    Avg Surprise
    +7.52%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.19
    Range$0.16 - $0.21
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate Drift
    90d ago$0.34+78.9%
    60d ago$0.34+78.9%
    30d ago$0.34+78.9%
    7d ago$0.34+78.9%
    Current$0.19
    Revenue Consensus
    $42M
    Range$38M - $46M
    3 analysts
    Dec 31, 2026
    EPS Consensus$-0.03
    Range$-0.13 - $0.05
    3 analysts
    Revenue Consensus
    $45M
    Range$36M - $51M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-0.03---
    Sep 26EST
    		-$0.19---
    Jun 26
    		$0.15$0.24-37.50%Miss-48.3%
    Mar 26
    		$0.20$0.32-37.50%Miss-13.0%
    Dec 25
    		$0.27$0.35-22.86%Miss+35.0%
    Sep 25
    		$0.34$0.30+13.33%Beat+36.0%
    Jun 25
    		$0.29$0.23+26.09%Beat+20.8%
    Mar 25
    		$0.23$0.26-11.54%Miss-8.0%
    Dec 24
    		$0.20$0.20+0.00%Beat-37.5%
    Sep 24
    		$0.25$0.21+19.05%Beat-32.4%
    Jun 24
    		$0.24$0.19+26.32%Beat-31.4%
    Mar 24
    		$0.25$0.23+8.70%Beat-13.8%
    Dec 23
    		$0.32$0.31+3.23%Beat-34.7%
    Sep 23
    		$0.37$0.24+54.17%Beat+37.0%
    Jun 23
    		$0.35$0.18+94.44%Beat-14.6%
    Mar 23
    		$0.29$0.31-6.45%Miss-61.8%
    Dec 22
    		$0.49$0.43+13.95%Beat-50.5%
    Sep 22
    		$0.27$0.36-25.00%Miss-50.0%
    Jun 22
    		$0.41$0.57-28.07%Miss-4.7%
    Mar 22
    		$0.76$0.61+24.59%Beat+100.0%
    Dec 21
    		$0.99$0.56+76.79%Beat+67.3%
    Sep 21
    		$0.54$0.92-41.30%Miss+161.2%
    Jun 21
    		$0.43$0.00N/ABeat-
    Mar 21
    		$0.38$0.00N/ABeat-
    Dec 20
    		$0.59$0.00N/ABeat-
    Dec 19
    		$0.21$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio14.48EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin11.70%Operating Margin8.85%
    ROE7.17%ROICN/A
    Financial Health
    Debt/EquityN/AInterest Coverage0.85x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.71Avg Volume24.52K
    52-Week High$22.4952-Week Low$12.82

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$14.00
    SMA 20$13.98
    SMA 50$14.05
    SMA 200$15.86
    EMA 10$13.97
    EMA 20$13.97
    EMA 50$14.09
    EMA 200$15.43

    MACD

    Line: -0.01Signal: -0.02Hist: 0.01

    ADX

    ADX: 8.0+DI: 19.4-DI: 17.0

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down12.0
    PSAR$14.50

    Bollinger Bands

    Upper Band$14.32
    Lower Band$13.64
    %B Position487%(Upper)
    Band Width0.39

    RSI (14-Day)

    Neutral
    48.3

    Momentum Oscillators

    Stoch %K58.7
    Stoch %D54.7
    Williams %R-48.0
    ROC (10d)1.4%
    Momentum0.20
    CCI (20d)-10.2
    MFI (14d)61.8

    Volatility Measures

    ATR (14d)$0.48(3.4%)
    StdDev (20d)0.17
    Hist Vol22.4%(Moderate)

    Volume Flow

    VWAP$13.99
    OBV1.2M
    AD Line-440.6K
    CMF (20d)-0.265

    Volume Metrics

    Avg Vol (20d)24.2K
    Vol Ratio0.7x
    VWMA (20d)$13.96

    Pivot Points

    R3$14.58
    R2$14.42
    R1$14.26
    Pivot Point$14.10
    S1$13.95
    S2$13.79
    S3$13.63

    Advanced Oscillators

    TSI-0.71
    Ultimate Osc37.2
    KST-0.10

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$54.34M$42.72M$46.85M$36.66M$25.07M$22.09M$21.13M$20.82M$19.78M$19.67M$21.12M$19.30M
    Cost of RevenueN/A$16.03M$23.38M$18.16M$9.74M$7.59M$7.71M$6.32M$6.19M$6.79M$6.89M$5.87M
    Gross ProfitN/A$32.14M$29.14M$23.61M$20.34M$18.75M$17.88M$18.66M$17.40M$16.51M$17.79M$16.23M
    Operating Expenses$28.86M$28.34M$23.65M$17.45M$14.91M$14.32M$13.56M$14.05M$13.22M$12.01M$12.10M$9.73M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$3.80M$5.49M$6.41M$5.43M$4.44M$3.69M$4.61M$4.18M$4.51M$5.81M$6.50M
    Interest Income$33.98M$33.54M$30.23M$23.97M$19.74M$18.54M$19.36M$18.92M$18.42M$17.64M$18.05M$17.21M
    Interest Expense$5.23M$5.45M$5.67M$5.36M$5.01M$4.26M$3.83M$4.16M$3.81M$3.64M$3.69M$2.80M
    Income Before Tax$2.80M$3.80M$5.49M$6.41M$5.43M$4.44M$3.69M$4.61M$4.18M$4.51M$5.81M$6.50M
    Income Tax Expense$672,000$1.06M$1.57M$1.52M$1.33M$1.25M$898,000$1.16M$998,000$1.19M$1.66M$1.70M
    Net Income$2.13M$2.73M$3.91M$4.89M$4.10M$3.19M$2.79M$3.45M$3.18M$3.31M$4.16M$4.80M
    EBITDA$4.02M$4.94M$6.70M$7.56M$6.54M$5.80M$4.82M$6.12M$5.74M$5.58M$6.78M$7.70M
    EBIT$2.80M$3.80M$5.49M$6.41M$5.43M$4.44M$3.69M$4.61M$4.18M$4.51M$5.81M$6.50M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Wall Street Zen Downgrades FinWise Bancorp (NASDAQ:FINW) to Strong Sell

    Wall Street Zen has downgraded FinWise Bancorp (NASDAQ:FINW) from a "sell" to a "strong sell" rating. This downgrade comes as FinWise shares opened near their 52-week low and below key moving averages, following a quarter where earnings per share missed analyst expectations. Despite the downgrade, the broader analyst consensus for FINW remains "hold" with an $18.00 price target, and institutional investors collectively own a significant portion of the company.

    MarketBeat•8/15/26•
    Bearish

    Finwise Bancorp Q2 2026: Revenue $33.98M, EPS $0.15— 10-Q Summary

    Finwise Bancorp reported its Q2 2026 results, showing a significant increase in total interest income to $33.98M, a 72.1% rise from the previous year, driven by rapid loan origination growth and increased credit program activity. However, net income and diluted EPS decreased by 48.0% and 48.3% respectively due to tighter credit and reserve measures. The company also expanded its banking-as-a-service (BaaS) segment and acquired the Tallied platform to internalize card issuance.

    TradingView•8/12/26•
    Somewhat-Bearish

    Avoiding Lag: Real-Time Signals in (FINW) Movement

    This article analyzes Finwise Bancorp (NASDAQ: FINW), highlighting divergent sentiment across different time horizons. It presents three AI-generated trading strategies with specific entry, target, and stop-loss levels for long, breakout, and short positions, emphasizing risk management. The analysis also provides multi-timeframe signal strengths, support, and resistance levels for the stock.

    Stock Traders Daily•8/10/26•
    Somewhat-Bullish

    FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript

    FinWise Bancorp reported Q2 2026 earnings per diluted share of $0.15, falling short of expectations primarily due to higher provision expenses on loans with retained credit risk. Despite this, loan originations grew by 8% to $1.6 billion, and the company completed the acquisition of Tallied Technologies to enhance its card issuance platform. Management addressed elevated charge-offs in a legacy SBA loan pool and outlined strategies for continued growth in partnerships and product diversification.

    The Globe and Mail•8/8/26•
    Somewhat-Bullish

    Finwise Bancorp (FINW) Stock News Today

    This article provides current stock information for Finwise Bancorp (FINW), including its stock price, market cap, and P/E TTM. It states that more news regarding the company's stock, earnings, analyst ratings, and key developments will be available soon.

    TradingKey•8/7/26•
    Neutral

    Frequently Asked Questions About FINW

    Does FINW pay dividends?
    Finwise Bancorp (FINW) does not currently pay a regular dividend.
    What is FINW's P/E ratio?
    Finwise Bancorp has a price-to-earnings (P/E) ratio of 14.48.
    What is FINW's market cap?
    Finwise Bancorp (FINW) has a market capitalization of $195.88M with a current stock price of $13.90.

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