F

    First Internet Bancorp (INBK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $27.34
    -0.67 (-2.39%)

    Market Cap: $238.78M

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    70%(28/40)
    Avg Surprise
    +23.51%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.78
    Range$0.69 - $0.83
    4 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.73-5.8%
    60d ago$0.71-8.4%
    30d ago$0.73-5.8%
    7d ago$0.67-13.5%
    Current$0.78
    Revenue Consensus
    $36M
    Range$36M - $37M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.38
    Range$1.33 - $1.43
    4 analysts
    Revenue Consensus
    $35M
    Range$35M - $36M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.38---
    Sep 26EST
    		-$0.78---
    Jun 26
    Reported Jul 22
    		$0.27$0.03+800.00%Beat+1250.0%
    Mar 26
    Reported Apr 30
    		$0.29$0.08+262.50%Beat+163.6%
    Dec 25
    Reported Jan 29
    		$0.64$0.57+12.28%Beat+56.1%
    Sep 25
    Reported Oct 22
    		$-1.43$0.64-323.44%Miss-278.7%
    Jun 25
    Reported Jul 23
    		$0.02N/A-93.55%Miss-97.2%
    Mar 25
    Reported Apr 23
    		$0.11N/A-85.14%Miss-81.4%
    Dec 24
    Reported Jan 22
    		$0.41N/A-54.95%Miss-14.6%
    Sep 24
    Reported Oct 23
    		$0.80$0.82-2.44%Miss+105.1%
    Jun 24
    Reported Jul 24
    		$0.72$0.70+2.86%Beat+63.6%
    Mar 24
    Reported Apr 24
    		$0.59$0.53+11.32%Beat+11.3%
    Dec 23
    Reported Jan 25
    		$0.48$0.29+65.52%Beat-29.4%
    Sep 23
    Reported Oct 25
    		$0.39$0.35+11.43%Beat-56.7%
    Jun 23
    Reported Jul 26
    		$0.44$0.40+10.00%Beat-58.5%
    Mar 23
    Reported Apr 26
    		$0.53$0.47+12.77%Beat-56.6%
    Dec 22
    Reported Jan 25
    		$0.68$0.70-2.86%Miss-47.7%
    Sep 22
    Reported Oct 19
    		$0.90$1.13-20.35%Miss-29.1%
    Jun 22
    Reported Jul 20
    		$1.06$1.13-6.19%Miss-4.5%
    Mar 22
    Reported Apr 20
    		$1.22$1.04+17.31%Beat+16.2%
    Dec 21
    Reported Jan 19
    		$1.30$1.18+10.17%Beat+16.1%
    Sep 21
    Reported Oct 20
    		$1.27$1.14+11.40%Beat+23.3%
    Jun 21
    Reported Jul 21
    		$1.11$1.19-6.72%Miss+177.5%
    Mar 21
    Reported Apr 21
    		$1.05$0.93+12.90%Beat+69.4%
    Dec 20
    Reported Jan 20
    		$1.12$0.85+31.76%Beat+55.6%
    Sep 20
    Reported Oct 21
    		$1.03$0.41+151.22%Beat+63.5%
    Jun 20
    Reported Jul 22
    		$0.40$0.33+21.21%Beat-33.3%
    Mar 20
    Reported Apr 22
    		$0.62$0.57+8.77%Beat+10.7%
    Dec 19
    Reported Mar 12
    		$0.72$0.57+26.32%Beat+35.8%
    Sep 19
    Reported Oct 23
    		$0.63$0.61+3.28%Beat+3.3%
    Jun 19
    Reported Jul 24
    		$0.60$0.58+3.45%Beat-10.4%
    Mar 19
    Reported Apr 24
    		$0.56$0.49+14.29%Beat-21.1%
    Dec 18
    Reported Mar 14
    		$0.53$0.60-11.67%Miss-15.9%
    Sep 18
    Reported Oct 24
    		$0.61$0.61+0.00%Beat-14.1%
    Jun 18
    Reported Jul 19
    		$0.67$0.70-4.29%Miss+9.8%
    Mar 18
    Reported Apr 19
    		$0.71$0.71+0.00%Beat+65.1%
    Dec 17
    Reported Mar 8
    		$0.63$0.61+3.28%Beat-1.6%
    Sep 17
    Reported Oct 19
    		$0.71$0.66+7.58%Beat+4.4%
    Jun 17
    Reported Jul 20
    		$0.61$0.57+7.02%Beat-
    Mar 17
    Reported Apr 20
    		$0.43$0.46-6.52%Miss-
    Dec 16
    Reported Mar 14
    		$0.64$0.53+20.75%Beat-
    Sep 16
    Reported Oct 20
    		$0.68$0.57+19.30%Beat-

    Dividends

    Dividend Metrics

    Yield0.88%
    Annual/Share$0.24
    Payout Ratio8.33%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+0.00%
    5Y CAGR+0.00%
    View INBK's full dividend history

    Key Metrics

    Valuation
    P/E Ratio-118.87EV/EBITDAN/A
    Price/FCF1.50xFCF Yield66.70%
    Profitability
    Profit Margin-57.00%Operating Margin11.50%
    ROE-8.34%ROIC2.67%
    Financial Health
    Debt/Equity0.95xInterest Coverage0.13x
    Current Ratio0.01xQuick Ratio0.01x
    Trading Statistics
    Beta0.84Avg Volume44.14K
    52-Week High$31.0952-Week Low$16.91

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$28.31
    SMA 20$28.74
    SMA 50$27.71
    SMA 200$23.21
    EMA 10$28.11
    EMA 20$28.24
    EMA 50$27.50
    EMA 200$24.74

    MACD

    Line: 0.03Signal: 0.30Hist: -0.27

    ADX

    ADX: 27.0+DI: 21.8-DI: 16.3

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down12.0
    PSAR$29.95

    Bollinger Bands

    Upper Band$30.10
    Lower Band$27.38
    %B Position948%(Upper)
    Band Width-0.01

    RSI (14-Day)

    Neutral
    43.2

    Momentum Oscillators

    Stoch %K19.5
    Stoch %D17.6
    Williams %R-89.1
    ROC (10d)-5.2%
    Momentum-1.51
    CCI (20d)-147.3
    MFI (14d)26.4

    Volatility Measures

    ATR (14d)$1.04(3.8%)
    StdDev (20d)0.68
    Hist Vol27.2%(Moderate)

    Volume Flow

    VWAP$27.74
    OBV136.0K
    AD Line-8.1M
    CMF (20d)-0.369

    Volume Metrics

    Avg Vol (20d)42.7K
    Vol Ratio1.7x(High)
    VWMA (20d)$28.48

    Pivot Points

    R3$29.84
    R2$29.21
    R1$28.61
    Pivot Point$27.98
    S1$27.38
    S2$26.75
    S3$26.15

    Advanced Oscillators

    TSI1.31
    Ultimate Osc36.2
    KST31.03

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$85.32M$87.33M$89.43M$57.89M$84.94M$85.75M$92.37M$85.52M$80.40M$75.13M$72.33M$69.10M
    Cost of Revenue$57.61M$60.52M$59.72M$88.83M$66.52M$63.69M$61.47M$56.64M$53.67M$49.94M$50.09M$47.60M
    Gross Profit$27.71M$26.81M$29.71M$-30,934,000$18.42M$22.06M$30.91M$28.88M$26.73M$25.19M$22.24M$21.50M
    Operating Expenses$26.12M$25.03M$24.21M$23.61M$20.28M$22.02M$22.58M$21.27M$20.74M$19.58M$18.68M$18.42M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.37M$1.08M$16.37M$15.97M$12.43M$14.51M$15.51M$14.68M$13.63M$12.94M$10.51M$12.83M
    Operating Income$1.59M$1.78M$5.50M$-54,543,000$-1,861,000$34,000$8.33M$7.61M$5.99M$5.61M$3.56M$3.08M
    Interest Income$76.64M$75.81M$78.05M$84.39M$80.89M$76.83M$77.77M$74.99M$70.96M$68.17M$66.27M$63.02M
    Interest Expense$44.20M$44.21M$47.73M$54.04M$52.90M$51.73M$54.22M$53.23M$49.63M$47.43M$46.47M$45.64M
    Income Before Tax$1.59M$1.78M$5.50M$-54,543,000$-1,861,000$34,000$8.33M$7.61M$5.99M$5.61M$3.56M$3.08M
    Income Tax Expense$-780,000$-725,000$213,000$-12,950,000$-2,054,000$-909,000$999,000$620,000$218,000$429,000$-585,000$-326,000
    Net Income$2.37M$2.51M$5.29M$-41,593,000$193,000$943,000$7.33M$6.99M$5.78M$5.18M$4.14M$3.41M
    EBITDA$3.61M$4.49M$6.46M$-52,295,000$51,000$1.10M$10.76M$9.79M$7.97M$7.48M$6.29M$3.18M
    EBIT$1.59M$1.78M$5.50M$-54,543,000$-1,861,000$34,000$8.33M$7.61M$5.99M$5.61M$3.56M$3.08M
    * Some calculated fields are derived from available data when not provided by source

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    News

    First Internet Bancorp (NASDAQ:INBK) Receives Average Rating of "Hold" from Analysts

    First Internet Bancorp (NASDAQ:INBK) has received an average "Hold" rating from analysts, with a consensus 12-month price target of $29.38. The bank recently reported quarterly earnings of $0.27 per share, surpassing expectations, though revenue missed forecasts. The stock is currently trading near its annual high and offers a quarterly dividend.

    MarketBeat•8/24/26•
    Neutral

    First Internet Bank goes all in on AI

    First Internet Bank, an early innovator in online banking, is now embracing AI to enhance customer experience. Through its new Model Context Protocol, customers can interact with a ChatGPT and Claude-powered assistant to ask questions about their finances, understand spending patterns, and track savings, all while maintaining control over their information as the tool is read-only and does not access self-service banking controls. This initiative reflects the bank's continued commitment to innovation while prioritizing customer privacy and security.

    ATM Marketplace•8/24/26•
    Bullish

    GSA Capital Partners LLP Takes $1.49 Million Position in First Internet Bancorp $INBK

    GSA Capital Partners LLP has acquired a new position in First Internet Bancorp (NASDAQ:INBK), purchasing 53,644 shares valued at approximately $1.49 million, which represents a 0.62% stake in the company. Institutional investors now collectively own 65.46% of First Internet Bancorp. The company recently reported quarterly EPS of $0.27, surpassing estimates, and maintains a consensus "Hold" rating from analysts with an average price target of $29.38.

    MarketBeat•8/17/26•
    Neutral

    Trading the Move, Not the Narrative: (INBKZ) Edition

    This article provides an AI-driven analysis of First Internet Bancorp Fixed-to-floating Rate Subordinated Notes Due 2029 (NASDAQ: INBKZ), indicating a neutral sentiment across all time horizons. It highlights an exceptional 6.0:1 risk-reward short setup and offers three distinct trading strategies for different risk profiles. The analysis emphasizes trading the move over the narrative, supported by multi-timeframe signal analysis and institutional trading strategies.

    Stock Traders Daily•8/16/26•
    Neutral

    FIRST INTERNET BANCORP 6.0% SUB NT FXD FLTG DUE 30/06/2029 To Go Ex-Dividend On August 14th, 2026 With 0.5067 USD Dividend Per Share

    FIRST INTERNET BANCORP (NASDAQ:INBK) will go ex-dividend on August 14th, 2026. Shareholders will receive a dividend of 0.5067 USD per share for its 6.0% SUB NT FXD FLTG DUE 30/06/2029.

    Moomoo•8/6/26•
    Somewhat-Bullish

    Frequently Asked Questions About INBK

    What is INBK's current dividend yield?
    First Internet Bancorp (INBK) has a current dividend yield of 0.88%.
    Does INBK pay dividends?
    Yes, First Internet Bancorp pays dividends with a current yield of 0.88%.
    What is INBK's market cap?
    First Internet Bancorp (INBK) has a market capitalization of $238.78M with a current stock price of $27.34.

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