F

    Five Star Bancorp (FSBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $45.82
    +0.20 (+0.44%)

    Market Cap: $1.12B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(20/23)
    Avg Surprise
    +4.37%
    Streak
    7 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.86
    Range$0.84 - $0.89
    5 analysts
    EPS RevisionsNo revisions (7d)
    0
    4
    30d
    EPS Estimate Drift
    90d ago$0.91+5.8%
    60d ago$0.91+5.8%
    30d ago$0.91+5.8%
    7d ago$0.86+0.0%
    Current$0.86
    Revenue Consensus
    $51M
    Range$50M - $53M
    4 analysts
    Dec 31, 2026
    EPS Consensus$0.99
    Range$0.91 - $1.08
    5 analysts
    Revenue Consensus
    $54M
    Range$52M - $57M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.99---
    Sep 26EST
    		-$0.86---
    Jun 26
    		$0.91$0.87+4.60%Beat+33.8%
    Mar 26
    		$0.87$0.79+10.13%Beat+40.3%
    Dec 25
    		$0.83$0.76+9.21%Beat+31.7%
    Sep 25
    		$0.77$0.71+8.45%Beat+48.1%
    Jun 25
    		$0.68$0.64+6.25%Beat+33.3%
    Mar 25
    		$0.62$0.59+5.08%Beat+0.0%
    Dec 24
    		$0.63$0.56+12.50%Beat+0.0%
    Sep 24
    		$0.52$0.53-1.89%Miss-18.8%
    Jun 24
    		$0.51$0.49+4.08%Beat-31.1%
    Mar 24
    		$0.62$0.53+16.98%Beat-19.5%
    Dec 23
    		$0.63$0.59+6.78%Beat-18.2%
    Sep 23
    		$0.64$0.60+6.67%Beat-5.9%
    Jun 23
    		$0.74$0.66+12.12%Beat+27.6%
    Mar 23
    		$0.77$0.69+11.59%Beat+32.8%
    Dec 22
    		$0.77$0.71+8.45%Beat+16.7%
    Sep 22
    		$0.68$0.65+4.62%Beat+6.3%
    Jun 22
    		$0.58$0.54+7.41%Beat-13.4%
    Mar 22
    		$0.58$0.53+9.43%Beat+123.1%
    Dec 21
    		$0.66$0.54+22.22%Beat+153.8%
    Sep 21
    		$0.64$0.47+36.17%Beat-11.1%
    Jun 21
    		$0.67$0.52+28.85%Beat-
    Mar 21
    		$0.26N/A-66.38%Miss-
    Dec 20
    		$0.26N/A-62.86%Miss-
    Dec 19
    		$0.72N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield2.51%
    Annual/Share$1.15
    Payout Ratio39.19%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+10.06%
    View FSBC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio13.56EV/EBITDAN/A
    Price/FCF13.97xFCF Yield7.16%
    Profitability
    Profit Margin43.00%Operating Margin58.40%
    ROE16.20%ROIC13.14%
    Financial Health
    Debt/Equity0.16xInterest Coverage0.96x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.53Avg Volume160.49K
    52-Week High$49.9952-Week Low$29.97

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$45.40
    SMA 20$46.05
    SMA 50$47.08
    SMA 200$40.53
    EMA 10$45.62
    EMA 20$45.98
    EMA 50$45.90
    EMA 200$41.13

    MACD

    Line: -0.41Signal: -0.37Hist: -0.04

    ADX

    ADX: 27.9+DI: 16.2-DI: 23.5

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down76.0
    PSAR$47.09

    Bollinger Bands

    Upper Band$47.66
    Lower Band$44.44
    %B Position699%(Upper)
    Band Width0.43

    RSI (14-Day)

    Neutral
    46.6

    Momentum Oscillators

    Stoch %K30.9
    Stoch %D25.2
    Williams %R-61.8
    ROC (10d)-2.2%
    Momentum-1.04
    CCI (20d)-35.5
    MFI (14d)42.9

    Volatility Measures

    ATR (14d)$1.04(2.3%)
    StdDev (20d)0.80
    Hist Vol15.2%(Low)

    Volume Flow

    VWAP$45.65
    OBV227.3K
    AD Line-34.5M
    CMF (20d)-0.020

    Volume Metrics

    Avg Vol (20d)163.1K
    Vol Ratio1.5x
    VWMA (20d)$46.01

    Pivot Points

    R3$46.28
    R2$46.02
    R1$45.82
    Pivot Point$45.56
    S1$45.36
    S2$45.10
    S3$44.90

    Advanced Oscillators

    TSI-15.51
    Ultimate Osc54.5
    KST-40.96

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$47.95M$45.10M$43.47M$41.31M$38.33M$35.34M$35.16M$31.77M$30.66M$28.58M$28.61M$28.86M
    Cost of RevenueN/A$26.57M$27.16M$28.00M$26.57M$25.01M$25.56M$25.03M$21.91M$21.70M$20.30M$18.67M
    Gross ProfitN/A$43.17M$40.66M$38.50M$35.40M$33.12M$33.53M$28.73M$28.37M$27.38M$27.55M$27.46M
    Operating Expenses$19.62M$17.39M$17.66M$16.58M$15.73M$15.04M$14.49M$13.78M$13.51M$12.72M$12.66M$12.02M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$25.03M$23.01M$22.23M$20.10M$18.39M$19.37M$15.24M$15.15M$14.96M$15.15M$15.79M
    Interest Income$72.33M$67.35M$66.42M$64.84M$60.58M$57.09M$57.74M$52.67M$49.00M$47.54M$46.18M$45.10M
    Interest Expense$26.24M$23.89M$24.36M$25.50M$24.07M$23.11M$24.26M$22.28M$19.91M$20.80M$19.50M$17.62M
    Income Before Tax$26.09M$25.03M$23.01M$22.23M$20.10M$18.39M$19.37M$15.24M$15.15M$14.96M$15.15M$15.79M
    Income Tax Expense$6.69M$6.41M$5.37M$5.89M$5.59M$5.28M$6.05M$4.30M$4.37M$4.33M$4.35M$4.75M
    Net Income$19.40M$18.62M$17.64M$16.34M$14.51M$13.11M$13.32M$10.94M$10.78M$10.63M$10.80M$11.04M
    EBITDA$27.44M$26.63M$25.86M$22.09M$21.39M$19.51M$20.70M$16.09M$16.02M$15.59M$16.12M$16.36M
    EBIT$26.09M$25.03M$23.01M$22.23M$20.10M$18.39M$19.37M$15.24M$15.15M$14.96M$15.15M$15.79M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Precision Trading with Five Star Bancorp (FSBC) Risk Zones

    This article provides a detailed analysis of Five Star Bancorp (FSBC) with a focus on risk zones for precision trading. It highlights weak near and mid-term sentiment potentially challenging a long-term positive outlook, identifies a significant risk-reward short setup, and outlines three distinct AI-generated trading strategies for different risk profiles. The analysis includes specific entry zones, targets, and stop losses for long, breakout, and short positions, alongside a multi-timeframe signal analysis indicating support and resistance levels.

    Stock Traders Daily•8/10/26•
    Somewhat-Bearish

    Precision Trading with Five Star Bancorp (FSBC) Risk Zones

    This article provides a precision trading analysis for Five Star Bancorp (FSBC), highlighting weak near and mid-term sentiment but a strong long-term outlook. It details specific institutional trading strategies, including long, breakout, and short positions, with defined entry zones, targets, and stop losses. The analysis also includes multi-timeframe signal strengths and support/resistance levels.

    Stock Traders Daily•8/10/26•
    Somewhat-Bearish

    Five Star Bank announces commitment to a $10 million Low Income Housing Tax Credit Investment in the Marvel in the Mission, providing 136-units of permanent supportive housing to San Francisco residents

    Five Star Bank has committed a $10 million Low Income Housing Tax Credit (LIHTC) investment to the Marvel in the Mission project in San Francisco. This development will provide 136 units of permanent supportive housing (PSH) in the Mission District, combining affordable housing with wraparound services. The project, a collaboration between public and private sectors, aims to support San Francisco's revitalization efforts and increase access to affordable housing.

    The Globe and Mail•8/10/26•
    Bullish

    Dimensional Fund Advisors LP Increases Position in Five Star Bancorp $FSBC

    Dimensional Fund Advisors LP increased its stake in Five Star Bancorp by 12% in the first quarter, bringing its total to 321,938 shares. Company insiders have also been net buyers, acquiring 142,727 shares worth approximately $6.28 million. Five Star Bancorp exceeded earnings expectations with $0.91 EPS and declared a $0.25 quarterly dividend, while analysts maintain a "Hold" rating with a $45.20 target price.

    MarketBeat•8/9/26•
    Somewhat-Bullish

    Five Star Bancorp (FSBC) Stock News Today

    This article provides a brief update on Five Star Bancorp (FSBC) stock news, indicating that more detailed information, earnings, analyst ratings, and key developments will be available soon. It currently lists the stock's market performance with a close price of $46.075, a decrease of 0.81%, and a market cap of $986.14 million. The page serves as a hub for future news and analysis related to FSBC.

    TradingKey•8/8/26•
    Neutral

    Frequently Asked Questions About FSBC

    What is FSBC's current dividend yield?
    Five Star Bancorp (FSBC) has a current dividend yield of 2.51%.
    Does FSBC pay dividends?
    Yes, Five Star Bancorp pays dividends with a current yield of 2.51%.
    What is FSBC's P/E ratio?
    Five Star Bancorp has a price-to-earnings (P/E) ratio of 13.56.
    What is FSBC's market cap?
    Five Star Bancorp (FSBC) has a market capitalization of $1.12B with a current stock price of $45.82.

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