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    T

    Third Coast Bancshares, Inc. (TCBX)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $41.37
    +0.17 (+0.41%)

    Market Cap: $695.85M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    70%(14/20)
    Avg Surprise
    +5.35%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.00
    Range$0.96 - $1.03
    7 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.96+3.8%
    60d ago$1.00+0.1%
    30d ago$1.00-0.3%
    7d ago$1.000.0%
    Current$1.00
    Revenue Consensus
    $67M
    Range$65M - $69M
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.12
    Range$1.01 - $1.23
    7 analysts
    Revenue Consensus
    $70M
    Range$68M - $72M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.12---
    Sep 26EST
    		-$1.00---
    Jun 26
    Reported Jul 22
    		$1.08$0.88+22.73%Beat+12.5%
    Mar 26
    Reported Apr 22
    		$0.88$0.92-4.35%Miss+12.8%
    Dec 25
    Reported Jan 21
    		$1.02$0.91+12.09%Beat+29.1%
    Sep 25
    Reported Oct 22
    		$1.03$0.83+24.10%Beat+39.2%
    Jun 25
    Reported Jul 23
    		$0.96$0.76+26.32%Beat+52.4%
    Mar 25
    Reported Apr 23
    		$0.78$0.72+8.33%Beat+27.9%
    Dec 24
    Reported Jan 22
    		$0.79$0.69+14.49%Beat+38.6%
    Sep 24
    Reported Oct 23
    		$0.74$0.55+34.55%Beat+131.3%
    Jun 24
    Reported Jul 24
    		$0.63$0.57+10.53%Beat+18.9%
    Mar 24
    Reported Apr 24
    		$0.61$0.49+24.49%Beat+10.9%
    Dec 23
    Reported Jan 25
    		$0.57$0.47+21.28%Beat+29.5%
    Sep 23
    Reported Oct 25
    		$0.32$0.49-34.69%Miss-34.7%
    Jun 23
    Reported Jul 26
    		$0.53$0.50+6.00%Beat+140.9%
    Mar 23
    Reported Apr 26
    		$0.55$0.42+30.95%Beat+266.7%
    Dec 22
    Reported Mar 15
    		$0.44$0.42+4.76%Beat+1366.7%
    Sep 22
    Reported Oct 26
    		$0.49$0.33+48.48%Beat+75.0%
    Jun 22
    Reported Jul 27
    		$0.22$0.30-26.67%Miss-60.2%
    Mar 22
    Reported Apr 28
    		$0.15$0.17-11.76%Miss-81.3%
    Dec 21
    Reported Jan 27
    		$0.03N/A-86.96%Miss-94.3%
    Sep 21
    Reported Dec 22
    		$0.28$0.34-17.65%Miss-46.7%
    Mar 21
    Reported Jun 30
    		$0.55$0.00N/ABeat+41.8%
    Dec 20
    Reported Mar 31
    		$0.80$0.00N/ABeat+70.2%
    Sep 20
    Reported Dec 31
    		$0.52$0.00N/ABeat-
    Jun 20
    Reported Sep 30
    		$0.52$0.00N/ABeat-
    Mar 20
    Reported Jun 29
    		$0.39$0.00N/ABeat-
    Dec 19
    Reported Mar 30
    		$0.47$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%

    Key Metrics

    Valuation
    P/E Ratio10.32EV/EBITDA5.57x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin32.50%Operating Margin42.70%
    ROE12.70%ROIC9.15%
    Financial Health
    Debt/Equity0.21xInterest Coverage0.53x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.65Avg Volume102.69K
    52-Week High$46.3552-Week Low$35.73

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$41.97
    SMA 20$42.59
    SMA 50$44.07
    SMA 200$40.75
    EMA 10$41.88
    EMA 20$42.51
    EMA 50$43.03
    EMA 200$40.89

    MACD

    Line: -0.74Signal: -0.63Hist: -0.12

    ADX

    ADX: 26.1+DI: 17.4-DI: 26.8

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$44.10

    Bollinger Bands

    Upper Band$44.48
    Lower Band$40.69
    %B Position889%(Upper)
    Band Width0.18

    RSI (14-Day)

    Neutral
    37.3

    Momentum Oscillators

    Stoch %K22.9
    Stoch %D23.2
    Williams %R-77.6
    ROC (10d)-3.5%
    Momentum-1.50
    CCI (20d)-99.8
    MFI (14d)46.6

    Volatility Measures

    ATR (14d)$1.17(2.8%)
    StdDev (20d)0.95
    Hist Vol20.1%(Moderate)

    Volume Flow

    VWAP$41.49
    OBV3.9M
    AD Line1.3M
    CMF (20d)-0.065

    Volume Metrics

    Avg Vol (20d)106.1K
    Vol Ratio1.0x
    VWMA (20d)$42.64

    Pivot Points

    R3$43.39
    R2$42.69
    R1$41.95
    Pivot Point$41.25
    S1$40.51
    S2$39.81
    S3$39.07

    Advanced Oscillators

    TSI-24.03
    Ultimate Osc36.4
    KST-59.55

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$67.99M$57.68M$56.46M$54.48M$52.02M$45.90M$46.31M$42.90M$41.75M$40.42M$39.49M$37.13M
    Cost of RevenueN/A$44.32M$39.90M$44.42M$41.42M$38.42M$43.25M$43.42M$44.27M$42.36M$40.84M$36.74M
    Gross ProfitN/A$57.10M$56.46M$51.69M$49.45M$45.19M$44.97M$41.59M$39.58M$38.64M$38.25M$34.24M
    Operating Expenses$38.42M$38.10M$32.69M$28.89M$28.85M$28.11M$27.23M$25.55M$25.63M$25.91M$26.41M$27.50M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$19.00M$23.77M$22.83M$21.05M$17.35M$17.93M$16.26M$14.22M$12.95M$11.97M$7.01M
    Interest Income$105.99M$97.39M$92.10M$92.50M$88.66M$80.77M$85.54M$82.72M$81.22M$78.88M$77.07M$69.39M
    Interest Expense$45.71M$43.74M$39.90M$41.65M$39.29M$37.97M$42.10M$42.34M$42.37M$40.80M$39.74M$34.12M
    Income Before Tax$27.50M$19.00M$21.52M$22.83M$21.05M$17.35M$17.93M$16.26M$14.22M$12.95M$11.97M$7.01M
    Income Tax Expense$5.51M$2.63M$3.62M$4.77M$4.30M$3.76M$4.19M$3.49M$3.42M$2.58M$2.29M$1.43M
    Net Income$21.99M$16.37M$17.90M$18.06M$16.75M$13.59M$13.73M$12.78M$10.80M$10.37M$9.69M$5.58M
    EBITDA$24.49M$17.03M$14.51M$20.47M$17.38M$16.02M$16.48M$15.09M$13.18M$12.48M$11.19M$6.80M
    EBIT$27.50M$19.00M$21.52M$22.83M$21.05M$17.35M$17.93M$16.26M$14.22M$12.95M$11.97M$7.01M
    * Some calculated fields are derived from available data when not provided by source

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    News

    StoneX raises target for Third Coast Bancshares stock to USD 56.00

    StoneX has increased its price target for Third Coast Bancshares (TCBX) stock to $56.00, up from $54.00, following the announcement of Third Coast Bancshares' all-stock merger with Great Plains Bancshares valued at...

    ad-hoc-news.de•10/15/26•Bullish

    Third Coast Bancshares, Inc. (TCBX) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

    Third Coast Bancshares, Inc. (TCBX) is anticipated to surpass earnings estimates for the third quarter of 2026, with expected earnings per share of $0.97...

    Yahoo Finance•10/14/26•Bullish

    StoneX raises target for Third Coast Bancshares stock to USD 56.00

    StoneX has increased its price target for Third Coast Bancshares (TCBX) stock to $56.00 from $54.00, maintaining a Buy rating. This adjustment follows Third Coast Bancshares' agreement to acquire Great Plains Bancshares...

    ad-hoc-news.de•10/13/26•Bullish

    Owners of about 27.6% of target stock agree to back Third Coast Bancshares (TCBX)'s merger.

    Third Coast Bancshares, Inc. (TCBX) announced its plan to acquire Great Plains Bancshares, Inc. through a merger where Great Plains shareholders will receive TCBX common stock. The acquisition is subject to shareholder...

    Stock Titan•10/13/26•Somewhat-Bullish

    Third Coast to Acquire Great Plains in All-Stock Deal; Up to 5.57M Shares to Be Issued

    Third Coast Bancshares (TCBX) has signed an Agreement and Plan of Reorganization to acquire Great Plains in an all-stock transaction. The deal involves the issuance of up to 5,570,352 Third Coast shares...

    TradingView•10/13/26•Somewhat-Bullish

    TCBX Valuation and Fair Value

    P/E
    10.3x
    Forward P/E
    10.2x
    EV/EBITDA
    5.6x
    P/B
    1.0x
    See GNG's fair value

    TCBX Profitability: Margins, ROIC and FCF

    Operating margin
    42.7%
    Net margin
    32.5%
    ROIC
    9.1%
    ROE
    12.7%
    FCF margin
    7.1%

    TCBX Competitors

    CompanyTicker
    Qfin Holdings, Inc.QFIN
    Carter Bank and TrustCARE
    Washington Trust Bancorp IncWASH
    MidCap Financial Investment CorporationMFIC
    Community West BancsharesCWBC
    Southern California BancorpBCAL
    Green Dot CorporationGDOT
    Bain Capital Specialty Finance IncBCSF

    Sector: Financial Services

    TCBX Analyst Ratings

    Consensus
    Buy
    Analysts
    7
    Strong Buy
    2
    Buy
    2
    Hold
    3
    Sell
    0
    Strong Sell
    0

    TCBX Bull Case vs Bear Case

    Bull case

    • TCBX has a 32.5% net profit margin.
    • TCBX beat EPS estimates in 87.5% of its last 8 reported quarters.
    • TCBX grew quarterly revenue 32.1% year over year.

    TCBX Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    17.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.00
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    TCBX Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%

    Frequently Asked Questions About TCBX

    Does TCBX pay dividends?

    Third Coast Bancshares, Inc. (TCBX) has a dividend payment track record. See the TCBX dividend history page for its current payment status, TTM yield, and recorded payments.

    What is TCBX's P/E ratio?

    Third Coast Bancshares, Inc. has a price-to-earnings (P/E) ratio of 10.32.

    What is TCBX's market cap?

    Third Coast Bancshares, Inc. (TCBX) has a market capitalization of $695.85M with a current stock price of $41.37.

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