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    Univest Corporation Pennsylvania (UVSP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $41.05
    +0.66 (+1.63%)

    Market Cap: $1.11B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(32/39)
    Avg Surprise
    +11.27%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.98
    Range$0.95 - $0.99
    3 analysts
    EPS Revisions
    2
    0
    7d
    3
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.93+5.4%
    60d ago$0.97+0.3%
    30d ago$0.97+0.3%
    7d ago$0.980.0%
    Current$0.98
    Revenue Consensus
    $91M
    Range$90M - $91M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.13
    Range$1.05 - $1.22
    3 analysts
    Revenue Consensus
    $94M
    Range$92M - $95M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.13---
    Sep 26EST
    		-$0.98---
    Jun 26
    Reported Jul 22
    		$0.82$0.86-4.65%Miss+18.8%
    Mar 26
    Reported Apr 22
    		$0.98$0.83+18.07%Beat+34.2%
    Dec 25
    Reported Jan 28
    		$0.79$0.77+2.60%Beat+21.5%
    Sep 25
    Reported Oct 22
    		$0.86$0.77+11.69%Beat+36.5%
    Jun 25
    Reported Jul 23
    		$0.69$0.69+0.00%Beat+13.1%
    Mar 25
    Reported Apr 23
    		$0.73$0.64+14.06%Beat+21.7%
    Dec 24
    Reported Jan 22
    		$0.65$0.57+14.04%Beat+16.1%
    Sep 24
    Reported Oct 23
    		$0.63$0.54+16.67%Beat+8.6%
    Jun 24
    Reported Jul 24
    		$0.61$0.51+19.61%Beat+0.0%
    Mar 24
    Reported Apr 24
    		$0.60$0.51+17.65%Beat-15.5%
    Dec 23
    Reported Jan 24
    		$0.56$0.47+19.15%Beat-30.9%
    Sep 23
    Reported Oct 25
    		$0.58$0.55+5.45%Beat-15.9%
    Jun 23
    Reported Jul 26
    		$0.61$0.59+3.39%Beat+35.6%
    Mar 23
    Reported Apr 26
    		$0.71$0.75-5.33%Miss+4.4%
    Dec 22
    Reported Jan 25
    		$0.81$0.74+9.46%Beat+37.3%
    Sep 22
    Reported Oct 26
    		$0.69$0.69+0.00%Beat-1.4%
    Jun 22
    Reported Jul 27
    		$0.45$0.60-25.00%Miss-33.8%
    Mar 22
    Reported Apr 27
    		$0.68$0.59+15.25%Beat-38.7%
    Dec 21
    Reported Jan 26
    		$0.59$0.61-3.28%Miss-35.9%
    Sep 21
    Reported Oct 27
    		$0.70$0.58+20.69%Beat+12.9%
    Jun 21
    Reported Jul 28
    		$0.68$0.64+6.25%Beat+871.4%
    Mar 21
    Reported Apr 28
    		$1.11$0.59+88.14%Beat+91.4%
    Dec 20
    Reported Jan 27
    		$0.92$0.49+87.76%Beat+67.3%
    Sep 20
    Reported Oct 28
    		$0.62$0.40+55.00%Beat+8.8%
    Jun 20
    Reported Jul 22
    		$0.07N/A-66.67%Miss-87.5%
    Mar 20
    Reported Apr 22
    		$0.58$0.41+41.46%Beat+5.5%
    Dec 19
    Reported Jan 22
    		$0.55$0.53+3.77%Beat-12.7%
    Sep 19
    Reported Oct 23
    		$0.57$0.52+9.62%Beat+11.8%
    Jun 19
    Reported Jul 24
    		$0.56$0.53+5.66%Beat+273.3%
    Mar 19
    Reported Apr 24
    		$0.55$0.54+1.85%Beat+22.2%
    Dec 18
    Reported Jan 23
    		$0.63$0.51+23.53%Beat+53.7%
    Sep 18
    Reported Oct 24
    		$0.51$0.49+4.08%Beat+21.4%
    Jun 18
    Reported Jul 25
    		$0.15$0.12+25.00%Beat-63.4%
    Mar 18
    Reported Apr 25
    		$0.45$0.45+0.00%Beat+9.8%
    Dec 17
    Reported Jan 24
    		$0.41$0.42-2.38%Miss+5.1%
    Sep 17
    Reported Oct 25
    		$0.42$0.45-6.67%Miss-
    Jun 17
    Reported Jul 26
    		$0.41$0.41+0.00%Beat-
    Mar 17
    Reported Apr 26
    		$0.41$0.39+5.13%Beat-
    Dec 16
    Reported Jan 25
    		$0.39$0.36+8.33%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.24%
    Forward Annual Dividend$0.92
    Payout Ratio25.22%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+1.58%
    5Y CAGR+7.71%
    UVSP dividend history and ex-dividend datesRun UVSP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.90EV/EBITDA10.04x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin29.80%Operating Margin36.30%
    ROE10.50%ROIC8.22%
    Financial Health
    Debt/Equity0.25xInterest Coverage0.67x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.66Avg Volume228.61K
    52-Week High$45.2352-Week Low$27.35

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$41.08
    SMA 20$41.38
    SMA 50$41.93
    SMA 200$38.57
    EMA 10$41.01
    EMA 20$41.32
    EMA 50$41.76
    EMA 200$38.97

    MACD

    Line: -0.39Signal: -0.34Hist: -0.05

    ADX

    ADX: 24.0+DI: 21.7-DI: 29.1

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$42.05

    Bollinger Bands

    Upper Band$42.49
    Lower Band$40.28
    %B Position533%(Upper)
    Band Width0.35

    RSI (14-Day)

    Neutral
    44.8

    Momentum Oscillators

    Stoch %K30.3
    Stoch %D28.8
    Williams %R-49.7
    ROC (10d)-0.4%
    Momentum-0.17
    CCI (20d)-71.2
    MFI (14d)27.0

    Volatility Measures

    ATR (14d)$0.70(1.7%)
    StdDev (20d)0.55
    Hist Vol14.5%(Low)

    Volume Flow

    VWAP$40.89
    OBV2.7M
    AD Line-37.0M
    CMF (20d)-0.005

    Volume Metrics

    Avg Vol (20d)221.0K
    Vol Ratio0.9x
    VWMA (20d)$41.44

    Pivot Points

    R3$41.28
    R2$40.91
    R1$40.65
    Pivot Point$40.27
    S1$40.02
    S2$39.64
    S3$39.38

    Advanced Oscillators

    TSI-17.96
    Ultimate Osc46.6
    KST-24.51

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$84.35M$87.45M$84.57M$83.25M$81.04M$79.20M$76.80M$73.35M$72.01M$77.06M$71.38M$72.28M
    Cost of RevenueN/A$44.29M$52.31M$48.84M$51.86M$48.95M$54.38M$54.65M$49.51M$48.57M$50.40M$45.54M
    Gross ProfitN/A$85.30M$81.43M$82.73M$75.35M$76.89M$74.42M$71.94M$71.30M$75.63M$69.45M$70.26M
    Operating Expenses$53.12M$52.67M$52.71M$50.67M$50.33M$49.33M$50.66M$48.55M$48.71M$50.07M$49.05M$48.99M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$33.48M$28.72M$32.06M$25.02M$27.56M$23.76M$23.39M$22.59M$25.56M$20.40M$21.27M
    Interest Income$108.13M$106.35M$111.72M$109.65M$105.71M$103.42M$107.48M$106.44M$99.83M$98.61M$101.23M$97.11M
    Interest Expense$41.88M$42.99M$49.17M$48.32M$46.16M$46.63M$52.00M$53.23M$48.80M$47.14M$48.47M$43.52M
    Income Before Tax$28.56M$33.48M$28.72M$32.06M$25.02M$27.56M$23.76M$23.39M$22.59M$25.56M$20.40M$21.27M
    Income Tax Expense$5.61M$6.39M$5.97M$6.42M$5.04M$5.16M$4.82M$4.81M$4.49M$5.25M$4.15M$4.25M
    Net Income$22.95M$27.09M$22.75M$25.64M$19.98M$22.39M$18.94M$18.58M$18.11M$20.30M$16.25M$17.02M
    EBITDA$29.87M$34.70M$30.45M$34.02M$26.61M$29.25M$24.11M$25.43M$23.82M$30.46M$21.91M$22.52M
    EBIT$28.56M$33.48M$28.72M$32.06M$25.02M$27.56M$23.76M$23.39M$22.59M$25.56M$20.40M$21.27M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Third-quarter results are scheduled after market close Oct. 28; Univest's call follows at 9 a.m. Oct. 29.

    Univest Financial Corporation (Nasdaq: UVSP) announced it will host its third-quarter 2026 earnings conference call on October 29, 2026...

    Stock Titan•10/7/26•Neutral

    Univest Corporation of Pennsylvania (NASDAQ:UVSP) Share Price Breaks Above 200 Day Moving Average - Should You Sell?

    Univest Corporation of Pennsylvania (UVSP) shares have risen above their 200-day moving average, reaching $41.79, indicating positive technical momentum. Despite a consensus "Buy" rating from analysts...

    MarketBeat•10/6/26•Somewhat-Bullish

    UVSP5023432 Bond Profile: Coupon and Redemption

    This article provides a detailed profile of the UVSP5023432 bond issued by Univest Financial Corporation. It covers key details such as the issuer, issue and maturity dates, face value...

    TradingView•10/3/26•Neutral

    Univest Corp of Penn (UVSP-Q) Stock Price and News

    This article provides stock information and news updates for Univest Corp of Penn (UVSP-Q). It includes real-time stock data, dividend information, analyst ratings, and a chronological list of recent news...

    The Globe and Mail•10/2/26•Somewhat-Bullish

    Univest taps insider to lead commercial banking team in Pittsburgh market

    Univest Financial has promoted Karen Teams to lead its commercial banking team for Western Pennsylvania. Teams, who joined Univest four years ago...

    The Business Journals•10/1/26•Neutral

    UVSP Valuation and Fair Value

    P/E
    11.9x
    Forward P/E
    13.0x
    EV/EBITDA
    10.0x
    PEG
    1.3x
    P/B
    1.2x
    See GNG's fair value

    UVSP Profitability: Margins, ROIC and FCF

    Operating margin
    36.3%
    Net margin
    29.8%
    ROIC
    8.2%
    ROE
    10.5%
    FCF margin
    30.1%

    UVSP Competitors

    CompanyTicker
    Gold.com, Inc.GOLD
    Heritage Financial CorporationHFWA
    Trupanion IncTRUP
    Oppenheimer Holdings IncOPY
    Jefferson Capital, Inc. Common StockJCAP
    Walker & Dunlop IncWD
    Neuberger Berman Next Generation Connectivity Fund IncNBXG
    Morgan Stanley Direct Lending FundMSDL

    Sector: Financial Services

    UVSP Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    0
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    UVSP Bull Case vs Bear Case

    Bull case

    • UVSP converts 30.1% of revenue into free cash flow.
    • UVSP has a 29.8% net profit margin.
    • UVSP beat EPS estimates in 75.0% of its last 8 reported quarters.

    UVSP Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    9.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.98
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 0 down

    UVSP Dividend

    Forward yield
    2.2%
    Payout ratio
    25.2%
    3Y DPS growth
    1.6%
    5Y DPS growth
    7.7%
    Pay months
    Feb, May, Aug, Nov
    UVSP dividend history

    Frequently Asked Questions About UVSP

    What is UVSP's current dividend yield?

    Univest Corporation Pennsylvania (UVSP) has a forward dividend yield of 2.24%.

    Does UVSP pay dividends?

    Yes, Univest Corporation Pennsylvania pays dividends with a forward dividend yield of 2.24%.

    What is UVSP's P/E ratio?

    Univest Corporation Pennsylvania has a price-to-earnings (P/E) ratio of 11.90.

    What is UVSP's market cap?

    Univest Corporation Pennsylvania (UVSP) has a market capitalization of $1.11B with a current stock price of $41.05.

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