C

    Citizens Financial Group, Inc. (CFG)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $68.88
    -0.83 (-1.19%)

    Market Cap: $29.36B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    93%(37/40)
    Avg Surprise
    +13.81%
    Streak
    11 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.41
    Range$1.38 - $1.44
    11 analysts
    EPS Revisions
    1
    0
    7d
    11
    0
    30d
    EPS Estimate Drift
    90d ago$1.38-2.3%
    60d ago$1.38-2.0%
    30d ago$1.39-1.0%
    7d ago$1.40-0.4%
    Current$1.41
    Revenue Consensus
    $2.3B
    Range$2.3B - $2.4B
    8 analysts
    Dec 31, 2026
    EPS Consensus$1.56
    Range$1.51 - $1.64
    13 analysts
    Revenue Consensus
    $2.4B
    Range$2.4B - $2.4B
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.56---
    Sep 26EST
    		-$1.41---
    Jun 26
    		$1.30$1.25+4.00%Beat+41.3%
    Mar 26
    		$1.13$1.09+3.67%Beat+46.8%
    Dec 25
    		$1.13$1.11+1.80%Beat+32.9%
    Sep 25
    		$1.05$1.03+1.94%Beat+32.9%
    Jun 25
    		$0.92$0.88+4.55%Beat+12.2%
    Mar 25
    		$0.77$0.75+2.67%Beat-2.5%
    Dec 24
    		$0.85$0.83+2.41%Beat+0.0%
    Sep 24
    		$0.79$0.79+0.00%Beat-11.2%
    Jun 24
    		$0.82$0.79+3.80%Beat-21.2%
    Mar 24
    		$0.79$0.76+3.95%Beat-28.2%
    Dec 23
    		$0.85$0.84+1.19%Beat-35.6%
    Sep 23
    		$0.89$0.91-2.20%Miss-31.5%
    Jun 23
    		$1.04$1.00+4.00%Beat-8.8%
    Mar 23
    		$1.10$1.13-2.65%Miss+2.8%
    Dec 22
    		$1.32$1.32+0.00%Beat+4.8%
    Sep 22
    		$1.30$1.27+2.36%Beat+6.6%
    Jun 22
    		$1.14$1.02+11.76%Beat-21.9%
    Mar 22
    		$1.07$0.91+17.58%Beat-24.1%
    Dec 21
    		$1.26$1.13+11.50%Beat+21.2%
    Sep 21
    		$1.22$1.15+6.09%Beat+67.1%
    Jun 21
    		$1.46$1.14+28.07%Beat+165.5%
    Mar 21
    		$1.41$0.98+43.88%Beat+50.0%
    Dec 20
    		$1.04$0.88+18.18%Beat+5.1%
    Sep 20
    		$0.73$0.75-2.67%Miss-25.5%
    Jun 20
    		$0.55$0.15+266.67%Beat-42.7%
    Mar 20
    		$0.94$0.67+40.30%Beat+1.1%
    Dec 19
    		$0.99$0.95+4.21%Beat+1.0%
    Sep 19
    		$0.98$0.96+2.08%Beat+5.4%
    Jun 19
    		$0.96$0.94+2.13%Beat+9.1%
    Mar 19
    		$0.93$0.89+4.49%Beat+19.2%
    Dec 18
    		$0.98$0.94+4.26%Beat+38.0%
    Sep 18
    		$0.93$0.90+3.33%Beat+36.8%
    Jun 18
    		$0.88$0.85+3.53%Beat+39.7%
    Mar 18
    		$0.78$0.76+2.63%Beat+27.9%
    Dec 17
    		$0.71$0.67+5.97%Beat+29.1%
    Sep 17
    		$0.68$0.64+6.25%Beat+30.8%
    Jun 17
    		$0.63$0.59+6.78%Beat-
    Mar 17
    		$0.61$0.51+19.61%Beat-
    Dec 16
    		$0.55$0.52+5.77%Beat-
    Sep 16
    		$0.52$0.48+8.33%Beat-

    Dividends

    Dividend Metrics

    Yield2.67%
    Annual/Share$1.84
    Payout Ratio36.60%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+2.02%
    5Y CAGR+1.97%
    View CFG's full dividend history

    Key Metrics

    Valuation
    P/E Ratio14.94EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin26.10%Operating Margin35.10%
    ROE8.27%ROIC5.00%
    Financial Health
    Debt/Equity0.62xInterest Coverage0.74x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.01Avg Volume2.87M
    52-Week High$75.3352-Week Low$46.55

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$70.31
    SMA 20$71.91
    SMA 50$71.18
    SMA 200$62.93
    EMA 10$70.41
    EMA 20$71.05
    EMA 50$70.25
    EMA 200$63.12

    MACD

    Line: -0.48Signal: 0.00Hist: -0.48

    ADX

    ADX: 20.8+DI: 16.8-DI: 31.8

    Aroon & PSAR

    Aroon Up60.0
    Aroon Down100.0
    PSAR$73.24

    Bollinger Bands

    Upper Band$75.75
    Lower Band$68.07
    %B Position1068%(Upper)
    Band Width0.11

    RSI (14-Day)

    Neutral
    38.0

    Momentum Oscillators

    Stoch %K9.5
    Stoch %D12.5
    Williams %R-93.0
    ROC (10d)-7.3%
    Momentum-5.43
    CCI (20d)-124.4
    MFI (14d)45.4

    Volatility Measures

    ATR (14d)$1.42(2.1%)
    StdDev (20d)1.92
    Hist Vol18.8%(Low)

    Volume Flow

    VWAP$68.88
    OBV245.2M
    AD Line-3.8B
    CMF (20d)-0.214

    Volume Metrics

    Avg Vol (20d)2.9M
    Vol Ratio1.7x(High)
    VWMA (20d)$71.90

    Pivot Points

    R3$71.91
    R2$71.46
    R1$70.58
    Pivot Point$70.13
    S1$69.25
    S2$68.80
    S3$67.92

    Advanced Oscillators

    TSI-8.82
    Ultimate Osc38.5
    KST-10.34

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$2.28B$2.17B$2.16B$2.12B$2.04B$1.94B$1.99B$1.90B$1.96B$1.96B$1.99B$2.01B
    Cost of RevenueN/A$998.00MN/A$1.12B$1.13B$1.11B$1.21B$1.34B$1.35B$1.34B$1.36B$1.25B
    Gross ProfitN/A$2.03B$2.16B$1.96B$1.87B$1.78B$1.81B$1.73B$1.78B$1.79B$1.82B$1.84B
    Operating Expenses$1.39B$1.38B$1.34B$1.33B$1.32B$1.31B$1.32B$1.26B$1.30B$1.36B$1.61B$1.29B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$650.00M$677.00M$629.00M$554.00M$468.00M$508.00M$470.00M$480.00M$430.00M$205.00M$549.00M
    Interest Income$2.54B$2.42B$2.45B$2.46B$2.41B$2.35B$2.46B$2.54B$2.58B$2.61B$2.68B$2.60B
    Interest Expense$912.00M$858.00M$909.00M$970.00M$970.00M$961.00M$1.05B$1.17B$1.17B$1.17B$1.19B$1.07B
    Income Before Tax$755.00M$650.00M$677.00M$629.00M$554.00M$468.00M$508.00M$470.00M$480.00M$430.00M$205.00M$549.00M
    Income Tax Expense$168.00M$133.00M$149.00M$135.00M$118.00M$95.00M$107.00M$88.00M$88.00M$96.00M$16.00M$119.00M
    Net Income$587.00M$517.00M$528.00M$494.00M$436.00M$373.00M$401.00M$382.00M$392.00M$334.00M$189.00M$430.00M
    EBITDA$854.00M$763.00M$789.00M$748.00M$678.00M$591.00M$632.00M$599.00M$623.00M$532.00M$331.00M$671.00M
    EBIT$755.00M$650.00M$677.00M$629.00M$554.00M$468.00M$508.00M$470.00M$480.00M$430.00M$205.00M$549.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Citizens Bank recruits $1B Tampa wealth team from Northern Trust

    Citizens Bank has recruited a $1 billion wealth management team from Northern Trust in Tampa. This move represents a significant win for Citizens Bank's private bank, which is relatively new to the Florida market, and aligns with its local expansion plans. The team's addition is expected to boost Citizens' presence in the region.

    The Business Journals•8/27/26•
    Bullish

    Parallax Volatility Advisers L.P. Makes New Investment in Citizens Financial Group, Inc. $CFG

    Parallax Volatility Advisers L.P. has made a new investment in Citizens Financial Group (NYSE:CFG), acquiring 33,659 shares valued at approximately $2.36 million in the second quarter. This move is part of broader institutional interest, with other large investors also increasing their stakes, and institutional investors collectively owning 94.9% of CFG. The company has a "Moderate Buy" consensus rating from analysts, a $79.25 price target, and recently beat earnings expectations, reporting $1.30 EPS and $2.28 billion in revenue, while also paying a quarterly dividend of $0.46.

    MarketBeat•8/27/26•
    Somewhat-Bullish

    Freestone Grove Partners LP Takes $95.64 Million Position in Citizens Financial Group, Inc. $CFG

    Freestone Grove Partners LP has acquired a new stake of 1.36 million shares, valued at approximately $95.6 million, in Citizens Financial Group (NYSE:CFG) during the second quarter. This investment makes Citizens Financial Group the 29th largest holding in Freestone Grove Partners' portfolio, representing about 0.32% of CFG and 0.6% of the fund’s total assets. Citizens Financial Group exceeded its Q2 earnings expectations with $1.30 EPS and $2.28 billion in revenue, and institutional investors collectively own 94.9% of the bank's stock.

    MarketBeat•8/27/26•
    Somewhat-Bullish

    Legal & General Group Plc Takes $207.23 Million Position in Citizens Financial Group, Inc. $CFG

    Legal & General Group Plc has acquired a significant stake in Citizens Financial Group, purchasing 2,957,527 shares valued at approximately $207.2 million, now owning 0.70% of the company. Citizens Financial Group exceeded its recent quarterly earnings expectations with strong revenue growth and maintains a quarterly dividend. Analyst sentiment remains largely positive, holding a "Moderate Buy" consensus despite a recent insider share sale by the CEO.

    MarketBeat•8/27/26•
    Somewhat-Bullish

    Basswood Capital Management L.L.C. Acquires Shares of 380,337 Citizens Financial Group, Inc. $CFG

    Basswood Capital Management L.L.C. recently acquired 380,337 shares of Citizens Financial Group, Inc. (NYSE:CFG) for approximately $26.65 million, making it their 29th largest position. Despite insider selling by CEO Saun Bruce Van, analysts maintain a "Moderate Buy" rating for CFG, with an average price target of $79.25. The bank also reported strong quarterly results, surpassing EPS and revenue estimates, and offers a quarterly dividend of $0.46 per share.

    MarketBeat•8/27/26•
    Somewhat-Bullish

    Frequently Asked Questions About CFG

    What is CFG's current dividend yield?
    Citizens Financial Group, Inc. (CFG) has a current dividend yield of 2.67%.
    Does CFG pay dividends?
    Yes, Citizens Financial Group, Inc. pays dividends with a current yield of 2.67%.
    What is CFG's P/E ratio?
    Citizens Financial Group, Inc. has a price-to-earnings (P/E) ratio of 14.94.
    What is CFG's market cap?
    Citizens Financial Group, Inc. (CFG) has a market capitalization of $29.36B with a current stock price of $68.88.

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