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    T

    Truist Financial Corp (TFC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $46.56
    +1.00 (+2.18%)

    Market Cap: $55.67B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(32/39)
    Avg Surprise
    +4.97%
    Streak
    4 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.05
    Range$0.37 - $1.52
    16 analysts
    EPS Revisions
    2
    0
    7d
    4
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$1.13-7.4%
    60d ago$1.11-6.0%
    30d ago$1.11-6.0%
    7d ago$1.13-7.0%
    Current$1.05
    Revenue Consensus
    $5.4B
    Range$5.3B - $5.4B
    10 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.34
    Range$0.74 - $1.86
    19 analysts
    Revenue Consensus
    $5.3B
    Range$4.3B - $5.5B
    11 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.34---
    Sep 26EST
    		-$1.05---
    Jun 26
    Reported Jul 17
    		$1.23$1.08+13.89%Beat+36.7%
    Mar 26
    Reported Apr 17
    		$1.09$1.00+9.00%Beat+22.5%
    Dec 25
    Reported Jan 21
    		$1.12$1.09+2.75%Beat+23.1%
    Sep 25
    Reported Oct 17
    		$1.04$0.99+5.05%Beat+7.2%
    Jun 25
    Reported Jul 18
    		$0.90$0.92-2.17%Miss-1.1%
    Mar 25
    Reported Apr 17
    		$0.89$0.86+3.49%Beat-1.1%
    Dec 24
    Reported Jan 17
    		$0.91$0.88+3.41%Beat+12.3%
    Sep 24
    Reported Oct 17
    		$0.97$0.90+7.78%Beat+15.5%
    Jun 24
    Reported Jul 22
    		$0.91$0.83+9.64%Beat-1.1%
    Mar 24
    Reported Apr 22
    		$0.90$0.80+12.50%Beat-17.4%
    Dec 23
    Reported Jan 18
    		$0.81$0.90-10.00%Miss-37.7%
    Sep 23
    Reported Oct 19
    		$0.84$0.83+1.20%Beat-32.3%
    Jun 23
    Reported Jul 20
    		$0.92$1.03-10.68%Miss-23.3%
    Mar 23
    Reported Apr 20
    		$1.09$1.15-5.22%Miss-11.4%
    Dec 22
    Reported Jan 19
    		$1.30$1.28+1.56%Beat-5.8%
    Sep 22
    Reported Oct 18
    		$1.24$1.23+0.81%Beat-12.7%
    Jun 22
    Reported Jul 19
    		$1.20$1.15+4.35%Beat-22.6%
    Mar 22
    Reported Apr 19
    		$1.23$1.09+12.84%Beat+4.2%
    Dec 21
    Reported Jan 18
    		$1.38$1.26+9.52%Beat+16.9%
    Sep 21
    Reported Oct 15
    		$1.42$1.20+18.33%Beat+46.4%
    Jun 21
    Reported Jul 15
    		$1.55$1.18+31.36%Beat+89.0%
    Mar 21
    Reported Apr 15
    		$1.18$1.10+7.27%Beat+35.6%
    Dec 20
    Reported Jan 21
    		$1.18$0.96+22.92%Beat+5.4%
    Sep 20
    Reported Oct 15
    		$0.97$0.88+10.23%Beat-9.3%
    Jun 20
    Reported Jul 16
    		$0.82$0.77+6.49%Beat-26.8%
    Mar 20
    Reported Apr 20
    		$0.87$0.84+3.57%Beat-17.1%
    Dec 19
    Reported Jan 30
    		$1.12$1.01+10.89%Beat+15.5%
    Sep 19
    Reported Oct 17
    		$1.07$1.03+3.88%Beat+5.9%
    Jun 19
    Reported Jul 18
    		$1.12$1.08+3.70%Beat+13.1%
    Mar 19
    Reported Apr 18
    		$1.05$1.03+1.94%Beat+11.7%
    Dec 18
    Reported Jan 17
    		$0.97$1.04-6.73%Miss+15.5%
    Sep 18
    Reported Oct 18
    		$1.01$1.00+1.00%Beat+29.5%
    Jun 18
    Reported Jul 19
    		$0.99$1.01-1.98%Miss+26.9%
    Mar 18
    Reported Apr 19
    		$0.94$0.92+2.17%Beat+27.0%
    Dec 17
    Reported Jan 18
    		$0.84$0.80+5.00%Beat+15.1%
    Sep 17
    Reported Oct 19
    		$0.78$0.78+0.00%Beat-
    Jun 17
    Reported Jul 20
    		$0.78$0.76+2.63%Beat-
    Mar 17
    Reported Apr 20
    		$0.74$0.72+2.78%Beat-
    Dec 16
    Reported Jan 19
    		$0.73$0.74-1.35%Miss-

    Dividends

    Dividend Metrics

    Forward Yield4.47%
    Forward Annual Dividend$2.08
    Payout Ratio43.63%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+1.32%
    5Y CAGR+2.93%
    TFC dividend history and ex-dividend datesRun TFC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.39EV/EBITDA16.09x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin30.70%Operating Margin39.80%
    ROE9.06%ROIC4.36%
    Financial Health
    Debt/Equity1.09xInterest Coverage0.70x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.91Avg Volume8.84M
    52-Week High$54.5252-Week Low$39.89

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$46.16
    SMA 20$46.76
    SMA 50$49.22
    SMA 200$49.07
    EMA 10$46.30
    EMA 20$46.94
    EMA 50$48.36
    EMA 200$48.25

    MACD

    Line: -0.91Signal: -1.01Hist: 0.10

    ADX

    ADX: 30.7+DI: 23.2-DI: 30.3

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down60.0
    PSAR$47.17

    Bollinger Bands

    Upper Band$48.62
    Lower Band$44.89
    %B Position798%(Upper)
    Band Width0.45

    RSI (14-Day)

    Neutral
    43.4

    Momentum Oscillators

    Stoch %K36.1
    Stoch %D35.5
    Williams %R-40.7
    ROC (10d)0.6%
    Momentum0.28
    CCI (20d)-43.8
    MFI (14d)38.3

    Volatility Measures

    ATR (14d)$0.96(2.1%)
    StdDev (20d)0.93
    Hist Vol18.7%(Low)

    Volume Flow

    VWAP$46.27
    OBV281.5M
    AD Line-4.7B
    CMF (20d)0.006

    Volume Metrics

    Avg Vol (20d)8.6M
    Vol Ratio1.5x
    VWMA (20d)$46.88

    Pivot Points

    R3$46.46
    R2$46.08
    R1$45.82
    Pivot Point$45.44
    S1$45.19
    S2$44.81
    S3$44.55

    Advanced Oscillators

    TSI-29.01
    Ultimate Osc53.2
    KST-73.27

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$5.26B$5.15B$5.25B$5.19B$4.99B$4.90B$5.06B$5.08B$-1,685,000,000$4.82B$4.88B$4.87B
    Cost of RevenueN/A$2.73B$2.41B$3.09B$3.06B$2.94B$3.06B$3.20B$3.27B$3.31B$3.29B$3.19B
    Gross ProfitN/A$4.67B$5.25B$4.75B$4.50B$4.44B$4.59B$4.64B$-2,136,000,000$4.32B$5.13B$4.37B
    Operating Expenses$3.06B$2.98B$3.17B$3.01B$2.99B$2.91B$3.04B$2.93B$3.09B$2.95B$9.56B$3.06B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$1.69B$1.56B$1.74B$1.51B$1.53B$1.55B$1.71B$-5,230,000,000$1.36B$-5,154,000,000$1.31B
    Interest Income$5.97B$5.86B$6.11B$6.29B$6.15B$5.99B$6.18B$6.35B$6.35B$6.18B$6.27B$6.23B
    Interest Expense$2.35B$2.26B$2.41B$2.66B$2.57B$2.48B$2.59B$2.75B$2.82B$2.81B$2.75B$2.69B
    Income Before Tax$1.81B$1.69B$1.56B$1.74B$1.51B$1.53B$1.55B$1.71B$-5,230,000,000$1.36B$-5,247,000,000$1.31B
    Income Tax Expense$262.00M$209.00M$210.00M$285.00M$273.00M$274.00M$265.00M$271.00M$-1,324,000,000$232.00M$-56,000,000$203.00M
    Net Income$1.55B$1.48B$1.35B$1.45B$1.24B$1.26B$1.28B$1.44B$922.00M$1.20B$-5,090,000,000$1.18B
    EBITDA$2.01B$1.88B$1.77B$1.94B$1.73B$1.75B$1.79B$1.94B$-4,990,000,000$1.64B$-4,951,000,000$1.61B
    EBIT$1.81B$1.69B$1.56B$1.74B$1.51B$1.53B$1.55B$1.71B$-5,230,000,000$1.36B$-5,247,000,000$1.31B
    * Some calculated fields are derived from available data when not provided by source

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    Truist Financial Corporation 2026 Q3 - Results - Earnings Call Presentation (NYSE:TFC)

    Truist Financial Corporation published its Q3 2026 earnings call presentation. This presentation provides details on the company's financial results for the quarter. The article was written by SA Transcripts...

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    StreetInsider•10/16/26•Neutral

    Truist Financial (NYSE:TFC) Releases Quarterly Earnings Results, Beats Estimates By $0.02 EPS

    Truist Financial (NYSE:TFC) announced its quarterly earnings, reporting $1.16 EPS, surpassing the consensus estimate of $1.14 by $0.02. However...

    MarketBeat•10/16/26•Somewhat-Bullish

    TFC Valuation and Fair Value

    P/E
    10.4x
    Forward P/E
    9.6x
    EV/EBITDA
    16.1x
    PEG
    1.1x
    P/B
    0.9x
    See GNG's fair value

    TFC Profitability: Margins, ROIC and FCF

    Operating margin
    39.8%
    Net margin
    30.7%
    ROIC
    4.4%
    ROE
    9.1%
    FCF margin
    27.8%

    TFC Competitors

    CompanyTicker
    Aon PLCAON
    Nasdaq IncNDAQ
    Aflac IncorporatedAFL
    Huntington Bancshares IncorporatedHBANL
    The Allstate CorporationALL
    PayPal Holdings IncPYPL
    Arthur J Gallagher & CoAJG
    State Street CorpSTT

    Sector: Financial Services

    TFC Analyst Ratings

    Consensus
    Hold
    Analysts
    21
    Strong Buy
    2
    Buy
    5
    Hold
    11
    Sell
    1
    Strong Sell
    2

    TFC Bull Case vs Bear Case

    Bull case

    • TFC converts 27.8% of revenue into free cash flow.
    • TFC has a 30.7% net profit margin.
    • TFC beat EPS estimates in 87.5% of its last 8 reported quarters.

    TFC Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    5.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.05
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    4 up, 1 down

    TFC Dividend

    Forward yield
    4.5%
    Payout ratio
    43.6%
    3Y DPS growth
    1.3%
    5Y DPS growth
    2.9%
    Pay months
    Mar, Jun, Sep, Dec
    TFC dividend history

    Frequently Asked Questions About TFC

    What is TFC's current dividend yield?

    Truist Financial Corp (TFC) has a forward dividend yield of 4.47%.

    Does TFC pay dividends?

    Yes, Truist Financial Corp pays dividends with a forward dividend yield of 4.47%.

    What is TFC's P/E ratio?

    Truist Financial Corp has a price-to-earnings (P/E) ratio of 10.39.

    What is TFC's market cap?

    Truist Financial Corp (TFC) has a market capitalization of $55.67B with a current stock price of $46.56.

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