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    NMI Holdings Inc (NMIH)

    Official site

    FINANCIAL SERVICES • INSURANCE - SPECIALTY • NASDAQ

    $44.35
    -0.46 (-1.03%)

    Market Cap: $3.37B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    90%(36/40)
    Avg Surprise
    +7.75%
    Streak
    6 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.29
    Range$1.24 - $1.35
    6 analysts
    EPS Revisions
    3
    0
    7d
    3
    1
    30d
    EPS Estimate Drift
    90d ago$1.29+0.1%
    60d ago$1.29-0.2%
    30d ago$1.28-0.6%
    7d ago$1.28-0.6%
    Current$1.29
    Revenue Consensus
    $190M
    Range$189M - $190M
    3 analysts
    Dec 31, 2026
    EPS Consensus$1.45
    Range$1.40 - $1.54
    6 analysts
    Revenue Consensus
    $196M
    Range$194M - $197M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.45---
    Sep 26EST
    		-$1.29---
    Jun 26
    		$1.38$1.28+7.81%Beat+13.1%
    Mar 26
    		$1.28$1.23+4.07%Beat+0.0%
    Dec 25
    		$1.20$1.19+0.84%Beat+12.1%
    Sep 25
    		$1.21$1.21+0.00%Beat+5.2%
    Jun 25
    		$1.22$1.19+2.52%Beat+1.7%
    Mar 25
    		$1.28$1.12+14.29%Beat+18.5%
    Dec 24
    		$1.07$1.12-4.46%Miss+5.9%
    Sep 24
    		$1.15$1.13+1.77%Beat+15.0%
    Jun 24
    		$1.20$1.05+14.29%Beat+26.3%
    Mar 24
    		$1.08$0.99+9.09%Beat+22.7%
    Dec 23
    		$1.01$0.96+5.21%Beat+17.4%
    Sep 23
    		$1.00$0.92+8.70%Beat+11.1%
    Jun 23
    		$0.95$0.85+11.76%Beat+10.5%
    Mar 23
    		$0.88$0.83+6.02%Beat+14.3%
    Dec 22
    		$0.86$0.84+2.38%Beat+17.8%
    Sep 22
    		$0.90$0.81+11.11%Beat+26.8%
    Jun 22
    		$0.86$0.76+13.16%Beat+28.4%
    Mar 22
    		$0.77$0.74+4.05%Beat+24.2%
    Dec 21
    		$0.73$0.71+2.82%Beat+23.7%
    Sep 21
    		$0.71$0.71+0.00%Beat+51.1%
    Jun 21
    		$0.67$0.64+4.69%Beat+67.5%
    Mar 21
    		$0.62$0.60+3.33%Beat-17.3%
    Dec 20
    		$0.59$0.51+15.69%Beat-21.3%
    Sep 20
    		$0.47$0.35+34.29%Beat-33.8%
    Jun 20
    		$0.40$0.38+5.26%Beat-32.2%
    Mar 20
    		$0.75$0.67+11.94%Beat+33.9%
    Dec 19
    		$0.75$0.71+5.63%Beat+63.0%
    Sep 19
    		$0.71$0.62+14.52%Beat+54.3%
    Jun 19
    		$0.59$0.55+7.27%Beat+47.5%
    Mar 19
    		$0.56$0.52+7.69%Beat+64.7%
    Dec 18
    		$0.46$0.46+0.00%Beat+109.1%
    Sep 18
    		$0.46$0.41+12.20%Beat+130.0%
    Jun 18
    		$0.40$0.35+14.29%Beat+300.0%
    Mar 18
    		$0.34$0.31+9.68%Beat+277.8%
    Dec 17
    		$0.22$0.20+10.00%Beat+83.3%
    Sep 17
    		$0.20$0.14+42.86%Beat+100.0%
    Jun 17
    		$0.10$0.11-9.09%Miss-
    Mar 17
    		$0.09$0.13-30.77%Miss-
    Dec 16
    		$0.12$0.13-7.69%Miss-
    Sep 16
    		$0.10$0.07+42.86%Beat-

    Key Metrics

    Valuation
    P/E Ratio8.75EV/EBITDAN/A
    Price/FCF7.61xFCF Yield13.14%
    Profitability
    Profit Margin54.10%Operating Margin76.70%
    ROE15.40%ROIC12.66%
    Financial Health
    Debt/Equity0.15xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.54Avg Volume424.91K
    52-Week High$46.7452-Week Low$34.84

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$45.17
    SMA 20$45.00
    SMA 50$43.00
    SMA 200$39.66
    EMA 10$44.95
    EMA 20$44.69
    EMA 50$43.12
    EMA 200$40.15

    MACD

    Line: 0.55Signal: 0.80Hist: -0.26

    ADX

    ADX: 35.6+DI: 21.9-DI: 15.0

    Aroon & PSAR

    Aroon Up16.0
    Aroon DownN/A
    PSAR$44.00

    Bollinger Bands

    Upper Band$46.04
    Lower Band$43.96
    %B Position464%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    50.1

    Momentum Oscillators

    Stoch %K21.2
    Stoch %D37.8
    Williams %R-98.0
    ROC (10d)-2.7%
    Momentum-1.21
    CCI (20d)-70.4
    MFI (14d)37.8

    Volatility Measures

    ATR (14d)$0.84(1.9%)
    StdDev (20d)0.52
    Hist Vol13.7%(Low)

    Volume Flow

    VWAP$44.58
    OBV15.6M
    AD Line1.2M
    CMF (20d)-0.169

    Volume Metrics

    Avg Vol (20d)413.1K
    Vol Ratio1.0x
    VWMA (20d)$44.96

    Pivot Points

    R3$45.86
    R2$45.57
    R1$45.19
    Pivot Point$44.91
    S1$44.53
    S2$44.24
    S3$43.86

    Advanced Oscillators

    TSI20.99
    Ultimate Osc36.3
    KST54.43

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$187.89M$183.47M$180.74M$178.68M$173.78M$173.25M$166.50M$166.09M$162.12M$156.25M$159.42M$148.16M
    Cost of RevenueN/A$20.66M$21.17M$18.72M$13.55M$4.59M$17.44M$10.53M$470,000$3.83M$8.42M$5.05M
    Gross ProfitN/A$162.81M$159.30M$159.96M$160.22M$168.65M$149.07M$155.56M$161.65M$152.42M$142.96M$143.11M
    Operating Expenses$50.95M$58.53M$59.59M$55.00M$50.18M$41.88M$55.63M$46.77M$43.48M$41.69M$54.24M$40.86M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$124.94M$121.15M$123.68M$123.60M$131.37M$110.87M$119.33M$118.64M$114.57M$105.18M$107.30M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$7.13M$0$0$0$7.10M$0$0$0$-8,039,000$0
    Income Before Tax$136.95M$124.94M$121.15M$123.68M$123.60M$131.37M$110.87M$119.33M$118.64M$114.57M$105.18M$107.30M
    Income Tax Expense$31.16M$25.61M$26.93M$27.68M$27.45M$28.81M$24.71M$26.52M$26.57M$25.52M$21.77M$23.34M
    Net Income$105.79M$99.33M$94.22M$96.00M$96.15M$102.56M$86.17M$92.81M$92.08M$89.05M$83.41M$83.95M
    EBITDA$139.46M$127.34M$123.41M$125.73M$126.17M$134.08M$113.57M$121.87M$122.53M$118.51M$109.24M$108.54M
    EBIT$136.95M$124.94M$121.15M$123.68M$123.60M$131.37M$110.87M$119.33M$118.64M$114.57M$105.18M$107.30M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Bank of America Corp DE Has $48.94 Million Stake in NMI Holdings Inc $NMIH

    Bank of America Corp DE increased its stake in NMI Holdings Inc by 22.7% in the first quarter, now owning 1.3 million shares valued at approximately $48.94 million, representing 1.72% of the company. NMI Holdings reported strong quarterly earnings, beating analyst estimates, and institutional investors collectively hold 94.12% of its stock. Despite some insider selling, analysts maintain a "Moderate Buy" rating for NMIH with an average price target of $48.33.

    MarketBeat•8/13/26•
    Somewhat-Bullish

    NMI Holdings (NMIH) CFO Swithenbank sells 11,662 shares, retains equity stake

    Aurora Swithenbank, EVP and Chief Financial Officer of NMI Holdings, Inc. (NMIH), sold 11,662 common shares on August 11, 2026, at an average price of $44.5085 per share. Following this transaction, Swithenbank retains an equity stake of 50,734 interests, comprising 14,605 common shares and 36,129 unvested restricted stock units. The sale was not conducted under a Rule 10b5-1 trading plan.

    Stock Titan•8/13/26•
    Somewhat-Bearish

    Sei Investments Co. Has $3.06 Million Stock Holdings in NMI Holdings Inc $NMIH

    Sei Investments Co. increased its stake in NMI Holdings Inc (NASDAQ:NMIH) by 46.9% in the first quarter, bringing its total holdings to 81,673 shares valued at approximately $3.06 million. NMI reported strong quarterly earnings, surpassing analyst expectations, and maintains a "Moderate Buy" consensus rating from analysts with an average price target of $48.33. Institutional investors own a significant 94.12% of the company's stock, though some insider selling has also occurred recently.

    MarketBeat•8/8/26•
    Bullish

    NMI Holdings (NMIH) risk chief sells 12,000 shares at $44.65

    Robert Owen Smith, EVP and Chief Risk Officer of NMI Holdings, sold 12,000 common shares on August 3, 2026, for a weighted-average price of $44.6469 per share. Following this transaction, Smith's direct holdings in NMIH consist of 96,381 equity interests, including common shares and unvested restricted stock units. This insider sale is categorized with a "Very High" filing impact and "Negative" sentiment.

    Stock Titan•8/5/26•
    Bearish

    Form 144 NMI HOLDINGS For: 4 August By Investing.com

    This article announces the filing of Form 144 for NMI HOLDINGS on August 4. It is a brief, standard financial news update from Investing.com, indicating a regulatory filing has occurred for the company. The article provides no further details beyond the filing's date and the company's name.

    Investing.com Nigeria•8/5/26•
    Neutral

    Frequently Asked Questions About NMIH

    Does NMIH pay dividends?
    NMI Holdings Inc (NMIH) does not currently pay a regular dividend.
    What is NMIH's P/E ratio?
    NMI Holdings Inc has a price-to-earnings (P/E) ratio of 8.75.
    What is NMIH's market cap?
    NMI Holdings Inc (NMIH) has a market capitalization of $3.37B with a current stock price of $44.35.

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