Skip to main content
    U

    UWM Holdings Corp (UWMC)

    Official site

    FINANCIAL SERVICES • MORTGAGE FINANCE • NYSE

    $1.17
    +0.15 (+15.35%)

    Market Cap: $1.66B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    52%(12/23)
    Avg Surprise
    -23.83%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.06
    Range$0.04 - $0.07
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.12-51.9%
    60d ago$0.12-52.0%
    30d ago$0.11-48.0%
    7d ago$0.09-32.8%
    Current$0.06
    Revenue Consensus
    $689M
    Range$561M - $739M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-0.04
    Range$-0.07 - $-0.01
    3 analysts
    Revenue Consensus
    $260M
    Range$120M - $437M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-0.04---
    Sep 26EST
    		-$0.06---
    Jun 26
    Reported Aug 6
    		$-0.23$0.07-428.57%Miss-243.8%
    Mar 26
    Reported May 6
    		$0.09$0.06+50.00%Beat+350.0%
    Dec 25
    Reported Feb 25
    		$0.08$0.09-9.30%Miss+286.5%
    Sep 25
    Reported Nov 6
    		$0.01N/A-85.71%Miss+0.0%
    Jun 25
    Reported Aug 7
    		$0.16$0.06+166.67%Beat+300.0%
    Mar 25
    Reported May 6
    		$0.02N/A-60.00%Miss-77.8%
    Dec 24
    Reported Feb 26
    		$0.02N/A-73.66%Miss+109.0%
    Sep 24
    Reported Nov 7
    		$0.01N/A-85.71%Miss-93.3%
    Jun 24
    Reported Aug 6
    		$0.04$0.06-33.33%Miss-63.6%
    Mar 24
    Reported May 9
    		$0.09$0.05+80.00%Beat+228.6%
    Dec 23
    Reported Feb 28
    		$-0.23$0.04-675.00%Miss-666.7%
    Sep 23
    Reported Nov 8
    		$0.15$0.08+87.50%Beat-6.3%
    Jun 23
    Reported Aug 9
    		$0.11$0.06+83.33%Beat+10.0%
    Mar 23
    Reported May 10
    		$-0.07$0.03-333.33%Miss-131.8%
    Dec 22
    Reported Mar 1
    		$-0.03$-0.01-200.00%Miss-127.3%
    Sep 22
    Reported Nov 4
    		$0.16$-0.03+633.33%Beat+0.0%
    Jun 22
    Reported Aug 9
    		$0.10$0.07+42.86%Beat+42.9%
    Mar 22
    Reported May 10
    		$0.22$0.08+175.00%Beat-46.3%
    Dec 21
    Reported Mar 1
    		$0.11$0.14-21.43%Miss-82.3%
    Sep 21
    Reported Nov 9
    		$0.16$0.11+45.45%Beat-74.4%
    Jun 21
    Reported Aug 16
    		$0.07$0.07+0.00%Beat+7877.8%
    Mar 21
    Reported May 10
    		$0.41$0.41+0.00%Beat+4000.0%
    Dec 20
    Reported Feb 3
    		$0.62$0.32+93.75%Beat-
    Sep 20
    Reported Nov 5
    		$0.63N/AN/ABeat-
    Jun 20
    Reported Aug 7
    		$-0.00N/AN/ABeat-
    Mar 20
    Reported May 14
    		$0.01N/AN/ABeat-
    Dec 19
    Reported Mar 27
    		$0.00$0.00N/ABeat-
    Sep 19
    Reported Dec 5
    		$0.00$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield34.33%
    Forward Annual Dividend$0.40
    Payout Ratio41.50%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+0.00%
    UWMC dividend history and ex-dividend datesRun UWMC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio-23.30EV/EBITDAN/A
    Price/FCF-0.08xFCF Yield-1251.74%
    Profitability
    Profit Margin-1.27%Operating Margin-111.00%
    ROE-7.68%ROIC-0.66%
    Financial Health
    Debt/Equity117.75xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.87Avg Volume12.58M
    52-Week High$5.7252-Week Low$0.93

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$1.13
    SMA 20$1.18
    SMA 50$1.32
    SMA 200$2.85
    EMA 10$1.12
    EMA 20$1.18
    EMA 50$1.38
    EMA 200$2.53

    MACD

    Line: -0.08Signal: -0.08Hist: -0.00

    ADX

    ADX: 36.1+DI: 19.0-DI: 26.7

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$1.35

    Bollinger Bands

    Upper Band$1.36
    Lower Band$1.00
    %B Position2996%(Upper)
    Band Width0.46

    RSI (14-Day)

    Neutral
    45.5

    Momentum Oscillators

    Stoch %K19.8
    Stoch %D9.3
    Williams %R-50.0
    ROC (10d)-2.9%
    Momentum-0.04
    CCI (20d)-60.6
    MFI (14d)25.8

    Volatility Measures

    ATR (14d)$0.09(7.8%)
    StdDev (20d)0.09
    Hist Vol76.4%(High)

    Volume Flow

    VWAP$1.11
    OBV-409.4M
    AD Line-12.2B
    CMF (20d)-0.080

    Volume Metrics

    Avg Vol (20d)12.6M
    Vol Ratio1.5x(High)
    VWMA (20d)$1.18

    Pivot Points

    R3$1.09
    R2$1.07
    R1$1.04
    Pivot Point$1.02
    S1$0.99
    S2$0.97
    S3$0.94

    Advanced Oscillators

    TSI-30.10
    Ultimate Osc45.4
    KST-164.81

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$765.32M$891.09M$697.63M$535.43M$647.28M$224.78M$1.03B$299.50M$479.93M$569.96M$31.14M$677.12M
    Cost of RevenueN/A$132.34M$128.84M$137.67M$143.27M$130.78M$145.59M$157.43M$122.05M$109.13M$90.68M$105.91M
    Gross ProfitN/A$769.09M$816.41M$333.01M$641.30M$30.81M$333.04M$301.93M$327.17M$409.53M$-253,003,000$513.57M
    Operating Expenses$1.24B$713.59M$528.01M$522.76M$317.86M$485.60M$987.41M$267.21M$402.86M$385.69M$499.55M$375.39M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$330.81M$559.50M$12.67M$329.42M$-260,816,000$42.33M$32.29M$77.07M$184.26M$-468,408,000$301.73M
    Interest Income$0$133.48M$155.49M$132.09M$0$118.10M$140.07M$145.30M$121.39M$101.86M$87.90M$94.85M
    Interest Expense$0$0$144.83M$0$0$0$142.34M$0$0$0$-145,721,000$0
    Income Before Tax$-472,921,000$177.50M$169.62M$12.67M$329.42M$-260,816,000$42.33M$32.29M$77.07M$184.26M$-468,408,000$301.73M
    Income Tax Expense$-21,019,000$7.13M$5.14M$582,000$14.94M$-13,788,000$1.72M$344,000$786,000$3.73M$-7,452,000$734,000
    Net Income$-451,902,000$170.37M$164.48M$12.09M$314.48M$-247,028,000$40.61M$31.95M$76.29M$180.53M$-460,956,000$300.99M
    EBITDA$-458,703,000$193.12M$184.83M$26.81M$342.95M$-248,185,000$54.49M$44.91M$88.74M$196.59M$-455,970,000$314.52M
    EBIT$-472,921,000$177.50M$169.62M$12.67M$329.42M$-260,816,000$42.33M$32.29M$77.07M$184.26M$-468,408,000$301.73M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about UWMC

    News

    CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds UWM

    Faruqi & Faruqi, LLP is investigating potential claims against UWM Holdings Corporation (UWMC) and reminds investors that the deadline to seek the role of lead plaintiff in a federal securities class action lawsuit is...

    GuruFocus•10/13/26•Bearish

    CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds UWM Holdings (UWMC) Investors of Securities Class Action Lawsuit Deadline on October 13, 2026

    Faruqi & Faruqi, LLP is reminding investors of UWM Holdings Corporation (UWMC) that the deadline to seek the role of lead plaintiff in a federal securities class action lawsuit is October 13...

    Voice of Alexandria•10/13/26•Bearish

    Securities Lawsuit Alert: UWM Holdings Corporation (UWMC) Investors - Contact Levi & Korsinsky Before October 13, 2026

    Levi & Korsinsky, LLP has filed a securities class action lawsuit against UWM Holdings Corporation (NYSE:UWMC) on behalf of investors who purchased securities between March 9, 2026, and August 5...

    ACCESS Newswire•10/13/26•Bearish

    UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit with SBS Law

    Schall, Brown & Schwartz LLP is reminding investors of a class action lawsuit against UWM Holdings Corporation (NYSE...

    The Killeen Daily Herald•10/13/26•Bearish

    UWMC FINAL DEADLINE ALERT: UWM Holdings Corporation Investors with Substantial Losses Have Opportunity to Lead Securities Class Action

    Hagens Berman Sobol Shapiro LLP has issued a final deadline alert for investors of UWM Holdings Corporation (UWMC) to lead a securities class action lawsuit. The lawsuit alleges that UWM made misleading disclosures...

    PR Newswire•10/13/26•Bearish

    UWMC Valuation and Fair Value

    P/E
    -23.3x
    Forward P/E
    3.1x
    P/FCF
    -0.1x
    P/B
    2.9x
    See GNG's fair value

    UWMC Profitability: Margins, ROIC and FCF

    Operating margin
    -111.0%
    Net margin
    -1.3%
    ROIC
    -0.7%
    ROE
    -7.7%
    FCF margin
    -170.3%
    FCF yield
    -1251.7%

    UWMC Competitors

    CompanyTicker
    Veritex Holdings IncVBTX
    National Bank Holdings CorporationNBHC
    Dime Community Bancshares, Inc.DCOM
    Sixth Street Specialty Lending IncTSLX
    S&T Bancorp IncSTBA
    Kemper CorporationKMPR
    Hope Bancorp IncHOPE
    TriCo BancsharesTCBK

    Sector: Financial Services

    UWMC Analyst Ratings

    Consensus
    Buy
    Analysts
    10
    Strong Buy
    3
    Buy
    2
    Hold
    5
    Sell
    0
    Strong Sell
    0

    UWMC Bull Case vs Bear Case

    Bear case

    • UWMC has a -1.3% net profit margin.
    • UWMC beat EPS estimates in 25.0% of its last 8 reported quarters.
    • UWMC's quarterly revenue changed -70.6% year over year.

    UWMC Earnings: Beat Rate and Next Report

    Beat rate
    2 of 8 quarters (25.0%)
    Average surprise
    -65.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.06
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    UWMC Dividend

    Forward yield
    34.3%
    Payout ratio
    41.5%
    3Y DPS growth
    0.0%
    Pay months
    Jan, Apr, Jul, Oct
    UWMC dividend history

    Frequently Asked Questions About UWMC

    What is UWMC's current dividend yield?

    UWM Holdings Corp (UWMC) has a forward dividend yield of 34.33%.

    Does UWMC pay dividends?

    Yes, UWM Holdings Corp pays dividends with a forward dividend yield of 34.33%.

    What is UWMC's market cap?

    UWM Holdings Corp (UWMC) has a market capitalization of $1.66B with a current stock price of $1.17.

    Related stocks

    Sector: Financial Services

    All stocks starting with U

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In