B

    Bank Ozk (OZK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $49.08
    -0.32 (-0.65%)

    Market Cap: $5.39B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(34/40)
    Avg Surprise
    +2.76%
    Streak
    2 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.43
    Range$1.24 - $1.48
    10 analysts
    EPS Revisions
    1
    0
    7d
    0
    8
    30d
    EPS Estimate Drift
    90d ago$1.50+4.9%
    60d ago$1.50+4.9%
    30d ago$1.41-1.3%
    7d ago$1.43-0.2%
    Current$1.43
    Revenue Consensus
    $434M
    Range$423M - $444M
    7 analysts
    Dec 31, 2026
    EPS Consensus$1.46
    Range$1.08 - $1.58
    10 analysts
    Revenue Consensus
    $435M
    Range$406M - $458M
    8 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.46---
    Sep 26EST
    		-$1.43---
    Jun 26
    		$1.49$1.46+2.05%Beat-5.7%
    Mar 26
    		$1.44$1.43+0.70%Beat-2.0%
    Dec 25
    		$1.53$1.55-1.29%Miss-1.9%
    Sep 25
    		$1.59$1.66-4.22%Miss+2.6%
    Jun 25
    		$1.58$1.53+3.27%Beat+3.9%
    Mar 25
    		$1.47$1.40+5.00%Beat-2.6%
    Dec 24
    		$1.56$1.44+8.33%Beat-0.6%
    Sep 24
    		$1.55$1.54+0.65%Beat+4.0%
    Jun 24
    		$1.52$1.52+0.00%Beat+3.4%
    Mar 24
    		$1.51$1.46+3.42%Beat+7.1%
    Dec 23
    		$1.57$1.50+4.67%Beat+17.2%
    Sep 23
    		$1.49$1.45+2.76%Beat+38.0%
    Jun 23
    		$1.47$1.43+2.80%Beat+33.6%
    Mar 23
    		$1.41$1.38+2.17%Beat+38.2%
    Dec 22
    		$1.34$1.30+3.08%Beat+14.5%
    Sep 22
    		$1.08$1.17-7.69%Miss+8.0%
    Jun 22
    		$1.10$1.02+7.84%Beat-5.2%
    Mar 22
    		$1.02$0.95+7.37%Beat-10.5%
    Dec 21
    		$1.17$0.97+20.62%Beat+25.8%
    Sep 21
    		$1.00$0.96+4.17%Beat+19.0%
    Jun 21
    		$1.16$0.92+26.09%Beat+197.4%
    Mar 21
    		$1.14$0.85+34.12%Beat+1166.7%
    Dec 20
    		$0.93$0.78+19.23%Beat+19.2%
    Sep 20
    		$0.84$0.59+42.37%Beat+3.7%
    Jun 20
    		$0.39$0.38+2.63%Beat-54.7%
    Mar 20
    		$0.09N/A-85.25%Miss-89.5%
    Dec 19
    		$0.78$0.76+2.63%Beat-13.3%
    Sep 19
    		$0.81$0.82-1.22%Miss+26.6%
    Jun 19
    		$0.86$0.85+1.18%Beat-3.4%
    Mar 19
    		$0.86$0.85+1.18%Beat+0.0%
    Dec 18
    		$0.90$0.83+8.43%Beat+20.0%
    Sep 18
    		$0.64$0.91-29.67%Miss-14.7%
    Jun 18
    		$0.89$0.89+0.00%Beat+21.9%
    Mar 18
    		$0.86$0.85+1.18%Beat+17.8%
    Dec 17
    		$0.75$0.75+0.00%Beat+2.7%
    Sep 17
    		$0.75$0.74+1.35%Beat+8.7%
    Jun 17
    		$0.73$0.73+0.00%Beat-
    Mar 17
    		$0.73$0.72+1.39%Beat-
    Dec 16
    		$0.73$0.69+5.80%Beat-
    Sep 16
    		$0.69$0.61+13.11%Beat-

    Dividends

    Dividend Metrics

    Yield3.79%
    Annual/Share$1.86
    Payout Ratio29.52%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+11.36%
    5Y CAGR+10.06%
    View OZK's full dividend history

    Key Metrics

    Valuation
    P/E Ratio8.11EV/EBITDAN/A
    Price/FCF7.06xFCF Yield14.16%
    Profitability
    Profit Margin44.50%Operating Margin55.60%
    ROE11.30%ROIC10.38%
    Financial Health
    Debt/Equity0.07xInterest Coverage0.88x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.88Avg Volume928.95K
    52-Week High$53.1852-Week Low$41.16

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$49.48
    SMA 20$50.66
    SMA 50$50.74
    SMA 200$47.57
    EMA 10$49.69
    EMA 20$50.18
    EMA 50$50.24
    EMA 200$48.31

    MACD

    Line: -0.49Signal: -0.28Hist: -0.21

    ADX

    ADX: 18.2+DI: 18.2-DI: 28.3

    Aroon & PSAR

    Aroon Up56.0
    Aroon Down92.0
    PSAR$51.56

    Bollinger Bands

    Upper Band$53.21
    Lower Band$48.10
    %B Position1009%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    36.8

    Momentum Oscillators

    Stoch %K11.8
    Stoch %D13.2
    Williams %R-93.9
    ROC (10d)-4.0%
    Momentum-2.03
    CCI (20d)-89.4
    MFI (14d)44.8

    Volatility Measures

    ATR (14d)$0.85(1.7%)
    StdDev (20d)1.28
    Hist Vol14.9%(Low)

    Volume Flow

    VWAP$49.15
    OBV16.8M
    AD Line-1.0B
    CMF (20d)-0.212

    Volume Metrics

    Avg Vol (20d)934.5K
    Vol Ratio1.4x
    VWMA (20d)$50.58

    Pivot Points

    R3$50.27
    R2$50.05
    R1$49.72
    Pivot Point$49.50
    S1$49.17
    S2$48.95
    S3$48.62

    Advanced Oscillators

    TSI-16.27
    Ultimate Osc43.1
    KST-24.35

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$672.89M$661.55M$704.61M$731.11M$699.63M$670.46M$695.58M$715.66M$696.62M$666.14M$650.36M$591.24M
    Cost of Revenue$288.48M$285.40M$314.53M$329.49M$306.81M$299.64M$320.41M$339.10M$328.85M$303.04M$278.78M$242.29M
    Gross Profit$384.42M$376.15M$390.08M$401.62M$392.82M$370.82M$375.17M$376.56M$367.76M$363.10M$371.58M$348.95M
    Operating Expenses$170.65M$164.54M$161.65M$159.31M$153.16M$146.95M$140.13M$140.40M$137.45M$133.31M$152.85M$128.98M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$100.97M$101.41M$87.69M$97.53M$92.83M$88.97M$83.69M$81.37M$78.72M$77.81M$82.07M$69.61M
    Operating Income$213.77M$211.61M$228.43M$242.31M$239.66M$223.86M$235.04M$236.16M$230.31M$229.78M$218.73M$219.97M
    Interest Income$635.02M$629.02M$671.01M$695.03M$668.34M$635.74M$662.63M$682.05M$667.84M$637.05M$605.50M$565.51M
    Interest Expense$242.87M$243.45M$263.96M$281.17M$271.60M$261.23M$283.24M$292.65M$279.84M$260.12M$234.95M$198.25M
    Income Before Tax$213.77M$211.61M$228.43M$242.31M$239.66M$223.86M$235.04M$236.16M$230.31M$229.78M$218.73M$219.97M
    Income Tax Expense$46.40M$48.25M$52.52M$57.74M$56.66M$51.89M$52.83M$54.95M$52.78M$54.23M$43.60M$46.14M
    Net Income$167.37M$163.36M$175.96M$184.58M$182.98M$171.96M$182.18M$181.19M$177.54M$175.54M$175.13M$173.79M
    EBITDA$255.00M$243.18M$228.43M$272.87M$280.04M$243.62M$269.32M$253.35M$250.37M$247.49M$227.86M$233.82M
    EBIT$213.77M$211.61MN/A$242.31M$239.66M$223.86M$235.04M$236.16M$230.31M$229.78M$218.73M$219.97M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Bank OZK, FirstBank back $290m project on University of Tennessee campus

    Bank OZK and FirstBank are jointly providing two separate loans totaling $290 million to fund the construction of a new mixed-use complex on the University of Tennessee campus. The development will be located adjacent to the school's main sports venues. Full details of the project are available to subscribers of Commercial Mortgage Alert.

    Green Street News•8/21/26•
    Somewhat-Bullish

    Why Is Bank OZK (OZK) Down 2.9% Since Last Earnings Report?

    Bank OZK (OZK) shares have dropped 2.9% since its last earnings report, underperforming the S&P 500. The company's Q2 2026 earnings beat estimates due to higher non-interest income and deposit balances, but net income declined year-over-year. Weakening credit quality, higher expenses, and lower net interest income contributed to a negative outlook, with the stock currently holding a Zacks Rank #4 (Sell).

    Yahoo Finance•8/20/26•
    Somewhat-Bearish

    BANK OZK 's Apple Inc(AAPL) Holding History

    This article details BANK OZK's historical holdings in Apple Inc (AAPL) as of June 30, 2026. BANK OZK holds 60,117 shares of AAPL, valued at $17.40 million, representing 5.17% of their portfolio. The analysis shows a significant estimated gain of $27.34 million (532.71%) on these holdings, based on their historical transactions and AAPL's current price.

    GuruFocus•8/18/26•
    Neutral

    OZK Looks 5.7% Overvalued on GF Value™ Amid Dividend Sustainabil

    Bank OZK (NASDAQ: OZK) has received a reiterated Sell rating from Citi due to potential foreclosure risks related to the insolvency of Deutsche Finance Investment Fund 17, which holds a significant loan from Bank OZK. Despite these concerns, Bank OZK offers an attractive 3.54% dividend yield with a conservative 30% payout ratio and strong dividend growth. The stock is considered fairly valued by GF Value, though slightly overvalued, and holds a strong GF Score of 80/100, indicating robust fundamentals.

    GuruFocus•8/17/26•
    Somewhat-Bearish

    Bank OZK (NASDAQ:OZK) Stock Rating Lowered by Zacks Research

    Zacks Research downgraded Bank OZK (NASDAQ:OZK) from a "hold" to a "strong sell" rating due to revised earnings estimates for 2026–2028. Despite this, the bank's recent quarterly EPS of $1.49 beat expectations, and its board authorized a $200 million share-repurchase program. Analyst sentiment for Bank OZK remains mixed, with an average consensus rating of "Hold" and a target price of $56.88.

    MarketBeat•8/15/26•
    Somewhat-Bearish

    Frequently Asked Questions About OZK

    What is OZK's current dividend yield?
    Bank Ozk (OZK) has a current dividend yield of 3.79%.
    Does OZK pay dividends?
    Yes, Bank Ozk pays dividends with a current yield of 3.79%.
    What is OZK's P/E ratio?
    Bank Ozk has a price-to-earnings (P/E) ratio of 8.11.
    What is OZK's market cap?
    Bank Ozk (OZK) has a market capitalization of $5.39B with a current stock price of $49.08.

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