Primerica Inc (PRI)

Official site

FINANCIAL SERVICES • INSURANCE - LIFE • NYSE

$281.12

+2.77 (+1.00%)

Market Cap: $8.57B

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

79%(31/39)

Avg Surprise

+4.13%

Streak

9 Q

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$6.38

Range$6.26 - $6.47

7 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$6.24+2.2%

60d ago$6.29+1.4%

30d ago$6.37+0.2%

7d ago$6.37+0.2%

Current$6.38

Revenue Consensus

$890M

Range$880M - $901M

3 analysts

Period ending Dec 31, 2026

EPS Consensus$7.39

Range$7.09 - $7.71

8 analysts

Revenue Consensus

$915M

Range$899M - $934M

5 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$7.39	$7.09 - $7.71	-	-	8	-	-
Sep 30, 2026Sep 26EST	-	$6.38	$6.26 - $6.47	-	-	7	5 0 30d	-
Jun 30, 2026Jun 26 Reported Aug 5, 2026Reported Aug 5	$6.41	$5.96	$5.93 - $6.11	+7.55%	Beat	7	3 1 30d	+17.4%
Mar 31, 2026Mar 26 Reported May 6, 2026Reported May 6	$5.96	$5.48	$5.17 - $5.59	+8.76%	Beat	8	1 1 30d	+18.7%
Dec 31, 2025Dec 25 Reported Feb 11, 2026Reported Feb 11	$6.13	$5.68	$5.44 - $5.88	+7.92%	Beat	8	3 2 30d	+21.9%
Sep 30, 2025Sep 25 Reported Nov 5, 2025Reported Nov 5	$6.33	$5.52	$5.30 - $5.68	+14.67%	Beat	9	6 0 30d	+11.4%
Jun 30, 2025Jun 25 Reported Aug 6, 2025Reported Aug 6	$5.46	$5.20	$5.09 - $5.30	+5.00%	Beat	9	2 3 30d	+15.9%
Mar 31, 2025Mar 25 Reported May 7, 2025Reported May 7	$5.02	$4.79	$4.69 - $4.88	+4.80%	Beat	9	2 2 30d	+28.4%
Dec 31, 2024Dec 24 Reported Feb 11, 2025Reported Feb 11	$5.03	$4.98	$4.76 - $5.16	+1.00%	Beat	9	4 0 30d	+18.4%
Sep 30, 2024Sep 24 Reported Nov 6, 2024Reported Nov 6	$5.68	$4.81	$4.67 - $4.96	+18.09%	Beat	8	3 0 30d	+32.7%
Jun 30, 2024Jun 24 Reported Aug 7, 2024Reported Aug 7	$4.71	$4.47	$4.38 - $4.60	+5.37%	Beat	6	3 0 30d	+18.0%
Mar 31, 2024Mar 24 Reported May 6, 2024Reported May 6	$3.91	$4.12	$4.05 - $4.20	-5.10%	Miss	6	2 0 30d	+12.0%
Dec 31, 2023Dec 23 Reported Feb 13, 2024Reported Feb 13	$4.25	$4.27	$4.23 - $4.34	-0.47%	Miss	6	1 0 30d	+21.8%
Sep 30, 2023Sep 23 Reported Nov 7, 2023Reported Nov 7	$4.28	$4.03	$4.01 - $4.07	+6.20%	Beat	6	2 1 30d	+41.7%
Jun 30, 2023Jun 23 Reported Aug 7, 2023Reported Aug 7	$3.99	$3.81	$3.75 - $3.91	+4.72%	Beat	6	4 0 30d	+39.5%
Mar 31, 2023Mar 23 Reported May 8, 2023Reported May 8	$3.49	$3.47	$3.41 - $3.54	+0.58%	Beat	7	3 0 30d	+65.4%
Dec 31, 2022Dec 22 Reported Feb 23, 2023Reported Feb 23	$3.49	$2.93	$2.85 - $2.99	+19.11%	Beat	6	No revisions (30d)	+18.7%
Sep 30, 2022Sep 22 Reported Nov 8, 2022Reported Nov 8	$3.02	$2.94	$2.83 - $3.02	+2.72%	Beat	6	0 1 30d	+1.3%
Jun 30, 2022Jun 22 Reported Aug 8, 2022Reported Aug 8	$2.86	$3.09	$3.09 - $3.09	-7.44%	Miss	0	0 2 30d	-12.0%
Mar 31, 2022Mar 22 Reported May 5, 2022Reported May 5	$2.11	$2.73	$2.45 - $2.89	-22.71%	Miss	7	No revisions (30d)	-13.5%
Dec 31, 2021Dec 21 Reported Feb 14, 2022Reported Feb 14	$2.94	$3.22	$3.14 - $3.39	-8.70%	Miss	7	0 1 30d	+20.0%
Sep 30, 2021Sep 21 Reported Nov 8, 2021Reported Nov 8	$2.98	$2.98	$2.90 - $3.09	+0.00%	Beat	5	1 0 30d	+7.2%
Jun 30, 2021Jun 21 Reported Aug 5, 2021Reported Aug 5	$3.25	$2.92	$2.71 - $3.02	+11.30%	Beat	6	2 0 30d	+33.2%
Mar 31, 2021Mar 21 Reported May 5, 2021Reported May 5	$2.44	$2.38	$2.33 - $2.44	+2.52%	Beat	6	3 0 30d	+19.0%
Dec 31, 2020Dec 20 Reported Feb 9, 2021Reported Feb 9	$2.45	$2.49	$2.40 - $2.60	-1.61%	Miss	6	2 0 30d	+10.4%
Sep 30, 2020Sep 20 Reported Nov 4, 2020Reported Nov 4	$2.78	$2.35	$2.29 - $2.42	+18.30%	Beat	6	2 0 30d	+23.0%
Jun 30, 2020Jun 20 Reported Aug 5, 2020Reported Aug 5	$2.44	$2.08	$2.00 - $2.15	+17.31%	Beat	5	1 0 30d	+10.4%
Mar 31, 2020Mar 20 Reported Apr 29, 2020Reported Apr 29	$2.05	$1.95	$1.87 - $2.09	+5.13%	Beat	5	1 0 30d	+17.8%
Dec 31, 2019Dec 19 Reported Feb 11, 2020Reported Feb 11	$2.22	$2.11	$2.09 - $2.15	+5.21%	Beat	5	1 0 30d	+10.4%
Sep 30, 2019Sep 19 Reported Nov 6, 2019Reported Nov 6	$2.26	$2.15	$2.14 - $2.17	+5.12%	Beat	5	1 0 30d	+17.1%
Jun 30, 2019Jun 19 Reported Aug 7, 2019Reported Aug 7	$2.21	$2.13	$2.10 - $2.15	+3.76%	Beat	5	1 0 30d	+14.5%
Mar 31, 2019Mar 19 Reported May 7, 2019Reported May 7	$1.74	$1.71	$1.70 - $1.73	+1.75%	Beat	5	1 0 30d	+18.4%
Dec 31, 2018Dec 18 Reported Feb 7, 2019Reported Feb 7	$2.01	$1.88	$1.88 - $1.92	+6.91%	Beat	5	No revisions (30d)	+25.6%
Sep 30, 2018Sep 18 Reported Nov 6, 2018Reported Nov 6	$1.93	$1.86	$1.85 - $1.87	+3.76%	Beat	4	2 0 30d	+32.2%
Jun 30, 2018Jun 18 Reported Aug 7, 2018Reported Aug 7	$1.93	$1.81	$1.79 - $1.84	+6.63%	Beat	3	No revisions (30d)	+41.9%
Mar 31, 2018Mar 18 Reported May 8, 2018Reported May 8	$1.47	$1.49	$1.48 - $1.51	-1.34%	Miss	5	1 0 30d	+32.4%
Dec 31, 2017Dec 17 Reported Feb 7, 2018Reported Feb 7	$1.60	$1.43	$1.41 - $1.47	+11.89%	Beat	5	2 0 30d	+34.5%
Sep 30, 2017Sep 17 Reported Nov 7, 2017Reported Nov 7	$1.46	$1.37	$1.34 - $1.41	+6.57%	Beat	5	2 0 30d	-
Jun 30, 2017Jun 17 Reported Aug 8, 2017Reported Aug 8	$1.36	$1.36	$1.32 - $1.38	+0.00%	Beat	5	No revisions (30d)	-
Mar 31, 2017Mar 17 Reported May 9, 2017Reported May 9	$1.11	$1.16	-	-4.31%	Miss	-	-	-
Dec 31, 2016Dec 16 Reported Feb 8, 2017Reported Feb 8	$1.19	$1.19	-	+0.00%	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield1.71%

Forward Annual Dividend$4.80

Payout Ratio18.18%

FrequencyQuarterly

Pay MonthsMar, Jun, Sep, Dec

Growth

3Y CAGR+23.66%

5Y CAGR+21.06%

PRI dividend history and ex-dividend dates Run PRI in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	11.32	EV/EBITDA	7.16x
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	22.80%	Operating Margin	31.50%
ROE	33.00%	ROIC	18.99%
Financial Health
Debt/Equity	0.66x	Interest Coverage	43.40x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.88	Avg Volume	202.88K
52-Week High	$325.96	52-Week Low	$227.14

Technical Indicators Dashboard

Moving Averages

SMA 10$277.02

SMA 20$277.26

SMA 50$290.63

SMA 200$276.24

EMA 10$277.74

EMA 20$279.52

EMA 50$286.03

EMA 200$280.08

MACD

Line: -3.32Signal: -4.62Hist: 1.30

ADX

ADX: 27.4+DI: 20.7-DI: 23.9

Aroon & PSAR

Aroon Up8.0

Aroon Down60.0

PSAR$271.20

Bollinger Bands

Upper Band$285.80

Lower Band$268.72

%B Position616%(Upper)

Band Width0.73

RSI (14-Day)

Neutral

49.4

Momentum Oscillators

Stoch %K75.6

Stoch %D66.1

Williams %R-16.6

ROC (10d)2.3%

Momentum6.40

CCI (20d)75.8

MFI (14d)51.2

Volatility Measures

ATR (14d)$5.21(1.9%)

StdDev (20d)4.27

Hist Vol18.0%(Low)

Volume Flow

VWAP$280.84

OBV3.1M

AD Line-72.7M

CMF (20d)-0.038

Volume Metrics

Avg Vol (20d)202.2K

Vol Ratio0.9x

VWMA (20d)$278.15

Pivot Points

R3$285.08

R2$281.86

R1$280.10

Pivot Point$276.88

S1$275.12

S2$271.90

S3$270.14

Advanced Oscillators

TSI-20.56

Ultimate Osc50.7

KST-52.27

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$859.23M	$866.83M	$847.72M	$833.87M	$787.33M	$798.84M	$782.04M	$768.04M	$784.86M	$729.18M	$666.00M	$690.86M
Cost of Revenue	N/A	$163.88M	$161.31M	$474.85M	$463.05M	$6.00M	$477.48M	$429.85M	$431.58M	$442.35M	$438.14M	$413.58M
Gross Profit	N/A	$692.93M	$677.02M	$364.92M	$330.23M	$-20,673,000	$310.63M	$344.28M	$359.37M	$293.60M	$288.20M	$283.92M

Operating Expenses	$601.01M	$617.41M	$600.64M	$562.19M	$552.84M	$577.52M	$563.53M	$513.46M	$512.09M	$535.79M	$456.49M	$484.48M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$249.42M	$247.07M	$271.68M	$234.50M	$221.31M	$218.51M	$254.58M	$272.77M	$193.39M	$197.04M	$206.38M

Interest Income	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest Expense	$5.83M	$5.86M	$5.97M	$5.99M	$6.00M	$6.00M	$6.07M	$6.09M	$6.10M	$6.77M	$6.59M	$6.63M
Income Before Tax	$258.22M	$249.42M	$247.07M	$271.68M	$234.50M	$221.31M	$218.51M	$254.58M	$272.77M	$193.39M	$209.52M	$206.38M
Income Tax Expense	$55.94M	$59.32M	$50.03M	$64.89M	$56.15M	$52.26M	$50.84M	$59.84M	$63.47M	$44.98M	$48.39M	$48.93M

Net Income	$202.28M	$190.10M	$197.05M	$206.79M	$178.34M	$169.05M	$167.07M	$164.37M	$1.17M	$137.90M	$151.94M	$152.06M

EBITDA	$346.47M	$336.87M	$333.94M	$356.56M	$319.08M	$303.76M	$299.10M	$333.83M	$352.91M	$271.56M	$285.68M	$283.13M
EBIT	$258.22M	$249.42M	$247.07M	$271.68M	$234.50M	$221.31M	$218.51M	$254.58M	$272.77M	$193.39M	$209.52M	$206.38M

* Some calculated fields are derived from available data when not provided by source

Related GNG Research

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Be the first to write about PRI

News

Keefe, Bruyette & Woods cuts target to USD 330.00 for Primerica stock

Keefe, Bruyette & Woods has lowered its price target for Primerica (PRI) stock from USD 335.00 to USD 330.00, while maintaining a "market perform" rating. This new target represents a 17.37% increase above the last price...

ad-hoc-news.de•Oct 15, 2026 10:40 PM ET10/15/26•Somewhat-Bearish

Primerica Schedules Third Quarter 2026 Financial Results Webcast

Primerica, Inc. announced it will hold a webcast on Thursday, November 5, 2026, at 10:00 a.m. ET to discuss its financial results for the quarter ended September 30...

FinancialContent•Oct 14, 2026 10:40 PM ET10/14/26•Neutral

Primerica Schedules Third Quarter 2026 Financial Results Webcast

Primerica, Inc. announced it will host a webcast on Thursday, November 5, 2026, at 10:00 a.m. ET to discuss its financial results for the third quarter ended September 30...

StreetInsider•Oct 14, 2026 8:42 PM ET10/14/26•Neutral

Primerica, Inc. (NYSE:PRI): What Does the Latest A Quarterly Household Finance Update Change?

Primerica, Inc. (NYSE:PRI) recently reported a strong quarter, highlighting its term life operations, client asset balances, and capital strength...

Kalkine Media•Oct 14, 2026 5:10 PM ET10/14/26•Bullish

Just 26% of middle-income Americans pay card bills in full. 35% say debt rose in three months.

A recent Primerica survey reveals that a growing number of payment options like Buy Now, Pay Later and recurring subscriptions are creating financial blind spots for middle-income Americans...

Stock Titan•Oct 14, 2026 12:14 AM ET10/14/26•Neutral

PRI Valuation and Fair Value

P/E: 11.3x
Forward P/E: 14.0x
EV/EBITDA: 7.2x
PEG: 1.1x
P/B: 3.5x

See GNG's fair value

PRI Profitability: Margins, ROIC and FCF

Operating margin: 31.5%
Net margin: 22.8%
ROIC: 19.0%
ROE: 33.0%
FCF margin: 25.3%

PRI Competitors

Company	Ticker
Voya Financial Inc	VOYA
Prosperity Bancshares Inc	PB
Jackson Financial Inc	JXN
Columbia Banking System Inc	COLB
Zions Bancorporation	ZION
Western Alliance Bancorporation	WAL
Houlihan Lokey Inc	HLI
The Hanover Insurance Group Inc	THG

Sector: Financial Services

PRI Analyst Ratings

Consensus: Hold
Analysts: 8
Strong Buy: 0
Buy: 2
Hold: 6
Sell: 0
Strong Sell: 0

PRI Bull Case vs Bear Case

Bull case

PRI earns a 19.0% return on invested capital.
PRI converts 25.3% of revenue into free cash flow.
PRI has a 22.8% net profit margin.

PRI Earnings: Beat Rate and Next Report

Beat rate: 8 of 8 quarters (100.0%)
Average surprise: 8.5%
EPS estimate (fiscal period ending Sep 30, 2026): $6.38
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 5 up, 0 down

PRI Dividend

Forward yield: 1.7%
Payout ratio: 18.2%
3Y DPS growth: 23.7%
5Y DPS growth: 21.1%
Pay months: Mar, Jun, Sep, Dec

PRI dividend history

Frequently Asked Questions About PRI

What is PRI's current dividend yield?

Primerica Inc (PRI) has a forward dividend yield of 1.71%.

Does PRI pay dividends?

Yes, Primerica Inc pays dividends with a forward dividend yield of 1.71%.

What is PRI's P/E ratio?

Primerica Inc has a price-to-earnings (P/E) ratio of 11.32.

What is PRI's market cap?

Primerica Inc (PRI) has a market capitalization of $8.57B with a current stock price of $281.12.

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Earnings

Performance (10Y)

Upcoming Estimates

Dividends

Dividend Metrics

Growth

Key Metrics

Technical Indicators Dashboard

Moving Averages

MACD

ADX

Aroon & PSAR

Bollinger Bands

RSI (14-Day)

Momentum Oscillators

Volatility Measures

Volume Flow

Volume Metrics

Pivot Points

Advanced Oscillators

Financial Data

Related GNG Research

News

Keefe, Bruyette & Woods cuts target to USD 330.00 for Primerica stock

Primerica Schedules Third Quarter 2026 Financial Results Webcast

Primerica Schedules Third Quarter 2026 Financial Results Webcast

Primerica, Inc. (NYSE:PRI): What Does the Latest A Quarterly Household Finance Update Change?

Just 26% of middle-income Americans pay card bills in full. 35% say debt rose in three months.

PRI Valuation and Fair Value

PRI Profitability: Margins, ROIC and FCF

PRI Competitors

PRI Analyst Ratings

PRI Bull Case vs Bear Case

Bull case

PRI Earnings: Beat Rate and Next Report

PRI Dividend

Frequently Asked Questions About PRI

Related stocks

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