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    Z

    Zions Bancorporation (ZION)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $63.01
    +1.23 (+1.99%)

    Market Cap: $9.02B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    72%(28/39)
    Avg Surprise
    +9.00%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.64
    Range$1.58 - $1.71
    14 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$1.66-0.8%
    60d ago$1.64+0.5%
    30d ago$1.64+0.5%
    7d ago$1.64+0.0%
    Current$1.64
    Revenue Consensus
    $893M
    Range$881M - $915M
    13 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.58
    Range$1.42 - $1.75
    14 analysts
    Revenue Consensus
    $994M
    Range$874M - $1.2B
    15 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.58---
    Sep 26EST
    		-$1.64---
    Jun 26
    Reported Jul 20
    		$1.74$1.57+10.83%Beat+10.1%
    Mar 26
    Reported Apr 20
    		$1.54$1.43+7.69%Beat+36.3%
    Dec 25
    Reported Jan 20
    		$1.76$1.57+12.10%Beat+31.3%
    Sep 25
    Reported Oct 20
    		$1.54$1.39+10.79%Beat+14.9%
    Jun 25
    Reported Jul 21
    		$1.58$1.31+20.61%Beat+23.4%
    Mar 25
    Reported Apr 21
    		$1.13$1.18-4.24%Miss+7.6%
    Dec 24
    Reported Jan 21
    		$1.34$1.25+7.20%Beat+3.1%
    Sep 24
    Reported Oct 21
    		$1.34$1.17+14.53%Beat+18.6%
    Jun 24
    Reported Jul 22
    		$1.28$1.10+16.36%Beat+8.5%
    Mar 24
    Reported Apr 22
    		$1.05$1.00+5.00%Beat-21.1%
    Dec 23
    Reported Jan 22
    		$1.30$1.06+22.64%Beat-30.9%
    Sep 23
    Reported Oct 18
    		$1.13$1.16-2.59%Miss-16.9%
    Jun 23
    Reported Jul 19
    		$1.18$1.10+7.27%Beat-4.8%
    Mar 23
    Reported Apr 19
    		$1.33$1.51-11.92%Miss+0.8%
    Dec 22
    Reported Jan 23
    		$1.88$1.66+13.25%Beat+49.2%
    Sep 22
    Reported Oct 24
    		$1.36$1.59-14.47%Miss-11.1%
    Jun 22
    Reported Jul 26
    		$1.24$1.36-8.82%Miss-34.4%
    Mar 22
    Reported Apr 25
    		$1.32$1.14+15.79%Beat-27.1%
    Dec 21
    Reported Jan 24
    		$1.26$1.32-4.55%Miss-20.8%
    Sep 21
    Reported Oct 18
    		$1.53$1.36+12.50%Beat+51.5%
    Jun 21
    Reported Jul 19
    		$1.89$1.24+52.42%Beat+293.8%
    Mar 21
    Reported Apr 19
    		$1.81$1.18+53.39%Beat+1408.3%
    Dec 20
    Reported Jan 19
    		$1.59$1.03+54.37%Beat+35.9%
    Sep 20
    Reported Oct 19
    		$1.01$0.86+17.44%Beat-13.7%
    Jun 20
    Reported Jul 20
    		$0.48$0.44+9.09%Beat-51.5%
    Mar 20
    Reported Apr 20
    		$0.12N/A-85.54%Miss-88.5%
    Dec 19
    Reported Jan 21
    		$1.17$1.10+6.36%Beat+8.3%
    Sep 19
    Reported Oct 21
    		$1.17$1.08+8.33%Beat+12.5%
    Jun 19
    Reported Jul 22
    		$0.99$1.10-10.00%Miss+11.2%
    Mar 19
    Reported Apr 22
    		$1.04$1.05-0.95%Miss-4.6%
    Dec 18
    Reported Jan 22
    		$1.08$1.06+1.89%Beat+100.0%
    Sep 18
    Reported Oct 22
    		$1.04$0.96+8.33%Beat+44.4%
    Jun 18
    Reported Jul 23
    		$0.89$0.92-3.26%Miss+21.9%
    Mar 18
    Reported Apr 23
    		$1.09$0.82+32.93%Beat+78.7%
    Dec 17
    Reported Jan 22
    		$0.54$0.43+25.58%Beat-14.3%
    Sep 17
    Reported Oct 23
    		$0.72$0.73-1.37%Miss-
    Jun 17
    Reported Jul 25
    		$0.73$0.62+17.74%Beat-
    Mar 17
    Reported Apr 24
    		$0.61$0.54+12.96%Beat-
    Dec 16
    Reported Jan 23
    		$0.63$0.52+21.15%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.05%
    Forward Annual Dividend$1.92
    Payout Ratio22.83%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+3.66%
    5Y CAGR+5.29%
    ZION dividend history and ex-dividend datesRun ZION in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.58EV/EBITDA6.41x
    Price/FCF5.48xFCF Yield18.25%
    Profitability
    Profit Margin31.80%Operating Margin52.10%
    ROE16.40%ROIC12.15%
    Financial Health
    Debt/Equity0.25xInterest Coverage1.05x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.83Avg Volume1.54M
    52-Week High$72.8552-Week Low$46.36

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$62.61
    SMA 20$63.02
    SMA 50$66.48
    SMA 200$63.04
    EMA 10$62.67
    EMA 20$63.46
    EMA 50$65.26
    EMA 200$62.93

    MACD

    Line: -1.16Signal: -1.31Hist: 0.15

    ADX

    ADX: 33.3+DI: 21.8-DI: 32.9

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down60.0
    PSAR$60.89

    Bollinger Bands

    Upper Band$64.76
    Lower Band$61.28
    %B Position553%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    43.3

    Momentum Oscillators

    Stoch %K49.1
    Stoch %D46.6
    Williams %R-27.1
    ROC (10d)0.6%
    Momentum0.36
    CCI (20d)-31.1
    MFI (14d)43.6

    Volatility Measures

    ATR (14d)$1.33(2.1%)
    StdDev (20d)0.87
    Hist Vol16.8%(Low)

    Volume Flow

    VWAP$62.70
    OBV53.9M
    AD Line-536.4M
    CMF (20d)-0.004

    Volume Metrics

    Avg Vol (20d)1.5M
    Vol Ratio1.2x
    VWMA (20d)$63.21

    Pivot Points

    R3$62.98
    R2$62.38
    R1$62.08
    Pivot Point$61.48
    S1$61.19
    S2$60.59
    S3$60.29

    Advanced Oscillators

    TSI-27.98
    Ultimate Osc55.4
    KST-68.95

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1.14B$849.00M$891.00M$861.00M$838.00M$795.00M$820.00M$792.00M$776.00M$742.00M$731.00M$765.00M
    Cost of RevenueN/A$327.00M$364.00M$441.00M$402.00M$422.00M$476.00M$497.00M$481.00M$481.00M$457.00M$466.00M
    Gross ProfitN/A$856.00M$887.00M$812.00M$839.00M$777.00M$779.00M$779.00M$762.00M$729.00M$731.00M$724.00M
    Operating Expenses$551.00M$562.00M$546.00M$527.00M$527.00M$538.00M$509.00M$502.00M$509.00M$526.00M$581.00M$496.00M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$294.00M$339.00M$285.00M$312.00M$239.00M$270.00M$277.00M$262.00M$203.00M$150.00M$228.00M
    Interest Income$1.02B$996.00M$1.04B$1.06B$1.05B$1.03B$1.06B$1.10B$1.07B$1.05B$1.04B$1.01B
    Interest Expense$342.00M$334.00M$358.00M$392.00M$403.00M$404.00M$435.00M$484.00M$476.00M$468.00M$457.00M$425.00M
    Income Before Tax$583.00M$294.00M$339.00M$285.00M$312.00M$239.00M$270.00M$277.00M$262.00M$203.00M$150.00M$228.00M
    Income Tax Expense$130.00M$61.00M$76.00M$63.00M$68.00M$69.00M$54.00M$63.00M$61.00M$50.00M$24.00M$53.00M
    Net Income$453.00M$233.00M$263.00M$222.00M$244.00M$170.00M$216.00M$214.00M$201.00M$153.00M$126.00M$175.00M
    EBITDA$609.00M$324.00M$369.00M$315.00M$341.00M$267.00M$307.00M$309.00M$293.00M$227.00M$166.00M$264.00M
    EBIT$582.00M$294.00M$340.00M$285.00M$312.00M$239.00M$278.00M$277.00M$262.00M$195.00M$134.00M$228.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Baird Upgrades Zions Bancorporation to Outperform From Neutral, $75 Price Target

    Baird has upgraded Zions Bancorporation (ZION) to an Outperform rating from Neutral, setting a new price target of $75. This positive revision reflects Baird's improved outlook for the bank's performance.

    Moomoo•10/15/26•Bullish

    Baird upgrades Zions Bancorp stock to Outperform with USD 75 target

    Baird has upgraded Zions Bancorp stock to Outperform, setting a price target of USD 75.00. This upgrade follows strong second-quarter adjusted earnings per share of USD 1.74, surpassing consensus estimates...

    ad-hoc-news.de•10/15/26•Bullish

    Robert W. Baird Upgrades Zions Bancorporation, N.A. (NASDAQ:ZION) to "Outperform"

    Robert W. Baird has upgraded Zions Bancorporation, N.A. (NASDAQ:ZION) from a "neutral" to an "outperform" rating, setting a price target of $75.00...

    MarketBeat•10/15/26•Bullish

    How (ZIONP) Movements Inform Risk Allocation Models

    This article analyzes Zions Bancorporation N.a. Depositary Shares (NASDAQ: ZIONP), indicating near-term weak sentiment and elevated downside risk based on AI models. It provides three institutional trading...

    Stock Traders Daily•10/15/26•Neutral

    Zions Bancorp Price Target Cut to $76.00/Share From $80.00 by Cantor Fitzgerald

    Cantor Fitzgerald has reduced its price target for Zions Bancorp (NASDAQ:ZION) to $76.00 per share, down from the previous target of $80.00. The firm maintained a "Neutral" rating on the stock. This adjustment reflects...

    Moomoo•10/14/26•Bearish

    ZION Valuation and Fair Value

    P/E
    9.6x
    Forward P/E
    9.2x
    EV/EBITDA
    6.4x
    P/FCF
    5.5x
    PEG
    4.0x
    P/B
    1.2x
    See GNG's fair value

    ZION Profitability: Margins, ROIC and FCF

    Operating margin
    52.1%
    Net margin
    31.8%
    ROIC
    12.2%
    ROE
    16.4%
    FCF margin
    44.9%
    FCF yield
    18.2%

    ZION Competitors

    CompanyTicker
    Houlihan Lokey IncHLI
    Jackson Financial IncJXN
    Hut 8 Corp. Common StockHUT
    Voya Financial IncVOYA
    Old Republic International CorpORI
    Primerica IncPRI
    Old National BancorpONB
    Prosperity Bancshares IncPB

    Sector: Financial Services

    ZION Analyst Ratings

    Consensus
    Hold
    Analysts
    23
    Strong Buy
    0
    Buy
    7
    Hold
    12
    Sell
    2
    Strong Sell
    2

    ZION Bull Case vs Bear Case

    Bull case

    • ZION converts 44.9% of revenue into free cash flow.
    • ZION has a 31.8% net profit margin.
    • ZION beat EPS estimates in 87.5% of its last 8 reported quarters.

    ZION Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    9.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.64
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    ZION Dividend

    Forward yield
    3.0%
    Payout ratio
    22.8%
    3Y DPS growth
    3.7%
    5Y DPS growth
    5.3%
    Pay months
    Feb, May, Aug, Nov
    ZION dividend history

    Frequently Asked Questions About ZION

    What is ZION's current dividend yield?

    Zions Bancorporation (ZION) has a forward dividend yield of 3.05%.

    Does ZION pay dividends?

    Yes, Zions Bancorporation pays dividends with a forward dividend yield of 3.05%.

    What is ZION's P/E ratio?

    Zions Bancorporation has a price-to-earnings (P/E) ratio of 9.58.

    What is ZION's market cap?

    Zions Bancorporation (ZION) has a market capitalization of $9.02B with a current stock price of $63.01.

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