Richmond Mutual Bancorporation Inc (RMBI)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$15.33

+0.08 (+0.52%)

Market Cap: $246.50M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Jul 27, 2026Reported Jul 27	$0.22	N/A	-	N/A	Beat	-	-	-15.4%
Mar 31, 2026Mar 26 Reported Apr 23, 2026Reported Apr 23	$0.28	N/A	-	N/A	Beat	-	-	+44.7%
Dec 31, 2025Dec 25 Reported Jan 22, 2026Reported Jan 22	$0.35	N/A	-	N/A	Beat	-	-	+44.5%
Sep 30, 2025Sep 25 Reported Oct 23, 2025Reported Oct 23	$0.36	N/A	-	N/A	Beat	-	-	+48.8%
Jun 30, 2025Jun 25 Reported Jul 23, 2025Reported Jul 23	$0.26	N/A	-	N/A	Beat	-	-	+28.5%
Mar 31, 2025Mar 25 Reported Apr 24, 2025Reported Apr 24	$0.20	N/A	-	N/A	Beat	-	-	-15.7%
Dec 31, 2024Dec 24 Reported Mar 27, 2025Reported Mar 27	$0.24	N/A	-	N/A	Beat	-	-	+26.8%
Sep 30, 2024Sep 24 Reported Oct 24, 2024Reported Oct 24	$0.24	N/A	-	N/A	Beat	-	-	+27.4%
Jun 30, 2024Jun 24 Reported Jul 25, 2024Reported Jul 25	$0.20	N/A	-	N/A	Beat	-	-	-22.2%
Mar 31, 2024Mar 24 Reported Apr 25, 2024Reported Apr 25	$0.23	N/A	-	N/A	Beat	-	-	-14.2%
Dec 31, 2023Dec 23 Reported Mar 29, 2024Reported Mar 29	$0.19	N/A	-	N/A	Beat	-	-	-38.9%
Sep 30, 2023Sep 23 Reported Oct 19, 2023Reported Oct 19	$0.19	N/A	-	N/A	Beat	-	-	-34.5%
Jun 30, 2023Jun 23 Reported Jul 25, 2023Reported Jul 25	$0.26	N/A	-	N/A	Beat	-	-	-16.1%
Mar 31, 2023Mar 23 Reported Apr 27, 2023Reported Apr 27	$0.27	N/A	-	N/A	Beat	-	-	+3.8%
Dec 31, 2022Dec 22 Reported Mar 31, 2023Reported Mar 31	$0.31	N/A	-	N/A	Beat	-	-	+29.2%
Sep 30, 2022Sep 22 Reported Oct 20, 2022Reported Oct 20	$0.29	N/A	-	N/A	Beat	-	-	+7.4%
Jun 30, 2022Jun 22 Reported Jul 21, 2022Reported Jul 21	$0.31	N/A	-	N/A	Beat	-	-	+29.2%
Mar 31, 2022Mar 22 Reported Apr 21, 2022Reported Apr 21	$0.26	N/A	-	N/A	Beat	-	-	+18.2%
Dec 31, 2021Dec 21 Reported Mar 30, 2022Reported Mar 30	$0.24	N/A	-	N/A	Beat	-	-	+14.3%
Sep 30, 2021Sep 21 Reported Oct 21, 2021Reported Oct 21	$0.27	N/A	-	N/A	Beat	-	-	+28.6%
Jun 30, 2021Jun 21 Reported Jul 22, 2021Reported Jul 22	$0.24	N/A	-	N/A	Beat	-	-	+26.3%
Mar 31, 2021Mar 21 Reported Apr 22, 2021Reported Apr 22	$0.22	N/A	-	N/A	Beat	-	-	+10.0%
Dec 31, 2020Dec 20 Reported Mar 31, 2021Reported Mar 31	$0.21	N/A	-	N/A	Beat	-	-	+120.8%
Sep 30, 2020Sep 20 Reported Oct 22, 2020Reported Oct 22	$0.21	N/A	-	N/A	Beat	-	-	+187.5%
Jun 30, 2020Jun 20 Reported Jul 23, 2020Reported Jul 23	$0.19	N/A	-	N/A	Beat	-	-	+850.0%
Mar 31, 2020Mar 20 Reported Apr 27, 2020Reported Apr 27	$0.20	N/A	-	N/A	Beat	-	-	-
Dec 31, 2019Dec 19 Reported Mar 30, 2020Reported Mar 30	$-1.01	N/A	-	N/A	Beat	-	-	-
Sep 30, 2019Sep 19 Reported Nov 14, 2019Reported Nov 14	$-0.24	N/A	-	N/A	Beat	-	-	-
Jun 30, 2019Jun 19 Reported Aug 14, 2019Reported Aug 14	$0.02	$0.00	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield3.91%

Forward Annual Dividend$0.60

Payout Ratio83.67%

FrequencyQuarterly

Pay MonthsMar, Jun, Sep, Dec

Growth

3Y CAGR+14.47%

RMBI dividend history and ex-dividend dates Run RMBI in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	12.68	EV/EBITDA	31.78x
Price/FCF	19.05x	FCF Yield	5.25%
Profitability
Profit Margin	24.10%	Operating Margin	37.20%
ROE	8.57%	ROIC	3.06%
Financial Health
Debt/Equity	1.65x	Interest Coverage	0.36x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.34	Avg Volume	119.98K
52-Week High	$16.43	52-Week Low	$12.26

Technical Indicators Dashboard

Moving Averages

SMA 10$15.32

SMA 20$15.30

SMA 50$15.60

SMA 200$14.59

EMA 10$15.31

EMA 20$15.36

EMA 50$15.42

EMA 200$14.73

MACD

Line: -0.08Signal: -0.10Hist: 0.02

ADX

ADX: 13.6+DI: 21.4-DI: 21.0

Aroon & PSAR

Aroon Up24.0

Aroon Down60.0

PSAR$14.67

Bollinger Bands

Upper Band$15.82

Lower Band$14.77

%B Position685%(Upper)

Band Width0.53

RSI (14-Day)

Neutral

48.1

Momentum Oscillators

Stoch %K75.6

Stoch %D71.5

Williams %R-28.3

ROC (10d)2.5%

Momentum0.38

CCI (20d)36.7

MFI (14d)54.0

Volatility Measures

ATR (14d)$0.33(2.1%)

StdDev (20d)0.26

Hist Vol23.1%(Moderate)

Volume Flow

VWAP$15.41

OBV245.1K

AD Line-24.0M

CMF (20d)-0.331

Volume Metrics

Avg Vol (20d)111.3K

Vol Ratio0.3x(Low)

VWMA (20d)$15.53

Pivot Points

R3$15.60

R2$15.50

R1$15.37

Pivot Point$15.27

S1$15.14

S2$15.04

S3$14.91

Advanced Oscillators

TSI-7.82

Ultimate Osc56.0

KST-28.48

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$13.65M	$12.74M	$13.06M	$12.59M	$11.84M	$11.42M	$11.06M	$10.76M	$10.69M	$10.96M	$10.51M	$10.28M
Cost of Revenue	N/A	$10.41M	$10.35M	$10.79M	$11.33M	$11.34M	$11.00M	$10.73M	$10.78M	$9.86M	$9.55M	$8.34M
Gross Profit	N/A	$12.05M	$13.06M	$12.29M	$11.06M	$10.64M	$10.82M	$10.79M	$10.36M	$10.72M	$10.16M	$10.18M

Operating Expenses	$10.17M	$8.70M	$8.54M	$8.08M	$8.11M	$8.37M	$7.93M	$8.02M	$8.05M	$8.06M	$8.03M	$8.01M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$3.35M	$4.52M	$4.24M	$2.98M	$2.32M	$2.94M	$2.84M	$2.37M	$2.72M	$2.18M	$2.22M

Interest Income	$21.90M	$21.16M	$21.88M	$21.81M	$21.35M	$20.87M	$20.67M	$20.26M	$20.09M	$19.51M	$18.58M	$17.41M
Interest Expense	$9.82M	$9.72M	$10.35M	$10.52M	$10.59M	$10.61M	$10.80M	$10.83M	$10.51M	$9.68M	$9.25M	$8.29M
Income Before Tax	$2.66M	$3.35M	$4.11M	$4.24M	$2.98M	$2.32M	$2.94M	$2.84M	$2.37M	$2.72M	$2.18M	$2.22M
Income Tax Expense	$436,345	$562,414	$700,791	$644,745	$382,427	$348,298	$459,712	$369,415	$305,061	$352,160	$235,020	$273,637

Net Income	$2.23M	$2.79M	$3.41M	$3.60M	$2.60M	$1.97M	$2.48M	$2.47M	$2.06M	$2.37M	$1.94M	$1.95M

EBITDA	$2.90M	$3.62M	$4.32M	$4.55M	$3.18M	$2.57M	$3.23M	$3.10M	$2.67M	$3.08M	$2.56M	$2.57M
EBIT	$2.66M	$3.35M	$4.11M	$4.24M	$2.98M	$2.32M	$2.94M	$2.84M	$2.37M	$2.72M	$2.18M	$2.22M

* Some calculated fields are derived from available data when not provided by source

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News

Sapient Capital bought 70,778 shares of Richmond Mutual Bancorporation stock

Sapient Capital purchased 70,778 shares of Richmond Mutual Bancorporation (RMBI) on October 9, 2026, valuing their new position at $1.05 million and increasing institutional ownership to 26.52%. Director Jeffrey Jackson...

ad-hoc-news.de•Oct 15, 2026 8:20 PM ET10/15/26•Neutral

Why (RMBI) Price Action Is Critical for Tactical Trading

This article provides an analysis of Richmond Mutual Bancorporation Inc. (NASDAQ: RMBI) stock, highlighting a neutral near and mid-term outlook with a potentially moderating long-term positive bias. It details...

Stock Traders Daily•Oct 13, 2026 8:10 PM ET10/13/26•Neutral

Sapient Capital LLC Buys 70,778 Shares of Richmond Mutual Bancorporation, Inc. $RMBI

Sapient Capital LLC recently acquired 70,778 shares of Richmond Mutual Bancorporation (RMBI) worth approximately $1.05 million, making them a significant new stakeholder. This purchase highlights institutional interest...

MarketBeat•Oct 9, 2026 4:12 AM ET10/9/26•Somewhat-Bullish

Richmond Mutual Bancorporation stock reports before October earnings

Richmond Mutual Bancorporation (RMBI) stock was last at USD 15.28 on October 6, 2026, ahead of its next earnings report scheduled for October 22, 2026. The company's Q2 net income fell 14 percent to USD 2.2 million...

AD HOC NEWS•Oct 7, 2026 2:12 AM ET10/7/26•Somewhat-Bearish

Richmond Mutual Bancorporation stock gained 3.24 percent on October 2

Richmond Mutual Bancorporation (RMBI) stock increased by 3.24% on October 2, reaching USD 15.44. This rise follows an institutional ownership catalyst with CX Institutional acquiring a 0.49% stake. The company's Q2...

AD HOC NEWS•Oct 5, 2026 8:56 AM ET10/5/26•Somewhat-Bullish

RMBI Valuation and Fair Value

P/E: 12.7x
EV/EBITDA: 31.8x
P/FCF: 19.1x
P/B: 1.7x

See GNG's fair value

RMBI Profitability: Margins, ROIC and FCF

Operating margin: 37.2%
Net margin: 24.1%
ROIC: 3.1%
ROE: 8.6%
FCF margin: 25.9%
FCF yield: 5.2%

RMBI Competitors

Company	Ticker
FB Bancorp, Inc. Common Stock	FBLA
Yorkville Acquisition Corp.	MCGA
SIM Acquisition Corp. I Unit	SIMAU
Digital Asset Acquisition Corp.	DAAQ
Velo3D, Inc.	VELO
Provident Bancorp Inc	PVBC
Calamos LongShort Equity & Dynamic Income Trust	CPZ
First Savings Financial Group Inc	FSFG

Sector: Financial Services

RMBI Bull Case vs Bear Case

Bull case

RMBI converts 25.9% of revenue into free cash flow.
RMBI has a 24.1% net profit margin.
RMBI grew quarterly revenue 15.6% year over year.

RMBI Dividend

Forward yield: 3.9%
Payout ratio: 83.7%
3Y DPS growth: 14.5%
Pay months: Mar, Jun, Sep, Dec

RMBI dividend history

Frequently Asked Questions About RMBI

What is RMBI's current dividend yield?

Richmond Mutual Bancorporation Inc (RMBI) has a forward dividend yield of 3.91%.

Does RMBI pay dividends?

Yes, Richmond Mutual Bancorporation Inc pays dividends with a forward dividend yield of 3.91%.

What is RMBI's P/E ratio?

Richmond Mutual Bancorporation Inc has a price-to-earnings (P/E) ratio of 12.68.

What is RMBI's market cap?

Richmond Mutual Bancorporation Inc (RMBI) has a market capitalization of $246.50M with a current stock price of $15.33.

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