S

    Southern Missouri Bancorp Inc (SMBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $73.59
    -0.39 (-0.53%)

    Market Cap: $814.60M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    70%(28/40)
    Avg Surprise
    +7.79%
    Streak
    7 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.66
    Range$1.57 - $1.75
    3 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate Drift
    90d ago$1.63-1.4%
    60d ago$1.63-1.4%
    30d ago$1.63-1.4%
    7d ago$1.65-0.7%
    Current$1.66
    Revenue Consensus
    $52M
    Range$52M - $53M
    3 analysts
    Dec 31, 2026
    EPS Consensus$1.72
    Range$1.71 - $1.75
    3 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate Drift
    90d ago$1.72-0.4%
    60d ago$1.72-0.4%
    30d ago$1.72-0.4%
    7d ago$1.69-1.9%
    Current$1.72
    Revenue Consensus
    $53M
    Range$53M - $53M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.72---
    Sep 26EST
    		-$1.66---
    Jun 26
    		$1.83$1.65+10.91%Beat+31.7%
    Mar 26
    		$1.60$1.52+5.26%Beat+15.1%
    Dec 25
    		$1.62$1.54+5.19%Beat+24.6%
    Sep 25
    		$1.38$1.31+5.34%Beat+25.5%
    Jun 25
    		$1.39$1.25+11.20%Beat+16.8%
    Mar 25
    		$1.39$1.29+7.75%Beat+40.4%
    Dec 24
    		$1.30$1.24+4.84%Beat+21.5%
    Sep 24
    		$1.10$1.11-0.90%Miss-5.2%
    Jun 24
    		$1.19$1.00+19.00%Beat-13.1%
    Mar 24
    		$0.99$0.99+0.00%Beat+4.2%
    Dec 23
    		$1.07$1.12-4.46%Miss-15.1%
    Sep 23
    		$1.16$1.10+5.45%Beat+11.5%
    Jun 23
    		$1.37$1.04+31.73%Beat-2.8%
    Mar 23
    		$0.95$1.28-25.78%Miss-7.8%
    Dec 22
    		$1.26$1.34-5.97%Miss-6.7%
    Sep 22
    		$1.04$1.32-21.21%Miss-27.3%
    Jun 22
    		$1.41$1.32+6.82%Beat-7.8%
    Mar 22
    		$1.03$1.25-17.60%Miss-18.9%
    Dec 21
    		$1.35$1.21+11.57%Beat+7.1%
    Sep 21
    		$1.43$1.16+23.28%Beat+31.2%
    Jun 21
    		$1.53$1.08+41.67%Beat+77.9%
    Mar 21
    		$1.27$1.07+18.69%Beat+126.8%
    Dec 20
    		$1.26$0.89+41.57%Beat+44.8%
    Sep 20
    		$1.09$0.73+49.32%Beat+28.2%
    Jun 20
    		$0.86$0.52+65.38%Beat+6.2%
    Mar 20
    		$0.56$0.66-15.15%Miss-28.2%
    Dec 19
    		$0.87$0.81+7.41%Beat+10.1%
    Sep 19
    		$0.85$0.78+8.97%Beat+10.4%
    Jun 19
    		$0.81$0.78+3.85%Beat+28.6%
    Mar 19
    		$0.78$0.75+4.00%Beat+30.0%
    Dec 18
    		$0.79$0.70+12.86%Beat+23.4%
    Sep 18
    		$0.77$0.69+11.59%Beat+32.8%
    Jun 18
    		$0.63$0.60+5.00%Beat+10.5%
    Mar 18
    		$0.60$0.61-1.64%Miss+13.2%
    Dec 17
    		$0.64$0.68-5.88%Miss+14.3%
    Sep 17
    		$0.58$0.55+5.45%Beat+16.0%
    Jun 17
    		$0.57$0.59-3.39%Miss-
    Mar 17
    		$0.53$0.58-8.62%Miss-
    Dec 16
    		$0.56$0.55+1.82%Beat-
    Sep 16
    		$0.50$0.52-3.85%Miss-

    Dividends

    Dividend Metrics

    Yield1.39%
    Annual/Share$1.02
    Payout Ratio16.68%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+5.39%
    5Y CAGR+9.86%
    View SMBC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.44EV/EBITDAN/A
    Price/FCF9.01xFCF Yield11.10%
    Profitability
    Profit Margin36.30%Operating Margin49.90%
    ROE12.20%ROIC9.33%
    Financial Health
    Debt/Equity0.26xInterest Coverage0.70x
    Current Ratio0.12xQuick Ratio0.12x
    Trading Statistics
    Beta0.86Avg Volume93.79K
    52-Week High$79.5852-Week Low$46.86

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$74.28
    SMA 20$75.76
    SMA 50$75.91
    SMA 200$66.49
    EMA 10$74.49
    EMA 20$75.17
    EMA 50$74.74
    EMA 200$67.81

    MACD

    Line: -0.64Signal: -0.33Hist: -0.31

    ADX

    ADX: 16.3+DI: 17.0-DI: 24.4

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down100.0
    PSAR$75.45

    Bollinger Bands

    Upper Band$79.15
    Lower Band$72.37
    %B Position895%(Upper)
    Band Width0.18

    RSI (14-Day)

    Neutral
    36.7

    Momentum Oscillators

    Stoch %K15.3
    Stoch %D16.8
    Williams %R-90.5
    ROC (10d)-3.6%
    Momentum-2.76
    CCI (20d)-103.1
    MFI (14d)44.2

    Volatility Measures

    ATR (14d)$1.43(1.9%)
    StdDev (20d)1.69
    Hist Vol11.8%(Low)

    Volume Flow

    VWAP$73.55
    OBV2.4M
    AD Line-11.5M
    CMF (20d)-0.335

    Volume Metrics

    Avg Vol (20d)92.2K
    Vol Ratio0.7x
    VWMA (20d)$75.75

    Pivot Points

    R3$76.05
    R2$75.52
    R1$74.75
    Pivot Point$74.23
    S1$73.46
    S2$72.93
    S3$72.16

    Advanced Oscillators

    TSI-15.27
    Ultimate Osc40.3
    KST-27.79

    Financial Data

    QuarterMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023
    Total Revenue$50.24M$49.65M$48.99M$47.61M$46.15M$45.01M$43.84M$42.86M$40.09M$40.13M$41.25M$45.17M
    Cost of Revenue$29.88M$29.36M$35.11M$32.80M$31.38M$32.21M$32.88M$30.47M$30.42M$27.99M$23.61M$18.86M
    Gross Profit$48.06M$49.65M$44.49M$45.11M$45.21M$44.08M$41.68M$41.96M$39.19M$39.23M$40.35M$44.37M
    Operating Expenses$26.22M$25.27M$25.05M$25.98M$25.39M$24.88M$25.84M$25.00M$25.05M$23.86M$23.71M$24.88M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$21.94M$24.38M$19.44M$19.14M$19.82M$19.20M$15.84M$16.96M$14.14M$15.37M$16.64M$19.50M
    Interest Income$70.96M$72.23M$73.03M$70.64M$69.92M$69.42M$67.38M$64.67M$64.03M$61.58M$58.11M$54.28M
    Interest Expense$27.80M$29.36M$30.61M$30.30M$30.45M$31.28M$30.72M$29.57M$29.52M$27.09M$22.71M$18.06M
    Income Before Tax$21.94M$22.70M$19.44M$19.14M$19.82M$19.20M$15.84M$16.96M$14.14M$15.37M$16.64M$19.50M
    Income Tax Expense$4.18M$4.55M$3.79M$3.35M$4.14M$4.55M$3.38M$3.43M$2.84M$3.17M$3.49M$3.94M
    Net Income$17.76M$18.15M$15.65M$15.78M$15.68M$14.65M$12.46M$13.53M$11.31M$12.19M$13.15M$15.56M
    EBITDA$23.75M$24.30M$20.86M$20.68M$20.58M$20.36M$16.96M$18.16M$15.22M$16.30M$17.35M$20.57M
    EBIT$21.94M$22.70M$19.44M$19.14M$19.82M$19.20M$15.84M$16.96M$14.14M$15.37M$16.64M$19.50M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Commerce Bank Makes New $1.69 Million Investment in Southern Missouri Bancorp, Inc. $SMBC

    Commerce Bank has acquired a new stake of 22,111 shares, valued at approximately $1.69 million, in Southern Missouri Bancorp (NASDAQ:SMBC) during the second quarter. This move is part of broader institutional interest, with other hedge funds like BlackRock Inc. and Dimensional Fund Advisors LP also adjusting their holdings in the company. Southern Missouri Bancorp recently increased its quarterly dividend to $0.27 per share and reported earnings that surpassed analyst expectations.

    MarketBeat•8/26/26•
    Somewhat-Bullish

    Southern Missouri Bancorp EVP Mark Hecker sells $202,802 in common stock

    Mark E. Hecker, EVP and Chief Credit Officer at Southern Missouri Bancorp (NASDAQ: SMBC), sold $202,802 worth of common stock on August 18, 2026. Despite the sale, he still beneficially owns approximately 29,277 shares and holds various stock options. The company recently reported strong fiscal Q4 2026 results, surpassing Wall Street expectations with increased diluted earnings and revenue, and its stock is trading near its 52-week high.

    Investing.com•8/20/26•
    Neutral

    Southern Missouri Bancorp EVP Mark Hecker sells $202,802 in common stock

    Mark E. Hecker, EVP and Chief Credit Officer at Southern Missouri Bancorp, sold common stock worth $202,802 on August 18, 2026. This sale occurred while SMBC's stock was trading near its 52-week high, following a 36% gain over the past year and after the company surpassed Wall Street's expectations for its fiscal fourth-quarter 2026 results. Hecker retains significant stock holdings and various stock options.

    Investing.com•8/20/26•
    Somewhat-Bullish

    Southern Missouri (NASDAQ: SMBC) exec sells IRA shares Aug. 18

    Mark E. Hecker, EVP-Chief Credit Officer of Southern Missouri Bancorp, Inc. (SMBC), sold 2,685 shares of common stock from IRA-related indirect holdings on August 18, 2026, at prices ranging from $75.49 to $75.61. These sales included liquidating a Spouse IRA position of 185 shares. Following these transactions, Hecker still holds 10,065 shares directly and 2,052.402 shares indirectly through a 401(k), along with various stock options.

    Stock Titan•8/20/26•
    Bearish

    Southern Missouri Bancorp (NASDAQ: SMBC) officer to sell 185 shares

    Mark E. Hecker, an officer at Southern Missouri Bancorp (NASDAQ: SMBC), has filed a Rule 144 notice to sell 185 shares of the company's common stock. The proposed sale, valued at approximately $14,061.00, is scheduled for August 18, 2026, through Fidelity Investments on NASDAQ. These shares were originally acquired on August 28, 2017.

    Stock Titan•8/18/26•
    Neutral

    Frequently Asked Questions About SMBC

    What is SMBC's current dividend yield?
    Southern Missouri Bancorp Inc (SMBC) has a current dividend yield of 1.39%.
    Does SMBC pay dividends?
    Yes, Southern Missouri Bancorp Inc pays dividends with a current yield of 1.39%.
    What is SMBC's P/E ratio?
    Southern Missouri Bancorp Inc has a price-to-earnings (P/E) ratio of 11.44.
    What is SMBC's market cap?
    Southern Missouri Bancorp Inc (SMBC) has a market capitalization of $814.60M with a current stock price of $73.59.

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