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    S

    Southside Bancshares, Inc. (SBSI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $30.38
    +0.08 (+0.26%)

    Market Cap: $900.80M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    56%(22/39)
    Avg Surprise
    -2.75%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.79
    Range$0.74 - $0.82
    5 analysts
    EPS RevisionsNo revisions (7d)
    0
    5
    30d
    EPS Estimate DriftChange to current
    90d ago$0.87-8.8%
    60d ago$0.790.0%
    30d ago$0.790.0%
    7d ago$0.790.0%
    Current$0.79
    Revenue Consensus
    $73M
    Range$72M - $73M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.87
    Range$0.79 - $0.92
    5 analysts
    Revenue Consensus
    $73M
    Range$70M - $74M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.87---
    Sep 26EST
    		-$0.79---
    Jun 26
    Reported Jul 24
    		$0.90$0.88+2.27%Beat+15.4%
    Mar 26
    Reported Apr 30
    		$0.76$0.76+0.00%Beat+10.1%
    Dec 25
    Reported Jan 29
    		$0.51$0.79-35.44%Miss-31.1%
    Sep 25
    Reported Oct 24
    		$-0.62$0.72-186.11%Miss-201.6%
    Jun 25
    Reported Jul 25
    		$0.78$0.68+14.71%Beat-6.0%
    Mar 25
    Reported Apr 29
    		$0.69$0.68+1.47%Beat-2.8%
    Dec 24
    Reported Jan 29
    		$0.74$0.72+2.78%Beat+124.2%
    Sep 24
    Reported Oct 24
    		$0.61$0.73-16.44%Miss+1.7%
    Jun 24
    Reported Jul 25
    		$0.83$0.64+29.69%Beat+3.7%
    Mar 24
    Reported Apr 25
    		$0.71$0.68+4.41%Beat-17.4%
    Dec 23
    Reported Jan 26
    		$0.33N/A-50.75%Miss-62.1%
    Sep 23
    Reported Oct 26
    		$0.60$0.76-21.05%Miss-28.6%
    Jun 23
    Reported Jul 25
    		$0.80$0.69+15.94%Beat+9.6%
    Mar 23
    Reported Apr 25
    		$0.86$0.79+8.86%Beat+14.7%
    Dec 22
    Reported Jan 27
    		$0.87$0.85+2.35%Beat+0.0%
    Sep 22
    Reported Oct 25
    		$0.84$0.87-3.45%Miss-5.6%
    Jun 22
    Reported Jul 25
    		$0.73$0.76-3.95%Miss+12.3%
    Mar 22
    Reported Apr 26
    		$0.75$0.69+8.70%Beat-24.2%
    Dec 21
    Reported Jan 28
    		$0.87$0.76+14.47%Beat-4.4%
    Sep 21
    Reported Oct 26
    		$0.89$0.65+36.92%Beat+8.5%
    Jun 21
    Reported Jul 23
    		$0.65$0.69-5.80%Miss+12.1%
    Mar 21
    Reported Apr 23
    		$0.99$0.67+47.76%Beat+280.8%
    Dec 20
    Reported Jan 27
    		$0.91$0.65+40.00%Beat+78.4%
    Sep 20
    Reported Oct 23
    		$0.82$0.56+46.43%Beat+41.4%
    Jun 20
    Reported Jul 22
    		$0.58$0.37+56.76%Beat+3.6%
    Mar 20
    Reported May 5
    		$0.26$0.48-45.83%Miss-52.7%
    Dec 19
    Reported Jan 31
    		$0.51$0.57-10.53%Miss+0.0%
    Sep 19
    Reported Oct 25
    		$0.58$0.59-1.69%Miss+1.8%
    Jun 19
    Reported Jul 26
    		$0.56$0.55+1.82%Beat-5.1%
    Mar 19
    Reported Apr 26
    		$0.55$0.54+1.85%Beat+3.8%
    Dec 18
    Reported Feb 1
    		$0.51$0.57-10.53%Miss+54.5%
    Sep 18
    Reported Oct 26
    		$0.57$0.61-6.56%Miss+16.3%
    Jun 18
    Reported Jul 27
    		$0.59$0.59+0.00%Beat+20.4%
    Mar 18
    Reported May 1
    		$0.53$0.57-7.02%Miss+3.9%
    Dec 17
    Reported Feb 6
    		$0.33$0.50-34.00%Miss-34.0%
    Sep 17
    Reported Oct 27
    		$0.49$0.53-7.55%Miss-
    Jun 17
    Reported Jul 28
    		$0.49$0.51-3.92%Miss-
    Mar 17
    Reported Apr 28
    		$0.51$0.48+6.25%Beat-
    Dec 16
    Reported Jan 27
    		$0.50$0.50+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield4.87%
    Forward Annual Dividend$1.48
    Payout Ratio56.87%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+1.92%
    5Y CAGR+3.04%
    SBSI dividend history and ex-dividend datesRun SBSI in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio19.60EV/EBITDA18.02x
    Price/FCF7.16xFCF Yield13.97%
    Profitability
    Profit Margin31.00%Operating Margin47.20%
    ROE8.99%ROIC3.64%
    Financial Health
    Debt/Equity1.36xInterest Coverage0.50x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.60Avg Volume153.28K
    52-Week High$35.7952-Week Low$25.38

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$30.34
    SMA 20$30.73
    SMA 50$31.56
    SMA 200$31.96
    EMA 10$30.43
    EMA 20$30.73
    EMA 50$31.44
    EMA 200$31.55

    MACD

    Line: -0.42Signal: -0.44Hist: 0.02

    ADX

    ADX: 17.9+DI: 18.6-DI: 27.8

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down84.0
    PSAR$29.63

    Bollinger Bands

    Upper Band$31.77
    Lower Band$29.69
    %B Position678%(Upper)
    Band Width0.33

    RSI (14-Day)

    Neutral
    41.1

    Momentum Oscillators

    Stoch %K37.1
    Stoch %D33.8
    Williams %R-54.9
    ROC (10d)0.1%
    Momentum0.03
    CCI (20d)-59.4
    MFI (14d)38.2

    Volatility Measures

    ATR (14d)$0.61(2.0%)
    StdDev (20d)0.52
    Hist Vol13.6%(Low)

    Volume Flow

    VWAP$30.37
    OBV-660.4K
    AD Line-73.4M
    CMF (20d)-0.191

    Volume Metrics

    Avg Vol (20d)152.7K
    Vol Ratio0.9x
    VWMA (20d)$30.76

    Pivot Points

    R3$30.98
    R2$30.73
    R1$30.51
    Pivot Point$30.26
    S1$30.05
    S2$29.80
    S3$29.58

    Advanced Oscillators

    TSI-23.88
    Ultimate Osc45.3
    KST-48.09

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$71.34M$70.28M$62.83M$43.73M$66.41M$64.08M$65.99M$63.63M$65.17M$63.07M$56.99M$64.11M
    Cost of RevenueN/A$45.98M$45.66M$92.11M$44.92M$47.19M$49.37M$52.63M$50.09M$49.47M$46.73M$46.79M
    Gross ProfitN/A$67.29M$62.24M$26.38M$65.38M$62.94M$65.71M$60.83M$65.28M$62.69M$55.74M$56.76M
    Operating Expenses$38.68M$40.58M$37.48M$37.53M$39.26M$37.09M$38.16M$36.33M$35.77M$36.88M$35.18M$35.55M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$28.30M$24.77M$5.10M$26.53M$26.23M$26.45M$24.91M$29.89M$26.13M$19.52M$21.57M
    Interest Income$103.92M$102.26M$102.33M$101.90M$98.56M$100.29M$101.69M$105.70M$104.19M$102.76M$98.94M$93.08M
    Interest Expense$46.59M$44.57M$45.08M$46.18M$44.30M$46.44M$47.98M$50.24M$50.58M$49.41M$44.45M$39.80M
    Income Before Tax$32.58M$28.30M$24.77M$5.10M$26.53M$26.23M$26.45M$24.91M$29.89M$26.13M$19.52M$21.57M
    Income Tax Expense$5.74M$5.04M$3.78M$189,000$4.72M$4.72M$4.66M$4.39M$5.21M$4.62M$2.21M$3.12M
    Net Income$26.84M$23.26M$20.99M$4.91M$21.81M$21.51M$21.79M$20.52M$24.67M$21.51M$17.32M$18.45M
    EBITDA$38.41M$33.89M$30.43M$10.21M$31.24M$30.78M$32.62M$28.82M$34.18M$30.40M$22.96M$24.45M
    EBIT$32.58M$28.30M$24.77M$5.10M$26.53M$26.23M$26.45M$24.91M$29.89M$26.13M$19.52M$21.57M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Piper Sandler cuts Southside Bancshares stock target to USD 33.00

    Piper Sandler has reduced its price target for Southside Bancshares (SBSI) stock from USD 37.00 to USD 33.00, citing weaker net interest income and a declining net interest margin. The revised target is 8.37 percent...

    ad-hoc-news.de•10/15/26•Bearish

    Southside Bancshares schedules Q3 earnings call for October 29

    Southside Bancshares, Inc. announced it will release its third-quarter financial results before the market opens on Thursday, October 29, 2026, followed by a conference call at 11:00 am CDT. The company...

    scanx.trade•10/15/26•Neutral

    Southside Bancshares, Inc. Announces Third Quarter Earnings Call

    Southside Bancshares, Inc. (NYSE: SBSI) announced it will release its third-quarter financial results before the market opens on Thursday, October 29, 2026...

    Business Wire•10/15/26•Neutral

    Southside Bancshares, Inc. (SBSI) Stock Forecasts

    This article provides a stock forecast for Southside Bancshares Inc. (SBSI), a bank holding company. Argus recently published a report on SBSI, which is currently priced at $30.71...

    Yahoo Finance•10/15/26•Neutral

    Southside Bancshares, Inc. (SBSI) Stock Forecasts

    This article provides an Argus research report summary for Southside Bancshares Inc. (SBSI), a bank holding company. Argus maintains a "Buy" rating on SBSI with a current price of $30.20 and offers a full report...

    Yahoo! Finance Canada•10/9/26•Neutral

    SBSI Valuation and Fair Value

    P/E
    19.6x
    Forward P/E
    10.7x
    EV/EBITDA
    18.0x
    P/FCF
    7.2x
    PEG
    5.3x
    P/B
    1.0x
    See GNG's fair value

    SBSI Profitability: Margins, ROIC and FCF

    Operating margin
    47.2%
    Net margin
    31.0%
    ROIC
    3.6%
    ROE
    9.0%
    FCF margin
    51.0%
    FCF yield
    14.0%

    SBSI Competitors

    CompanyTicker
    Hanmi Financial CorporationHAFC
    Employers Holdings IncEIG
    Hippo Holdings IncHIPO
    Barings BDC IncBBDC
    First Community Bancshares IncFCBC
    Farmers National Banc CorpFMNB
    Mid Penn BancorpMPB
    Navient CorpNAVI

    Sector: Financial Services

    SBSI Analyst Ratings

    Consensus
    Hold
    Analysts
    5
    Strong Buy
    0
    Buy
    0
    Hold
    5
    Sell
    0
    Strong Sell
    0

    SBSI Bull Case vs Bear Case

    Bull case

    • SBSI converts 51.0% of revenue into free cash flow.
    • SBSI has a 31.0% net profit margin.

    SBSI Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    -27.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.79
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 5 down

    SBSI Dividend

    Forward yield
    4.9%
    Payout ratio
    56.9%
    3Y DPS growth
    1.9%
    5Y DPS growth
    3.0%
    Pay months
    Mar, Jun, Sep, Dec
    SBSI dividend history

    Frequently Asked Questions About SBSI

    What is SBSI's current dividend yield?

    Southside Bancshares, Inc. (SBSI) has a forward dividend yield of 4.87%.

    Does SBSI pay dividends?

    Yes, Southside Bancshares, Inc. pays dividends with a forward dividend yield of 4.87%.

    What is SBSI's P/E ratio?

    Southside Bancshares, Inc. has a price-to-earnings (P/E) ratio of 19.60.

    What is SBSI's market cap?

    Southside Bancshares, Inc. (SBSI) has a market capitalization of $900.80M with a current stock price of $30.38.

    Related stocks

    Sector: Financial Services

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