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    Great Southern Bancorp Inc (GSBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $77.63
    +0.80 (+1.05%)

    Market Cap: $837.20M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +15.79%
    Streak
    15 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.39
    Range$1.39 - $1.39
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$1.40-0.7%
    60d ago$1.390.0%
    30d ago$1.390.0%
    7d ago$1.390.0%
    Current$1.39
    Revenue Consensus
    $56M
    Range$56M - $56M
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.84
    Range$1.79 - $1.90
    2 analysts
    Revenue Consensus
    $58M
    Range$58M - $58M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.84---
    Sep 26EST
    		-$1.39---
    Jun 26
    Reported Jul 15
    		$1.57$1.38+13.77%Beat-4.3%
    Mar 26
    Reported Apr 15
    		$1.58$1.29+22.48%Beat+7.5%
    Dec 25
    Reported Jan 21
    		$1.45$1.37+5.84%Beat+3.6%
    Sep 25
    Reported Oct 15
    		$1.56$1.50+4.00%Beat-31.3%
    Jun 25
    Reported Jul 16
    		$1.64$1.34+22.39%Beat-5.7%
    Mar 25
    Reported Apr 16
    		$1.47$1.27+15.75%Beat+20.5%
    Dec 24
    Reported Jan 21
    		$1.40$1.32+6.06%Beat+12.0%
    Sep 24
    Reported Oct 16
    		$2.27$1.26+80.16%Beat+63.3%
    Jun 24
    Reported Jul 16
    		$1.74$1.21+43.80%Beat+9.4%
    Mar 24
    Reported Apr 17
    		$1.22$1.04+17.31%Beat-30.3%
    Dec 23
    Reported Jan 23
    		$1.25$1.15+8.70%Beat-47.9%
    Sep 23
    Reported Oct 18
    		$1.39$1.21+14.88%Beat-10.3%
    Jun 23
    Reported Jul 19
    		$1.59$1.46+8.90%Beat+10.4%
    Mar 23
    Reported Apr 19
    		$1.75$1.49+17.45%Beat+34.6%
    Dec 22
    Reported Jan 23
    		$2.40$1.64+46.34%Beat+110.5%
    Sep 22
    Reported Oct 19
    		$1.55$1.56-0.64%Miss+4.0%
    Jun 22
    Reported Jul 20
    		$1.44$1.33+8.27%Beat-1.4%
    Mar 22
    Reported Apr 20
    		$1.30$1.18+10.17%Beat-4.4%
    Dec 21
    Reported Jan 24
    		$1.14$1.27-10.24%Miss-10.9%
    Sep 21
    Reported Oct 20
    		$1.49$1.32+12.88%Beat+55.2%
    Jun 21
    Reported Jul 21
    		$1.46$1.27+14.96%Beat+57.0%
    Mar 21
    Reported Apr 21
    		$1.36$1.12+21.43%Beat+21.4%
    Dec 20
    Reported Jan 25
    		$1.28$0.98+30.61%Beat+3.2%
    Sep 20
    Reported Oct 21
    		$0.96$0.75+28.00%Beat-30.4%
    Jun 20
    Reported Jul 20
    		$0.93$0.55+69.09%Beat-27.3%
    Mar 20
    Reported Apr 20
    		$1.12$0.95+17.89%Beat-5.9%
    Dec 19
    Reported Jan 21
    		$1.24$1.25-0.80%Miss+0.8%
    Sep 19
    Reported Oct 16
    		$1.38$1.23+12.20%Beat+16.9%
    Jun 19
    Reported Jul 17
    		$1.28$1.15+11.30%Beat+32.0%
    Mar 19
    Reported Apr 17
    		$1.19$1.07+11.21%Beat+25.3%
    Dec 18
    Reported Jan 22
    		$1.23$1.12+9.82%Beat+36.7%
    Sep 18
    Reported Oct 17
    		$1.18$1.06+11.32%Beat+45.7%
    Jun 18
    Reported Jul 18
    		$0.97$0.94+3.19%Beat+21.2%
    Mar 18
    Reported Apr 18
    		$0.95$0.89+6.74%Beat+10.5%
    Dec 17
    Reported Jan 23
    		$0.90$0.82+9.76%Beat+5.9%
    Sep 17
    Reported Oct 18
    		$0.81$0.85-4.71%Miss-
    Jun 17
    Reported Jul 19
    		$0.80$0.82-2.44%Miss-
    Mar 17
    Reported Apr 19
    		$0.86$0.76+13.16%Beat-
    Dec 16
    Reported Jan 22
    		$0.85$0.81+4.94%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.22%
    Forward Annual Dividend$1.72
    Payout Ratio27.85%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+2.09%
    5Y CAGR+4.07%
    GSBC dividend history and ex-dividend datesRun GSBC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.60EV/EBITDA13.91x
    Price/FCF18.94xFCF Yield5.28%
    Profitability
    Profit Margin29.70%Operating Margin34.70%
    ROE10.60%ROIC5.84%
    Financial Health
    Debt/Equity0.80xInterest Coverage0.83x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.52Avg Volume86.61K
    52-Week High$82.4652-Week Low$52.45

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$77.97
    SMA 20$77.98
    SMA 50$78.73
    SMA 200$70.66
    EMA 10$77.64
    EMA 20$77.98
    EMA 50$78.06
    EMA 200$72.04

    MACD

    Line: -0.38Signal: -0.27Hist: -0.11

    ADX

    ADX: 21.2+DI: 17.8-DI: 23.2

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down96.0
    PSAR$79.15

    Bollinger Bands

    Upper Band$79.54
    Lower Band$76.42
    %B Position399%(Upper)
    Band Width0.39

    RSI (14-Day)

    Neutral
    47.0

    Momentum Oscillators

    Stoch %K28.8
    Stoch %D25.9
    Williams %R-56.1
    ROC (10d)-0.6%
    Momentum-0.48
    CCI (20d)-38.7
    MFI (14d)53.8

    Volatility Measures

    ATR (14d)$1.49(1.9%)
    StdDev (20d)0.78
    Hist Vol15.0%(Low)

    Volume Flow

    VWAP$77.73
    OBV1.9M
    AD Line-21.0M
    CMF (20d)-0.226

    Volume Metrics

    Avg Vol (20d)86.2K
    Vol Ratio0.8x
    VWMA (20d)$78.04

    Pivot Points

    R3$78.62
    R2$77.91
    R1$77.36
    Pivot Point$76.65
    S1$76.11
    S2$75.39
    S3$74.85

    Advanced Oscillators

    TSI-9.16
    Ultimate Osc42.3
    KST-11.75

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$56.87M$55.36M$56.35M$57.84M$59.17M$55.92M$56.47M$54.97M$56.65M$51.62M$51.71M$54.59M
    Cost of RevenueN/A$22.84M$25.15M$27.93M$29.90M$30.56M$34.61M$36.96M$33.50M$33.20M$30.40M$27.34M
    Gross ProfitN/A$48.33M$55.61M$58.59M$59.64M$56.59M$54.91M$53.83M$57.26M$50.99M$52.65M$55.78M
    Operating Expenses$38.22M$34.79M$36.00M$36.12M$35.01M$34.82M$36.95M$33.72M$36.41M$34.42M$36.28M$35.56M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$13.54M$19.47M$22.10M$24.28M$21.45M$17.96M$20.11M$20.85M$16.57M$16.36M$20.23M
    Interest Income$72.46M$71.17M$73.44M$79.08M$80.97M$80.24M$82.58M$83.80M$80.93M$77.39M$76.48M$75.27M
    Interest Expense$22.97M$22.84M$24.27M$28.31M$30.01M$30.91M$33.05M$35.82M$34.11M$32.57M$31.34M$28.53M
    Income Before Tax$18.64M$21.50M$19.47M$22.10M$24.28M$21.45M$17.96M$20.11M$20.85M$16.57M$16.36M$20.23M
    Income Tax Expense$2.84M$4.02M$3.19M$4.35M$4.49M$4.29M$3.04M$3.62M$3.86M$3.16M$3.22M$4.35M
    Net Income$15.79M$17.48M$16.27M$17.75M$19.79M$17.16M$14.92M$16.49M$16.99M$13.41M$13.14M$15.88M
    EBITDA$20.95M$23.75M$21.67M$24.19M$26.34M$23.61M$20.16M$21.54M$23.64M$19.11M$18.62M$22.51M
    EBIT$18.64M$21.50M$19.47M$22.10M$24.28M$21.45M$17.96M$20.11M$20.85M$16.57M$16.36M$20.23M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Analysts Estimate Great Southern Bancorp (GSBC) to Report a Decline in Earnings: What to Look Out for

    Analysts are predicting a year-over-year decline in earnings and revenue for Great Southern Bancorp (GSBC) in its upcoming quarterly report for September 2026. While the company has a strong history of beating EPS...

    Yahoo Finance•10/14/26•Somewhat-Bearish

    Great Southern Bancorp (GSBC) Set to Release Earnings on Wednesday

    Great Southern Bancorp (GSBC) is scheduled to announce its Q3 2026 earnings on Wednesday, October 21st, with analysts expecting $1.39 EPS and $56.08 million in revenue. The company's previous quarter surpassed...

    MarketBeat•10/14/26•Neutral

    Great Southern Bancorp Q3 2026 Earnings Date and Estimates

    Great Southern Bancorp (GSBC) is projected to release its Q3 2026 earnings on Wednesday, October 21, 2026, after the market closes, with a conference call scheduled for October 22, 2026...

    MarketBeat•10/9/26•Neutral

    Great Southern Bancorp stock trades at USD 79.47 before Q3 results

    Great Southern Bancorp (GSBC) stock was trading at USD 79.47 on October 5, 2026, ahead of its Q3 2026 earnings report scheduled for October 21. The bank's Q2 diluted EPS fell to USD 1.43 due to one-off costs related...

    AD HOC NEWS•10/7/26•Neutral

    Great Southern Bancorp stock sits 4.15 percent below its high

    Great Southern Bancorp (GSBC) stock was trading 4.15 percent below its 52-week high of USD 82.91 on October 5, 2026...

    AD HOC NEWS•10/5/26•Somewhat-Bearish

    GSBC Valuation and Fair Value

    P/E
    12.6x
    Forward P/E
    12.1x
    EV/EBITDA
    13.9x
    P/FCF
    18.9x
    PEG
    1.9x
    P/B
    1.3x
    See GNG's fair value

    GSBC Profitability: Margins, ROIC and FCF

    Operating margin
    34.7%
    Net margin
    29.7%
    ROIC
    5.8%
    ROE
    10.6%
    FCF margin
    19.7%
    FCF yield
    5.3%

    GSBC Competitors

    CompanyTicker
    Prospect Capital CorporationPSEC
    Eagle Bancorp IncEGBN
    SmartFinancial, Inc.SMBK
    Capital City Bank GroupCCBG
    Merchants BancorpMBINN
    Heritage Commerce CorpHTBK
    First Financial Corporation IndianaTHFF
    World Acceptance CorporationWRLD

    Sector: Financial Services

    GSBC Bull Case vs Bear Case

    Bull case

    • GSBC converts 19.7% of revenue into free cash flow.
    • GSBC has a 29.7% net profit margin.
    • GSBC beat EPS estimates in 100.0% of its last 8 reported quarters.

    Bear case

    • GSBC's quarterly revenue changed -4.1% year over year.

    GSBC Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    21.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.39
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    GSBC Dividend

    Forward yield
    2.2%
    Payout ratio
    27.9%
    3Y DPS growth
    2.1%
    5Y DPS growth
    4.1%
    Pay months
    Jan, Apr, Jul, Oct
    GSBC dividend history

    Frequently Asked Questions About GSBC

    What is GSBC's current dividend yield?

    Great Southern Bancorp Inc (GSBC) has a forward dividend yield of 2.22%.

    Does GSBC pay dividends?

    Yes, Great Southern Bancorp Inc pays dividends with a forward dividend yield of 2.22%.

    What is GSBC's P/E ratio?

    Great Southern Bancorp Inc has a price-to-earnings (P/E) ratio of 12.60.

    What is GSBC's market cap?

    Great Southern Bancorp Inc (GSBC) has a market capitalization of $837.20M with a current stock price of $77.63.

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