S

    Summit State Bank (SSBI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $12.86
    -0.01 (-0.08%)

    Market Cap: $87.09M

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    		$-0.19N/AN/ABeat-152.9%
    Mar 26
    		$0.25N/AN/ABeat-33.0%
    Dec 25
    		$0.16N/AN/ABeat+116.1%
    Sep 25
    		$0.12N/AN/ABeat+30.4%
    Jun 25
    		$0.36N/AN/ABeat+159.9%
    Mar 25
    		$0.37N/AN/ABeat+78.2%
    Dec 24
    		$-0.98N/AN/ABeat-451.1%
    Sep 24
    		$0.09N/AN/ABeat-65.5%
    Jun 24
    		$0.14N/AN/ABeat-69.0%
    Mar 24
    		$0.21N/AN/ABeat-66.1%
    Dec 23
    		$0.28N/AN/ABeat-58.9%
    Sep 23
    		$0.27N/AN/ABeat-54.2%
    Jun 23
    		$0.45N/AN/ABeat-33.5%
    Mar 23
    		$0.62N/AN/ABeat+4.3%
    Dec 22
    		$0.68N/AN/ABeat+23.8%
    Sep 22
    		$0.59N/AN/ABeat+3.5%
    Jun 22
    		$0.67N/AN/ABeat+4.7%
    Mar 22
    		$0.59N/AN/ABeat+7.3%
    Dec 21
    		$0.55$0.00N/ABeat+14.6%
    Sep 21
    		$0.57N/AN/ABeat+16.3%
    Jun 21
    		$0.64N/AN/ABeat+73.0%
    Mar 21
    		$0.55N/AN/ABeat+37.5%
    Dec 20
    		$0.48N/AN/ABeat+60.0%
    Sep 20
    		$0.49N/AN/ABeat+44.1%
    Jun 20
    		$0.37N/AN/ABeat+94.7%
    Mar 20
    		$0.40N/AN/ABeat+73.9%
    Dec 19
    		$0.30N/AN/ABeat+66.7%
    Sep 19
    		$0.34N/AN/ABeat+36.0%
    Jun 19
    		$0.19N/AN/ABeat-20.8%
    Mar 19
    		$0.23N/AN/ABeat-20.7%
    Dec 18
    		$0.18N/AN/ABeat+38.5%
    Sep 18
    		$0.25N/AN/ABeat+47.1%
    Jun 18
    		$0.24N/AN/ABeat+60.0%
    Mar 18
    		$0.29N/AN/ABeat+93.3%
    Dec 17
    		$0.13N/AN/ABeat-2.3%
    Sep 17
    		$0.17N/AN/ABeat-1.6%
    Jun 17
    		$0.15N/AN/ABeat-
    Mar 17
    		$0.15N/AN/ABeat-
    Dec 16
    		$0.13N/AN/ABeat-
    Sep 16
    		$0.17N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%
    Frequency4
    View SSBI's full dividend history

    Key Metrics

    Valuation
    P/E Ratio37.99EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin8.25%Operating Margin-44.60%
    ROE2.26%ROIC5.79%
    Financial Health
    Debt/Equity0.06xInterest Coverage0.39x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.19Avg Volume2.20K
    52-Week High$14.0052-Week Low$10.35

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$12.85
    SMA 20$12.96
    SMA 50$13.20
    SMA 200$12.94
    EMA 10$12.87
    EMA 20$12.93
    EMA 50$13.11
    EMA 200$12.81

    MACD

    Line: -0.09Signal: -0.11Hist: 0.01

    ADX

    ADX: 26.8+DI: 26.1-DI: 40.6

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down20.0
    PSAR$13.36

    Bollinger Bands

    Upper Band$13.34
    Lower Band$12.59
    %B Position576%(Upper)
    Band Width0.36

    RSI (14-Day)

    Neutral
    43.8

    Momentum Oscillators

    Stoch %K18.7
    Stoch %D16.7
    Williams %R-80.6
    ROC (10d)-0.5%
    Momentum-0.06
    CCI (20d)-58.7
    MFI (14d)53.1

    Volatility Measures

    ATR (14d)$0.12(1.0%)
    StdDev (20d)0.19
    Hist Vol16.4%(Low)

    Volume Flow

    VWAP$12.84
    OBV670.9K
    AD Line-263.4K
    CMF (20d)-0.135

    Volume Metrics

    Avg Vol (20d)2.0K
    Vol Ratio0.3x(Low)
    VWMA (20d)$13.00

    Pivot Points

    R3$12.87
    R2$12.87
    R1$12.87
    Pivot Point$12.87
    S1$12.87
    S2$12.87
    S3$12.87

    Advanced Oscillators

    TSI-12.83
    Ultimate Osc60.5
    KST-24.97

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$14.99M$15.06M$13.03M$15.13M$15.49M$15.19M$15.40M$16.03M$15.17M$15.43M$14.98M$16.40M
    Cost of Revenue$10.63M$6.04M$5.94M$8.31M$5.95M$5.85M$13.96M$9.02M$7.26M$6.99M$7.11M$6.97M
    Gross Profit$4.36M$9.01M$7.09M$6.82M$9.55M$9.35M$1.45M$7.01M$7.91M$8.44M$7.87M$9.43M
    Operating Expenses$6.31M$6.74M$5.74M$5.54M$6.30M$6.25M$9.99M$6.18M$6.63M$6.40M$5.16M$6.93M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$4.11M$4.67M$3.83M$3.65M$4.59M$4.40M$3.88M$4.45M$4.67M$4.40M$3.31M$4.89M
    Operating Income$-1,945,000$2.27M$1.35M$1.27M$3.24M$3.10M$-8,540,000$828,000$1.28M$2.04M$2.71M$2.51M
    Interest Income$0$13.75M$14.31M$14.09M$15.10M$14.41M$14.81M$14.85M$14.24M$14.35M$14.91M$14.80M
    Interest Expense$4.72M$5.00M$5.46M$5.55M$6.00M$6.46M$7.23M$7.71M$7.28M$7.07M$7.21M$7.00M
    Income Before Tax$-1,945,000$2.27M$1.35M$1.27M$3.24M$3.10M$-8,540,000$828,000$1.28M$2.04M$2.71M$2.51M
    Income Tax Expense$-638,000$599,000$284,000$453,000$825,000$605,000$-1,398,000$202,000$356,000$645,000$807,000$686,000
    Net Income$-1,307,000$1.67M$1.07M$818,000$2.42M$2.49M$-7,142,000$626,000$928,000$1.40M$1.90M$1.82M
    EBITDA$-1,945,000$2.36M$1.44M$1.37M$3.33M$3.20M$-8,441,000$926,000$1.38M$2.14M$2.81M$2.60M
    EBITN/A$2.27M$1.35M$1.27M$3.24M$3.10M$-8,540,000$828,000$1.28M$2.04M$2.71M$2.51M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Behavioral Patterns of SSBI and Institutional Flows

    This article provides an analysis of Summit State Bank (NASDAQ: SSBI) focusing on behavioral patterns and institutional flows. It highlights weak near-term sentiment challenging long-term strength and divergent sentiment across different time horizons suggesting choppy market conditions. The report includes AI-generated trading strategies for various risk profiles and a multi-timeframe signal analysis with support and resistance levels.

    Stock Traders Daily•8/15/26•
    Somewhat-Bearish

    Summit State Bank (SSBI) Earnings Forecast: Future EPS & Revenue Growth Estimates

    This article provides an earnings forecast for Summit State Bank (SSBI), including future EPS and revenue growth estimates. It lists current stock information such as market cap and P/E ratio, alongside a peer comparison of other banking institutions. The forecast data was updated on August 8, 2026.

    TradingKey•8/7/26•
    Neutral

    (SSBI) Movement Within Algorithmic Entry Frameworks

    This article analyzes Summit State Bank (NASDAQ: SSBI) using AI models to generate trading strategies. It highlights weak near and mid-term sentiment but a strong long-term outlook, with support being tested. The analysis provides specific entry, target, and stop-loss levels for position trading, momentum breakout, and risk hedging strategies, indicating a significant risk-reward setup.

    Stock Traders Daily•8/4/26•
    Somewhat-Bullish

    Press Release: Summit State Bank Reports Second Quarter 2026 Financial Results

    Summit State Bank has announced its financial results for the second quarter of 2026. The report details the bank's performance, including key financial metrics and highlights from the quarter. This release provides stakeholders with an update on the bank's operational and financial health.

    Moomoo•7/29/26•
    Bullish

    Summit State Bank 2Q Loss $1.31M >SSBI

    Summit State Bank (SSBI) reported a second-quarter loss of $1.31 million. This financial update provides key performance indicators for the bank during the quarter. The article focuses on the bank's recent financial results.

    Moomoo•7/28/26•
    Bearish

    Frequently Asked Questions About SSBI

    Does SSBI pay dividends?
    Summit State Bank (SSBI) has a dividend payment track record. See the SSBI dividend history page for its current payment status, yield, and streaks.
    What is SSBI's P/E ratio?
    Summit State Bank has a price-to-earnings (P/E) ratio of 37.99.
    What is SSBI's market cap?
    Summit State Bank (SSBI) has a market capitalization of $87.09M with a current stock price of $12.86.

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