U

    United Bancorp Inc (UBCP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $15.46
    -0.25 (-1.59%)

    Market Cap: $90.11M

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(15/18)
    Avg Surprise
    +8.02%
    Streak
    13 Q
    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    		$0.36N/AN/ABeat+9.1%
    Mar 26
    		$0.33$0.00N/ABeat-3.0%
    Dec 25
    		$0.37N/AN/ABeat+12.9%
    Sep 25
    		$0.34$0.00N/ABeat+5.0%
    Jun 25
    		$0.33N/AN/ABeat+6.8%
    Mar 25
    		$0.34$0.00N/ABeat-7.2%
    Dec 24
    		$0.33$0.00N/ABeat-21.8%
    Sep 24
    		$0.32$0.00N/ABeat-22.9%
    Jun 24
    		$0.31$0.00N/ABeat-22.7%
    Mar 24
    		$0.36$0.00N/ABeat+10.1%
    Dec 23
    		$0.42$0.42+0.00%Beat+5.0%
    Sep 23
    		$0.42$0.42+0.00%Beat+5.0%
    Jun 23
    		$0.40$0.40+0.00%Beat+0.0%
    Mar 23
    		$0.33$0.00N/ABeat+6.2%
    Dec 22
    		$0.40$0.40+0.00%Beat-2.4%
    Sep 22
    		$0.40$0.40+0.00%Beat-20.0%
    Jun 22
    		$0.40$0.40+0.00%Beat+5.3%
    Mar 22
    		$0.31$0.31+0.00%Beat-6.1%
    Dec 21
    		$0.41$0.35+17.14%Beat-10.9%
    Sep 21
    		$0.50$0.26+92.31%Beat+38.9%
    Jun 21
    		$0.38$0.37+2.70%Beat+31.0%
    Mar 21
    		$0.33$0.33+0.00%Beat+17.9%
    Dec 20
    		$0.46$0.37+24.32%Beat+48.4%
    Sep 20
    		$0.36$0.29+24.14%Beat+16.1%
    Jun 20
    		$0.29$0.31-6.45%Miss+0.0%
    Mar 20
    		$0.28$0.30-6.67%Miss+0.0%
    Dec 19
    		$0.31$0.32-3.13%Miss+4.0%
    Sep 19
    		$0.31$0.31+0.00%Beat+24.0%
    Jun 19
    		$0.29$0.29+0.00%Beat+31.8%
    Mar 19
    		$0.28N/AN/ABeat+27.3%
    Dec 18
    		$0.30N/AN/ABeat+86.3%
    Sep 18
    		$0.25N/AN/ABeat+25.0%
    Jun 18
    		$0.22N/AN/ABeat+22.2%
    Mar 18
    		$0.22N/AN/ABeat+29.4%
    Dec 17
    		$0.16N/AN/ABeat-11.1%
    Sep 17
    		$0.20N/AN/ABeat+11.5%
    Jun 17
    		$0.18N/AN/ABeat-
    Mar 17
    		$0.17N/AN/ABeat-
    Dec 16
    		$0.18N/AN/ABeat-
    Sep 16
    		$0.18N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield6.08%
    Annual/Share$0.94
    Payout Ratio64.53%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+5.88%
    5Y CAGR+10.05%
    View UBCP's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.06EV/EBITDAN/A
    Price/FCF-15.17xFCF Yield-6.59%
    Profitability
    Profit Margin24.20%Operating Margin25.40%
    ROE12.10%ROIC7.46%
    Financial Health
    Debt/Equity0.41xInterest Coverage0.52x
    Current Ratio1.56xQuick Ratio1.56x
    Trading Statistics
    Beta0.35Avg Volume1.97K
    52-Week High$17.1352-Week Low$11.87

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$15.73
    SMA 20$15.69
    SMA 50$15.72
    SMA 200$14.82
    EMA 10$15.69
    EMA 20$15.68
    EMA 50$15.65
    EMA 200$15.00

    MACD

    Line: 0.02Signal: 0.02Hist: -0.01

    ADX

    ADX: 11.3+DI: 25.3-DI: 32.7

    Aroon & PSAR

    Aroon Up40.0
    Aroon Down12.0
    PSAR$15.40

    Bollinger Bands

    Upper Band$16.27
    Lower Band$15.11
    %B Position736%(Upper)
    Band Width0.30

    RSI (14-Day)

    Neutral
    46.8

    Momentum Oscillators

    Stoch %K37.5
    Stoch %D50.2
    Williams %R-80.4
    ROC (10d)1.2%
    Momentum0.18
    CCI (20d)-77.3
    MFI (14d)35.6

    Volatility Measures

    ATR (14d)$0.36(2.3%)
    StdDev (20d)0.29
    Hist Vol35.5%(Moderate)

    Volume Flow

    VWAP$15.52
    OBV550.5K
    AD Line-76017943357.4B
    CMF (20d)-0.501

    Volume Metrics

    Avg Vol (20d)1.9K
    Vol Ratio0.7x
    VWMA (20d)$15.62

    Pivot Points

    R3$15.71
    R2$15.71
    R1$15.71
    Pivot Point$15.71
    S1$15.71
    S2$15.71
    S3$15.71

    Advanced Oscillators

    TSI0.82
    Ultimate Osc33.1
    KST2.29

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$12.15M$11.44M$12.60M$11.98M$11.80M$11.12M$11.27M$11.16M$11.06M$10.49M$10.73M$10.61M
    Cost of Revenue$3.65M$3.53M$3.90M$4.09M$4.02M$3.69M$3.86M$3.87M$3.78M$3.51M$3.05M$2.93M
    Gross Profit$8.50M$7.91M$8.70M$7.89M$7.78M$7.43M$7.41M$7.29M$7.28M$6.98M$7.68M$7.68M
    Operating Expenses$6.43M$6.16M$6.73M$5.98M$5.84M$5.59M$5.63M$5.53M$5.67M$4.84M$5.09M$5.23M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$3.40M$3.34M$3.31M$3.12M$3.09M$3.07M$3.02M$2.94M$2.04M$2.74M$2.72M
    Operating Income$2.06M$1.75M$1.97M$1.91M$1.94M$1.85M$1.78M$1.76M$1.61M$2.14M$2.59M$2.45M
    Interest Income$0$9.93M$10.51M$10.54M$10.32M$9.75M$9.98M$9.85M$9.78M$9.52M$9.61M$9.65M
    Interest Expense$3.53M$3.50M$3.71M$3.91M$3.82M$3.60M$3.73M$3.81M$3.68M$3.51M$3.20M$3.08M
    Income Before Tax$2.06M$1.75M$1.97M$1.91M$1.94M$1.85M$1.78M$1.76M$1.61M$2.14M$2.59M$2.45M
    Income Tax Expense$-33,941$-160,064$-62,000$-20,000$22,647$-26,000$-66,000$-64,000$-127,000$150,000$202,000$58,000
    Net Income$2.09M$1.91M$2.04M$1.93M$1.91M$1.87M$1.85M$1.82M$1.74M$1.99M$2.39M$2.39M
    EBITDA$2.06M$2.16M$2.33M$2.25M$2.26M$2.17M$2.11M$2.22M$1.75M$2.44M$2.88M$2.74M
    EBITN/A$1.75M$1.97M$1.91M$1.94M$1.85M$1.78M$1.76M$1.61M$2.14M$2.59M$2.45M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about UBCP

    News

    United Bancorp Inc (NASDAQ: UBCP) Share Price, UBCP Stock News, UBCP Share Price & Updates

    This article provides a comprehensive overview of United Bancorp Inc (NASDAQ: UBCP), including its current stock price, key financial metrics, and historical performance data. It details the company's banking and financial services in Ohio, its founding date, and headquarters. The content also features recent news, announcements, and a peer comparison within the financial services sector.

    kalkine.ca•8/21/26•
    Somewhat-Bullish

    United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

    United Bancorp, Inc. (UBCP) has increased its third-quarter cash dividend payment to $0.1975 per share, representing a 5.3% rise over the previous year's third-quarter dividend. This new dividend payment results in a forward yield of 5.0% based on the company's market value. Year-to-date, UBCP has paid total cash dividends of $0.76, including a special dividend, marking a 4.1% increase from the same period last year.

    Weatherford Democrat•8/21/26•
    Bullish

    United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

    United Bancorp, Inc. (UBCP) has announced an increase in its third-quarter cash dividend to $0.1975 per share, payable on September 18, 2026, to shareholders of record on September 10, 2026. This represents a 5.3% increase over the previous year's third-quarter dividend and results in a forward yield of 5.0%. The company has paid a total of $0.76 per share in cash dividends year-to-date, including a special dividend.

    Yahoo Finance•8/21/26•
    Bullish

    United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

    United Bancorp, Inc. (UBCP) has declared an increased third-quarter cash dividend of $0.1975 per share, representing a 5.3% increase from the previous year's third quarter. This dividend results in a forward yield of 5.0% based on the company's recent market value. The company, headquartered in Martins Ferry, Ohio, reported total assets of $878.0 million and operates nineteen banking offices across Ohio and West Virginia.

    The Globe and Mail•8/20/26•
    Bullish

    United Bancorp (NASDAQ:UBCP) Stock Price Passes Above 200 Day Moving Average - Here's What Happened

    United Bancorp (NASDAQ:UBCP) shares recently surpassed their 200-day moving average, trading as high as $15.98 before closing at $15.59, above the $15.46 average. The company received an upgraded rating from Weiss Ratings and maintains a "Buy" consensus from analysts. Insider purchases and increased institutional investment, including by BlackRock, highlight growing interest in the stock.

    MarketBeat•8/14/26•
    Neutral

    Frequently Asked Questions About UBCP

    What is UBCP's current dividend yield?
    United Bancorp Inc (UBCP) has a current dividend yield of 6.08%.
    Does UBCP pay dividends?
    Yes, United Bancorp Inc pays dividends with a current yield of 6.08%.
    What is UBCP's P/E ratio?
    United Bancorp Inc has a price-to-earnings (P/E) ratio of 11.06.
    What is UBCP's market cap?
    United Bancorp Inc (UBCP) has a market capitalization of $90.11M with a current stock price of $15.46.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In