Skip to main content
    C

    Capital City Bank Group (CCBG)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $48.88
    +0.22 (+0.45%)

    Market Cap: $832.73M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    67%(26/39)
    Avg Surprise
    +6.86%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.94
    Range$0.92 - $0.95
    3 analysts
    EPS Revisions
    1
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.90+4.4%
    60d ago$0.95-0.7%
    30d ago$0.95-0.7%
    7d ago$0.95-0.7%
    Current$0.94
    Revenue Consensus
    $65M
    Range$65M - $65M
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.02
    Range$0.97 - $1.08
    3 analysts
    Revenue Consensus
    $65M
    Range$65M - $65M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.02---
    Sep 26EST
    		-$0.94---
    Jun 26
    Reported Jul 21
    		$0.95$0.91+4.40%Beat+8.0%
    Mar 26
    Reported Apr 20
    		$0.92$0.83+10.84%Beat-7.1%
    Dec 25
    Reported Jan 27
    		$0.80$0.89-10.11%Miss+3.9%
    Sep 25
    Reported Oct 21
    		$0.93$0.87+6.90%Beat+19.2%
    Jun 25
    Reported Jul 22
    		$0.88$0.79+11.39%Beat+6.0%
    Mar 25
    Reported Apr 21
    		$0.99$0.74+33.78%Beat+33.8%
    Dec 24
    Reported Mar 11
    		$0.77$0.72+6.94%Beat+10.0%
    Sep 24
    Reported Oct 22
    		$0.78$0.77+1.30%Beat-3.7%
    Jun 24
    Reported Jul 12
    		$0.83$0.73+13.70%Beat-2.4%
    Mar 24
    Reported Apr 22
    		$0.74$0.70+5.71%Beat-16.9%
    Dec 23
    Reported Jan 23
    		$0.70$0.72-2.78%Miss-9.1%
    Sep 23
    Reported Oct 24
    		$0.81$0.84-3.57%Miss+52.8%
    Jun 23
    Reported Jul 25
    		$0.85$0.85+0.00%Beat+63.5%
    Mar 23
    Reported Apr 24
    		$0.89$0.75+18.67%Beat+78.0%
    Dec 22
    Reported Mar 1
    		$0.77$0.75+2.67%Beat+92.5%
    Sep 22
    Reported Oct 25
    		$0.53$0.66-19.70%Miss-14.5%
    Jun 22
    Reported Jul 26
    		$0.52$0.53-1.89%Miss-3.7%
    Mar 22
    Reported Apr 25
    		$0.50$0.38+31.58%Beat-10.7%
    Dec 21
    Reported Jan 25
    		$0.40$0.46-13.04%Miss-13.0%
    Sep 21
    Reported Oct 26
    		$0.62$0.50+24.00%Beat+0.0%
    Jun 21
    Reported Jul 27
    		$0.54$0.55-1.82%Miss-1.8%
    Mar 21
    Reported Apr 27
    		$0.56$0.45+24.44%Beat+124.0%
    Dec 20
    Reported Jan 26
    		$0.46$0.50-8.00%Miss-9.8%
    Sep 20
    Reported Oct 27
    		$0.62$0.42+47.62%Beat+24.0%
    Jun 20
    Reported Jul 21
    		$0.55$0.30+83.33%Beat+25.0%
    Mar 20
    Reported Apr 23
    		$0.25$0.40-37.50%Miss-34.2%
    Dec 19
    Reported Jan 30
    		$0.51$0.46+10.87%Beat+24.4%
    Sep 19
    Reported Oct 29
    		$0.50$0.45+11.11%Beat+51.5%
    Jun 19
    Reported Jul 23
    		$0.44$0.42+4.76%Beat+63.0%
    Mar 19
    Reported Apr 22
    		$0.38$0.37+2.70%Beat+52.0%
    Dec 18
    Reported Jan 29
    		$0.41$0.37+10.81%Beat+70.8%
    Sep 18
    Reported Oct 23
    		$0.33$0.33+0.00%Beat+22.2%
    Jun 18
    Reported Jul 24
    		$0.27$0.30-10.00%Miss+28.6%
    Mar 18
    Reported Apr 23
    		$0.25$0.30-16.67%Miss+56.3%
    Dec 17
    Reported Mar 5
    		$0.24$0.25-4.00%Miss+20.0%
    Sep 17
    Reported Oct 24
    		$0.27$0.23+17.39%Beat-
    Jun 17
    Reported Jul 25
    		$0.21$0.20+5.00%Beat-
    Mar 17
    Reported Apr 24
    		$0.16$0.18-11.11%Miss-
    Dec 16
    Reported Mar 2
    		$0.20$0.17+17.65%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.21%
    Forward Annual Dividend$1.08
    Payout Ratio29.63%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+14.86%
    5Y CAGR+11.90%
    CCBG dividend history and ex-dividend datesRun CCBG in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio13.58EV/EBITDA9.18x
    Price/FCF16.12xFCF Yield6.20%
    Profitability
    Profit Margin24.60%Operating Margin33.30%
    ROE11.30%ROIC9.49%
    Financial Health
    Debt/Equity0.14xInterest Coverage2.54x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.38Avg Volume85.87K
    52-Week High$53.3152-Week Low$37.37

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$48.78
    SMA 20$49.05
    SMA 50$50.26
    SMA 200$46.51
    EMA 10$48.73
    EMA 20$49.09
    EMA 50$49.58
    EMA 200$46.93

    MACD

    Line: -0.48Signal: -0.49Hist: 0.01

    ADX

    ADX: 21.8+DI: 20.3-DI: 26.2

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$49.58

    Bollinger Bands

    Upper Band$50.29
    Lower Band$47.80
    %B Position508%(Upper)
    Band Width0.43

    RSI (14-Day)

    Neutral
    45.7

    Momentum Oscillators

    Stoch %K38.7
    Stoch %D29.5
    Williams %R-46.7
    ROC (10d)0.2%
    Momentum0.08
    CCI (20d)-8.4
    MFI (14d)34.2

    Volatility Measures

    ATR (14d)$0.89(1.8%)
    StdDev (20d)0.62
    Hist Vol15.8%(Low)

    Volume Flow

    VWAP$49.03
    OBV2.1M
    AD Line-17.3M
    CMF (20d)-0.145

    Volume Metrics

    Avg Vol (20d)84.8K
    Vol Ratio0.7x
    VWMA (20d)$49.03

    Pivot Points

    R3$50.22
    R2$49.48
    R1$49.07
    Pivot Point$48.33
    S1$47.92
    S2$47.18
    S3$46.77

    Advanced Oscillators

    TSI-17.52
    Ultimate Osc40.1
    KST-34.78

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$64.80M$62.75M$63.46M$65.89M$63.20M$61.45M$59.86M$59.72M$58.88M$56.45M$56.33M$56.01M
    Cost of RevenueN/A$712,000$8.36M$9.76M$8.89M$9.00M$9.34M$10.32M$10.70MN/A$9.04M$8.87M
    Gross ProfitN/A$62.04M$63.46M$61.53M$60.09M$58.22M$56.78M$56.26M$55.73M$55.53M$52.81M$51.74M
    Operating Expenses$42.64M$41.37M$42.87M$42.92M$42.54M$38.70M$41.78M$42.92M$40.44M$40.17M$39.96M$39.10M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$20.66M$20.60M$21.09M$20.04M$21.98M$17.38M$15.60M$17.23M$15.36M$14.35M$14.51M
    Interest Income$51.84M$51.02M$51.72M$51.43M$51.46M$49.78M$49.74M$49.33M$48.77M$46.82M$46.18M$45.75M
    Interest Expense$7.64M$8.20M$8.36M$7.87M$8.28M$8.23M$8.64M$9.12M$9.50M$8.46M$7.01M$6.47M
    Income Before Tax$21.24M$20.66M$18.60M$21.09M$20.04M$21.98M$17.38M$15.60M$17.23M$15.36M$14.35M$14.51M
    Income Tax Expense$4.96M$4.85M$4.90M$5.14M$5.00M$5.13M$4.22M$2.98M$3.19M$3.54M$2.91M$3.00M
    Net Income$16.28M$15.82M$13.71M$15.95M$15.04M$16.86M$13.05M$12.62M$14.15M$11.82M$11.43M$11.51M
    EBITDA$23.78M$23.27M$21.36M$24.12M$23.07M$24.98M$20.36M$18.67M$20.14M$18.42M$17.39M$17.64M
    EBIT$21.24M$20.66M$18.60M$21.09M$20.04M$21.98M$17.38M$15.60M$17.23M$15.36M$14.35M$14.51M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about CCBG

    CCBG Valuation and Fair Value

    P/E
    13.6x
    Forward P/E
    10.0x
    EV/EBITDA
    9.2x
    P/FCF
    16.1x
    PEG
    2.4x
    P/B
    1.5x
    See GNG's fair value

    CCBG Profitability: Margins, ROIC and FCF

    Operating margin
    33.3%
    Net margin
    24.6%
    ROIC
    9.5%
    ROE
    11.3%
    FCF margin
    20.2%
    FCF yield
    6.2%

    CCBG Competitors

    CompanyTicker
    Eagle Bancorp IncEGBN
    Heritage Commerce CorpHTBK
    Great Southern Bancorp IncGSBC
    World Acceptance CorporationWRLD
    Prospect Capital CorporationPSEC
    Kayne Anderson BDC, Inc.KBDC
    SmartFinancial, Inc.SMBK
    Virtus Investment Partners, Inc.VRTS

    Sector: Financial Services

    CCBG Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    0
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    CCBG Bull Case vs Bear Case

    Bull case

    • CCBG converts 20.2% of revenue into free cash flow.
    • CCBG has a 24.6% net profit margin.
    • CCBG beat EPS estimates in 87.5% of its last 8 reported quarters.

    CCBG Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    8.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.94
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    CCBG Dividend

    Forward yield
    2.2%
    Payout ratio
    29.6%
    3Y DPS growth
    14.9%
    5Y DPS growth
    11.9%
    Pay months
    Mar, Jun, Sep, Dec
    CCBG dividend history

    Frequently Asked Questions About CCBG

    What is CCBG's current dividend yield?

    Capital City Bank Group (CCBG) has a forward dividend yield of 2.21%.

    Does CCBG pay dividends?

    Yes, Capital City Bank Group pays dividends with a forward dividend yield of 2.21%.

    What is CCBG's P/E ratio?

    Capital City Bank Group has a price-to-earnings (P/E) ratio of 13.58.

    What is CCBG's market cap?

    Capital City Bank Group (CCBG) has a market capitalization of $832.73M with a current stock price of $48.88.

    Related stocks

    Sector: Financial Services

    All stocks starting with C

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In