Hingham Institution for Savings (HIFS)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$293.95

+7.45 (+2.60%)

Market Cap: $629.51M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Sep 30, 2026Sep 26 Reported Oct 9, 2026Reported Oct 9	$3.86	N/A	-	N/A	Beat	-	-	-50.8%
Jun 30, 2026Jun 26 Reported Jul 17, 2026Reported Jul 17	$4.82	N/A	-	N/A	Beat	-	-	+12.6%
Mar 31, 2026Mar 26 Reported Apr 17, 2026Reported Apr 17	$1.29	N/A	-	N/A	Beat	-	-	-60.1%
Dec 31, 2025Dec 25 Reported Jan 16, 2026Reported Jan 16	$9.39	N/A	-	N/A	Beat	-	-	+81.8%
Sep 30, 2025Sep 25 Reported Oct 10, 2025Reported Oct 10	$7.85	N/A	-	N/A	Beat	-	-	+445.1%
Jun 30, 2025Jun 25 Reported Jul 11, 2025Reported Jul 11	$4.28	$0.00	-	N/A	Beat	-	-	+128.1%
Mar 31, 2025Mar 25 Reported Apr 11, 2025Reported Apr 11	$3.24	N/A	-	N/A	Beat	-	-	+3.3%
Dec 31, 2024Dec 24 Reported Jan 17, 2025Reported Jan 17	$5.17	N/A	-	N/A	Beat	-	-	+79.0%
Sep 30, 2024Sep 24 Reported Oct 11, 2024Reported Oct 11	$1.44	N/A	-	N/A	Beat	-	-	-4.0%
Jun 30, 2024Jun 24 Reported Jul 12, 2024Reported Jul 12	$1.88	N/A	-	N/A	Beat	-	-	+1.4%
Mar 31, 2024Mar 24 Reported Apr 12, 2024Reported Apr 12	$3.13	N/A	-	N/A	Beat	-	-	+20.0%
Dec 31, 2023Dec 23 Reported Jan 19, 2024Reported Jan 19	$2.89	$0.00	-	N/A	Beat	-	-	-46.9%
Sep 30, 2023Sep 23 Reported Oct 13, 2023Reported Oct 13	$1.50	N/A	-	N/A	Beat	-	-	-68.6%
Jun 30, 2023Jun 23 Reported Jul 14, 2023Reported Jul 14	$1.85	N/A	-	N/A	Beat	-	-	+27.6%
Mar 31, 2023Mar 23 Reported Apr 13, 2023Reported Apr 13	$2.61	N/A	-	N/A	Beat	-	-	-51.5%
Dec 31, 2022Dec 22 Reported Jan 19, 2023Reported Jan 19	$5.44	N/A	-	N/A	Beat	-	-	-28.0%
Sep 30, 2022Sep 22 Reported Oct 14, 2022Reported Oct 14	$4.77	N/A	-	N/A	Beat	-	-	-25.0%
Jun 30, 2022Jun 22 Reported Jul 15, 2022Reported Jul 15	$1.45	N/A	-	N/A	Beat	-	-	-84.4%
Mar 31, 2022Mar 22 Reported Apr 14, 2022Reported Apr 14	$5.38	N/A	-	N/A	Beat	-	-	-27.8%
Dec 31, 2021Dec 21 Reported Jan 20, 2022Reported Jan 20	$7.56	N/A	-	N/A	Beat	-	-	-3.0%
Sep 30, 2021Sep 21 Reported Oct 13, 2021Reported Oct 13	$6.36	N/A	-	N/A	Beat	-	-	+12.0%
Jun 30, 2021Jun 21 Reported Jul 13, 2021Reported Jul 13	$9.28	N/A	-	N/A	Beat	-	-	+84.5%
Mar 31, 2021Mar 21 Reported Apr 14, 2021Reported Apr 14	$7.45	N/A	-	N/A	Beat	-	-	+645.0%
Dec 31, 2020Dec 20 Reported Jan 19, 2021Reported Jan 19	$7.79	N/A	-	N/A	Beat	-	-	+49.5%
Sep 30, 2020Sep 20 Reported Oct 13, 2020Reported Oct 13	$5.68	N/A	-	N/A	Beat	-	-	+37.2%
Jun 30, 2020Jun 20 Reported Jul 13, 2020Reported Jul 13	$5.03	N/A	-	N/A	Beat	-	-	+26.1%
Mar 31, 2020Mar 20 Reported Apr 13, 2020Reported Apr 13	$1.00	N/A	-	N/A	Beat	-	-	-77.8%
Dec 31, 2019Dec 19 Reported Jan 16, 2020Reported Jan 16	$5.21	N/A	-	N/A	Beat	-	-	+144.6%
Sep 30, 2019Sep 19 Reported Oct 11, 2019Reported Oct 11	$4.14	N/A	-	N/A	Beat	-	-	+2.5%
Jun 30, 2019Jun 19 Reported Jul 12, 2019Reported Jul 12	$3.99	N/A	-	N/A	Beat	-	-	+9.3%
Mar 31, 2019Mar 19 Reported Apr 12, 2019Reported Apr 12	$4.50	N/A	-	N/A	Beat	-	-	+10.3%
Dec 31, 2018Dec 18 Reported Jan 17, 2019Reported Jan 17	$2.13	N/A	-	N/A	Beat	-	-	-32.6%
Sep 30, 2018Sep 18 Reported Oct 12, 2018Reported Oct 12	$4.04	N/A	-	N/A	Beat	-	-	+36.0%
Jun 30, 2018Jun 18 Reported Jul 13, 2018Reported Jul 13	$3.65	N/A	-	N/A	Beat	-	-	+22.9%
Mar 31, 2018Mar 18 Reported Apr 12, 2018Reported Apr 12	$4.08	N/A	-	N/A	Beat	-	-	+45.7%
Dec 31, 2017Dec 17 Reported Jan 18, 2018Reported Jan 18	$3.16	N/A	-	N/A	Beat	-	-	+12.9%
Sep 30, 2017Sep 17 Reported Oct 12, 2017Reported Oct 12	$2.97	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 13, 2017Reported Jul 13	$2.97	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 12, 2017Reported Apr 12	$2.80	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Jan 17, 2017Reported Jan 17	$2.80	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield0.86%

Forward Annual Dividend$2.52

Payout Ratio10.75%

FrequencyQuarterly

Pay MonthsJan, May, Aug, Nov

Growth

3Y CAGR-5.96%

5Y CAGR-6.25%

HIFS dividend history and ex-dividend dates Run HIFS in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	15.18	EV/EBITDA	23.17x
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	55.50%	Operating Margin	80.60%
ROE	13.90%	ROIC	3.47%
Financial Health
Debt/Equity	2.77x	Interest Coverage	0.71x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.86	Avg Volume	38.27K
52-Week High	$336.51	52-Week Low	$247.26

Technical Indicators Dashboard

Moving Averages

SMA 10$288.62

SMA 20$292.26

SMA 50$298.65

SMA 200$291.78

EMA 10$290.20

EMA 20$292.13

EMA 50$294.86

EMA 200$289.40

MACD

Line: -2.68Signal: -3.10Hist: 0.42

ADX

ADX: 10.1+DI: 23.8-DI: 21.6

Aroon & PSAR

Aroon Up8.0

Aroon Down60.0

PSAR$281.07

Bollinger Bands

Upper Band$306.92

Lower Band$277.59

%B Position1003%(Upper)

Band Width0.56

RSI (14-Day)

Neutral

50.6

Momentum Oscillators

Stoch %K46.3

Stoch %D43.3

Williams %R-38.1

ROC (10d)3.6%

Momentum10.10

CCI (20d)-4.5

MFI (14d)39.5

Volatility Measures

ATR (14d)$8.64(2.9%)

StdDev (20d)7.33

Hist Vol26.4%(Moderate)

Volume Flow

VWAP$292.35

OBV-769.1K

AD Line-4.4M

CMF (20d)-0.187

Volume Metrics

Avg Vol (20d)38.6K

Vol Ratio0.7x

VWMA (20d)$292.77

Pivot Points

R3$291.81

R2$290.04

R1$288.27

Pivot Point$286.50

S1$284.73

S2$282.96

S3$281.19

Advanced Oscillators

TSI-9.29

Ultimate Osc51.3

KST-44.00

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$71.99M	$42.12M	$66.85M	$64.47M	$54.08M	$51.36M	$58.72M	$53.19M	$51.77M	$53.65M	$52.51M	$45.84M
Cost of Revenue	$29.78M	$30.18M	$31.83M	$33.84M	$33.70M	$34.09M	$36.50M	$38.02M	$38.86M	$38.47M	$37.41M	$34.29M
Gross Profit	$42.21M	$11.94M	$35.02M	$30.63M	$20.40M	$17.29M	$22.22M	$15.16M	$12.92M	$15.22M	$15.10M	$11.51M

Operating Expenses	$8.77M	$7.75M	$8.02M	$7.51M	$7.55M	$7.47M	$7.17M	$7.32M	$7.29M	$7.23M	$6.91M	$7.00M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$4.95M	$5.16M	$7.32M	$6.08M	$6.13M	$6.16M	$5.84M	$5.96M	$5.96M	$5.92M	$5.61M	$5.68M
Operating Income	$33.44M	$4.19M	$27.00M	$23.11M	$12.85M	$9.81M	$15.05M	$7.85M	$5.63M	$7.99M	$8.20M	$4.51M

Interest Income	$52.88M	$51.81M	$52.82M	$52.91M	$51.29M	$49.82M	$49.94M	$49.46M	$49.05M	$47.44M	$46.51M	$45.04M
Interest Expense	$29.28M	$29.68M	$31.83M	$33.57M	$33.25M	$33.79M	$36.50M	$37.98M	$38.68M	$38.36M	$37.13M	$34.05M
Income Before Tax	$33.44M	$4.19M	$27.00M	$23.11M	$12.85M	$9.81M	$15.05M	$7.85M	$5.63M	$7.99M	$8.20M	$4.51M
Income Tax Expense	$8.00M	$1.34M	$6.28M	$5.82M	$3.44M	$2.69M	$3.67M	$2.00M	$1.52M	$1.13M	$1.88M	$1.21M

Net Income	$25.44M	$2.85M	$20.72M	$17.30M	$9.41M	$7.12M	$11.38M	$5.85M	$4.10M	$6.87M	$6.32M	$3.30M

EBITDA	$33.63M	$4.38M	$27.19M	$23.30M	$13.04M	$10.00M	$15.23M	$8.04M	$5.82M	$8.18M	$8.39M	$4.69M
EBIT	$33.44M	$4.19M	$27.00M	$23.11M	$12.85M	$9.81M	$15.05M	$7.85M	$5.63M	$7.99M	$8.20M	$4.51M

* Some calculated fields are derived from available data when not provided by source

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News

Hingham reports October 16, 2026: Hingham Institution stock trades at 9.79 times earnings

Hingham Institution for Savings is scheduled to release its third-quarter earnings on October 16, 2026. As of October 15, 2026, the stock traded at EUR 262.00, marking a 2.60 percent increase on Nasdaq...

ad-hoc-news.de•Oct 15, 2026 6:54 PM ET10/15/26•Somewhat-Bullish

Hingham reports October 16, 2026: Hingham Institution stock trades at 9.79 times earnings

Hingham Institution for Savings (HIFS) is set to release its third-quarter earnings on October 16, 2026. The stock was trading at EUR 262.00 on October 15, 2026...

ad-hoc-news.de•Oct 15, 2026 5:12 PM ET10/15/26•Somewhat-Bullish

How (HIFS) Movements Inform Risk Allocation Models

This article analyzes Hingham Institution For Savings (NASDAQ: HIFS) using AI models, indicating a neutral short-term sentiment but potential mid-term weakness. It outlines three distinct trading strategies—Position...

Stock Traders Daily•Oct 12, 2026 4:22 AM ET10/12/26•Neutral

Hingham Institution unveiled online banking upgrade: what it means for Hingham Institution stock

Hingham Institution for Savings announced an online banking upgrade that went live on September 21, 2026, with the Zelle for Business service launching on October 8...

AD HOC NEWS•Oct 8, 2026 7:00 AM ET10/8/26•Neutral

Hingham Institution for Savings stock reports USD 4.82 quarterly EPS

Hingham Institution for Savings (HIFS) reported USD 4.82 adjusted earnings per share and USD 42.92 million in quarterly revenue as of September 30. The stock, last trading at USD 286.40...

AD HOC NEWS•Oct 6, 2026 11:25 PM ET10/6/26•Somewhat-Bullish

HIFS Valuation and Fair Value

P/E: 15.2x
Forward P/E: 10.6x
EV/EBITDA: 23.2x
PEG: 0.0x
P/B: 1.3x

See GNG's fair value

HIFS Profitability: Margins, ROIC and FCF

Gross margin: 48.8%
Operating margin: 80.6%
Net margin: 55.5%
ROIC: 3.5%
ROE: 13.9%
FCF margin: 14.4%

HIFS Competitors

Company	Ticker
Bar Harbor Bankshares Inc	BHB
Tiptree Inc	TIPT
Northfield Bancorp Inc	NFBK
New Mountain Finance Corporation	NMFC
Gladstone Investment Corporation	GAIN
SLR Investment Corp	SLRC
HIVE Digital Technologies Ltd	HIVE
Forge Global Holdings Inc	FRGE

Sector: Financial Services

HIFS Bull Case vs Bear Case

Bull case

HIFS has a 55.5% net profit margin.
HIFS beat EPS estimates in 85.7% of its last 7 reported quarters.
HIFS grew quarterly revenue 108.0% year over year.

Bear case

HIFS has a debt-to-equity ratio of 2.8x.

HIFS Earnings: Beat Rate and Next Report

Beat rate: 6 of 7 quarters (85.7%)
Average surprise: 5.4%

HIFS Dividend

Forward yield: 0.9%
Payout ratio: 10.7%
3Y DPS growth: -6.0%
5Y DPS growth: -6.3%
Pay months: Jan, May, Aug, Nov

HIFS dividend history

Frequently Asked Questions About HIFS

What is HIFS's current dividend yield?

Hingham Institution for Savings (HIFS) has a forward dividend yield of 0.86%.

Does HIFS pay dividends?

Yes, Hingham Institution for Savings pays dividends with a forward dividend yield of 0.86%.

What is HIFS's P/E ratio?

Hingham Institution for Savings has a price-to-earnings (P/E) ratio of 15.18.

What is HIFS's market cap?

Hingham Institution for Savings (HIFS) has a market capitalization of $629.51M with a current stock price of $293.95.

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Earnings

Dividends

Dividend Metrics

Growth

Key Metrics

Technical Indicators Dashboard

Moving Averages

MACD

ADX

Aroon & PSAR

Bollinger Bands

RSI (14-Day)

Momentum Oscillators

Volatility Measures

Volume Flow

Volume Metrics

Pivot Points

Advanced Oscillators

Financial Data

Related GNG Research

News

Hingham reports October 16, 2026: Hingham Institution stock trades at 9.79 times earnings

Hingham reports October 16, 2026: Hingham Institution stock trades at 9.79 times earnings

How (HIFS) Movements Inform Risk Allocation Models

Hingham Institution unveiled online banking upgrade: what it means for Hingham Institution stock

Hingham Institution for Savings stock reports USD 4.82 quarterly EPS

HIFS Valuation and Fair Value

HIFS Profitability: Margins, ROIC and FCF

HIFS Competitors

HIFS Bull Case vs Bear Case

Bull case

Bear case

HIFS Earnings: Beat Rate and Next Report

HIFS Dividend

Frequently Asked Questions About HIFS

Related stocks

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