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    W

    Western Union Co (WU)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $6.24
    +0.19 (+3.06%)

    Market Cap: $1.89B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    69%(27/39)
    Avg Surprise
    +4.36%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.35
    Range$0.32 - $0.38
    17 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.54-35.0%
    60d ago$0.35-0.7%
    30d ago$0.35-1.6%
    7d ago$0.35-1.2%
    Current$0.35
    Revenue Consensus
    $1.0B
    Range$991M - $1.1B
    12 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.12
    Range$0.06 - $0.17
    18 analysts
    Revenue Consensus
    $1.1B
    Range$945M - $1.2B
    15 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.12---
    Sep 26EST
    		-$0.35---
    Jun 26
    Reported Jul 30
    		$0.31$0.43-27.91%Miss-26.2%
    Mar 26
    Reported Apr 24
    		$0.25$0.39-35.90%Miss-39.0%
    Dec 25
    Reported Feb 20
    		$0.45$0.43+4.36%Beat+12.5%
    Sep 25
    Reported Oct 23
    		$0.47$0.43+9.30%Beat+2.2%
    Jun 25
    Reported Jul 28
    		$0.42$0.44-4.55%Miss-4.5%
    Mar 25
    Reported Apr 23
    		$0.41$0.41+0.00%Beat-8.9%
    Dec 24
    Reported Feb 4
    		$0.40$0.42-4.76%Miss+8.1%
    Sep 24
    Reported Oct 23
    		$0.46$0.44+4.55%Beat+7.0%
    Jun 24
    Reported Jul 30
    		$0.44$0.45-2.22%Miss-13.7%
    Mar 24
    Reported Apr 24
    		$0.45$0.41+9.76%Beat+4.7%
    Dec 23
    Reported Feb 6
    		$0.37$0.37+0.00%Beat+15.6%
    Sep 23
    Reported Oct 25
    		$0.43$0.39+10.26%Beat+2.4%
    Jun 23
    Reported Jul 26
    		$0.51$0.39+30.77%Beat+0.0%
    Mar 23
    Reported May 2
    		$0.43$0.34+26.47%Beat-15.7%
    Dec 22
    Reported Feb 7
    		$0.32$0.35-8.57%Miss-50.0%
    Sep 22
    Reported Nov 1
    		$0.42$0.42+0.00%Beat-33.3%
    Jun 22
    Reported Aug 3
    		$0.51$0.41+24.39%Beat+6.3%
    Mar 22
    Reported Apr 28
    		$0.51$0.43+18.60%Beat+15.9%
    Dec 21
    Reported Feb 10
    		$0.64$0.52+23.08%Beat+42.2%
    Sep 21
    Reported Nov 2
    		$0.63$0.58+8.62%Beat+10.5%
    Jun 21
    Reported Aug 4
    		$0.48$0.47+2.13%Beat+17.1%
    Mar 21
    Reported May 4
    		$0.44$0.44+0.00%Beat+0.0%
    Dec 20
    Reported Feb 10
    		$0.45$0.42+7.14%Beat+18.4%
    Sep 20
    Reported Oct 29
    		$0.57$0.46+23.91%Beat+16.3%
    Jun 20
    Reported Aug 4
    		$0.41$0.35+17.14%Beat-8.9%
    Mar 20
    Reported May 5
    		$0.44$0.42+4.76%Beat+12.8%
    Dec 19
    Reported Feb 11
    		$0.38$0.43-11.63%Miss-22.4%
    Sep 19
    Reported Oct 31
    		$0.49$0.46+6.52%Beat-5.8%
    Jun 19
    Reported Aug 1
    		$0.45$0.46-2.17%Miss-2.2%
    Mar 19
    Reported May 7
    		$0.39$0.43-9.30%Miss-13.3%
    Dec 18
    Reported Feb 7
    		$0.49$0.49+0.00%Beat+19.5%
    Sep 18
    Reported Nov 1
    		$0.52$0.48+8.33%Beat-1.9%
    Jun 18
    Reported Aug 2
    		$0.46$0.47-2.13%Miss-8.0%
    Mar 18
    Reported May 1
    		$0.45$0.42+7.14%Beat+28.6%
    Dec 17
    Reported Feb 13
    		$0.41$0.44-6.82%Miss-12.8%
    Sep 17
    Reported Nov 2
    		$0.53$0.45+17.78%Beat-
    Jun 17
    Reported Aug 3
    		$0.50$0.41+21.95%Beat-
    Mar 17
    Reported May 2
    		$0.35$0.39-10.26%Miss-
    Dec 16
    Reported Feb 9
    		$0.47$0.43+9.30%Beat-

    Dividends

    Dividend Metrics

    Forward Yield15.08%
    Forward Annual Dividend$0.94
    Payout Ratio48.23%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+0.00%
    5Y CAGR+0.87%
    WU dividend history and ex-dividend datesRun WU in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio4.21EV/EBITDA5.55x
    Price/FCF4.07xFCF Yield24.56%
    Profitability
    Profit Margin9.80%Operating Margin13.00%
    ROE44.00%ROIC10.70%
    Financial Health
    Debt/Equity2.95xInterest Coverage3.30x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.55Avg Volume9.10M
    52-Week High$9.4452-Week Low$5.87

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$6.13
    SMA 20$6.11
    SMA 50$6.58
    SMA 200$7.90
    EMA 10$6.14
    EMA 20$6.21
    EMA 50$6.54
    EMA 200$7.46

    MACD

    Line: -0.13Signal: -0.17Hist: 0.04

    ADX

    ADX: 32.4+DI: 18.7-DI: 21.1

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down56.0
    PSAR$5.92

    Bollinger Bands

    Upper Band$6.31
    Lower Band$5.91
    %B Position654%(Upper)
    Band Width0.81

    RSI (14-Day)

    Neutral
    47.9

    Momentum Oscillators

    Stoch %K55.0
    Stoch %D50.5
    Williams %R-22.3
    ROC (10d)3.6%
    Momentum0.21
    CCI (20d)93.6
    MFI (14d)45.8

    Volatility Measures

    ATR (14d)$0.22(3.5%)
    StdDev (20d)0.10
    Hist Vol34.5%(Moderate)

    Volume Flow

    VWAP$6.23
    OBV-392.5M
    AD Line-18.7B
    CMF (20d)-0.196

    Volume Metrics

    Avg Vol (20d)9.1M
    Vol Ratio0.8x
    VWMA (20d)$6.12

    Pivot Points

    R3$6.28
    R2$6.19
    R1$6.12
    Pivot Point$6.03
    S1$5.96
    S2$5.87
    S3$5.80

    Advanced Oscillators

    TSI-19.58
    Ultimate Osc50.9
    KST-85.48

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$973.70M$946.50M$971.70M$995.60M$989.40M$951.00M$1.03B$1.00B$1.04B$1.02B$1.00B$1.09B
    Cost of RevenueN/A$654.90M$729.40M$643.20M$642.80M$619.20M$661.70M$653.60M$663.90M$641.30M$656.10M$687.20M
    Gross ProfitN/A$327.80M$276.60M$389.40M$383.30M$364.40M$396.50M$382.40M$402.50M$407.80M$396.20M$410.60M
    Operating Expenses$881.10M$859.70M$823.10M$830.70M$833.40M$806.20M$880.10M$871.10M$875.70M$857.00M$893.00M$886.90M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$123.00M$196.70M$201.90M$192.70M$177.40M$178.10M$164.90M$190.70M$192.10M$159.30M$210.90M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$39.50M$36.20M$36.70M$37.00M$36.70M$32.60M$30.40M$32.20M$31.10M$26.10M$51.30M$27.00M
    Income Before Tax$95.40M$90.10M$151.10M$167.60M$159.70M$147.30M$147.70M$135.70M$165.20M$170.00M$144.10M$204.30M
    Income Tax Expense$18.70M$25.40M$36.70M$28.00M$37.60M$23.80M$-238,000,000$-129,100,000$24.20M$27.30M$17.10M$33.30M
    Net Income$76.70M$64.70M$114.40M$139.60M$122.10M$123.50M$385.70M$264.80M$141.00M$142.70M$127.00M$171.00M
    EBITDA$141.90M$133.50M$190.60M$206.20M$196.20M$186.70M$191.10M$175.70M$205.70M$212.60M$153.10M$247.90M
    EBIT$92.60M$86.80M$148.60M$164.90M$156.00M$144.80M$147.70M$132.70M$159.60M$166.00M$108.00M$201.90M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Western Union and dLocal Open Wallet Payouts in Cameroon

    Western Union has partnered with dLocal to enable direct remittances to mobile wallets in Africa, starting with Cameroon. This collaboration aims to modernize remittance delivery in markets where mobile money is...

    FinanceX Magazine•10/15/26•Somewhat-Bullish

    dLocal And Western Union Expand Their Partnership To Cover Remittance Payouts In Africa.

    dLocal and Western Union have expanded their partnership to include remittance payouts in Africa, starting with Cameroon. This collaboration aims to provide a faster and more reliable way for recipients to receive money...

    TRIPURA STAR NEWS•10/15/26•Neutral

    JPMorgan cuts target for Western Union stock to USD 7

    JPMorgan has lowered its price target for Western Union (WU) stock from USD 8 to USD 7, maintaining an Underweight rating...

    ad-hoc-news.de•10/15/26•Bearish

    What Investors Got Wrong About Western Union Before The Drop

    Western Union (NYSE: WU) experienced a significant 28.1% loss for investors in early 2026, prompting a re-evaluation of its future. The company's Q2 2026 results showed a drop in net income and narrowing net margins...

    Simply Wall Street•10/14/26•Bearish

    What Investors Got Wrong About Western Union Before The Drop

    Western Union (NYSE: WU) experienced a 28.1% loss for investors in 2026 due to mixed narratives about its future...

    Simply Wall Street•10/14/26•Somewhat-Bearish

    WU Valuation and Fair Value

    P/E
    4.2x
    Forward P/E
    3.9x
    EV/EBITDA
    5.5x
    P/FCF
    4.1x
    PEG
    10.2x
    P/B
    2.1x
    See GNG's fair value

    WU Profitability: Margins, ROIC and FCF

    Operating margin
    13.0%
    Net margin
    9.8%
    ROIC
    10.7%
    ROE
    44.0%
    FCF margin
    12.3%
    FCF yield
    24.6%

    WU Competitors

    CompanyTicker
    PB Bankshares IncPBBK
    Patria Investments LtdPAX
    Pinnacle Financial Partners IncPNFPP
    Zhong Yang Financial Group Limited Ordinary SharesTOP
    eToro Group Ltd.ETOR
    Horace Mann Educators CorporationHMN
    City Holding CompanyCHCO
    German American Bancorp IncGABC

    Sector: Financial Services

    WU Analyst Ratings

    Consensus
    Hold
    Analysts
    18
    Strong Buy
    1
    Buy
    0
    Hold
    10
    Sell
    5
    Strong Sell
    2

    WU Bull Case vs Bear Case

    Bear case

    • WU beat EPS estimates in 37.5% of its last 8 reported quarters.
    • WU's quarterly revenue changed -1.3% year over year.
    • WU has a debt-to-equity ratio of 2.9x.

    WU Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -6.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.35
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    WU Dividend

    Forward yield
    15.1%
    Payout ratio
    48.2%
    3Y DPS growth
    0.0%
    5Y DPS growth
    0.9%
    Pay months
    Mar, Jun, Sep, Dec
    WU dividend history

    Frequently Asked Questions About WU

    What is WU's current dividend yield?

    Western Union Co (WU) has a forward dividend yield of 15.08%.

    Does WU pay dividends?

    Yes, Western Union Co pays dividends with a forward dividend yield of 15.08%.

    What is WU's P/E ratio?

    Western Union Co has a price-to-earnings (P/E) ratio of 4.21.

    What is WU's market cap?

    Western Union Co (WU) has a market capitalization of $1.89B with a current stock price of $6.24.

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