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    EZCORP Inc (EZPW)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $33.13
    +0.41 (+1.25%)

    Market Cap: $2.03B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(33/39)
    Avg Surprise
    +53.19%
    Streak
    20 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.79
    Range$0.76 - $0.85
    4 analysts
    Revenue Consensus
    $488M
    Range$482M - $500M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.62
    Range$0.57 - $0.68
    4 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.61+2.5%
    60d ago$0.61+2.5%
    30d ago$0.60+3.1%
    7d ago$0.60+3.1%
    Current$0.62
    Revenue Consensus
    $460M
    Range$449M - $478M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.62---
    Sep 26EST
    -$0.79---
    Jun 26
    Reported Aug 5
    $0.47$0.39+20.51%Beat+42.4%
    Mar 26
    Reported May 6
    $0.58$0.41+41.46%Beat+70.6%
    Dec 25
    Reported Feb 4
    $0.55$0.43+27.91%Beat+31.0%
    Sep 25
    Reported Nov 13
    $0.34$0.30+13.33%Beat+30.8%
    Jun 25
    Reported Jul 30
    $0.33$0.25+32.00%Beat+43.5%
    Mar 25
    Reported Apr 28
    $0.34$0.31+9.68%Beat+21.4%
    Dec 24
    Reported Feb 5
    $0.42$0.37+13.51%Beat+16.7%
    Sep 24
    Reported Nov 13
    $0.26$0.26+0.00%Beat+13.0%
    Jun 24
    Reported Jul 31
    $0.23$0.22+4.55%Beat+15.0%
    Mar 24
    Reported May 1
    $0.28$0.26+7.69%Beat+21.7%
    Dec 23
    Reported Jan 31
    $0.36$0.28+28.57%Beat+28.6%
    Sep 23
    Reported Nov 15
    $0.23$0.19+21.05%Beat+53.3%
    Jun 23
    Reported Aug 2
    $0.20$0.16+25.00%Beat+25.0%
    Mar 23
    Reported May 3
    $0.23$0.15+53.33%Beat+4.5%
    Dec 22
    Reported Feb 1
    $0.28$0.24+16.67%Beat+27.3%
    Sep 22
    Reported Nov 16
    $0.15$0.12+25.00%Beat+36.4%
    Jun 22
    Reported Aug 3
    $0.16$0.05+220.00%Beat+633.3%
    Mar 22
    Reported May 4
    $0.22$0.14+57.14%Beat+29.4%
    Dec 21
    Reported Feb 2
    $0.22$0.19+15.79%Beat+69.2%
    Sep 21
    Reported Nov 17
    $0.11$-0.03+466.67%Beat+57.1%
    Jun 21
    Reported Aug 4
    $-0.03$-0.02-50.00%Miss-200.0%
    Mar 21
    Reported May 5
    $0.17$-0.07+342.86%Beat+0.0%
    Dec 20
    Reported Feb 3
    $0.13$-0.04+425.00%Beat-18.8%
    Sep 20
    Reported Dec 14
    $0.07$-0.08+187.50%Beat-63.2%
    Jun 20
    Reported Aug 4
    $-0.01N/A-110.00%Miss-105.6%
    Mar 20
    Reported May 11
    $0.17$0.17+0.00%Beat-22.7%
    Dec 19
    Reported Feb 3
    $0.16$0.22-27.27%Miss-48.4%
    Sep 19
    Reported Dec 5
    $0.19$0.19+0.00%Beat-9.5%
    Jun 19
    Reported Jul 31
    $0.18$0.17+5.88%Beat+28.6%
    Mar 19
    Reported May 8
    $0.22$0.23-4.35%Miss+4.8%
    Dec 18
    Reported Jan 30
    $0.31$0.22+40.91%Beat+34.8%
    Sep 18
    Reported Nov 14
    $0.21$0.16+31.25%Beat-12.5%
    Jun 18
    Reported Aug 1
    $0.14$0.16-12.50%Miss+40.0%
    Mar 18
    Reported May 2
    $0.21$0.19+10.53%Beat+40.0%
    Dec 17
    Reported Jan 31
    $0.23$0.19+21.05%Beat+53.3%
    Sep 17
    Reported Nov 15
    $0.24$0.11+118.18%Beat-
    Jun 17
    Reported Jul 31
    $0.10$0.10+0.00%Beat-
    Mar 17
    Reported May 3
    $0.15$0.14+7.14%Beat-
    Dec 16
    Reported Feb 2
    $0.15$0.17-11.76%Miss-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%
    No dividend payments in the selected period.

    Key Metrics

    Valuation
    P/E Ratio17.08EV/EBITDA8.59x
    Price/FCF14.74xFCF Yield6.79%
    Profitability
    Profit Margin9.99%Operating Margin13.10%
    ROE14.70%ROIC9.92%
    Financial Health
    Debt/Equity0.45xInterest Coverage6.77x
    Current Ratio4.81xQuick Ratio3.45x
    Trading Statistics
    Beta0.71Avg Volume688.84K
    52-Week High$37.1352-Week Low$16.50

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$31.67
    SMA 20$31.03
    SMA 50$31.16
    SMA 200$29.08
    EMA 10$32.00
    EMA 20$31.58
    EMA 50$31.39
    EMA 200$28.67

    MACD

    Line: 0.36Signal: 0.03Hist: 0.33

    ADX

    ADX: 14.0+DI: 23.5-DI: 19.4

    Aroon & PSAR

    Aroon Up88.0
    Aroon Down60.0
    PSAR$30.08

    Bollinger Bands

    Upper Band$33.18
    Lower Band$28.88
    %B Position1386%(Upper)
    Band Width0.99

    RSI (14-Day)

    Neutral
    61.8

    Momentum Oscillators

    Stoch %K91.7
    Stoch %D89.2
    Williams %R-4.4
    ROC (10d)10.2%
    Momentum3.07
    CCI (20d)163.2
    MFI (14d)58.1

    Volatility Measures

    ATR (14d)$1.16(3.5%)
    StdDev (20d)1.08
    Hist Vol28.4%(Moderate)

    Volume Flow

    VWAP$32.84
    OBV6.5M
    AD Line-6.8M
    CMF (20d)0.035

    Volume Metrics

    Avg Vol (20d)673.5K
    Vol Ratio0.8x
    VWMA (20d)$31.07

    Pivot Points

    R3$34.57
    R2$33.82
    R1$33.27
    Pivot Point$32.52
    S1$31.97
    S2$31.22
    S3$30.67

    Advanced Oscillators

    TSI8.68
    Ultimate Osc65.5
    KST0.80

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$418.75M$446.88M$382.02M$336.81M$310.98M$306.32M$320.17M$294.55M$281.42M$285.64M$299.99M$270.48M
    Cost of Revenue$172.56M$186.84M$159.05M$138.24M$127.34M$127.86M$134.77M$119.17M$114.69M$118.05M$127.42M$111.11M
    Gross Profit$246.19M$260.04M$222.97M$198.57M$183.64M$178.45M$185.40M$175.38M$166.73M$167.59M$172.57M$159.37M
    Operating Expenses$191.37M$192.19M$162.36M$161.59M$147.64M$144.20M$143.46M$149.37M$144.57M$140.31M$135.49M$142.81M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$181.69M$182.61M$153.51M$152.42M$140.90M$136.17M$135.12M$140.27M$136.40M$132.85M$127.10M$130.14M
    Operating Income$54.82M$67.84M$60.61M$36.98M$35.99M$34.25M$41.94M$26.01M$22.15M$27.29M$37.08M$16.56M
    Interest Income$4.68M$3.75M$6.64M$7.28M$6.64M$3.38M$3.57M$2.70M$4.19M$4.60M$3.79M$3.26M
    Interest Expense$8.35M$8.35M$8.17M$8.14M$8.46M$3.28M$3.15M$3.20M$3.54M$3.40M$3.44M$3.46M
    Income Before Tax$52.01M$65.49M$59.17M$36.26M$34.71M$34.41M$41.38M$26.25M$23.00M$28.65M$37.70M$13.13M
    Income Tax Expense$13.52M$15.90M$14.87M$9.56M$8.21M$9.02M$10.37M$11.06M$5.05M$7.17M$9.23M$2.87M
    Net Income$38.49M$49.58M$44.30M$26.70M$26.50M$25.39M$31.02M$15.20M$17.95M$21.48M$28.47M$10.25M
    EBITDA$65.83M$80.12M$69.94M$45.79M$45.05M$42.68M$49.68M$35.28M$30.91M$36.06M$46.34M$21.91M
    EBIT$55.68M$70.09M$60.70M$37.12M$36.53M$34.31M$40.96M$26.76M$22.34M$27.45M$37.35M$13.33M
    * Some calculated fields are derived from available data when not provided by source

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    EZPW Valuation and Fair Value

    P/E
    17.1x
    Forward P/E
    13.7x
    EV/EBITDA
    8.6x
    P/FCF
    14.7x
    PEG
    0.3x
    P/B
    1.8x
    See GNG's fair value

    EZPW Profitability: Margins, ROIC and FCF

    Gross margin
    58.6%
    Operating margin
    13.1%
    Net margin
    10.0%
    ROIC
    9.9%
    ROE
    14.7%
    FCF margin
    8.7%
    FCF yield
    6.8%

    EZPW Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    1
    Buy
    3
    Hold
    1
    Sell
    0
    Strong Sell
    0

    EZPW Bull Case vs Bear Case

    Bull case

    • EZPW beat EPS estimates in 87.5% of its last 8 reported quarters.
    • EZPW grew quarterly revenue 34.7% year over year.
    • 80.0% of EZPW's analyst ratings are Buy or Strong Buy.

    EZPW Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    19.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.79

    EZPW Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%

    Frequently Asked Questions About EZPW

    Does EZPW pay dividends?

    EZCORP Inc (EZPW) has a dividend payment track record. See the EZPW dividend history page for its current payment status, TTM yield, and recorded payments.

    What is EZPW's P/E ratio?

    EZCORP Inc has a price-to-earnings (P/E) ratio of 17.08.

    What is EZPW's market cap?

    EZCORP Inc (EZPW) has a market capitalization of $2.03B with a current stock price of $33.13.

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