W

    WaFd, Inc. (WAFD)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $35.76
    -0.33 (-0.91%)

    Market Cap: $2.65B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    68%(27/40)
    Avg Surprise
    +4.65%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.91
    Range$0.87 - $0.93
    4 analysts
    Revenue Consensus
    $208M
    Range$207M - $209M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.84
    Range$0.79 - $0.88
    4 analysts
    EPS Revisions
    2
    0
    7d
    2
    2
    30d
    EPS Estimate Drift
    90d ago$0.84+0.6%
    60d ago$0.84+0.6%
    30d ago$0.84+0.6%
    7d ago$0.85+1.2%
    Current$0.84
    Revenue Consensus
    $204M
    Range$202M - $206M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.84---
    Sep 26EST
    -$0.91---
    Jun 26
    Reported Jul 16
    $0.81$0.82-1.22%Miss+11.0%
    Mar 26
    Reported Apr 16
    $0.82$0.75+9.33%Beat+26.2%
    Dec 25
    Reported Jan 15
    $0.75$0.76-1.32%Miss+21.0%
    Sep 25
    Reported Oct 16
    $0.72$0.77-6.49%Miss+4.3%
    Jun 25
    Reported Jul 17
    $0.73$0.68+7.35%Beat-3.9%
    Mar 25
    Reported Apr 11
    $0.65$0.59+10.17%Beat-11.0%
    Dec 24
    Reported Jan 16
    $0.62$0.63-1.59%Miss-26.2%
    Sep 24
    Reported Oct 17
    $0.69$0.69+0.00%Beat-6.8%
    Jun 24
    Reported Jul 16
    $0.76$0.59+28.81%Beat-14.6%
    Mar 24
    Reported Apr 22
    $0.73$0.49+48.98%Beat-24.0%
    Dec 23
    Reported Jan 16
    $0.84$0.75+12.00%Beat-27.6%
    Sep 23
    Reported Oct 17
    $0.74$0.90-17.78%Miss-30.8%
    Jun 23
    Reported Jul 14
    $0.89$0.94-5.32%Miss-2.2%
    Mar 23
    Reported Apr 13
    $0.96$1.07-10.28%Miss+37.1%
    Dec 22
    Reported Jan 12
    $1.16$1.09+6.42%Beat+63.4%
    Sep 22
    Reported Nov 18
    $1.07$0.91+17.58%Beat+48.6%
    Jun 22
    Reported Jul 13
    $0.91$0.78+16.67%Beat+49.2%
    Mar 22
    Reported Apr 13
    $0.70$0.70+0.00%Beat+66.7%
    Dec 21
    Reported Jan 13
    $0.71$0.70+1.43%Beat+36.5%
    Sep 21
    Reported Nov 19
    $0.72$0.63+14.29%Beat+60.0%
    Jun 21
    Reported Jul 13
    $0.61$0.51+19.61%Beat+32.6%
    Mar 21
    Reported Apr 13
    $0.42$0.49-14.29%Miss+23.5%
    Dec 20
    Reported Jan 14
    $0.52$0.42+23.81%Beat+0.0%
    Sep 20
    Reported Nov 23
    $0.45$0.42+7.14%Beat-27.4%
    Jun 20
    Reported Jul 22
    $0.46$0.38+21.05%Beat-32.4%
    Mar 20
    Reported Apr 21
    $0.34$0.52-34.62%Miss-46.9%
    Dec 19
    Reported Jan 14
    $0.52$0.59-11.86%Miss-11.9%
    Sep 19
    Reported Nov 20
    $0.62$0.65-4.62%Miss+0.0%
    Jun 19
    Reported Jul 16
    $0.68$0.64+6.25%Beat+11.5%
    Mar 19
    Reported Apr 15
    $0.64$0.61+4.92%Beat+12.3%
    Dec 18
    Reported Jan 14
    $0.59$0.61-3.28%Miss+3.5%
    Sep 18
    Reported Oct 16
    $0.62$0.62+0.00%Beat+19.2%
    Jun 18
    Reported Jul 18
    $0.61$0.59+3.39%Beat+24.5%
    Mar 18
    Reported Apr 11
    $0.57$0.59-3.39%Miss+21.3%
    Dec 17
    Reported Jan 17
    $0.57$0.51+11.76%Beat+23.9%
    Sep 17
    Reported Oct 18
    $0.52$0.49+6.12%Beat+6.1%
    Jun 17
    Reported Jul 18
    $0.49$0.47+4.26%Beat-
    Mar 17
    Reported Apr 13
    $0.47$0.45+4.44%Beat-
    Dec 16
    Reported Jan 17
    $0.46$0.45+2.22%Beat-
    Sep 16
    Reported Oct 19
    $0.49$0.43+13.95%Beat-

    Dividends

    Dividend Metrics

    Yield3.02%
    Annual/Share$1.08
    Payout Ratio31.12%
    Frequency4
    Pay MonthsFeb, Jun, Sep, Dec

    Growth

    3Y CAGR+4.00%
    5Y CAGR+4.18%
    View WAFD's full dividend history

    Key Metrics

    Valuation
    P/E Ratio11.54EV/EBITDAN/A
    Price/FCF11.64xFCF Yield8.59%
    Profitability
    Profit Margin33.70%Operating Margin46.10%
    ROE8.50%ROIC4.05%
    Financial Health
    Debt/Equity1.10xInterest Coverage0.54x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.83Avg Volume473.41K
    52-Week High$39.1952-Week Low$25.48

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$36.31
    SMA 20$36.86
    SMA 50$37.11
    SMA 200$33.87
    EMA 10$36.32
    EMA 20$36.60
    EMA 50$36.59
    EMA 200$34.25

    MACD

    Line: -0.27Signal: -0.14Hist: -0.13

    ADX

    ADX: 19.8+DI: 14.3-DI: 27.6

    Aroon & PSAR

    Aroon Up60.0
    Aroon Down100.0
    PSAR$37.17

    Bollinger Bands

    Upper Band$38.14
    Lower Band$35.57
    %B Position697%(Upper)
    Band Width0.07

    RSI (14-Day)

    Neutral
    34.8

    Momentum Oscillators

    Stoch %K13.3
    Stoch %D13.2
    Williams %R-94.0
    ROC (10d)-4.6%
    Momentum-1.72
    CCI (20d)-124.6
    MFI (14d)25.5

    Volatility Measures

    ATR (14d)$0.61(1.7%)
    StdDev (20d)0.64
    Hist Vol12.6%(Low)

    Volume Flow

    VWAP$35.82
    OBV6.6M
    AD Line-272.8M
    CMF (20d)-0.853

    Volume Metrics

    Avg Vol (20d)467.8K
    Vol Ratio1.0x
    VWMA (20d)$36.94

    Pivot Points

    R3$36.82
    R2$36.60
    R1$36.34
    Pivot Point$36.13
    S1$35.87
    S2$35.65
    S3$35.40

    Advanced Oscillators

    TSI-13.94
    Ultimate Osc32.7
    KST-18.23

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$205.52M$197.38M$191.37M$188.30M$186.26M$179.79M$171.13M$188.69M$194.44M$171.99M$166.40M$178.03M
    Cost of RevenueN/A$151.16M$154.88M$159.63M$165.73M$177.92M$189.69M$201.28M$216.25M$176.23M$134.61M$144.51M
    Gross ProfitN/A$193.66M$188.02M$185.30M$184.26M$176.84M$171.56M$188.61M$192.82M$154.67M$168.23M$151.30M
    Operating Expenses$110.33M$109.86M$105.72M$106.99M$104.33M$104.83M$111.31M$107.94M$110.08M$133.71M$96.54M$92.18M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$83.81M$82.30M$77.62M$79.76M$72.01M$60.25M$80.67M$82.74M$20.96M$71.69M$59.12M
    Interest Income$332.13M$324.73M$322.50M$326.53M$331.71M$336.08M$345.12M$374.10M$391.94M$318.83M$286.85M$281.71M
    Interest Expense$150.79M$147.16M$151.38M$156.63M$163.73M$175.17M$189.69M$201.28M$214.75M$160.23M$134.61M$118.01M
    Income Before Tax$84.35M$83.81M$82.30M$77.62M$79.76M$72.01M$60.25M$80.67M$82.74M$20.96M$71.69M$59.12M
    Income Tax Expense$18.22M$18.26M$18.11M$17.03M$17.81M$15.76M$12.98M$19.53M$18.18M$5.07M$13.24M$8.91M
    Net Income$66.13M$65.55M$64.20M$60.60M$61.95M$56.25M$47.27M$61.14M$64.56M$15.89M$58.45M$50.21M
    EBITDA$90.23M$92.11M$80.58M$77.06M$66.42M$52.34M$104.17M$20.70M$71.29M$250.09M$47.77M$66.66M
    EBIT$84.18M$83.53M$82.14M$78.30M$79.93M$72.21M$59.82M$80.75M$82.86M$22.28M$69.86M$59.35M
    * Some calculated fields are derived from available data when not provided by source

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    Frequently Asked Questions About WAFD

    What is WAFD's current dividend yield?
    WaFd, Inc. (WAFD) has a current dividend yield of 3.02%.
    Does WAFD pay dividends?
    Yes, WaFd, Inc. pays dividends with a current yield of 3.02%.
    What is WAFD's P/E ratio?
    WaFd, Inc. has a price-to-earnings (P/E) ratio of 11.54.
    What is WAFD's market cap?
    WaFd, Inc. (WAFD) has a market capitalization of $2.65B with a current stock price of $35.76.

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