WaFd, Inc. (WAFD)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$29.43

-0.06 (-0.20%)

Market Cap: $2.18B

Last updated: Nov 06, 2026 at 4:10 PM ET

Earnings

Performance (10Y)

Beat Rate

68%(27/40)

Avg Surprise

+4.33%

Streak

1 Q

Upcoming Estimates

Period ending Dec 31, 2026

EPS Consensus$0.79

Range$0.71 - $0.91

4 analysts

EPS RevisionsNo revisions (7d)

30d

EPS Estimate DriftChange to current

90d ago$0.84-6.0%

60d ago$0.84-6.0%

30d ago$0.84-5.7%

7d ago$0.83-5.4%

Current$0.79

Revenue Consensus

$204M

Range$200M - $209M

4 analysts

Period ending Mar 31, 2027

EPS Consensus$0.83

Range$0.81 - $0.85

2 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$0.81+1.8%

60d ago$0.81+1.8%

30d ago$0.86-4.0%

7d ago$0.85-2.4%

Current$0.83

Revenue Consensus

$532M

Range$521M - $544M

2 analysts

Last 12 of 40 reported quarters and 2 upcoming estimates

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Mar 31, 2027Mar 27EST	-	$0.83	$0.81 - $0.85	-	-	2	2 0 30d	-
Dec 31, 2026Dec 26EST	-	$0.79	$0.71 - $0.91	-	-	4	0 1 30d	-
Sep 30, 2026Sep 26 Reported Oct 15, 2026Reported Oct 15	$0.85	$0.84	$0.81 - $0.87	+1.19%	Beat	4	2 2 30d	+18.1%
Jun 30, 2026Jun 26 Reported Jul 16, 2026Reported Jul 16	$0.81	$0.82	$0.78 - $0.86	-1.22%	Miss	4	4 0 30d	+11.0%
Mar 31, 2026Mar 26 Reported Apr 16, 2026Reported Apr 16	$0.82	$0.75	$0.74 - $0.76	+9.33%	Beat	4	4 0 30d	+26.2%
Dec 31, 2025Dec 25 Reported Jan 15, 2026Reported Jan 15	$0.75	$0.76	$0.72 - $0.78	-1.32%	Miss	4	1 3 30d	+21.0%
Sep 30, 2025Sep 25 Reported Oct 16, 2025Reported Oct 16	$0.72	$0.77	$0.73 - $0.79	-6.49%	Miss	4	2 0 30d	+4.3%
Jun 30, 2025Jun 25 Reported Jul 17, 2025Reported Jul 17	$0.73	$0.68	$0.67 - $0.68	+7.35%	Beat	4	3 0 30d	-3.9%
Mar 31, 2025Mar 25 Reported Apr 11, 2025Reported Apr 11	$0.65	$0.59	$0.50 - $0.63	+10.17%	Beat	4	0 2 30d	-11.0%
Dec 31, 2024Dec 24 Reported Jan 16, 2025Reported Jan 16	$0.62	$0.63	$0.52 - $0.71	-1.59%	Miss	4	0 1 30d	-26.2%
Sep 30, 2024Sep 24 Reported Oct 17, 2024Reported Oct 17	$0.69	$0.69	$0.62 - $0.82	+0.00%	Beat	4	0 1 30d	-6.8%
Jun 30, 2024Jun 24 Reported Jul 16, 2024Reported Jul 16	$0.76	$0.59	$0.51 - $0.60	+28.81%	Beat	4	0 2 30d	-14.6%
Mar 31, 2024Mar 24 Reported Apr 22, 2024Reported Apr 22	$0.73	$0.49	$0.27 - $0.67	+48.98%	Beat	4	No revisions (30d)	-24.0%
Dec 31, 2023Dec 23 Reported Jan 16, 2024Reported Jan 16	$0.84	$0.75	$0.60 - $0.86	+12.00%	Beat	4	0 1 30d	-27.6%

Dividends

Last ex-dividend: Aug 21, 2026

Dividend Metrics

Forward Yield3.67%

Forward Annual Dividend$1.08

Payout Ratio31.12%

FrequencyQuarterly

Pay MonthsFeb, Jun, Sep, Dec

Growth

3Y CAGR+4.00%

5Y CAGR+4.18%

WAFD dividend history and ex-dividend dates Run WAFD in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	9.11	EV/EBITDA	14.16x
Price/FCF	9.58x	FCF Yield	10.44%
Profitability
Profit Margin	33.00%	Operating Margin	42.60%
ROE	8.47%	ROIC	4.05%
Financial Health
Debt/Equity	1.10x	Interest Coverage	0.54x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.88	Avg Volume	845.34K
52-Week High	$39.19	52-Week Low	$28.10

Technical Indicators Dashboard

Moving Averages

SMA 10$29.63

SMA 20$29.35

SMA 50$31.20

SMA 200$33.64

EMA 10$29.60

EMA 20$29.72

EMA 50$31.11

EMA 200$32.90

MACD

Line: -0.35Signal: -0.55Hist: 0.20

ADX

ADX: 23.6+DI: 21.5-DI: 23.8

Aroon & PSAR

Aroon Up92.0

Aroon Down48.0

PSAR$28.96

Bollinger Bands

Upper Band$30.33

Lower Band$28.36

%B Position671%(Upper)

Band Width0.54

RSI (14-Day)

Neutral

44.3

Momentum Oscillators

Stoch %K52.6

Stoch %D64.7

Williams %R-55.8

ROC (10d)-0.1%

Momentum-0.04

CCI (20d)2.0

MFI (14d)43.3

Volatility Measures

ATR (14d)$0.81(2.7%)

StdDev (20d)0.49

Hist Vol26.6%(Moderate)

Volume Flow

VWAP$29.40

OBV-8.0M

AD Line-241.4M

CMF (20d)-0.171

Volume Metrics

Avg Vol (20d)839.3K

Vol Ratio0.7x

VWMA (20d)$29.29

Pivot Points

R3$32.37

R2$31.68

R1$30.58

Pivot Point$29.89

S1$28.79

S2$28.10

S3$27.00

Advanced Oscillators

TSI-13.58

Ultimate Osc42.6

KST-43.31

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$205.52M	$197.38M	$191.37M	$188.30M	$186.26M	$179.79M	$171.13M	$188.69M	$194.44M	$171.99M	$166.40M	$178.03M
Cost of Revenue	N/A	$151.16M	$154.88M	$159.63M	$165.73M	$177.92M	$189.69M	$201.28M	$216.25M	$176.23M	$134.61M	$144.51M
Gross Profit	N/A	$193.66M	$188.02M	$185.30M	$184.26M	$176.84M	$171.56M	$188.61M	$192.82M	$154.67M	$168.23M	$151.30M

Operating Expenses	$110.33M	$109.86M	$105.72M	$106.99M	$104.33M	$104.83M	$111.31M	$107.94M	$110.08M	$133.71M	$96.54M	$92.18M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$83.81M	$82.30M	$77.62M	$79.76M	$72.01M	$60.25M	$80.67M	$82.74M	$20.96M	$71.69M	$59.12M

Interest Income	$332.13M	$324.73M	$322.50M	$326.53M	$331.71M	$336.08M	$345.12M	$374.10M	$391.94M	$318.83M	$286.85M	$281.71M
Interest Expense	$150.79M	$147.16M	$151.38M	$156.63M	$163.73M	$175.17M	$189.69M	$201.28M	$214.75M	$160.23M	$134.61M	$118.01M
Income Before Tax	$84.35M	$83.81M	$82.30M	$77.62M	$79.76M	$72.01M	$60.25M	$80.67M	$82.74M	$20.96M	$71.69M	$59.12M
Income Tax Expense	$18.22M	$18.26M	$18.11M	$17.03M	$17.81M	$15.76M	$12.98M	$19.53M	$18.18M	$5.07M	$13.24M	$8.91M

Net Income	$66.13M	$65.55M	$64.20M	$60.60M	$61.95M	$56.25M	$47.27M	$61.14M	$64.56M	$15.89M	$58.45M	$50.21M

EBITDA	$90.23M	$92.11M	$80.58M	$77.06M	$66.42M	$52.34M	$104.17M	$20.70M	$71.29M	$250.09M	$47.77M	$66.66M
EBIT	$84.18M	$83.53M	$82.14M	$78.30M	$79.93M	$72.21M	$59.82M	$80.75M	$82.86M	$22.28M	$69.86M	$59.35M

* Some calculated fields are derived from available data when not provided by source

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News

85,120 WaFd, Inc. $WAFD Shares Acquired by ProShare Advisors LLC

ProShare Advisors LLC significantly increased its holdings in WaFd, Inc. by 44.1% during the third quarter, acquiring an additional 85,120 shares and bringing its total stake to 278,026 shares valued at approximately...

MarketBeat•Nov 5, 2026 5:12 AM ET11/5/26•Somewhat-Bullish

WaFd, Inc. (WAFD) Stock Forecasts

This article provides an Argus research report on WaFd Inc. (WAFD), a financial services company offering lending, depository, insurance, and banking services. The report, dated November 4, 2026...

Yahoo! Finance Canada•Nov 4, 2026 5:41 PM ET11/4/26•Neutral

Form DEFM14A WAFD INC

This article announces the filing of Form DEFM14A for WAFD INC on November 4, 2026, at 8:26 AM EST. It appears to be a standard notification of an SEC filing by StreetInsider.com...

StreetInsider•Nov 4, 2026 3:26 AM ET11/4/26•Neutral

WaFd Requests Shareholder Approval for Stock Issuance in EverBank Merger

WaFd, Inc. has filed a definitive proxy statement seeking shareholder approval for the issuance of common stock as part of its planned merger with EverBank Financial Corp. The merger will result in EverBank becoming part...

Kalkine Media•Nov 4, 2026 12:32 AM ET11/4/26•Somewhat-Bullish

Form 4 WaFd Inc: Ryan Mauer (EVP & Chief Credit Officer) For: 31 October By Investing.com

This article reports on a Form 4 filing for WaFd Inc., detailing an insider transaction by Ryan Mauer, Executive Vice President and Chief Credit Officer...

Investing.com India•Nov 3, 2026 8:13 PM ET11/3/26•Neutral

WAFD Valuation and Fair Value

P/E: 9.1x
Forward P/E: 13.6x
EV/EBITDA: 14.2x
P/FCF: 9.6x
PEG: 1.9x
P/B: 0.8x

See GNG's fair value

WAFD Profitability: Margins, ROIC and FCF

Operating margin: 42.6%
Net margin: 33.0%
ROIC: 4.0%
ROE: 8.5%
FCF yield: 10.4%

WAFD Competitors

Company	Ticker
Western Union Co	WU
Horace Mann Educators Corporation	HMN
Upstart Holdings Inc	UPST
Federal Agricultural Mortgage Corporation	AGM
Bank of N.T. Butterfield & Son Ltd	NTB
OFG Bancorp	OFG
BBVA Banco Frances SA ADR	BBAR
1st Source Corporation	SRCE

Sector: Financial Services

WAFD Analyst Ratings

Consensus: Hold
Analysts: 4
Strong Buy: 0
Buy: 0
Hold: 4
Sell: 0
Strong Sell: 0

WAFD Bull Case vs Bear Case

Bull case

WAFD has a 33.0% net profit margin.

WAFD Earnings: Beat Rate and Next Report

Beat rate: 4 of 8 quarters (50.0%)
Average surprise: 2.2%
EPS estimate (fiscal period ending Dec 31, 2026): $0.79
Estimate revisions (30 days, fiscal period ending Dec 31, 2026): 0 up, 1 down

WAFD Dividend

Forward yield: 3.7%
Payout ratio: 31.1%
3Y DPS growth: 4.0%
5Y DPS growth: 4.2%
Pay months: Feb, Jun, Sep, Dec

WAFD dividend history

WAFD Earnings Date

WAFD reports Jan 13, 2027. The date is estimated.

WAFD Earnings Call

The latest WAFD earnings call transcript on file is labeled 2026Q3.

Read the 2026Q3 transcript

WAFD ETF Holders

GNG tracks 13 ETFs that hold WAFD. The largest weights:

State Street SPDR S&P Bank ETF (KBE), 0.83% of the fund
State Street SPDR S&P Regional Banking ETF (KRE), 0.61% of the fund
Avantis U.S. Small Cap Value ETF (AVUV), 0.21% of the fund
iShares Core S&P Small-Cap ETF (IJR), 0.12% of the fund
iShares Russell 2000 ETF (IWM), 0.09% of the fund

Open the ETF Stock Exposure tool for WAFD

See insider activity

Frequently Asked Questions About WAFD

When is WAFD's next ex-dividend date?

WAFD has not declared its next regular ex-dividend date yet. Its last ex-dividend date was Aug 21, 2026 ($0.27 per share). Over the last 12 months, WAFD went ex-dividend in Feb, May, Aug and Nov.

When does WAFD report earnings?

WaFd, Inc. (WAFD) is expected to report earnings on Jan 13, 2027.

What is WAFD's current dividend yield?

WaFd, Inc. (WAFD) has a forward dividend yield of 3.67%.

Does WAFD pay dividends?

Yes, WaFd, Inc. pays dividends with a forward dividend yield of 3.67%.

What is WAFD's P/E ratio?

WaFd, Inc. has a price-to-earnings (P/E) ratio of 9.11.

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