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    A

    American Integrity Insurance Group, Inc. (AII)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $27.67
    +0.12 (+0.44%)

    Market Cap: $539.85M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(5/6)
    Avg Surprise
    +37.38%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.22
    Range$-0.35 - $0.77
    6 analysts
    EPS Revisions
    1
    0
    7d
    2
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$-0.07+419.0%
    60d ago$-0.07+419.0%
    30d ago$-0.04+738.0%
    7d ago$-0.04+738.0%
    Current$0.22
    Revenue Consensus
    $106M
    Range$90M - $115M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.76
    Range$1.39 - $2.20
    6 analysts
    Revenue Consensus
    $131M
    Range$103M - $150M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.76---
    Sep 26EST
    		-$0.22---
    Jun 26
    Reported Aug 11
    		$1.78$0.81+119.75%Beat-3.3%
    Mar 26
    Reported May 12
    		$1.02$1.00+1.49%Beat-47.9%
    Dec 25
    Reported Feb 24
    		$1.07$0.77+38.96%Beat-
    Sep 25
    Reported Nov 11
    		$0.67$0.36+86.11%Beat-
    Jun 25
    Reported Aug 12
    		$1.84$1.68+9.52%Beat-
    Mar 25
    Reported Jun 9
    		$1.95$2.85-31.58%Miss-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%
    Pay MonthsMar

    Key Metrics

    Valuation
    P/E Ratio6.10EV/EBITDA2.05x
    Price/FCF3.31xFCF Yield30.19%
    Profitability
    Profit Margin26.20%Operating Margin40.30%
    ROE26.20%ROIC23.81%
    Financial Health
    Debt/Equity0.00xInterest CoverageN/A
    Current Ratio2.40xQuick Ratio2.40x
    Trading Statistics
    BetaN/AAvg Volume220.47K
    52-Week High$27.8652-Week Low$16.19

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$26.73
    SMA 20$26.11
    SMA 50$25.46
    SMA 200$20.15
    EMA 10$26.88
    EMA 20$26.39
    EMA 50$25.01
    EMA 200$21.32

    MACD

    Line: 0.61Signal: 0.47Hist: 0.14

    ADX

    ADX: 22.2+DI: 25.6-DI: 12.3

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down56.0
    PSAR$25.54

    Bollinger Bands

    Upper Band$27.91
    Lower Band$24.30
    %B Position1383%(Upper)
    Band Width0.93

    RSI (14-Day)

    Neutral
    66.9

    Momentum Oscillators

    Stoch %K89.2
    Stoch %D86.7
    Williams %R-14.1
    ROC (10d)7.1%
    Momentum1.83
    CCI (20d)155.3
    MFI (14d)87.3

    Volatility Measures

    ATR (14d)$0.85(3.1%)
    StdDev (20d)0.90
    Hist Vol28.0%(Moderate)

    Volume Flow

    VWAP$27.77
    OBV6.6M
    AD Line-91.6M
    CMF (20d)0.212

    Volume Metrics

    Avg Vol (20d)217.4K
    Vol Ratio1.1x
    VWMA (20d)$26.44

    Pivot Points

    R3$28.61
    R2$28.12
    R1$27.84
    Pivot Point$27.35
    S1$27.06
    S2$26.57
    S3$26.29

    Advanced Oscillators

    TSI22.13
    Ultimate Osc63.0
    KST28.22

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    Total Revenue$115.17M$90.93M$68.07M$62.03M$74.50M$71.89M$67.12M$46.54M$46.38M$44.31M
    Cost of Revenue$17.41M$15.98M$5.80M$6.25M$6.28M$3.11M$11.84M$7.79M$6.55M$5.35M
    Gross Profit$97.76M$74.95M$62.27M$55.77M$68.22M$68.78M$55.28M$38.75M$39.83M$38.95M
    Operating Expenses$51.34M$47.69M$32.99M$37.00M$44.12M$25.87M$44.53M$32.20M$19.40M$25.65M
    R&D$0$0$0$0$0$0$0$0$0$0
    SG&A$18.19M$15.97M$6.66M$7.35M$22.93M$5.01M$11.73M$7.18M$6.76M$5.28M
    Operating Income$46.42M$27.25M$29.28M$18.77M$24.10M$42.91M$10.75M$6.55M$20.43M$13.31M
    Interest Income$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$46.42M$27.25M$29.28M$18.77M$24.10M$42.91M$10.75M$6.55M$20.43M$13.31M
    Income Tax Expense$12.28M$7.34M$8.41M$5.61M$-3,397,000$4.81M$2.35M$2.04M$5.71M$1.20M
    Net Income$34.15M$19.91M$20.87M$13.16M$27.49M$38.10M$8.40M$4.51M$14.72M$12.11M
    EBITDA$46.72M$28.05M$30.01M$19.17M$24.75M$43.41M$11.47M$7.27M$21.14M$13.99M
    EBIT$46.42M$27.25M$29.28M$18.77M$24.10M$42.91M$10.75M$6.55M$20.43M$13.31M
    * Some calculated fields are derived from available data when not provided by source

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    News

    American Integrity Insurance Group (NYSE:AII) Stock: Insider Robert Ritchie Sells 26,436 Shares

    American Integrity Insurance Group (NYSE:AII) CEO Robert Ritchie recently sold 26,436 shares of the company's stock for approximately $719,852, reducing his position by 1.5%. Despite the insider sale...

    MarketBeat•10/15/26•Somewhat-Bullish

    Under a trading plan, American Integrity Insurance (AII) CEO sells shares averaging $27.23

    Robert C. Ritchie, CEO of American Integrity Insurance Group (AII), sold 26,436 shares of common stock on October 14, 2026...

    Stock Titan•10/15/26•Bearish

    American Integrity Insurance Group, Inc. (NYSE:AII) Stock Has Consensus Target Price of $28.25 According to Analysts

    Analysts have issued a "Moderate Buy" rating for American Integrity Insurance Group (NYSE:AII), with a consensus 12-month price target of $28.25. Despite recent significant insider selling by CEO Robert Ritchie...

    MarketBeat•10/15/26•Somewhat-Bullish

    American Integrity Insurance Group, Inc. (NYSE:AII) Sees Large Growth in Short Interest

    American Integrity Insurance Group (NYSE:AII) experienced a significant increase in short interest, more than doubling to 460,154 shares by September 30th. Despite this, analysts maintain a "Moderate Buy" consensus...

    MarketBeat•10/14/26•Neutral

    Best Value Stocks to Buy for October 14th

    This article identifies three value stocks recommended for October 14th: American Integrity Insurance Group (AII), Nucor Corporation (NUE), and Cinemark Holdings...

    Yahoo Finance Australia•10/14/26•Bullish

    AII Valuation and Fair Value

    P/E
    6.1x
    Forward P/E
    7.9x
    EV/EBITDA
    2.0x
    P/FCF
    3.3x
    P/B
    1.5x
    See GNG's fair value

    AII Profitability: Margins, ROIC and FCF

    Gross margin
    86.5%
    Operating margin
    40.3%
    Net margin
    26.2%
    ROIC
    23.8%
    ROE
    26.2%
    FCF margin
    48.7%
    FCF yield
    30.2%

    AII Competitors

    CompanyTicker
    Brighthouse Financial, Inc.BHFAM
    Northpointe Bancshares, Inc.NPB
    Unity Bancorp IncUNTY
    BRC Group Holdings, Inc.RILYL
    Civista Bancshares IncCIVB
    Investors Title CompanyITIC
    Kearny Financial CorpKRNY
    Northrim BanCorp IncNRIM

    Sector: Financial Services

    AII Analyst Ratings

    Consensus
    Buy
    Analysts
    6
    Strong Buy
    4
    Buy
    1
    Hold
    1
    Sell
    0
    Strong Sell
    0

    AII Bull Case vs Bear Case

    Bull case

    • AII earns a 23.8% return on invested capital.
    • AII converts 48.7% of revenue into free cash flow.
    • AII has a 26.2% net profit margin.

    AII Earnings: Beat Rate and Next Report

    Beat rate
    5 of 6 quarters (83.3%)
    Average surprise
    37.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.22
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 1 down

    AII Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%
    Pay months
    Mar

    Frequently Asked Questions About AII

    Does AII pay dividends?

    American Integrity Insurance Group, Inc. (AII) has a dividend payment track record. See the AII dividend history page for its current payment status, TTM yield, and recorded payments.

    What is AII's P/E ratio?

    American Integrity Insurance Group, Inc. has a price-to-earnings (P/E) ratio of 6.10.

    What is AII's market cap?

    American Integrity Insurance Group, Inc. (AII) has a market capitalization of $539.85M with a current stock price of $27.67.

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