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    Safety Insurance Group Inc (SAFT)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NASDAQ

    $103.86
    +0.03 (+0.03%)

    Market Cap: $1.52B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    64%(21/33)
    Avg Surprise
    +12.93%
    Streak
    1 Q
    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Aug 5
    $2.03N/AN/ABeat+40.0%
    Mar 26
    Reported May 6
    $-0.99$0.00N/AMiss-166.8%
    Dec 25
    Reported Feb 25
    $1.58$1.53+3.27%Beat+187.6%
    Sep 25
    Reported Nov 3
    $1.91$0.00N/ABeat+73.3%
    Jun 25
    Reported Aug 6
    $1.45$0.00N/ABeat+22.9%
    Mar 25
    Reported May 7
    $1.48$0.00N/ABeat+8.7%
    Dec 24
    Reported Feb 25
    $0.55N/AN/ABeat+83.1%
    Sep 24
    Reported Nov 5
    $1.10$1.40-21.43%Miss+86.4%
    Jun 24
    Reported Aug 7
    $1.18$1.30-9.23%Miss+47.5%
    Mar 24
    Reported May 8
    $1.36$0.50+172.00%Beat+256.3%
    Dec 23
    Reported Feb 27
    $0.30N/A-61.04%Miss-69.4%
    Sep 23
    Reported Nov 1
    $0.59$1.00-41.00%Miss-47.8%
    Jun 23
    Reported Aug 2
    $0.80$1.20-33.33%Miss-58.1%
    Mar 23
    Reported May 3
    $-0.87$1.00-187.00%Miss-187.9%
    Dec 22
    Reported Feb 22
    $0.98$1.10-10.91%Miss-36.8%
    Sep 22
    Reported Nov 2
    $1.13$1.15-1.74%Miss-33.5%
    Jun 22
    Reported Aug 3
    $1.91$1.05+81.90%Beat+3.2%
    Mar 22
    Reported May 4
    $0.99$1.15-13.91%Miss-48.7%
    Dec 21
    Reported Feb 23
    $1.55$1.09+42.20%Beat-39.2%
    Sep 21
    Reported Nov 3
    $1.70$1.15+47.83%Beat-32.8%
    Jun 21
    Reported Aug 4
    $1.85$1.50+23.33%Beat-5.1%
    Mar 21
    Reported May 5
    $1.93$1.65+16.97%Beat+22.9%
    Dec 20
    Reported Feb 24
    $2.55$1.32+93.18%Beat+77.1%
    Sep 20
    Reported Nov 4
    $2.53$1.45+74.48%Beat+158.2%
    Jun 20
    Reported Aug 5
    $1.95$2.30-15.22%Miss+32.7%
    Mar 20
    Reported May 6
    $1.57$1.35+16.30%Beat+15.4%
    Dec 19
    Reported Feb 26
    $1.44$1.18+22.03%Beat-21.3%
    Sep 19
    Reported Oct 30
    $0.98$0.85+15.29%Beat-44.3%
    Jun 19
    Reported Jul 31
    $1.47$1.70-13.53%Miss-18.8%
    Mar 19
    Reported May 1
    $1.36$1.15+18.26%Beat+91.5%
    Dec 18
    Reported Feb 26
    $1.83$0.93+96.77%Beat+154.2%
    Sep 18
    Reported Oct 31
    $1.76$1.35+30.37%Beat+49.2%
    Jun 18
    Reported Aug 1
    $1.81$1.55+16.77%Beat+30.2%
    Mar 18
    Reported May 2
    $0.71$0.45+57.78%Beat-10.1%
    Dec 17
    Reported Feb 26
    $0.72$0.80-10.00%Miss-7.7%
    Sep 17
    Reported Nov 1
    $1.18$1.09+8.26%Beat-
    Jun 17
    Reported Aug 2
    $1.39$1.37+1.46%Beat-
    Mar 17
    Reported May 3
    $0.79$0.78+1.28%Beat-
    Dec 16
    Reported Feb 22
    $0.78$0.74+5.41%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.54%
    Forward Annual Dividend$3.68
    Payout Ratio77.88%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+0.37%
    5Y CAGR+0.22%

    Key Metrics

    Valuation
    P/E Ratio22.93EV/EBITDA16.40x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin5.33%Operating Margin13.70%
    ROE7.84%ROIC7.36%
    Financial Health
    Debt/Equity0.06xInterest Coverage36.23x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.17Avg Volume124.78K
    52-Week High$104.0352-Week Low$64.01

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$103.85
    SMA 20$103.70
    SMA 50$103.18
    SMA 200$81.82
    EMA 10$103.81
    EMA 20$103.58
    EMA 50$100.28
    EMA 200$85.91

    MACD

    Line: 0.56Signal: 0.74Hist: -0.18

    ADX

    ADX: 54.9+DI: 20.9-DI: 6.0

    Aroon & PSAR

    Aroon Up100.0
    Aroon DownN/A
    PSAR$103.58

    Bollinger Bands

    Upper Band$104.04
    Lower Band$103.36
    %B Position65%(Middle)
    Band Width0.73

    RSI (14-Day)

    Overbought
    73.2

    Momentum Oscillators

    Stoch %K69.5
    Stoch %D73.9
    Williams %R-27.7
    ROC (10d)0.2%
    Momentum0.23
    CCI (20d)81.6
    MFI (14d)59.0

    Volatility Measures

    ATR (14d)$0.35(0.3%)
    StdDev (20d)0.17
    Hist Vol1.2%(Low)

    Volume Flow

    VWAP$103.89
    OBV1.8M
    AD Line-137.1M
    CMF (20d)-0.229

    Volume Metrics

    Avg Vol (20d)130.0K
    Vol Ratio0.8x
    VWMA (20d)$103.69

    Pivot Points

    R3$104.19
    R2$104.10
    R1$103.97
    Pivot Point$103.88
    S1$103.74
    S2$103.65
    S3$103.52

    Advanced Oscillators

    TSI53.12
    Ultimate Osc44.3
    KST6.91

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$324.87M$314.05M$318.78M$326.20M$315.90M$301.32M$286.60M$295.16M$269.64M$268.11M$258.27M$229.22M
    Cost of RevenueN/A$247.49M$207.68M$204.98M$194.23M$190.29M$193.01M$182.49M$172.74M$168.40M$172.10M$159.52M
    Gross ProfitN/A$67.52M$107.62M$118.23M$121.70M$109.35M$91.69M$108.61M$94.60M$98.20M$85.87M$67.01M
    Operating Expenses$281.11M$331.91M$293.36M$289.99M$279.07M$273.10M$276.48M$262.25M$248.41M$242.50M$242.49M$226.74M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$-17,860,000$25.42M$36.21M$36.83M$28.23M$10.12M$32.91M$21.23M$25.61M$15.78M$2.48M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$814,000$618,000$558,000$426,000$442,000$104,000$124,000$124,000$138,000$123,000$121,000$139,000
    Income Before Tax$43.76M$-17,860,000$25.42M$36.21M$36.83M$28.23M$10.12M$32.91M$21.23M$25.61M$15.78M$2.48M
    Income Tax Expense$9.24M$-3,537,000$5.30M$7.90M$7.89M$6.33M$1.99M$7.02M$4.60M$5.53M$3.52M$527,000
    Net Income$34.52M$-14,323,000$20.11M$28.31M$28.94M$21.90M$8.13M$25.89M$16.64M$20.08M$12.26M$1.95M
    EBITDA$44.98M$-17,050,000$26.34M$36.90M$38.70M$29.94M$12.66M$35.91M$23.66M$27.83M$17.54M$4.21M
    EBIT$43.76M$-17,860,000$25.42M$36.21M$36.83M$28.23M$10.12M$32.91M$21.23M$25.61M$15.78M$2.48M
    * Some calculated fields are derived from available data when not provided by source

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    SAFT Valuation and Fair Value

    P/E
    22.9x
    Forward P/E
    17.1x
    EV/EBITDA
    16.4x
    PEG
    0.9x
    P/B
    1.7x
    See GNG's fair value

    SAFT Profitability: Margins, ROIC and FCF

    Operating margin
    13.7%
    Net margin
    5.3%
    ROIC
    7.4%
    ROE
    7.8%
    FCF margin
    13.7%

    SAFT Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    -9.1%

    SAFT Dividend

    Forward yield
    3.5%
    Payout ratio
    77.9%
    3Y DPS growth
    0.4%
    5Y DPS growth
    0.2%
    Pay months
    Mar, Jun, Sep, Dec
    SAFT dividend history

    Frequently Asked Questions About SAFT

    What is SAFT's current dividend yield?

    Safety Insurance Group Inc (SAFT) has a forward dividend yield of 3.54%.

    Does SAFT pay dividends?

    Yes, Safety Insurance Group Inc pays dividends with a forward dividend yield of 3.54%.

    What is SAFT's P/E ratio?

    Safety Insurance Group Inc has a price-to-earnings (P/E) ratio of 22.93.

    What is SAFT's market cap?

    Safety Insurance Group Inc (SAFT) has a market capitalization of $1.52B with a current stock price of $103.86.

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