U

    Universal Insurance Holdings Inc (UVE)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $43.03
    -0.39 (-0.91%)

    Market Cap: $1.21B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    88%(35/40)
    Avg Surprise
    -6.43%
    Streak
    13 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.03
    Range$0.03 - $0.03
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.01-66.7%
    60d ago$0.01-66.7%
    30d ago$0.01-66.7%
    7d ago$0.01-66.7%
    Current$0.03
    Revenue Consensus
    $386M
    Range$386M - $386M
    1 analysts
    Dec 31, 2026
    EPS Consensus$2.35
    Range$2.35 - $2.35
    1 analysts
    Revenue Consensus
    $458M
    Range$458M - $458M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.35---
    Sep 26EST
    		-$0.03---
    Jun 26
    		$1.84$1.43+28.67%Beat+49.6%
    Mar 26
    		$2.00$1.39+43.88%Beat+38.9%
    Dec 25
    		$2.17$0.94+131.66%Beat+768.4%
    Sep 25
    		$1.36$-0.58+334.48%Beat+286.3%
    Jun 25
    		$1.23$1.09+12.84%Beat+4.2%
    Mar 25
    		$1.44$1.12+28.57%Beat+34.6%
    Dec 24
    		$0.25$0.09+177.78%Beat-41.9%
    Sep 24
    		$-0.73$-1.03+29.13%Beat-356.2%
    Jun 24
    		$1.18$1.15+2.61%Beat+35.6%
    Mar 24
    		$1.07$1.04+2.88%Beat+35.4%
    Dec 23
    		$0.43$0.25+72.00%Beat-40.3%
    Sep 23
    		$-0.16$-0.28+42.86%Beat+93.0%
    Jun 23
    		$0.87$0.78+11.54%Beat+85.1%
    Mar 23
    		$0.79$0.93-15.05%Miss+23.4%
    Dec 22
    		$0.72$-0.49+246.94%Beat+147.1%
    Sep 22
    		$-2.27$-2.51+9.56%Beat-460.3%
    Jun 22
    		$0.47$0.38+23.68%Beat-27.7%
    Mar 22
    		$0.64$0.55+16.36%Beat-23.8%
    Dec 21
    		$-1.53$-1.61+4.97%Beat-82.1%
    Sep 21
    		$0.63$0.60+5.00%Beat+144.1%
    Jun 21
    		$0.65$0.52+25.00%Beat+25.0%
    Mar 21
    		$0.84$0.63+33.33%Beat+37.7%
    Dec 20
    		$-0.84$-1.00+16.00%Beat+46.5%
    Sep 20
    		$-1.43$0.10-1530.00%Miss-334.4%
    Jun 20
    		$0.52$0.50+4.00%Beat-50.5%
    Mar 20
    		$0.61$0.84-27.38%Miss-39.0%
    Dec 19
    		$-1.57$-1.04-50.96%Miss-726.3%
    Sep 19
    		$0.61$0.50+22.00%Beat-43.5%
    Jun 19
    		$1.05$1.00+5.00%Beat-18.6%
    Mar 19
    		$1.00$0.98+2.04%Beat-10.7%
    Dec 18
    		$-0.19$0.33-157.58%Miss-121.3%
    Sep 18
    		$1.08$1.00+8.00%Beat+285.7%
    Jun 18
    		$1.29$0.97+32.99%Beat+57.3%
    Mar 18
    		$1.12$0.87+28.74%Beat+30.2%
    Dec 17
    		$0.89$0.79+12.66%Beat+134.2%
    Sep 17
    		$0.28$0.23+21.74%Beat-62.7%
    Jun 17
    		$0.82$0.73+12.33%Beat-
    Mar 17
    		$0.86$0.70+22.86%Beat-
    Dec 16
    		$0.38$0.30+26.67%Beat-
    Sep 16
    		$0.75$0.60+25.00%Beat-

    Dividends

    Dividend Metrics

    Yield1.49%
    Annual/Share$0.64
    Payout Ratio6.03%
    Frequency4
    Pay MonthsMar, May, Aug, Dec

    Growth

    3Y CAGR-7.47%
    5Y CAGR-4.55%
    View UVE's full dividend history

    Key Metrics

    Valuation
    P/E Ratio5.84EV/EBITDAN/A
    Price/FCF3.50xFCF Yield28.58%
    Profitability
    Profit Margin13.50%Operating Margin19.10%
    ROE40.20%ROIC29.92%
    Financial Health
    Debt/Equity0.15xInterest Coverage29.22x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.73Avg Volume195.92K
    52-Week High$45.1152-Week Low$23.68

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$43.03
    SMA 20$43.24
    SMA 50$41.95
    SMA 200$35.98
    EMA 10$43.16
    EMA 20$42.94
    EMA 50$41.77
    EMA 200$36.46

    MACD

    Line: 0.39Signal: 0.47Hist: -0.08

    ADX

    ADX: 13.4+DI: 20.8-DI: 19.1

    Aroon & PSAR

    Aroon Up8.0
    Aroon DownN/A
    PSAR$44.25

    Bollinger Bands

    Upper Band$44.81
    Lower Band$41.67
    %B Position725%(Upper)
    Band Width0.43

    RSI (14-Day)

    Neutral
    52.3

    Momentum Oscillators

    Stoch %K61.9
    Stoch %D61.9
    Williams %R-47.7
    ROC (10d)0.8%
    Momentum0.34
    CCI (20d)-18.8
    MFI (14d)47.5

    Volatility Measures

    ATR (14d)$1.21(2.8%)
    StdDev (20d)0.78
    Hist Vol21.6%(Moderate)

    Volume Flow

    VWAP$43.15
    OBV8.8M
    AD Line-100.0M
    CMF (20d)-0.163

    Volume Metrics

    Avg Vol (20d)196.4K
    Vol Ratio0.6x
    VWMA (20d)$43.19

    Pivot Points

    R3$44.62
    R2$44.28
    R1$43.86
    Pivot Point$43.52
    S1$43.10
    S2$42.76
    S3$42.34

    Advanced Oscillators

    TSI8.80
    Ultimate Osc47.8
    KST22.90

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$425.04M$391.97M$403.11M$399.38M$400.14M$394.87M$379.96M$387.55M$378.59M$367.96M$376.36M$360.05M
    Cost of RevenueN/A$228.10M$222.74M$315.87M$322.18M$311.13M$350.00M$375.62M$300.19M$295.01M$325.92M$341.15M
    Gross ProfitN/A$163.41M$183.24M$85.11M$77.96M$83.74M$34.81M$11.93M$80.03M$72.95M$49.54M$18.90M
    Operating Expenses$345.42M$320.28M$314.66M$346.60M$353.75M$339.41M$139.17M$405.68M$330.69M$320.48M$350.46M$367.93M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$71.69M$88.45M$52.78M$46.39M$55.46M$7.34M$-18,123,000$47.91M$47.48M$25.90M$-7,877,000
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$2.00M$1.59M$4.82M$1.60M$0$0$4.85M$0$1.62M$0$3.27M$0
    Income Before Tax$79.61M$71.69M$88.45M$52.78M$46.39M$55.46M$7.34M$-18,123,000$47.91M$47.48M$25.90M$-7,877,000
    Income Tax Expense$20.43M$17.40M$21.86M$12.95M$11.29M$14.02M$1.33M$-1,960,000$12.49M$13.83M$5.90M$-1,962,000
    Net Income$59.19M$54.29M$66.59M$39.83M$35.09M$41.44M$6.02M$-16,163,000$35.42M$33.66M$20.00M$-5,915,000
    EBITDA$79.61M$71.69M$88.45M$52.78M$47.99M$57.07M$240.79M$-16,504,000$47.91M$49.11M$25.90M$-6,246,000
    EBIT$79.61M$71.69M$88.45M$52.78M$46.39M$55.46M$240.79M$-18,123,000$47.91M$47.48M$25.90M$-7,877,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Price to earnings forward of Universal Insurance Holdings, Inc. – SWB:5UI

    This article provides a brief mention of the "Price to earnings forward" metric for Universal Insurance Holdings, Inc. (SWB:5UI) on the Stuttgart Stock Exchange. The content is sparse, primarily serving as a placeholder or headline for financial data that is not explicitly detailed within the provided text.

    TradingView•8/22/26•
    Neutral

    Donald Smith & CO. Inc. Acquires New Holdings in Universal Insurance Holdings Inc $UVE

    Donald Smith & CO. Inc. has acquired a significant new position in Universal Insurance Holdings Inc (NYSE:UVE), purchasing 721,686 shares valued at approximately $29.85 million. Other institutional investors like BlackRock Inc. and Vanguard Group Inc. also hold substantial stakes in the company. Universal Insurance recently reported strong quarterly earnings, beating analyst estimates, and declared a quarterly dividend.

    MarketBeat•8/22/26•
    Somewhat-Bullish

    UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

    Universal Insurance Holdings (UVE) shares have surged 71.4% over the past year, significantly outperforming the industry, driven by improved underwriting margins, premium growth, and favorable legislative reforms in Florida. Despite a premium valuation compared to its industry peers, the company boasts a strong return on equity and optimistic analyst sentiment. With disciplined underwriting, expansion outside Florida, and a solid capital position, UVE appears poised for continued profitable growth.

    The Globe and Mail•8/21/26•
    Bullish

    NFJ Investment Group LLC Purchases Shares of 79,054 Universal Insurance Holdings Inc $UVE

    NFJ Investment Group LLC acquired 79,054 shares of Universal Insurance Holdings Inc. (NYSE:UVE) in the second quarter, valuing the stake at approximately $3.27 million and representing 0.28% of the company. Institutional investors collectively own 66.61% of UVE. Despite a recent sale of 20,000 shares by Chairman Sean P. Downes, the stock maintains a "Moderate Buy" analyst rating with an average price target of $45.00, following strong Q2 earnings where EPS of $1.84 beat estimates.

    MarketBeat•8/21/26•
    Somewhat-Bullish

    Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?

    Zacks Investment Research suggests Universal Insurance Holdings (UVE) is a strong value stock due to its Zacks Rank #2 (Buy) and "A" grade for Value. The article highlights UVE's attractive P/E, P/S, and P/CF ratios compared to its industry averages, indicating it may be undervalued. Investors are encouraged to consider UVE based on its financial metrics and positive earnings outlook.

    Yahoo Finance Singapore•8/20/26•
    Bullish

    Frequently Asked Questions About UVE

    What is UVE's current dividend yield?
    Universal Insurance Holdings Inc (UVE) has a current dividend yield of 1.49%.
    Does UVE pay dividends?
    Yes, Universal Insurance Holdings Inc pays dividends with a current yield of 1.49%.
    What is UVE's P/E ratio?
    Universal Insurance Holdings Inc has a price-to-earnings (P/E) ratio of 5.84.
    What is UVE's market cap?
    Universal Insurance Holdings Inc (UVE) has a market capitalization of $1.21B with a current stock price of $43.03.

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