N

    NI Holdings Inc (NODK)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NASDAQ

    $15.00
    -0.21 (-1.38%)

    Market Cap: $310.36M

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Aug 7
    		$0.01N/AN/ABeat+101.7%
    Mar 26
    Reported May 8
    		$0.60N/AN/ABeat+96.0%
    Dec 25
    Reported Mar 6
    		$-0.15N/AN/ABeat-132.6%
    Sep 25
    Reported Nov 7
    		$-0.08N/AN/ABeat+38.5%
    Jun 25
    Reported Aug 8
    		$-0.57N/AN/ABeat+26.0%
    Mar 25
    Reported May 9
    		$0.31N/AN/ABeat+0.4%
    Dec 24
    Reported Mar 7
    		$0.47N/AN/ABeat+51.8%
    Sep 24
    Reported Nov 7
    		$-0.13N/AN/ABeat-1282.6%
    Jun 24
    Reported Aug 8
    		$-0.77N/AN/ABeat-102.9%
    Mar 24
    Reported May 9
    		$0.30N/AN/ABeat+252.5%
    Dec 23
    Reported Mar 15
    		$0.31N/AN/ABeat+636.0%
    Sep 23
    Reported Nov 7
    		$0.01N/AN/ABeat+102.3%
    Jun 23
    Reported Aug 8
    		$-0.38N/AN/ABeat+82.3%
    Mar 23
    Reported May 8
    		$-0.20N/AN/ABeat-322.2%
    Dec 22
    Reported Mar 8
    		$0.04N/AN/ABeat-84.9%
    Sep 22
    Reported Nov 7
    		$-0.47N/AN/ABeat-113.6%
    Jun 22
    Reported Aug 4
    		$-2.15N/AN/ABeat-1691.7%
    Mar 22
    Reported May 6
    		$0.09N/AN/ABeat-80.0%
    Dec 21
    Reported Mar 9
    		$0.28N/AN/ABeat-72.0%
    Sep 21
    Reported Nov 5
    		$-0.22N/AN/ABeat-229.4%
    Jun 21
    Reported Aug 4
    		$-0.12N/AN/ABeat-114.1%
    Mar 21
    Reported May 5
    		$0.45N/AN/ABeat+381.3%
    Dec 20
    Reported Mar 10
    		$1.00N/AN/ABeat+29.9%
    Sep 20
    Reported Nov 4
    		$0.17N/AN/ABeat+153.1%
    Jun 20
    Reported Aug 5
    		$0.85N/AN/ABeat+672.7%
    Mar 20
    Reported May 6
    		$-0.16N/AN/ABeat-125.8%
    Dec 19
    Reported Mar 11
    		$0.77N/AN/ABeat+14.9%
    Sep 19
    Reported Nov 6
    		$-0.32N/AN/ABeat-172.7%
    Jun 19
    Reported Aug 7
    		$0.11N/AN/ABeat+1000.0%
    Mar 19
    Reported May 8
    		$0.62N/AN/ABeat+129.6%
    Dec 18
    Reported Mar 13
    		$0.67N/AN/ABeat+17.5%
    Sep 18
    Reported Nov 13
    		$0.44N/AN/ABeat+466.7%
    Jun 18
    Reported Aug 3
    		$0.01N/AN/ABeat+0.0%
    Mar 18
    Reported May 4
    		$0.27N/AN/ABeat+28.6%
    Dec 17
    Reported Mar 7
    		$0.57N/AN/ABeat+176.7%
    Sep 17
    Reported Nov 13
    		$-0.12N/AN/ABeat-
    Jun 17
    Reported Aug 11
    		$0.01N/AN/ABeat-
    Mar 17
    Reported Apr 7
    		$0.21N/AN/ABeat-
    Dec 16
    Reported Mar 31
    		$0.21$0.00N/ABeat-

    Key Metrics

    Valuation
    P/E Ratio39.77EV/EBITDAN/A
    Price/FCF-9.51xFCF Yield-10.52%
    Profitability
    Profit Margin2.93%Operating Margin0.33%
    ROE3.18%ROICN/A
    Financial Health
    Debt/EquityN/AInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.35Avg Volume19.64K
    52-Week High$16.7052-Week Low$12.37

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$15.21
    SMA 20$15.31
    SMA 50$15.59
    SMA 200$14.04
    EMA 10$15.22
    EMA 20$15.30
    EMA 50$15.28
    EMA 200$14.36

    MACD

    Line: -0.10Signal: -0.09Hist: -0.01

    ADX

    ADX: 34.3+DI: 20.9-DI: 12.8

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down100.0
    PSAR$15.81

    Bollinger Bands

    Upper Band$15.63
    Lower Band$14.99
    %B Position416%(Upper)
    Band Width0.01

    RSI (14-Day)

    Neutral
    39.4

    Momentum Oscillators

    Stoch %K15.4
    Stoch %D18.2
    Williams %R-88.7
    ROC (10d)-1.4%
    Momentum-0.22
    CCI (20d)-175.7
    MFI (14d)31.2

    Volatility Measures

    ATR (14d)$0.50(3.3%)
    StdDev (20d)0.16
    Hist Vol14.8%(Low)

    Volume Flow

    VWAP$15.01
    OBV-198.6K
    AD Line-431.0K
    CMF (20d)-0.476

    Volume Metrics

    Avg Vol (20d)19.3K
    Vol Ratio1.6x(High)
    VWMA (20d)$15.33

    Pivot Points

    R3$15.62
    R2$15.53
    R1$15.37
    Pivot Point$15.29
    S1$15.12
    S2$15.04
    S3$14.88

    Advanced Oscillators

    TSI-11.30
    Ultimate Osc30.6
    KST-27.78

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$70.23M$59.60M$60.99M$76.57M$76.06M$71.43M$73.91M$88.98M$87.81M$74.50M$63.36M$78.03M
    Cost of RevenueN/A$23.36M$52.83M$69.92M$82.98M$55.05M$50.40M$82.72M$88.65M$56.96M$67.98M$69.68M
    Gross ProfitN/A$36.25M$8.17M$6.65M$-6,924,000$16.38M$23.52M$6.27M$-841,000$17.54M$26.43M$8.35M
    Operating Expenses$70.00M$43.89M$63.89M$78.43M$91.38M$63.69M$60.08M$92.44M$96.88M$65.67M$35.06M$77.01M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$15.71M$-2,896,000$-1,858,000$-15,324,000$7.75M$13.84M$-3,456,000$-9,070,000$8.83M$11.53M$1.02M
    Interest Income$2.81M$2.65M$-9,024,000$3.04M$3.15M$2.84M$-8,089,000$2.81M$2.52M$2.75M$-4,162,000$0
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$230,000$15.71M$-2,896,000$-1,858,000$-15,324,000$7.75M$13.84M$-3,456,000$-9,070,000$8.83M$28.30M$1.02M
    Income Tax Expense$84,000$3.20M$260,000$-192,000$-3,273,000$1.29M$3.99M$-751,000$-1,592,000$1.90M$2.20M$214,000
    Net Income$146,000$12.51M$-3,156,000$-1,666,000$-12,051,000$6.46M$22.51M$-2,705,000$-19,622,000$6.42M$34.22M$805,000
    EBITDA$12.69M$27.89M$10.87M$12.14M$1.31M$24.54M$31.64M$14.51M$10.56M$25.98M$48.03M$17.93M
    EBIT$230,000$15.71M$-2,896,000$-1,858,000$-15,324,000$7.75M$13.84M$-3,456,000$-9,070,000$8.83M$28.30M$1.02M
    * Some calculated fields are derived from available data when not provided by source

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    News

    NI (NASDAQ:NODK) Stock Price Passes Below 50-Day Moving Average - Should You Sell?

    NI (NASDAQ:NODK) stock has fallen below its 50-day moving average, trading at $15.00 against an average of $15.60. Analyst sentiment for the stock is predominantly "Sell," with one analyst rating it as such and Weiss Ratings reiterating a "sell (d-)" rating. Despite negative analyst sentiment, institutional investors own 21.89% of the company, and several funds have recently increased their positions.

    MarketBeat•9/1/26•
    Bearish

    NI Holdings (Nasdaq:NODK) - Stock Analysis

    This Simply Wall St analysis provides an overview of NI Holdings (NODK), an insurance company specializing in property and casualty products in the US. The report details the company's financial health, recent earnings reports, board changes, and stock performance. It notes that while earnings grew significantly over the past year, the company's share price has not always kept pace with its earnings growth over longer periods.

    Simply Wall Street•8/21/26•
    Neutral

    (NODK) Price Dynamics and Execution-Aware Positioning

    This article provides an in-depth analysis of Ni Holdings Inc. (NASDAQ: NODK) price dynamics, highlighting a neutral near and mid-term outlook with a long-term positive bias. It presents three AI-generated trading strategies—

    Stock Traders Daily•8/12/26•
    Neutral

    NI Holdings returns to profit as it exits non-standard auto

    NI Holdings, parent company of Nodak Insurance, returned to profitability in Q2 2026 by strategically exiting the non-standard auto segment and increasing its focus on federally subsidized crop insurance. This shift indicates a narrowing appetite among regional carriers for higher-risk auto policies, while crop insurance remains a durable, federally backed segment. Despite regional catastrophe losses, the company's combined ratio improved, though its core property and casualty business in the Upper Midwest faces increasing storm activity and tighter underwriting conditions.

    Insurance Business•8/10/26•
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    NI Holdings (NODK) Stock Faces Valuation Scrutiny After Profit Nearly Vanishes

    NI Holdings (NODK) saw its stock price barely react despite a significant drop in quarterly profit, with basic EPS for Q2 2026 coming in at just over US$0.01. The company's high trailing P/E of 40.8x combined with a net profit margin under 3% raises concerns about its valuation. While a swing from a loss to a small profit offers a bull case, a 7.6% revenue decline and razor-thin EPS present a bear case, prompting questions about earnings quality.

    Simply Wall Street•8/9/26•
    Bearish

    Frequently Asked Questions About NODK

    Does NODK pay dividends?
    NI Holdings Inc (NODK) does not currently pay a regular dividend.
    What is NODK's P/E ratio?
    NI Holdings Inc has a price-to-earnings (P/E) ratio of 39.77.
    What is NODK's market cap?
    NI Holdings Inc (NODK) has a market capitalization of $310.36M with a current stock price of $15.00.

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