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    S

    Sezzle Inc. (SEZL)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $130.05
    -0.43 (-0.33%)

    Market Cap: $4.16B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(9/11)
    Avg Surprise
    +70.56%
    Streak
    9 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.29
    Range$1.21 - $1.37
    6 analysts
    EPS Revisions
    5
    0
    7d
    5
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$1.24+4.1%
    60d ago$1.28+0.9%
    30d ago$1.28+0.9%
    7d ago$1.28+0.9%
    Current$1.29
    Revenue Consensus
    $155M
    Range$150M - $157M
    7 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.72
    Range$1.67 - $1.79
    6 analysts
    Revenue Consensus
    $190M
    Range$187M - $194M
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.72---
    Sep 26EST
    		-$1.29---
    Jun 26
    Reported Aug 6
    		$1.13$0.95+18.95%Beat+63.8%
    Mar 26
    Reported May 6
    		$1.43$1.24+15.32%Beat+43.0%
    Dec 25
    Reported Feb 25
    		$1.21$0.96+26.04%Beat-72.4%
    Sep 25
    Reported Nov 5
    		$0.71$0.65+9.23%Beat+44.9%
    Jun 25
    Reported Aug 7
    		$0.69$0.58+18.97%Beat+91.7%
    Mar 25
    Reported May 7
    		$1.00$0.20+400.00%Beat-25.6%
    Dec 24
    Reported Feb 25
    		$4.39$3.04+44.41%Beat+750.9%
    Sep 24
    Reported Nov 7
    		$0.49$0.15+226.67%Beat+116.9%
    Jun 24
    Reported Aug 7
    		$0.36$0.14+157.14%Beat-
    Mar 24
    Reported May 8
    		$1.34N/AN/ABeat-88.6%
    Dec 23
    Reported Feb 26
    		$0.52N/AN/ABeat+30247.1%
    Sep 23
    Reported Nov 8
    		$0.23$0.38-40.55%Miss+6745.5%
    Jun 23
    Reported Aug 8
    		$0.00N/A-100.00%Miss+100.0%
    Mar 23
    Reported May 15
    		$11.78$0.00N/ABeat+50657.9%
    Dec 22
    Reported Feb 28
    		$0.00$0.00N/ABeat-
    Sep 22
    Reported Oct 30
    		$0.00$0.00N/ABeat+122.0%
    Jun 22
    Reported Aug 14
    		$-0.01$0.00N/AMiss+29.9%
    Mar 22
    Reported Jun 29
    		$-0.02$0.00N/AMiss-133.0%
    Dec 21
    Reported Mar 30
    		$0.00$0.00N/ABeat+100.0%
    Sep 21
    Reported Nov 14
    		$-0.01$0.00N/AMiss-
    Jun 21
    Reported Aug 15
    		$-0.02$0.00N/AMiss-
    Mar 21
    Reported Jun 29
    		$-0.01$0.00N/AMiss-
    Jun 20
    Reported Aug 30
    		$-0.01$0.00N/AMiss-

    Key Metrics

    Valuation
    P/E Ratio29.03EV/EBITDA20.35x
    Price/FCF13.46xFCF Yield7.43%
    Profitability
    Profit Margin30.30%Operating Margin57.20%
    ROE88.80%ROIC48.68%
    Financial Health
    Debt/Equity0.52xInterest Coverage15.48x
    Current Ratio4.02xQuick Ratio4.02x
    Trading Statistics
    Beta6.73Avg Volume518.24K
    52-Week High$195.7152-Week Low$49.50

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$116.91
    SMA 20$114.35
    SMA 50$121.79
    SMA 200$104.75
    EMA 10$120.26
    EMA 20$117.91
    EMA 50$122.56
    EMA 200$112.23

    MACD

    Line: 0.86Signal: -2.37Hist: 3.23

    ADX

    ADX: 24.1+DI: 31.4-DI: 14.6

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down48.0
    PSAR$107.60

    Bollinger Bands

    Upper Band$129.18
    Lower Band$99.51
    %B Position2594%(Upper)
    Band Width1.03

    RSI (14-Day)

    Neutral
    64.7

    Momentum Oscillators

    Stoch %K95.0
    Stoch %D89.5
    Williams %R-9.6
    ROC (10d)20.5%
    Momentum22.08
    CCI (20d)198.3
    MFI (14d)83.4

    Volatility Measures

    ATR (14d)$6.11(4.7%)
    StdDev (20d)7.42
    Hist Vol51.9%(High)

    Volume Flow

    VWAP$129.74
    OBV10.6M
    AD Line5.4M
    CMF (20d)-0.003

    Volume Metrics

    Avg Vol (20d)541.8K
    Vol Ratio0.8x
    VWMA (20d)$113.87

    Pivot Points

    R3$138.53
    R2$134.73
    R1$132.60
    Pivot Point$128.80
    S1$126.68
    S2$122.88
    S3$120.75

    Advanced Oscillators

    TSI3.40
    Ultimate Osc74.3
    KST-28.44

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$149.68M$135.54M$129.87M$116.80M$98.70M$104.91M$98.22M$69.96M$55.97M$46.98M$48.90M$40.84M
    Cost of Revenue$14.72M$14.67M$13.78M$14.32M$11.68M$15.05M$14.58M$13.42M$12.74M$11.03M$11.70M$11.08M
    Gross Profit$134.96M$120.87M$116.09M$102.48M$87.02M$89.86M$83.64M$56.53M$43.23M$35.95M$37.20M$29.77M
    Operating Expenses$80.00M$51.84M$60.85M$66.92M$50.94M$39.97M$52.77M$35.69M$26.53M$22.12M$29.53M$24.42M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$4.35M$3.98M$4.97M$4.82M$3.85M$3.13M$4.08M$2.42M$2.52M$2.38M$1.91M$2.18M
    Operating Income$54.96M$69.04M$55.25M$35.56M$36.09M$49.90M$30.87M$20.84M$16.70M$13.84M$7.67M$5.35M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$3.25M$3.02M$3.68M$3.92M$3.50M$2.91M$3.44M$3.33M$3.17M$4.08M$4.51M$4.14M
    Income Before Tax$51.71M$65.99M$51.58M$31.63M$32.67M$47.01M$27.73M$17.61M$13.58M$8.40M$3.50M$1.31M
    Income Tax Expense$10.95M$14.69M$8.89M$4.96M$5.07M$10.84M$2.36M$2.16M$-16,123,000$393,000$563,463$15,874
    Net Income$40.77M$51.30M$42.69M$26.67M$27.60M$36.16M$25.37M$15.45M$29.70M$8.01M$2.94M$1.29M
    EBITDA$55.46M$69.68M$55.85M$36.03M$36.50M$50.30M$31.54M$21.27M$17.12M$12.90M$8.45M$5.85M
    EBIT$54.96M$69.00M$55.26M$35.55M$36.17M$49.92M$31.17M$20.94M$16.75M$12.48M$8.02M$5.45M
    * Some calculated fields are derived from available data when not provided by source

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    SEZL Valuation and Fair Value

    P/E
    29.0x
    Forward P/E
    17.1x
    EV/EBITDA
    20.3x
    P/FCF
    13.5x
    PEG
    0.1x
    P/B
    18.8x
    See GNG's fair value

    SEZL Profitability: Margins, ROIC and FCF

    Gross margin
    89.2%
    Operating margin
    57.2%
    Net margin
    30.3%
    ROIC
    48.7%
    ROE
    88.8%
    FCF margin
    61.1%
    FCF yield
    7.4%

    SEZL Competitors

    CompanyTicker
    SLM CorpSLM
    Federated Investors Inc BFHI
    Fulton Financial CorporationFULT
    First BanCorp.FBP
    International Bancshares CorporationIBOC
    CorVel CorpCRVL
    Blue Owl Technology Finance Corp.OTF
    Moelis & CoMC

    Sector: Financial Services

    SEZL Analyst Ratings

    Consensus
    Buy
    Analysts
    7
    Strong Buy
    1
    Buy
    3
    Hold
    3
    Sell
    0
    Strong Sell
    0

    SEZL Bull Case vs Bear Case

    Bull case

    • SEZL earns a 48.7% return on invested capital.
    • SEZL converts 61.1% of revenue into free cash flow.
    • SEZL has a 30.3% net profit margin.

    SEZL Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    94.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.29
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    5 up, 0 down

    Frequently Asked Questions About SEZL

    Does SEZL pay dividends?

    Sezzle Inc. (SEZL) does not currently pay a regular dividend.

    What is SEZL's P/E ratio?

    Sezzle Inc. has a price-to-earnings (P/E) ratio of 29.03.

    What is SEZL's market cap?

    Sezzle Inc. (SEZL) has a market capitalization of $4.16B with a current stock price of $130.05.

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