Does SOFI pay dividends?

SoFi Technologies Inc. (SOFI) does not currently pay a regular dividend.

What is SOFI's P/E ratio?

SoFi Technologies Inc. has a price-to-earnings (P/E) ratio of 38.87.

What is SOFI's market cap?

SoFi Technologies Inc. (SOFI) has a market capitalization of $23.33B with a current stock price of $17.88.

SoFi Technologies Inc. (SOFI)

Official site

FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

$17.88

-0.18 (-1.00%)

Market Cap: $23.33B

Last updated: Sep 01, 2026 at 10:00 AM ET

Earnings

Performance (10Y)

Beat Rate

82%(18/22)

Avg Surprise

-22.15%

Streak

15 Q

Upcoming Estimates

Sep 30, 2026

EPS Consensus$0.17

Range$0.16 - $0.18

8 analysts

EPS Revisions

30d

EPS Estimate Drift

90d ago$0.17+2.2%

60d ago$0.17+2.3%

30d ago$0.17+2.2%

7d ago$0.17+0.0%

Current$0.17

Revenue Consensus

$1.3B

Range$1.2B - $1.4B

14 analysts

Dec 31, 2026

EPS Consensus$0.20

Range$0.17 - $0.25

9 analysts

Revenue Consensus

$1.5B

Range$1.3B - $1.8B

18 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.20	$0.17 - $0.25	-	-	9	-	-
Sep 30, 2026Sep 26EST	-	$0.17	$0.16 - $0.18	-	-	8	1 2 30d	-
Jun 30, 2026Jun 26	$0.12	$0.11	$0.10 - $0.11	+9.09%	Beat	7	0 1 30d	+33.3%
Mar 31, 2026Mar 26	$0.12	$0.12	$0.12 - $0.12	+0.00%	Beat	6	No revisions (30d)	+100.0%
Dec 31, 2025Dec 25	$0.12	$0.11	$0.11 - $0.12	+9.09%	Beat	5	0 2 30d	+140.0%
Sep 30, 2025Sep 25	$0.10	$0.08	$0.07 - $0.09	+25.00%	Beat	7	0 2 30d	+100.0%
Jun 30, 2025Jun 25	$0.09	$0.06	$0.05 - $0.07	+50.00%	Beat	7	1 1 30d	+350.0%
Mar 31, 2025Mar 25	$0.06	$0.03	$0.03 - $0.04	+100.00%	Beat	5	0 2 30d	+100.0%
Dec 31, 2024Dec 24	$0.05	$0.04	$0.03 - $0.04	+25.00%	Beat	3	1 2 30d	+25.0%
Sep 30, 2024Sep 24	$0.05	$0.04	$0.03 - $0.07	+25.00%	Beat	14	5 0 30d	+266.7%
Jun 30, 2024Jun 24	$0.02	$0.01	$0.00 - $0.01	+100.00%	Beat	14	1 0 30d	+133.3%
Mar 31, 2024Mar 24	$0.03	$0.01	$-0.02 - $0.06	+200.00%	Beat	12	6 0 30d	+175.0%
Dec 31, 2023Dec 23	$0.04	$0.04	$0.03 - $0.06	+0.00%	Beat	17	3 0 30d	+200.0%
Sep 30, 2023Sep 23	$-0.03	N/A	-	+66.67%	Beat	15	2 0 30d	+62.5%
Jun 30, 2023Jun 23	$-0.06	$-0.07	$-0.10 - $0.00	+14.29%	Beat	16	0 2 30d	+45.5%
Mar 31, 2023Mar 23	$-0.04	N/A	-	+55.56%	Beat	12	4 1 30d	+71.4%
Dec 31, 2022Dec 22	$-0.04	$-0.07	-	+42.86%	Beat	10	No revisions (30d)	+66.7%
Sep 30, 2022Sep 22	$-0.08	$-0.07	$-0.10 - $-0.06	-14.29%	Miss	10	No revisions (30d)	+33.3%
Jun 30, 2022Jun 22	$-0.11	$-0.10	$-0.15 - $-0.08	-10.00%	Miss	10	No revisions (30d)	+77.1%
Mar 31, 2022Mar 22	$-0.14	$-0.15	$-0.16 - $-0.11	+6.67%	Beat	9	No revisions (30d)	+36.4%
Dec 31, 2021Dec 21	$-0.12	$-0.12	$-0.26 - $-0.08	+0.00%	Beat	9	No revisions (30d)	-1100.0%
Sep 30, 2021Sep 21	$-0.12	$-0.13	$-0.31 - $-0.04	+7.69%	Beat	6	1 0 30d	+96.3%
Jun 30, 2021Jun 21	$-0.48	$-0.05	$-0.07 - $-0.04	-860.00%	Miss	2	No revisions (30d)	+85.8%
Mar 31, 2021Mar 21	$-0.22	$-0.05	-	-340.00%	Miss	-	-	-
Dec 31, 2020Dec 20	$-0.01	N/A	-	N/A	Beat	-	-	-
Sep 30, 2020Sep 20	$-3.23	$0.00	-	N/A	Miss	-	-	-
Sep 30, 2019Sep 19	$-3.39	$0.00	-	N/A	Miss	-	-	-

Key Metrics

Valuation
P/E Ratio	38.87	EV/EBITDA	N/A
Price/FCF	-2.70x	FCF Yield	-37.06%
Profitability
Profit Margin	14.90%	Operating Margin	17.00%
ROE	7.10%	ROIC	4.43%
Financial Health
Debt/Equity	0.30x	Interest Coverage	0.58x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	2.20	Avg Volume	47.27M
52-Week High	$32.73	52-Week Low	$14.88

Technical Indicators Dashboard

Moving Averages

SMA 10$18.41

SMA 20$18.33

SMA 50$17.83

SMA 200$20.19

EMA 10$18.37

EMA 20$18.20

EMA 50$17.86

EMA 200$18.98

MACD

Line: 0.24Signal: 0.27Hist: -0.03

ADX

ADX: 15.0+DI: 19.2-DI: 19.8

Aroon & PSAR

Aroon Up96.0

Aroon Down8.0

PSAR$19.50

Bollinger Bands

Upper Band$19.15

Lower Band$17.51

%B Position896%(Upper)

Band Width0.23

RSI (14-Day)

Neutral

48.4

Momentum Oscillators

Stoch %K41.3

Stoch %D60.7

Williams %R-83.0

ROC (10d)-2.3%

Momentum-0.43

CCI (20d)-154.4

MFI (14d)63.1

Volatility Measures

ATR (14d)$0.86(4.8%)

StdDev (20d)0.41

Hist Vol47.7%(High)

Volume Flow

VWAP$17.80

OBV318.8M

AD Line178.8M

CMF (20d)-0.131

Volume Metrics

Avg Vol (20d)45.4M

Vol Ratio0.8x

VWMA (20d)$18.36

Pivot Points

R3$20.49

R2$19.99

R1$19.03

Pivot Point$18.53

S1$17.56

S2$17.06

S3$16.10

Advanced Oscillators

TSI6.89

Ultimate Osc46.1

KST50.60

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$1.22B	$1.10B	$1.03B	$961.60M	$854.94M	$771.76M	$734.13M	$697.12M	$598.62M	$645.00M	$615.40M	$537.21M
Cost of Revenue	N/A	$316.90M	$315.55M	$315.65M	$284.60M	$270.76M	$280.64M	$298.38M	$273.65M	$270.38M	$267.69M	$241.14M
Gross Profit	N/A	$1.09B	$1.02B	$952.40M	$844.91M	$766.08M	$727.25M	$687.78M	$586.98M	$578.62M	$588.74M	$515.38M

Operating Expenses	$1.00B	$891.92M	$834.31M	$803.85M	$732.72M	$686.30M	$667.32M	$627.25M	$571.64M	$543.59M	$509.30M	$804.14M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$199.55M	$185.33M	$148.55M	$112.19M	$79.78M	$59.92M	$63.85M	$15.34M	$94.23M	$51.16M	$-266,928,000

Interest Income	$1.14B	$1.00B	$927.42M	$891.56M	$792.40M	$763.81M	$743.94M	$723.37M	$674.60M	$665.91M	$645.24M	$564.27M
Interest Expense	$352.33M	$308.01M	$310.14M	$306.45M	$274.57M	$265.09M	$273.66M	$292.36M	$262.01M	$263.30M	$255.60M	$219.31M
Income Before Tax	$204.31M	$199.55M	$185.33M	$148.55M	$112.19M	$79.78M	$59.92M	$63.85M	$15.34M	$94.23M	$51.16M	$-266,928,000
Income Tax Expense	$47.72M	$32.82M	$11.78M	$9.16M	$14.93M	$8.67M	$-272,549,000	$3.11M	$-2,064,000	$6.18M	$3.25M	$-244,000

Net Income	$156.59M	$166.73M	$173.55M	$139.39M	$97.26M	$71.12M	$332.47M	$60.74M	$17.40M	$88.04M	$47.91M	$-266,684,000

EBITDA	$280.16M	$270.03M	$251.18M	$210.80M	$171.86M	$137.51M	$116.13M	$118.26M	$68.94M	$147.00M	$164.61M	$-209,922,000
EBIT	$204.31M	$199.55M	$185.33M	$148.55M	$112.19M	$79.78M	$59.92M	$63.85M	$15.34M	$94.23M	$106.10M	$-266,928,000

* Some calculated fields are derived from available data when not provided by source

Related GNG Research

Ally Financials Quiet Reset, And What Q1 Just Confirmed

Q1 clean quarter: Adjusted EPS $1.11, +90% YoY; NIM ex-OID 3.52% trending toward the 3.60%-3.70% guide, retail auto NCOs 1.97% inside the 1.8%-2.0% 2026 target Deposit and margin dynamics support guide - cumulative deposit beta 63% after a second 10bp cut, retail deposits $146B with 92% FDIC-insured, and record 4.4M applications underpin NIM trajectory Capital return and income profile improving - $147M repurchased in Q1, Q2 dividend $0.30, TTM shareholder yield ~3.4% and dividend yield 2.7% on a mid-40s payout ratio, paid-to-wait while credit repairs Valuation asymmetry evident - trading 6.8x-7.8x forward P/E, P/B 0.92x, consensus 2026 EPS $5.33; applying 10.3x implies ~$55 fair value, upside material if credit and NIM hold Technicals and clear invalidation triggers - Weinstein Stage 2 breakout above $42, tactical add on a $42-$43 retest, weekly close below $40 or NCOs >2.0% for two quarters or a NIM miss would break the thesis

Unknown Author

•

Apr 27, 20264/27/26

•

Finance Stocks

Also mentions:

OMF

SOFI

FCFS

SoFi Technologies: The Digital Bank That Just Crossed the Billion-Dollar Rubicon

SoFi posted its first $1B+ quarter then fell 9 straight days, down 19% in a week; that disconnect is the opportunity At $21 the stock trades 35x 2026 EPS vs 37x last week; valuation compression creates better risk-reward Fee-based revenue hit $443M (+53% YoY), the platform transformation that matters more than lending headlines 2026 guidance: $4.655B revenue, $1.6B EBITDA, $0.60 EPS implies 30% growth with 34% EBITDA margins J.P. Morgan upgraded to Buy with $31 target on Feb 3rd; stock has since fallen another 10%+ Now trading in Strong Buy zone approaching Very Strong Buy ($20); margin of safety vs SR fair value is 73% Expected value ~$27 implies 30% upside from current levels vs 20% from last week's prices

Unknown Author

•

Feb 5, 20262/5/26

•

130

Digital Banking

FinTech

growth-stocks

Also mentions:

PYPL

XYZ

AFRM

News

Callan Family Office LLC Makes New Investment in SoFi Technologies, Inc. $SOFI

Callan Family Office LLC has acquired a new position in SoFi Technologies, Inc. (NASDAQ:SOFI), purchasing 30,675 shares valued at approximately $550,000. This investment contributes to a total institutional ownership of 38.43% for SoFi. Despite cautious analyst sentiment with a "Hold" rating, SoFi reported strong Q2 earnings, surpassing expectations with $0.12 EPS and $1.21 billion in revenue, reflecting a 42.5% year-over-year increase.

MarketBeat•Aug 26, 2026 7:41 AM8/26/26•

Somewhat-Bullish

SoFi Technologies Options Spot-On: On August 25th, 359.45K Contracts Were Traded, With 3.84 Million Open Interest

On August 25th, SoFi Technologies (SOFI) saw significant options trading activity, with 359.45K contracts traded and an open interest of 3.84 million contracts. This high level of trading volume and open interest indicates strong market attention and potentially anticipated price movements for SOFI stock.

Moomoo•Aug 26, 2026 12:41 AM8/26/26•

Neutral

SOFI Stock Grinds Higher As Earnings Beat Fuels Growth Story

SoFi Technologies (SOFI) stock has risen by 4.17% following better-than-expected Q2 earnings, with adjusted EPS of $0.12 and revenue of $1.2 billion, driven by significant member and product growth. The company also raised its FY26 outlook, projecting strong revenue growth and profitability. Despite some analyst concerns about capital intensity, new private-market funds and strategic partnerships are broadening SoFi's offerings and brand reach, creating a mix of growth potential and market volatility.

StocksToTrade•Aug 25, 2026 9:10 PM8/25/26•

Bullish

SoFi Technologies Stablecoin Push: Can SoFiUSD Scale Payments?

SoFi Technologies is expanding its stablecoin strategy, SoFiUSD, moving beyond product launch into real-world payments. During Q2 2026, SoFi began settling its trading business in SoFiUSD and processed transactions for commercial clients via its Big Business Banking on the SoFi Exchange Network, enabling real-time, 24/7 money movement. The company aims for payments to become a significant fee-based business, leveraging SoFiUSD's backing by cash at the Federal Reserve and its status as the first stablecoin issued by a nationally chartered bank on a public blockchain, to build faster, lower-cost payment rails.

TradingView•Aug 25, 2026 5:10 PM8/25/26•

Somewhat-Bullish

SoFi Technologies (NASDAQ: SOFI) exec sells 11K shares under 10b5-1 plan

SoFi Technologies (NASDAQ: SOFI) EVP Kelli Keough sold 11,286 shares of company common stock on August 20, 2026, under a Rule 10b5-1 trading plan. The shares were sold at a weighted average price of $18.0032, totaling approximately $203,000. Following the transaction, Keough directly holds 356,442 shares of SoFi common stock.

Stock Titan•Aug 25, 2026 12:10 AM8/25/26•

Somewhat-Bearish

Frequently Asked Questions About SOFI

Does SOFI pay dividends?: SoFi Technologies Inc. (SOFI) does not currently pay a regular dividend.
What is SOFI's P/E ratio?: SoFi Technologies Inc. has a price-to-earnings (P/E) ratio of 38.87.
What is SOFI's market cap?: SoFi Technologies Inc. (SOFI) has a market capitalization of $23.33B with a current stock price of $17.88.

Get full access to GNG Research

Create a free account to access portfolio tracking, advanced tools, and more.

Create Free Account Log In