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    B

    Bar Harbor Bankshares Inc (BHB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • AMEX

    $38.09
    +0.12 (+0.32%)

    Market Cap: $636.61M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(21/22)
    Avg Surprise
    +4.11%
    Streak
    17 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.94
    Range$0.93 - $0.95
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.93+1.6%
    60d ago$0.93+1.6%
    30d ago$0.93+1.6%
    7d ago$0.93+1.1%
    Current$0.94
    Revenue Consensus
    $50M
    Range$50M - $51M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.93
    Range$0.90 - $0.95
    2 analysts
    Revenue Consensus
    $50M
    Range$48M - $51M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.93---
    Sep 26EST
    		-$0.94---
    Jun 26
    Reported Jul 21
    		$0.92$0.92+0.00%Beat+31.4%
    Mar 26
    Reported Apr 21
    		$0.88$0.86+2.33%Beat+29.4%
    Dec 25
    Reported Jan 22
    		$0.93$0.88+5.68%Beat+29.2%
    Sep 25
    Reported Oct 21
    		$0.95$0.83+14.46%Beat+18.7%
    Jun 25
    Reported Jul 22
    		$0.70$0.69+1.45%Beat+6.1%
    Mar 25
    Reported Apr 17
    		$0.68$0.68+0.00%Beat+3.0%
    Dec 24
    Reported Mar 11
    		$0.72$0.69+4.35%Beat+5.9%
    Sep 24
    Reported Oct 22
    		$0.80$0.68+17.65%Beat+9.6%
    Jun 24
    Reported Jul 18
    		$0.66$0.66+0.00%Beat-7.0%
    Mar 24
    Reported Apr 18
    		$0.66$0.65+1.54%Beat-23.3%
    Dec 23
    Reported Mar 11
    		$0.68$0.67+1.49%Beat-18.1%
    Sep 23
    Reported Oct 17
    		$0.73$0.67+8.96%Beat-3.9%
    Jun 23
    Reported Jul 20
    		$0.71$0.68+4.41%Beat+1.4%
    Mar 23
    Reported Apr 20
    		$0.86$0.80+7.50%Beat+38.7%
    Dec 22
    Reported Mar 14
    		$0.83$0.82+1.22%Beat+22.1%
    Sep 22
    Reported Oct 19
    		$0.76$0.75+1.33%Beat+4.1%
    Jun 22
    Reported Jul 21
    		$0.70$0.70+0.00%Beat+11.1%
    Mar 22
    Reported Apr 21
    		$0.62$0.66-6.06%Miss-8.8%
    Dec 21
    Reported Mar 14
    		$0.68$0.67+1.49%Beat+9.7%
    Sep 21
    Reported Oct 21
    		$0.73$0.63+15.87%Beat+19.7%
    Jun 21
    Reported Jul 21
    		$0.63$0.59+6.78%Beat+14.5%
    Mar 21
    Reported Apr 27
    		$0.68$0.68+0.00%Beat+36.0%
    Dec 20
    Reported Mar 10
    		$0.62$0.00N/ABeat+10.7%
    Sep 20
    Reported Oct 27
    		$0.61N/AN/ABeat+90.6%
    Jun 20
    Reported Jul 27
    		$0.55N/AN/ABeat+41.0%
    Mar 20
    Reported Apr 30
    		$0.50N/AN/ABeat+6.4%
    Dec 19
    Reported Mar 10
    		$0.56N/AN/ABeat+14.3%
    Sep 19
    Reported Oct 17
    		$0.32N/AN/ABeat-44.8%
    Jun 19
    Reported Jul 18
    		$0.39N/AN/ABeat-29.1%
    Mar 19
    Reported Apr 18
    		$0.47N/AN/ABeat-6.0%
    Dec 18
    Reported Mar 12
    		$0.49N/AN/ABeat-27.9%
    Sep 18
    Reported Oct 18
    		$0.58N/AN/ABeat+3.6%
    Jun 18
    Reported Jul 19
    		$0.55N/AN/ABeat+31.0%
    Mar 18
    Reported Apr 19
    		$0.50N/AN/ABeat+72.4%
    Dec 17
    Reported Mar 13
    		$0.68N/AN/ABeat+142.9%
    Sep 17
    Reported Oct 19
    		$0.56N/AN/ABeat-
    Jun 17
    Reported Jul 27
    		$0.42N/AN/ABeat-
    Mar 17
    Reported May 10
    		$0.29$0.00N/ABeat-
    Dec 16
    Reported Feb 8
    		$0.28$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield3.57%
    Forward Annual Dividend$1.36
    Payout Ratio44.78%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+7.30%
    5Y CAGR+7.44%
    BHB dividend history and ex-dividend datesRun BHB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.35EV/EBITDA13.55x
    Price/FCF11.16xFCF Yield8.96%
    Profitability
    Profit Margin26.40%Operating Margin41.90%
    ROE9.70%ROIC5.94%
    Financial Health
    Debt/Equity0.51xInterest Coverage0.84x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.62Avg Volume106.30K
    52-Week High$41.1252-Week Low$27.30

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$38.50
    SMA 20$38.96
    SMA 50$39.49
    SMA 200$35.60
    EMA 10$38.42
    EMA 20$38.81
    EMA 50$38.96
    EMA 200$36.11

    MACD

    Line: -0.43Signal: -0.32Hist: -0.11

    ADX

    ADX: 29.0+DI: 15.6-DI: 27.3

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$38.95

    Bollinger Bands

    Upper Band$40.41
    Lower Band$37.50
    %B Position748%(Upper)
    Band Width0.20

    RSI (14-Day)

    Neutral
    39.2

    Momentum Oscillators

    Stoch %K22.6
    Stoch %D21.7
    Williams %R-73.6
    ROC (10d)-2.0%
    Momentum-0.78
    CCI (20d)-80.7
    MFI (14d)42.3

    Volatility Measures

    ATR (14d)$0.86(2.3%)
    StdDev (20d)0.73
    Hist Vol15.7%(Low)

    Volume Flow

    VWAP$38.28
    OBV263.7K
    AD Line-31.6M
    CMF (20d)-0.109

    Volume Metrics

    Avg Vol (20d)104.6K
    Vol Ratio0.5x
    VWMA (20d)$39.02

    Pivot Points

    R3$39.21
    R2$38.76
    R1$38.36
    Pivot Point$37.91
    S1$37.51
    S2$37.06
    S3$36.66

    Advanced Oscillators

    TSI-18.82
    Ultimate Osc38.0
    KST-34.53

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$49.65M$47.29M$48.94M$47.53M$34.54M$37.92M$38.46M$38.61M$37.22M$36.44M$37.09M$37.79M
    Cost of RevenueN/A$18.38M$18.75M$22.86M$19.32M$18.40M$17.64M$19.89M$19.66M$18.04M$17.62M$16.62M
    Gross ProfitN/A$36.87M$48.94M$43.63M$34.01M$37.42M$38.06M$38.35M$36.63M$36.36M$37.04M$37.12M
    Operating Expenses$29.18M$29.83M$33.80M$32.74M$26.54M$24.65M$23.89M$24.77M$23.84M$23.49M$23.82M$22.81M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$6.74M$15.14M$11.04M$7.47M$12.70M$13.55M$13.61M$12.79M$12.66M$12.59M$14.31M
    Interest Income$55.91M$55.25M$57.37M$55.92M$48.69M$47.54M$47.48M$48.58M$46.84M$45.82M$45.81M$45.13M
    Interest Expense$17.99M$18.38M$18.75M$18.96M$18.79M$18.53M$18.42M$19.62M$19.08M$17.77M$17.02M$15.95M
    Income Before Tax$19.22M$17.15M$14.73M$11.04M$7.47M$12.70M$13.55M$13.61M$12.79M$12.66M$12.59M$14.31M
    Income Tax Expense$4.00M$3.62M$2.97M$2.18M$1.38M$2.48M$2.55M$1.42M$2.53M$2.57M$2.64M$3.21M
    Net Income$15.22M$13.54M$11.76M$8.86M$6.09M$10.21M$11.00M$12.19M$10.26M$10.10M$9.95M$11.10M
    EBITDA$21.27M$17.59M$12.62M$12.96M$8.96M$14.32M$14.03M$15.50M$14.53M$14.28M$13.44M$16.34M
    EBIT$19.22M$17.15M$14.73M$11.04M$7.47M$12.70M$13.55M$13.61M$12.79M$12.66M$12.59M$14.31M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Form 4 Bar Harbor Bankshares For: 27 September By Investing.com

    This article from Investing.com reports on a Form 4 filing for Bar Harbor Bankshares (BHB) dated September 27, 2026. Form 4 filings are used to disclose transactions by company insiders. The stock symbol BHB is mentioned...

    Investing.com Canada•9/27/26•Neutral

    Net revenue of Bar Harbor Bankshares, Inc. – BOATS:BHB

    This article briefly highlights the net revenue of Bar Harbor Bankshares, Inc. (BHB). It presents a financial overview for the company...

    TradingView•9/25/26•Neutral

    Net revenue after provisions of Bar Harbor Bankshares, Inc. – BOATS:BHB

    The article provides information on the net revenue after provisions for Bar Harbor Bankshares, Inc. (BHB). It briefly touches on the company's financial overview within the context of regional banks and mentions that...

    TradingView•9/25/26•Neutral

    Form 4 Bar Harbor Bankshares For: 22 September By Investing.com

    This article is a Form 4 filing for Bar Harbor Bankshares (BHB) related to activity on September 22. It indicates insider transaction data for the company. The rest of the content is boilerplate from Investing.com...

    Investing.com Canada•9/23/26•Neutral

    Insider Shaw Brian D Receives 36 Shares of BAR HARBOR BANKSHARES (AMEX: BHB) at $40.08 Each

    Insider Shaw Brian D of BAR HARBOR BANKSHARES (AMEX: BHB) was awarded 36 shares at $40.08 each on September 18, 2026. This transaction increased his total holdings to 18,996 shares...

    Kalkine Media•9/23/26•Neutral

    BHB Valuation and Fair Value

    P/E
    10.4x
    Forward P/E
    12.1x
    EV/EBITDA
    13.5x
    P/FCF
    11.2x
    PEG
    0.0x
    P/B
    1.2x
    See GNG's fair value

    BHB Profitability: Margins, ROIC and FCF

    Operating margin
    41.9%
    Net margin
    26.4%
    ROIC
    5.9%
    ROE
    9.7%
    FCF margin
    29.6%
    FCF yield
    9.0%

    BHB Competitors

    CompanyTicker
    Northfield Bancorp IncNFBK
    Hingham Institution for SavingsHIFS
    Gladstone Investment CorporationGAIN
    Tiptree IncTIPT
    HIVE Digital Technologies LtdHIVE
    New Mountain Finance CorporationNMFC
    PennantPark Floating Rate Capital LtdPFLT
    SLR Investment CorpSLRC

    Sector: Financial Services

    BHB Bull Case vs Bear Case

    Bull case

    • BHB converts 29.6% of revenue into free cash flow.
    • BHB has a 26.4% net profit margin.
    • BHB beat EPS estimates in 75.0% of its last 8 reported quarters.

    BHB Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    5.7%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.94
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    BHB Dividend

    Forward yield
    3.6%
    Payout ratio
    44.8%
    3Y DPS growth
    7.3%
    5Y DPS growth
    7.4%
    Pay months
    Mar, Jun, Sep, Dec
    BHB dividend history

    Frequently Asked Questions About BHB

    What is BHB's current dividend yield?

    Bar Harbor Bankshares Inc (BHB) has a forward dividend yield of 3.57%.

    Does BHB pay dividends?

    Yes, Bar Harbor Bankshares Inc pays dividends with a forward dividend yield of 3.57%.

    What is BHB's P/E ratio?

    Bar Harbor Bankshares Inc has a price-to-earnings (P/E) ratio of 10.35.

    What is BHB's market cap?

    Bar Harbor Bankshares Inc (BHB) has a market capitalization of $636.61M with a current stock price of $38.09.

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