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    H

    HomeTrust Bancshares, Inc. (HTB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $46.52
    +0.61 (+1.33%)

    Market Cap: $759.06M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    81%(29/36)
    Avg Surprise
    +16.17%
    Streak
    7 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.90
    Range$0.85 - $0.93
    5 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.90+0.1%
    60d ago$0.92-2.6%
    30d ago$0.91-1.1%
    7d ago$0.91-1.1%
    Current$0.90
    Revenue Consensus
    $55M
    Range$54M - $56M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.15
    Range$1.05 - $1.21
    5 analysts
    Revenue Consensus
    $61M
    Range$59M - $63M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.15---
    Sep 26EST
    		-$0.90---
    Jun 26
    Reported Jul 23
    		$0.94$0.89+5.62%Beat-6.0%
    Mar 26
    Reported Apr 23
    		$0.99$0.82+20.73%Beat+17.9%
    Dec 25
    Reported Jan 22
    		$0.93$0.86+8.14%Beat-4.1%
    Sep 25
    Reported Oct 22
    		$0.95$0.87+9.20%Beat+25.0%
    Jun 25
    Reported Jul 22
    		$1.00$0.77+29.87%Beat+37.0%
    Mar 25
    Reported Apr 24
    		$0.84$0.76+10.53%Beat-4.5%
    Dec 24
    Reported Jan 23
    		$0.97$0.75+29.33%Beat+22.8%
    Sep 24
    Reported Oct 24
    		$0.76$0.77-1.30%Miss-13.6%
    Jun 24
    Reported Jul 24
    		$0.73$0.73+0.00%Beat-17.7%
    Mar 24
    Reported Apr 24
    		$0.88$0.73+20.55%Beat+112.1%
    Dec 23
    Reported Jan 24
    		$0.79$0.71+11.27%Beat+31.7%
    Sep 23
    Reported Oct 25
    		$0.88$0.79+11.39%Beat+125.6%
    Jun 23
    Reported Jul 26
    		$0.89N/AN/ABeat+74.0%
    Mar 23
    Reported Apr 26
    		$0.41N/AN/ABeat-39.0%
    Sep 22
    Reported Oct 26
    		$0.60$0.54+11.11%Beat-7.7%
    Jun 22
    Reported Jul 27
    		$0.39$0.54-27.78%Miss-22.0%
    Mar 22
    Reported Apr 27
    		$0.51$0.53-3.77%Miss+6.3%
    Dec 21
    Reported Mar 31
    		$0.68$0.56+21.43%Beat+19.3%
    Sep 21
    Reported Oct 27
    		$0.65$0.47+38.30%Beat+85.7%
    Jun 21
    Reported Jul 29
    		$0.50$0.25+100.00%Beat+127.3%
    Mar 21
    Reported Apr 28
    		$0.48$0.36+33.33%Beat+585.7%
    Dec 20
    Reported Mar 31
    		$0.57$0.25+128.00%Beat+9.6%
    Sep 20
    Reported Oct 29
    		$0.35$0.14+150.00%Beat-28.6%
    Jun 20
    Reported Jul 27
    		$0.22$0.15+46.67%Beat-50.0%
    Mar 20
    Reported Apr 29
    		$0.07N/A-80.56%Miss-56.3%
    Dec 19
    Reported Jan 29
    		$0.52$0.42+23.81%Beat+20.9%
    Sep 19
    Reported Oct 29
    		$0.49$0.42+16.67%Beat+19.5%
    Jun 19
    Reported Jul 25
    		$0.44$0.41+7.32%Beat+22.2%
    Mar 19
    Reported Apr 24
    		$0.16N/A-60.98%Miss-52.9%
    Dec 18
    Reported Mar 31
    		$0.43$0.43+0.00%Beat+13.2%
    Sep 18
    Reported Oct 29
    		$0.41$0.40+2.50%Beat+36.7%
    Jun 18
    Reported Jul 26
    		$0.36$0.36+0.00%Beat+44.0%
    Mar 18
    Reported Apr 26
    		$0.34$0.33+3.03%Beat+25.9%
    Dec 17
    Reported Mar 31
    		$0.38$0.31+22.58%Beat+123.5%
    Sep 17
    Reported Oct 30
    		$0.30$0.27+11.11%Beat-
    Jun 17
    Reported Jul 26
    		$0.25$0.27-7.41%Miss-
    Mar 17
    Reported Apr 27
    		$0.27$0.23+17.39%Beat-
    Dec 16
    Reported Mar 31
    		$0.17$0.23-26.09%Miss-

    Dividends

    Dividend Metrics

    Forward Yield1.29%
    Forward Annual Dividend$0.60
    Payout Ratio14.05%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+4.99%
    HTB dividend history and ex-dividend datesRun HTB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.21EV/EBITDA9.19x
    Price/FCF7.99xFCF Yield12.52%
    Profitability
    Profit Margin30.90%Operating Margin38.90%
    ROE11.00%ROIC8.38%
    Financial Health
    Debt/Equity0.29xInterest Coverage1.12x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.80Avg Volume183.67K
    52-Week High$52.3452-Week Low$38.34

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$46.20
    SMA 20$46.13
    SMA 50$47.20
    SMA 200$45.78
    EMA 10$46.14
    EMA 20$46.32
    EMA 50$46.95
    EMA 200$45.58

    MACD

    Line: -0.31Signal: -0.39Hist: 0.08

    ADX

    ADX: 17.1+DI: 25.0-DI: 19.7

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down40.0
    PSAR$48.00

    Bollinger Bands

    Upper Band$47.11
    Lower Band$45.14
    %B Position428%(Upper)
    Band Width0.70

    RSI (14-Day)

    Neutral
    50.2

    Momentum Oscillators

    Stoch %K34.9
    Stoch %D30.4
    Williams %R-51.9
    ROC (10d)0.9%
    Momentum0.43
    CCI (20d)10.3
    MFI (14d)59.7

    Volatility Measures

    ATR (14d)$0.97(2.1%)
    StdDev (20d)0.49
    Hist Vol16.3%(Low)

    Volume Flow

    VWAP$46.17
    OBV868.2K
    AD Line-13.8M
    CMF (20d)0.199

    Volume Metrics

    Avg Vol (20d)177.5K
    Vol Ratio0.7x
    VWMA (20d)$46.26

    Pivot Points

    R3$46.93
    R2$46.43
    R1$46.17
    Pivot Point$45.67
    S1$45.41
    S2$44.91
    S3$44.65

    Advanced Oscillators

    TSI-11.98
    Ultimate Osc56.7
    KST-22.49

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$54.54M$54.34M$53.61M$54.14M$54.39M$50.93M$61.83M$50.64M$50.56M$50.04M$71.31M$50.79M
    Cost of RevenueN/A$17.56M$21.33M$22.02M$20.71M$22.27M$22.14M$27.55M$27.51M$23.29M$24.26M$22.27M
    Gross ProfitN/A$53.97M$51.53M$52.13M$51.61M$49.39M$52.30M$47.38M$46.02M$48.88M$47.06M$48.22M
    Operating Expenses$33.98M$32.98M$31.69M$31.27M$31.25M$30.96M$33.95M$30.87M$30.49M$29.86M$30.03M$29.56M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$21.11M$0$0$0$0$0$0$0$16.96M$17.23M
    Operating IncomeN/A$20.99M$19.84M$20.86M$21.83M$18.43M$18.29M$16.80M$15.81M$19.01M$17.03M$18.65M
    Interest Income$61.17M$61.50M$63.47M$65.39M$63.64M$63.63M$60.72M$66.65M$65.41M$63.35M$62.82M$61.87M
    Interest Expense$15.88M$17.19M$19.25M$20.01M$19.41M$20.73M$10.02M$24.29M$22.97M$22.13M$20.90M$19.70M
    Income Before Tax$19.64M$20.99M$19.84M$20.86M$21.83M$18.43M$29.34M$16.80M$15.81M$19.01M$17.03M$18.65M
    Income Tax Expense$4.01M$4.22M$3.71M$4.37M$4.62M$3.89M$5.57M$3.68M$3.39M$3.94M$3.57M$3.82M
    Net Income$15.63M$16.77M$16.12M$16.49M$17.21M$14.54M$23.77M$13.11M$12.42M$15.07M$13.46M$14.83M
    EBITDA$23.42M$24.86M$27.88M$23.64M$24.98M$22.35M$31.86M$20.98M$19.48M$22.72M$21.39M$22.37M
    EBIT$19.64M$20.99M$19.84M$20.86M$21.83M$18.43M$29.34M$16.80M$15.81M$19.01M$17.03M$18.65M
    * Some calculated fields are derived from available data when not provided by source

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    News

    HomeTrust Bancshares authorized buyback: HomeTrust Bancshares stock sat 11.45 percent below its high

    HomeTrust Bancshares authorized a new share repurchase program for up to 790,000 shares after completing a previous buyback of 832,000 shares at $47.70 each. The new authorization represents about 5% of outstanding...

    ad-hoc-news.de•10/16/26•Somewhat-Bullish

    HomeTrust Bank requests NC regulatory approval to move site of Eden branch

    HomeTrust Bank, based in Asheville, has filed for regulatory approval in North Carolina to move its Eden branch from its current location at 106 Van Buren Road to 321 West Kings Highway. The public has until October 28...

    Winston-Salem Journal•10/14/26•Neutral

    HomeTrust Bank requests NC regulatory approval to move site of Eden branch

    HomeTrust Bank is seeking regulatory approval from North Carolina to relocate its Eden branch from its current address at 106 Van Buren Road to 231 West Kings Highway. The public has until October 28 to submit written...

    Greensboro News and Record•10/14/26•Neutral

    Press Releases about HomeTrust Bancshares, Inc. Common Stock (NYSE:HTB)

    HomeTrust Bancshares, Inc. (NYSE: HTB) has completed a stock repurchase program, buying back 832,000 shares, and authorized a new program to repurchase up to an additional 790,000 shares. Separately...

    FinancialContent•10/12/26•Neutral

    HomeTrust Bancshares Schedules Q3 2026 Earnings Release

    HomeTrust Bancshares (HTB) has announced it will release its third-quarter 2026 earnings before the market opens on October 21...

    The Globe and Mail•10/8/26•Somewhat-Bullish

    HTB Valuation and Fair Value

    P/E
    12.2x
    Forward P/E
    11.3x
    EV/EBITDA
    9.2x
    P/FCF
    8.0x
    P/B
    1.3x
    See GNG's fair value

    HTB Profitability: Margins, ROIC and FCF

    Operating margin
    38.9%
    Net margin
    30.9%
    ROIC
    8.4%
    ROE
    11.0%
    FCF margin
    43.8%
    FCF yield
    12.5%

    HTB Competitors

    CompanyTicker
    Fidus Investment CorpFDUS
    Abacus Global Management, Inc.ABX
    Peapack-Gladstone FinancialPGC
    Up Fintech Holding LtdTIGR
    Brighthouse Financial, Inc.BHFAO
    NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series BNEWTP
    Root IncROOT
    Customers Bancorp, Inc 5.375% SCUBB

    Sector: Financial Services

    HTB Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    1
    Buy
    2
    Hold
    2
    Sell
    0
    Strong Sell
    0

    HTB Bull Case vs Bear Case

    Bull case

    • HTB converts 43.8% of revenue into free cash flow.
    • HTB has a 30.9% net profit margin.
    • HTB beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • HTB's quarterly revenue changed -1.0% year over year.

    HTB Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    14.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.90
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    HTB Dividend

    Forward yield
    1.3%
    Payout ratio
    14.0%
    3Y DPS growth
    0.0%
    5Y DPS growth
    5.0%
    Pay months
    Feb, May, Aug, Nov
    HTB dividend history

    Frequently Asked Questions About HTB

    What is HTB's current dividend yield?

    HomeTrust Bancshares, Inc. (HTB) has a forward dividend yield of 1.29%.

    Does HTB pay dividends?

    Yes, HomeTrust Bancshares, Inc. pays dividends with a forward dividend yield of 1.29%.

    What is HTB's P/E ratio?

    HomeTrust Bancshares, Inc. has a price-to-earnings (P/E) ratio of 12.21.

    What is HTB's market cap?

    HomeTrust Bancshares, Inc. (HTB) has a market capitalization of $759.06M with a current stock price of $46.52.

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