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    Northeast Bancorp (NBN)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $125.02
    +1.27 (+1.03%)

    Market Cap: $1.06B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    68%(26/38)
    Avg Surprise
    +9.62%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$3.41
    Range$3.32 - $3.50
    2 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$3.44-1.0%
    60d ago$3.410.0%
    30d ago$3.410.0%
    7d ago$3.410.0%
    Current$3.41
    Revenue Consensus
    $67M
    Range$65M - $69M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$3.60
    Range$3.52 - $3.67
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$3.57+0.7%
    60d ago$3.600.0%
    30d ago$3.600.0%
    7d ago$3.600.0%
    Current$3.60
    Revenue Consensus
    $69M
    Range$67M - $71M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$3.60---
    Sep 26EST
    -$3.41---
    Jun 26
    Reported Jul 27
    $4.05$3.40+19.12%Beat+35.0%
    Mar 26
    Reported Apr 27
    $3.53$3.00+17.67%Beat+58.3%
    Dec 25
    Reported Jan 26
    $2.47$2.44+1.23%Beat-9.9%
    Sep 25
    Reported Oct 28
    $2.67$2.68-0.37%Miss+26.5%
    Jun 25
    Reported Jul 28
    $3.00$2.57+16.73%Beat+57.1%
    Mar 25
    Reported Apr 29
    $2.23$2.78-19.78%Miss+21.9%
    Dec 24
    Reported Feb 6
    $2.74$2.57+6.61%Beat+48.1%
    Sep 24
    Reported Oct 29
    $2.11$1.77+19.21%Beat+5.0%
    Jun 24
    Reported Jul 29
    $1.91$1.88+1.60%Beat+18.6%
    Mar 24
    Reported Apr 30
    $1.83$1.72+6.40%Beat+8.3%
    Dec 23
    Reported Jan 30
    $1.85$1.72+7.56%Beat+20.1%
    Sep 23
    Reported Oct 23
    $2.01$1.56+28.85%Beat+79.5%
    Jun 23
    Reported Jul 24
    $1.61$1.51+6.62%Beat+19.3%
    Mar 23
    Reported Apr 24
    $1.69$1.66+1.81%Beat+24.3%
    Dec 22
    Reported Jan 25
    $1.54$1.27+21.26%Beat+8.5%
    Sep 22
    Reported Oct 31
    $1.12$1.21-7.44%Miss-6.7%
    Jun 22
    Reported Jul 25
    $1.35$1.15+17.39%Beat-46.9%
    Mar 22
    Reported Apr 25
    $1.36$1.17+16.24%Beat-66.5%
    Dec 21
    Reported Jan 26
    $1.42$1.34+5.97%Beat+44.9%
    Sep 21
    Reported Oct 27
    $1.20$1.25-4.00%Miss+27.7%
    Jun 21
    Reported Jul 28
    $2.54$1.88+35.11%Beat+91.0%
    Mar 21
    Reported Apr 21
    $4.06$3.34+21.56%Beat+1403.7%
    Dec 20
    Reported Jan 27
    $0.98$0.77+27.27%Beat+84.9%
    Sep 20
    Reported Oct 29
    $0.94$0.60+56.67%Beat+80.8%
    Jun 20
    Reported Jul 29
    $1.33$0.91+46.15%Beat+125.4%
    Mar 20
    Reported Apr 22
    $0.27$0.39-30.77%Miss-48.1%
    Dec 19
    Reported Jan 27
    $0.53$0.58-8.62%Miss-5.4%
    Sep 19
    Reported Oct 28
    $0.52$0.60-13.33%Miss+6.1%
    Jun 19
    Reported Jul 30
    $0.59$0.54+9.26%Beat+22.9%
    Mar 19
    Reported Apr 29
    $0.52$0.56-7.14%Miss+20.9%
    Dec 18
    Reported Jan 28
    $0.56$0.57-1.75%Miss+55.6%
    Sep 18
    Reported Oct 29
    $0.49$0.61-19.67%Miss+16.7%
    Jun 18
    Reported Jul 30
    $0.48$0.40+20.00%Beat+6.7%
    Mar 18
    Reported Apr 25
    $0.43$0.37+16.22%Beat+10.3%
    Dec 17
    Reported Jan 29
    $0.36$0.45-20.00%Miss+2.9%
    Sep 17
    Reported Nov 6
    $0.42$0.46-8.70%Miss-
    Jun 17
    Reported Sep 13
    $0.45$0.32+40.63%Beat-
    Mar 17
    Reported Apr 25
    $0.39$0.00N/ABeat-
    Dec 16
    Reported Jan 30
    $0.35$0.25+40.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.03%
    Forward Annual Dividend$0.04
    Payout Ratio0.32%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Oct, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+0.00%

    Key Metrics

    Valuation
    P/E Ratio9.83EV/EBITDA12.67x
    Price/FCF-16.55xFCF Yield-6.04%
    Profitability
    Profit Margin45.40%Operating Margin65.00%
    ROE19.60%ROIC7.21%
    Financial Health
    Debt/Equity1.39xInterest Coverage0.96x
    Current Ratio0.11xQuick Ratio0.11x
    Trading Statistics
    Beta0.61Avg Volume111.72K
    52-Week High$142.3052-Week Low$80.73

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$125.83
    SMA 20$127.20
    SMA 50$129.73
    SMA 200$122.64
    EMA 10$125.79
    EMA 20$126.88
    EMA 50$128.33
    EMA 200$121.55

    MACD

    Line: -1.37Signal: -1.26Hist: -0.10

    ADX

    ADX: 22.2+DI: 17.0-DI: 30.4

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down60.0
    PSAR$120.72

    Bollinger Bands

    Upper Band$133.05
    Lower Band$121.36
    %B Position919%(Upper)
    Band Width0.31

    RSI (14-Day)

    Neutral
    42.7

    Momentum Oscillators

    Stoch %K43.3
    Stoch %D44.1
    Williams %R-48.1
    ROC (10d)0.3%
    Momentum0.32
    CCI (20d)-61.1
    MFI (14d)34.3

    Volatility Measures

    ATR (14d)$3.27(2.6%)
    StdDev (20d)2.92
    Hist Vol19.3%(Low)

    Volume Flow

    VWAP$125.08
    OBV622.4K
    AD Line-1.3M
    CMF (20d)-0.183

    Volume Metrics

    Avg Vol (20d)109.2K
    Vol Ratio0.7x
    VWMA (20d)$127.62

    Pivot Points

    R3$128.21
    R2$127.01
    R1$125.38
    Pivot Point$124.18
    S1$122.55
    S2$121.35
    S3$119.72

    Advanced Oscillators

    TSI-14.03
    Ultimate Osc50.0
    KST-38.49

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$104.71M$105.42M$87.05M$84.54M$98.46M$85.17M$89.05M$72.68M$67.81M$65.22M$64.66M$62.83M
    Cost of Revenue$38.79M$38.58M$36.16M$34.58M$39.23M$37.78M$38.62M$31.28M$29.18M$28.57M$27.57M$25.76M
    Gross Profit$65.92M$66.84M$50.89M$49.96M$59.23M$47.39M$50.43M$41.40M$38.63M$36.65M$37.09M$37.06M
    Operating Expenses$23.48M$23.64M$20.77M$18.54M$21.50M$17.87M$17.00M$16.39M$16.23M$15.62M$14.73M$14.74M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$15.30M$16.05M$13.62M$12.98M$13.04M$12.95M$12.24M$11.51M$11.55M$11.06M$10.19M$10.08M
    Operating Income$42.45M$43.20M$30.12M$31.42M$37.73M$29.52M$33.43M$25.01M$22.40M$21.03M$22.36M$22.32M
    Interest Income$99.78M$101.87M$84.09M$83.21M$89.69M$80.83M$85.17M$69.85M$66.57M$64.49M$64.13M$62.70M
    Interest Expense$39.47M$38.80M$35.29M$35.02M$35.76M$34.88M$36.68M$30.85M$28.63M$27.98M$27.13M$25.57M
    Income Before Tax$42.45M$43.20M$30.12M$31.42M$37.73M$29.52M$33.43M$25.01M$22.40M$21.03M$22.36M$22.32M
    Income Tax Expense$8.11M$13.34M$9.38M$8.88M$12.52M$10.84M$10.99M$7.91M$7.26M$7.16M$8.31M$7.15M
    Net Income$34.34M$29.85M$20.74M$22.54M$25.22M$18.68M$22.44M$17.11M$15.14M$13.87M$14.05M$15.17M
    EBITDA$42.45M$43.98M$30.91M$32.21M$38.52M$30.30M$34.22M$25.80M$23.07M$21.83M$23.16M$23.12M
    EBITN/A$43.20M$30.12M$31.42M$37.74M$29.52M$33.43M$25.01M$22.40M$21.03M$22.36M$22.32M
    * Some calculated fields are derived from available data when not provided by source

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    NBN Valuation and Fair Value

    P/E
    9.8x
    Forward P/E
    16.3x
    EV/EBITDA
    12.7x
    P/FCF
    -16.6x
    PEG
    5.3x
    P/B
    1.8x
    See GNG's fair value

    NBN Profitability: Margins, ROIC and FCF

    Gross margin
    61.2%
    Operating margin
    65.0%
    Net margin
    45.4%
    ROIC
    7.2%
    ROE
    19.6%
    FCF margin
    -16.8%
    FCF yield
    -6.0%

    NBN Bull Case vs Bear Case

    Bull case

    • NBN has a 45.4% net profit margin.
    • NBN beat EPS estimates in 75.0% of its last 8 reported quarters.
    • NBN grew quarterly revenue 11.3% year over year.

    NBN Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    7.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $3.41
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    NBN Dividend

    Forward yield
    0.0%
    Payout ratio
    0.3%
    3Y DPS growth
    0.0%
    5Y DPS growth
    0.0%
    Pay months
    Feb, May, Aug, Oct, Nov
    NBN dividend history

    Frequently Asked Questions About NBN

    What is NBN's current dividend yield?

    Northeast Bancorp (NBN) has a forward dividend yield of 0.03%.

    Does NBN pay dividends?

    Yes, Northeast Bancorp pays dividends with a forward dividend yield of 0.03%.

    What is NBN's P/E ratio?

    Northeast Bancorp has a price-to-earnings (P/E) ratio of 9.83.

    What is NBN's market cap?

    Northeast Bancorp (NBN) has a market capitalization of $1.06B with a current stock price of $125.02.

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