Skip to main content
    B

    BV Financial, Inc. Common Stock (BVFL)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $21.75
    +0.09 (+0.42%)

    Market Cap: $183.47M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Jul 24
    		$0.47N/AN/ABeat+62.3%
    Mar 26
    Reported Apr 24
    		$0.13N/AN/ABeat-36.3%
    Dec 25
    Reported Jan 23
    		$0.56N/AN/ABeat+205.6%
    Sep 25
    Reported Oct 17
    		$0.41N/AN/ABeat+16.6%
    Jun 25
    Reported Jul 17
    		$0.29N/AN/ABeat-9.0%
    Mar 25
    Reported Apr 17
    		$0.21N/AN/ABeat-12.9%
    Dec 24
    Reported Mar 27
    		$0.18N/AN/ABeat-34.5%
    Sep 24
    Reported Oct 21
    		$0.35N/AN/ABeat+1.6%
    Jun 24
    Reported Jul 18
    		$0.32N/AN/ABeat-24.2%
    Mar 24
    Reported Apr 25
    		$0.24N/AN/ABeat-51.7%
    Dec 23
    Reported Mar 22
    		$0.28N/AN/ABeat-23.8%
    Sep 23
    Reported Oct 23
    		$0.35N/AN/ABeat-10.9%
    Mar 23
    Reported Apr 7
    		$0.42N/AN/ABeat+23.4%
    Dec 22
    Reported Dec 31
    		$0.50N/AN/ABeat+38.0%
    Sep 22
    Reported Sep 30
    		$0.37N/AN/ABeat+18.6%
    Jun 22
    Reported Jun 30
    		$0.39N/AN/ABeat+25.5%
    Mar 22
    Reported Mar 31
    		$0.34N/AN/ABeat+26.0%
    Dec 21
    Reported Mar 31
    		$0.36N/AN/ABeat-2.1%
    Sep 21
    Reported Sep 30
    		$0.31N/AN/ABeat+53.5%
    Jun 21
    Reported Jun 30
    		$0.31N/AN/ABeat+55.0%
    Mar 21
    Reported Apr 1
    		$0.27N/AN/ABeat-52.6%
    Dec 20
    Reported Dec 31
    		$0.37N/AN/ABeat+311.1%
    Sep 20
    Reported Sep 30
    		$0.20N/AN/ABeat+141.1%
    Jun 20
    Reported Jun 30
    		$0.20N/AN/ABeat+81.8%
    Mar 20
    Reported Mar 31
    		$0.57N/AN/ABeat+418.2%
    Dec 19
    Reported Dec 31
    		$0.09N/AN/ABeat+28.6%
    Sep 19
    Reported Sep 30
    		$0.08N/AN/ABeat+67.6%
    Jun 19
    Reported Jun 30
    		$0.11N/AN/ABeat+120.0%
    Mar 19
    Reported Mar 31
    		$0.11N/AN/ABeat+137.1%
    Dec 18
    Reported Mar 31
    		$0.07$0.00N/ABeat+152.2%
    Sep 18
    Reported Sep 30
    		$0.05N/AN/ABeat+145.5%
    Jun 18
    Reported Jun 30
    		$0.05N/AN/ABeat-16.7%
    Mar 18
    Reported Jun 29
    		$0.05N/AN/ABeat-13.9%
    Dec 17
    Reported Mar 30
    		$-0.13N/AN/ABeat-323.5%
    Sep 17
    Reported Sep 30
    		$-0.11N/AN/ABeat-
    Jun 17
    Reported Jun 30
    		$0.06N/AN/ABeat-
    Mar 17
    Reported Jun 29
    		$0.05N/AN/ABeat-
    Dec 16
    Reported Mar 30
    		$0.06N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%
    No dividend payments in the selected period.

    Key Metrics

    Valuation
    P/E Ratio13.81EV/EBITDA8.62x
    Price/FCF9.34xFCF Yield10.71%
    Profitability
    Profit Margin30.20%Operating Margin47.60%
    ROE6.87%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest Coverage1.57x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.04Avg Volume21.98K
    52-Week High$22.1752-Week Low$14.70

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$21.54
    SMA 20$21.28
    SMA 50$21.31
    SMA 200$20.14
    EMA 10$21.52
    EMA 20$21.40
    EMA 50$21.26
    EMA 200$20.06

    MACD

    Line: 0.12Signal: 0.06Hist: 0.06

    ADX

    ADX: 19.4+DI: 24.6-DI: 13.9

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down24.0
    PSAR$21.21

    Bollinger Bands

    Upper Band$21.96
    Lower Band$20.61
    %B Position634%(Upper)
    Band Width0.85

    RSI (14-Day)

    Neutral
    56.5

    Momentum Oscillators

    Stoch %K83.9
    Stoch %D76.0
    Williams %R-13.6
    ROC (10d)2.6%
    Momentum0.55
    CCI (20d)134.3
    MFI (14d)60.0

    Volatility Measures

    ATR (14d)$0.46(2.1%)
    StdDev (20d)0.34
    Hist Vol23.4%(Moderate)

    Volume Flow

    VWAP$21.79
    OBV2.7M
    AD Line484.4K
    CMF (20d)0.351

    Volume Metrics

    Avg Vol (20d)22.2K
    Vol Ratio1.1x
    VWMA (20d)$21.35

    Pivot Points

    R3$22.08
    R2$21.89
    R1$21.78
    Pivot Point$21.59
    S1$21.48
    S2$21.29
    S3$21.18

    Advanced Oscillators

    TSI6.66
    Ultimate Osc60.8
    KST10.54

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$10.01M$9.64M$10.54M$10.03M$9.87M$9.17M$9.66M$10.00M$9.51M$8.54M$9.61M$9.76M
    Cost of RevenueN/A$2.97M$3.28M$2.16M$3.29M$3.54M$3.50M$2.13M$2.60M$3.06M$3.00M$2.51M
    Gross ProfitN/A$9.11M$10.54M$11.06M$9.69M$8.88M$9.05M$10.71M$9.62M$8.52M$9.18M$9.90M
    Operating Expenses$5.49M$7.60M$5.38M$5.88M$5.75M$6.18M$6.21M$5.47M$4.90M$4.92M$5.16M$5.01M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$1.52M$5.17M$5.18M$3.94M$2.70M$2.85M$5.24M$4.72M$3.60M$4.02M$5.08M
    Interest Income$12.21M$12.08M$13.03M$12.53M$12.27M$11.88M$11.91M$12.15M$11.62M$11.00M$11.48M$11.71M
    Interest Expense$2.67M$2.97M$3.28M$3.18M$3.11M$3.24M$2.90M$2.85M$2.71M$3.04M$2.56M$2.84M
    Income Before Tax$4.73M$2.05M$7.06M$5.17M$3.94M$2.70M$2.85M$5.24M$4.72M$3.60M$4.02M$5.08M
    Income Tax Expense$1.27M$961,000$2.25M$1.44M$1.08M$599,000$895,000$1.44M$1.32M$1.03M$1.01M$1.40M
    Net Income$3.46M$1.09M$4.80M$3.73M$2.86M$2.10M$1.95M$3.80M$3.40M$2.57M$3.01M$3.68M
    EBITDA$5.07M$2.22M$7.19M$5.90M$4.12M$2.71M$2.96M$6.36M$4.74M$3.86M$4.21M$5.20M
    EBIT$4.73M$2.05M$7.06M$5.17M$3.94M$2.70M$2.85M$5.24M$4.72M$3.60M$4.02M$5.08M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about BVFL

    News

    Is BVFL's Low EV/Sales Ratio a Hidden Gem for Investors or a Value Trap?

    BV Financial (BVFL) currently trades at a low EV/Sales ratio of 2.18X, a 22% discount to the industry average, which could indicate a hidden gem for investors. While the company benefits from increased net interest...

    Yahoo Finance•10/14/26•Somewhat-Bullish

    Is BVFL's Low EV/Sales Ratio a Hidden Gem for Investors or a Value Trap?

    BV Financial (BVFL) stock appears attractive due to its low EV/Sales ratio compared to industry averages and peers. While the company has shown strong stock performance and improved financial metrics like net interest...

    TradingView•10/14/26•Bullish

    How Bv Financial Inc. (BVFL) Affects Rotational Strategy Timing

    This article analyzes Bv Financial Inc. (BVFL) and its implications for rotational strategy timing, identifying a neutral near and mid-term outlook with a positive long-term bias. The analysis highlights an exceptional...

    Stock Traders Daily•10/10/26•Neutral

    BV Financial (NASDAQ:BVFL) Trading at $20.81

    Shares of BV Financial (NASDAQ:BVFL) traded up 0% on Thursday, reaching $20.81, though trading volume was 17% below average. The company recently received analyst upgrades, contributing to an overall "Buy" consensus...

    MarketBeat•9/25/26•Somewhat-Bullish

    Avoiding Lag: Real-Time Signals in (BVFL) Movement

    The article provides a real-time analysis of BVFL (Bv Financial Inc.), indicating a neutral sentiment for the near and mid-term but a positive bias for the long-term. It highlights that resistance is being tested...

    Stock Traders Daily•9/10/26•Neutral

    BVFL Valuation and Fair Value

    P/E
    13.8x
    EV/EBITDA
    8.6x
    P/FCF
    9.3x
    PEG
    0.0x
    P/B
    1.0x
    See GNG's fair value

    BVFL Profitability: Margins, ROIC and FCF

    Operating margin
    47.6%
    Net margin
    30.2%
    ROE
    6.9%
    FCF margin
    49.1%
    FCF yield
    10.7%

    BVFL Competitors

    CompanyTicker
    United Security BancsharesUBFO
    SB Financial Group IncSBFG
    Nabors Energy Transition Corp. II UnitNETDU
    ECB Bancorp Inc.ECBK
    Future Vision II Acquisition Corporation UnitsFVNNU
    Cantor Equity Partners, Inc. Class A Ordinary SharesCEP
    Nabors Energy Transition Corp. II Class A Ordinary SharesNETD
    Westwood Holdings Group IncWHG

    Sector: Financial Services

    BVFL Bull Case vs Bear Case

    Bull case

    • BVFL converts 49.1% of revenue into free cash flow.
    • BVFL has a 30.2% net profit margin.
    • BVFL beat EPS estimates in 87.5% of its last 8 reported quarters.

    BVFL Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)

    BVFL Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%

    Frequently Asked Questions About BVFL

    Does BVFL pay dividends?

    BV Financial, Inc. Common Stock (BVFL) has a dividend payment track record. See the BVFL dividend history page for its current payment status, TTM yield, and recorded payments.

    What is BVFL's P/E ratio?

    BV Financial, Inc. Common Stock has a price-to-earnings (P/E) ratio of 13.81.

    What is BVFL's market cap?

    BV Financial, Inc. Common Stock (BVFL) has a market capitalization of $183.47M with a current stock price of $21.75.

    Related stocks

    Sector: Financial Services

    All stocks starting with B

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In