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    E

    Eagle Bancorp Montana Inc (EBMT)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $20.68
    -0.13 (-0.62%)

    Market Cap: $165.76M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    54%(21/39)
    Avg Surprise
    -1.21%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.54
    Range$0.51 - $0.58
    3 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.52+3.2%
    60d ago$0.540.0%
    30d ago$0.540.0%
    7d ago$0.540.0%
    Current$0.54
    Revenue Consensus
    $20M
    Range$19M - $20M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.55
    Range$0.48 - $0.66
    3 analysts
    Revenue Consensus
    $20M
    Range$19M - $20M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.55---
    Sep 26EST
    		-$0.54---
    Jun 26
    Reported Jul 28
    		$0.47$0.50-6.00%Miss+14.6%
    Mar 26
    Reported Apr 28
    		$0.51$0.45+13.33%Beat+24.4%
    Dec 25
    Reported Jan 27
    		$0.60$0.48+25.00%Beat+36.4%
    Sep 25
    Reported Oct 28
    		$0.46$0.47-2.13%Miss+35.3%
    Jun 25
    Reported Jul 29
    		$0.41$0.42-2.38%Miss+86.4%
    Mar 25
    Reported Apr 29
    		$0.41$0.32+28.13%Beat+70.8%
    Dec 24
    Reported Mar 14
    		$0.44$0.28+57.14%Beat+57.1%
    Sep 24
    Reported Oct 29
    		$0.34$0.30+13.33%Beat+0.0%
    Jun 24
    Reported Jul 23
    		$0.22$0.29-24.14%Miss-15.4%
    Mar 24
    Reported Apr 23
    		$0.24$0.26-7.69%Miss-42.9%
    Dec 23
    Reported Mar 6
    		$0.28$0.33-15.15%Miss-40.4%
    Sep 23
    Reported Oct 24
    		$0.34$0.33+3.03%Beat-17.1%
    Jun 23
    Reported Jul 25
    		$0.26$0.46-43.48%Miss-38.1%
    Mar 23
    Reported Apr 25
    		$0.42$0.42+0.00%Beat+20.0%
    Dec 22
    Reported Mar 8
    		$0.47$0.47+0.00%Beat+38.2%
    Sep 22
    Reported Oct 25
    		$0.41$0.50-18.00%Miss-43.8%
    Jun 22
    Reported Jul 26
    		$0.42$0.59-28.81%Miss+7.7%
    Mar 22
    Reported Apr 26
    		$0.35$0.51-31.37%Miss-55.1%
    Dec 21
    Reported Mar 9
    		$0.34$0.58-41.38%Miss-55.3%
    Sep 21
    Reported Oct 26
    		$0.73$0.72+1.39%Beat-22.3%
    Jun 21
    Reported Jul 27
    		$0.39$0.76-48.68%Miss-53.6%
    Mar 21
    Reported Apr 27
    		$0.78$0.92-15.22%Miss+32.2%
    Dec 20
    Reported Mar 10
    		$0.76$0.70+8.57%Beat+81.0%
    Sep 20
    Reported Oct 27
    		$0.94$0.73+28.77%Beat+34.3%
    Jun 20
    Reported Jul 28
    		$0.84$0.55+52.73%Beat+64.7%
    Mar 20
    Reported Apr 28
    		$0.59$0.46+28.26%Beat+78.8%
    Dec 19
    Reported Mar 11
    		$0.42$0.53-20.75%Miss+16.7%
    Sep 19
    Reported Oct 22
    		$0.70$0.53+32.08%Beat+112.1%
    Jun 19
    Reported Jul 23
    		$0.51$0.41+24.39%Beat+96.2%
    Mar 19
    Reported Apr 23
    		$0.33$0.28+17.86%Beat+120.0%
    Dec 18
    Reported Mar 12
    		$0.36$0.33+9.09%Beat+24.1%
    Sep 18
    Reported Oct 23
    		$0.33$0.31+6.45%Beat-26.7%
    Jun 18
    Reported Jul 24
    		$0.26$0.26+0.00%Beat-3.7%
    Mar 18
    Reported Apr 24
    		$0.15$0.25-40.00%Miss-25.0%
    Dec 17
    Reported Mar 13
    		$0.29$0.32-9.38%Miss-21.6%
    Sep 17
    Reported Oct 23
    		$0.45$0.39+15.38%Beat-
    Jun 17
    Reported Jul 21
    		$0.27$0.38-28.95%Miss-
    Mar 17
    Reported May 9
    		$0.20$0.32-37.50%Miss-
    Dec 16
    Reported Mar 14
    		$0.37$0.34+8.82%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.85%
    Forward Annual Dividend$0.59
    Payout Ratio28.89%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+3.08%
    5Y CAGR+8.35%
    EBMT dividend history and ex-dividend datesRun EBMT in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.14EV/EBITDA7.69x
    Price/FCF8.80xFCF Yield11.36%
    Profitability
    Profit Margin17.00%Operating Margin22.30%
    ROE8.50%ROIC5.46%
    Financial Health
    Debt/Equity0.49xInterest Coverage0.65x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.35Avg Volume27.39K
    52-Week High$24.5152-Week Low$15.48

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$20.86
    SMA 20$21.16
    SMA 50$22.16
    SMA 200$21.98
    EMA 10$20.89
    EMA 20$21.19
    EMA 50$21.85
    EMA 200$21.45

    MACD

    Line: -0.42Signal: -0.43Hist: 0.01

    ADX

    ADX: 13.0+DI: 21.7-DI: 15.9

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down92.0
    PSAR$21.74

    Bollinger Bands

    Upper Band$21.93
    Lower Band$20.39
    %B Position728%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    33.0

    Momentum Oscillators

    Stoch %K25.3
    Stoch %D24.8
    Williams %R-78.6
    ROC (10d)-2.8%
    Momentum-0.60
    CCI (20d)-82.4
    MFI (14d)31.7

    Volatility Measures

    ATR (14d)$0.68(3.3%)
    StdDev (20d)0.39
    Hist Vol14.3%(Low)

    Volume Flow

    VWAP$20.82
    OBV4.6M
    AD Line-15.4M
    CMF (20d)-0.130

    Volume Metrics

    Avg Vol (20d)28.3K
    Vol Ratio0.9x
    VWMA (20d)$21.24

    Pivot Points

    R3$21.53
    R2$21.22
    R1$21.02
    Pivot Point$20.71
    S1$20.51
    S2$20.20
    S3$20.00

    Advanced Oscillators

    TSI-32.84
    Ultimate Osc39.5
    KST-65.84

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$24.16M$23.58M$24.29M$23.41M$22.95M$20.92M$21.36M$20.79M$19.90M$19.17M$21.01M$21.62M
    Cost of RevenueN/A$7.80M$8.20M$9.21M$10.04M$9.21M$9.86M$11.23M$10.60M$9.59M$9.61M$9.10M
    Gross ProfitN/A$23.30M$24.29M$22.96M$21.56M$20.50M$20.99M$20.12M$19.08M$18.90M$20.36M$20.52M
    Operating Expenses$18.99M$18.21M$18.18M$18.39M$17.93M$17.01M$17.70M$17.27M$17.31M$17.03M$18.89M$17.88M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.09M$6.12M$4.96M$3.99M$3.87M$3.70M$3.24M$2.18M$2.27M$1.85M$3.16M
    Interest Income$26.61M$26.22M$27.36M$27.83M$27.15M$26.07M$26.69M$26.76M$25.82M$24.94M$24.54M$24.09M
    Interest Expense$7.47M$7.52M$8.20M$9.15M$9.01M$9.17M$9.90M$10.96M$10.19M$9.73M$9.34M$8.51M
    Income Before Tax$4.82M$5.09M$6.08M$4.96M$3.99M$3.87M$3.70M$3.24M$2.18M$2.27M$1.85M$3.16M
    Income Tax Expense$1.10M$1.11M$1.35M$1.33M$751,000$631,000$269,000$529,000$444,000$370,000$-315,000$524,000
    Net Income$3.71M$3.98M$4.73M$3.63M$3.24M$3.24M$3.43M$2.71M$1.74M$1.90M$2.16M$2.63M
    EBITDA$7.12M$7.53M$8.63M$7.33M$6.45M$6.13M$6.16M$5.75M$4.73M$4.67M$4.09M$5.39M
    EBIT$4.82M$5.09M$6.08M$4.96M$3.99M$3.87M$3.70M$3.24M$2.18M$2.27M$1.85M$3.16M
    * Some calculated fields are derived from available data when not provided by source

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    News

    (EBMT) Risk Channels and Responsive Allocation

    This article analyzes Eagle Bancorp Montana Inc. (NASDAQ: EBMT) using AI models to identify risk channels and propose responsive allocation strategies. It highlights weak near and mid-term sentiment potentially...

    Stock Traders Daily•10/11/26•Somewhat-Bearish

    Eagle Bancorp Montana Q3 2026 Earnings Date and Estimates

    Eagle Bancorp Montana (EBMT) is scheduled to report its Q3 2026 earnings on Tuesday, October 27, 2026, after market close...

    MarketBeat•10/6/26•Neutral

    Eagle Bancorp Montana updates executive compensation agreements

    Eagle Bancorp Montana (NASDAQ:EBMT) has announced significant updates to the executive compensation agreements for its CEO, Laura F. Clark, and CFO, Miranda J. Spaulding, increasing their annual benefits. Additionally...

    Investing.com•10/2/26•Neutral

    Form 8K Eagle Bancorp Montana Inc For: 1 October By Investing.com

    This article reports that Eagle Bancorp Montana Inc. filed a Form 8K on October 1st. The filing pertains to the company EBMT. No further details about the content of the Form 8K are provided in this brief announcement.

    Investing.com Nigeria•10/2/26•Neutral

    Form 8K Eagle Bancorp Montana Inc For: 1 October By Investing.com

    This article announces the filing of a Form 8K by Eagle Bancorp Montana Inc. for October 1. It provides a brief mention of the company's stock symbol EBMT and a positive performance indicator. The core content is...

    Investing.com Canada•10/1/26•Neutral

    EBMT Valuation and Fair Value

    P/E
    10.1x
    Forward P/E
    10.3x
    EV/EBITDA
    7.7x
    P/FCF
    8.8x
    PEG
    1.1x
    P/B
    0.8x
    See GNG's fair value

    EBMT Profitability: Margins, ROIC and FCF

    Operating margin
    22.3%
    Net margin
    17.0%
    ROIC
    5.5%
    ROE
    8.5%
    FCF margin
    19.6%
    FCF yield
    11.4%

    EBMT Competitors

    CompanyTicker
    Citizens IncCIA
    BRC Group Holdings, Inc.RILY
    DeFi Technologies Inc.DEFT
    WhiteHorse FinanceWHF
    James River Group Holdings LtdJRVR
    ATIF Holdings LimitedZBAI
    GIGGIG
    Graf Global CorpGRAF

    Sector: Financial Services

    EBMT Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    0
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    EBMT Bull Case vs Bear Case

    Bull case

    • EBMT converts 19.6% of revenue into free cash flow.

    EBMT Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    15.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.54
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 0 down

    EBMT Dividend

    Forward yield
    2.9%
    Payout ratio
    28.9%
    3Y DPS growth
    3.1%
    5Y DPS growth
    8.4%
    Pay months
    Mar, Jun, Sep, Dec
    EBMT dividend history

    Frequently Asked Questions About EBMT

    What is EBMT's current dividend yield?

    Eagle Bancorp Montana Inc (EBMT) has a forward dividend yield of 2.85%.

    Does EBMT pay dividends?

    Yes, Eagle Bancorp Montana Inc pays dividends with a forward dividend yield of 2.85%.

    What is EBMT's P/E ratio?

    Eagle Bancorp Montana Inc has a price-to-earnings (P/E) ratio of 10.14.

    What is EBMT's market cap?

    Eagle Bancorp Montana Inc (EBMT) has a market capitalization of $165.76M with a current stock price of $20.68.

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