O

    OppFi Inc (OPFI)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $6.94
    -0.13 (-1.84%)

    Market Cap: $602.42M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    82%(18/22)
    Avg Surprise
    +74.60%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.40
    Range$0.33 - $0.55
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate Drift
    90d ago$0.51+29.1%
    60d ago$0.51+29.1%
    30d ago$0.51+28.3%
    7d ago$0.51+28.3%
    Current$0.40
    Revenue Consensus
    $153M
    Range$152M - $154M
    3 analysts
    Dec 31, 2026
    EPS Consensus$0.24
    Range$0.21 - $0.26
    4 analysts
    Revenue Consensus
    $152M
    Range$151M - $153M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.24---
    Sep 26EST
    		-$0.40---
    Jun 26
    		$0.33$0.48-31.25%Miss-26.7%
    Mar 26
    		$0.35$0.33+6.06%Beat-7.9%
    Dec 25
    		$0.30$0.28+5.26%Beat+30.4%
    Sep 25
    		$0.46$0.32+43.75%Beat+39.4%
    Jun 25
    		$0.45$0.30+50.00%Beat+55.2%
    Mar 25
    		$0.38$0.25+52.00%Beat+280.0%
    Dec 24
    		$0.23$0.15+56.78%Beat+130.0%
    Sep 24
    		$0.33$0.20+65.00%Beat+106.3%
    Jun 24
    		$0.29$0.14+107.14%Beat+52.6%
    Mar 24
    		$0.10$0.05+100.00%Beat+100.0%
    Dec 23
    		$0.10$0.08+25.00%Beat+152.6%
    Sep 23
    		$0.16$0.07+128.57%Beat+1500.0%
    Jun 23
    		$0.19$0.04+375.00%Beat+137.5%
    Mar 23
    		$0.05$-0.01+600.00%Beat+400.0%
    Dec 22
    		$-0.19$-0.10-90.00%Miss-246.2%
    Sep 22
    		$0.01N/A+116.67%Beat-95.2%
    Jun 22
    		$0.08$0.06+33.33%Beat-61.9%
    Mar 22
    		$0.01$0.02-50.00%Miss-95.7%
    Dec 21
    		$0.13$0.15-13.33%Miss+1400.0%
    Sep 21
    		$0.21$0.15+40.00%Beat-
    Jun 21
    		$0.21$0.18+16.67%Beat-48.8%
    Mar 21
    		$0.23$0.22+4.55%Beat-
    Dec 20
    		$-0.01$0.00N/AMiss-
    Sep 20
    		$0.00$0.00N/ABeat-
    Dec 19
    		$0.41$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%

    Key Metrics

    Valuation
    P/E Ratio4.82EV/EBITDA2.13x
    Price/FCF1.22xFCF Yield82.15%
    Profitability
    Profit Margin31.10%Operating Margin31.20%
    ROE58.20%ROIC-6.20%
    Financial Health
    Debt/Equity0.67xInterest CoverageN/A
    Current Ratio2.08xQuick Ratio2.08x
    Trading Statistics
    Beta1.82Avg Volume1.14M
    52-Week High$12.4552-Week Low$6.50

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$7.10
    SMA 20$7.66
    SMA 50$8.68
    SMA 200$9.07
    EMA 10$7.19
    EMA 20$7.59
    EMA 50$8.23
    EMA 200$9.02

    MACD

    Line: -0.52Signal: -0.53Hist: 0.00

    ADX

    ADX: 33.8+DI: 13.4-DI: 34.9

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down44.0
    PSAR$8.57

    Bollinger Bands

    Upper Band$9.90
    Lower Band$5.42
    %B Position5847%(Upper)
    Band Width0.34

    RSI (14-Day)

    Neutral
    34.1

    Momentum Oscillators

    Stoch %K35.6
    Stoch %D28.8
    Williams %R-64.2
    ROC (10d)-1.1%
    Momentum-0.08
    CCI (20d)-56.5
    MFI (14d)44.6

    Volatility Measures

    ATR (14d)$0.37(5.3%)
    StdDev (20d)1.12
    Hist Vol96.5%(High)

    Volume Flow

    VWAP$6.92
    OBV-12.8M
    AD Line-46.8M
    CMF (20d)-0.535

    Volume Metrics

    Avg Vol (20d)1.2M
    Vol Ratio0.5x
    VWMA (20d)$7.12

    Pivot Points

    R3$7.42
    R2$7.33
    R1$7.20
    Pivot Point$7.12
    S1$6.98
    S2$6.90
    S3$6.77

    Advanced Oscillators

    TSI-30.48
    Ultimate Osc38.3
    KST-238.14

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$145.17M$151.88M$159.25M$155.09M$142.44M$140.27M$135.72M$136.59M$126.30M$127.34M$132.92M$133.16M
    Cost of Revenue$16.29M$14.25M$14.65M$14.51M$17.75M$13.78M$14.46M$13.81M$16.23M$16.02M$15.49M$14.96M
    Gross Profit$128.88M$137.63M$144.60M$140.58M$124.69M$126.49M$121.27M$122.79M$110.07M$111.32M$117.43M$118.21M
    Operating Expenses$45.52M$37.68M$39.99M$41.60M$37.68M$34.54M$41.70M$42.27M$40.57M$41.93M$41.77M$45.33M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$18.34M$12.34M$9.91M$10.00M$8.71M$6.62M$9.41M$9.30M$8.66M$9.26M$7.49M$8.82M
    Operating Income$24.36M$35.36M$30.93M$48.45M$44.81M$42.49M$24.67M$35.09M$29.49M$5.28M$8.71M$15.58M
    Interest Income$813,000$1.12M$1.41M$1.36M$1.12M$1.08M$815,000$627,000$0$0$0$0
    Interest Expense$0$0$0$0$32.10M$20.45M$10.10M$738,000$897,000$0$5.74M$0
    Income Before Tax$25.46M$58.01M$39.81M$81.58M$12.70M$22.04M$14.57M$34.35M$28.59M$10.54M$2.98M$15.99M
    Income Tax Expense$9.84M$3.97M$1.36M$5.65M$1.22M$1.65M$600,000$2.30M$914,000$404,000$1.03M$463,000
    Net Income$15.61M$54.04M$38.44M$75.93M$11.48M$20.39M$13.97M$32.06M$27.68M$10.13M$1.94M$15.53M
    EBITDA$-32,117,000$-6,498,000$-33,906,000$31.69M$-28,466,000$-25,692,000$-38,363,000$-8,807,000$-8,341,000$-50,292,000$-60,517,000$-37,594,000
    EBIT$-34,356,000$-7,694,000$-35,286,000$29.68M$-30,614,000$-28,493,000$-41,139,000$-11,698,000$-11,429,000$-53,567,000$-63,981,000$-41,307,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about OPFI

    News

    OppFi CEO Todd Schwartz Acquires 3,550 Class A Shares via TGS Revocable Trust

    OppFi Inc. CEO Todd G. Schwartz, also a director and 10% owner, purchased 3,550 Class A Common Stock shares on August 21, 2026, through the TGS Revocable Trust. The shares were acquired at a weighted average price of $7.0715, ranging from $6.98 to $7.11. This transaction increases his indirect holdings via the trust to 591,283 Class A shares, complementing his direct and other indirect holdings.

    Kalkine Media•8/24/26•
    Bullish

    OppFi (NASDAQ: OPFI) director sells shares to cover tax bill

    OppFi Inc. director David Vennettilli sold 28,485 shares of Class A Common Stock on August 19, 2026, at a weighted average price of $7.1605 per share. The sale was conducted to cover tax liabilities resulting from restricted stock unit vesting and a corporate simplification. Following this transaction, Vennettilli directly holds 154,434 shares and indirectly holds 284,501 shares through the DAV 513 Revocable Trust.

    Stock Titan•8/21/26•
    Somewhat-Bearish

    OppFi (OPFI) CEO adds 3,450 shares in trust purchase

    OppFi Inc. CEO Todd G. Schwartz, also a more-than-ten-percent owner, purchased 3,450 shares of Class A Common Stock on August 20, 2026, through the TGS Revocable Trust. The shares were acquired at a weighted average price of $7.1296 per share, with individual trades ranging from $7.0033 to $7.21. Following this transaction, the trust holds 587,733 indirectly owned shares, adding to his direct and other indirect holdings.

    Stock Titan•8/21/26•
    Bullish

    OppFi CEO Todd Schwartz Acquires 3,500 Class A Shares in Open-Market Transaction

    OppFi CEO Todd Schwartz acquired 3,500 shares of Class A Common Stock through an open-market transaction on August 19, 2026, via the TGS Revocable Trust. The shares were purchased at a weighted average price of $7.1581. This transaction increases his indirect holdings in OppFi, further solidifying his stake in the company.

    Kalkine Media•8/21/26•
    Bullish

    OppFi (OPFI) CEO adds 3,500 shares in fresh stock purchase

    OppFi Inc. CEO Todd G. Schwartz indirectly purchased 3,500 shares of OppFi Class A Common Stock through the TGS Revocable Trust on August 19, 2026, at a weighted average price of $7.1581 per share. This transaction increased the trust's indirect holdings to 584,283 shares, contributing to Schwartz's total direct and indirect beneficial ownership, though he disclaims ownership beyond his pecuniary interest in other entities. The purchase, valued at approximately $25,000, was an open-market buy and not made under a Rule 10b5-1 trading plan.

    Stock Titan•8/20/26•
    Somewhat-Bullish

    Frequently Asked Questions About OPFI

    Does OPFI pay dividends?
    OppFi Inc (OPFI) has a dividend payment track record. See the OPFI dividend history page for its current payment status, yield, and streaks.
    What is OPFI's P/E ratio?
    OppFi Inc has a price-to-earnings (P/E) ratio of 4.82.
    What is OPFI's market cap?
    OppFi Inc (OPFI) has a market capitalization of $602.42M with a current stock price of $6.94.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In