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    Tompkins Financial Corporation (TMP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • AMEX

    $95.86
    -0.34 (-0.35%)

    Market Cap: $1.38B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    72%(28/39)
    Avg Surprise
    +3.16%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.95
    Range$1.91 - $1.99
    2 analysts
    EPS RevisionsNo revisions (7d)
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$1.91+2.4%
    60d ago$1.91+2.4%
    30d ago$1.91+2.4%
    7d ago$1.99-2.0%
    Current$1.95
    Revenue Consensus
    $90M
    Range$89M - $90M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.29
    Range$2.23 - $2.35
    2 analysts
    Revenue Consensus
    $92M
    Range$91M - $93M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.29---
    Sep 26EST
    		-$1.95---
    Jun 26
    Reported Jul 24
    		$2.04$1.80+13.33%Beat+36.0%
    Mar 26
    Reported Apr 24
    		$1.82$1.76+3.41%Beat+32.8%
    Dec 25
    Reported Jan 30
    		$1.78$1.65+7.88%Beat+29.9%
    Sep 25
    Reported Oct 24
    		$1.65$1.70-2.94%Miss+26.9%
    Jun 25
    Reported Jul 25
    		$1.50$1.43+4.90%Beat+36.4%
    Mar 25
    Reported Apr 25
    		$1.37$1.31+4.58%Beat+16.1%
    Dec 24
    Reported Jan 31
    		$1.37$1.16+18.10%Beat+30.5%
    Sep 24
    Reported Oct 25
    		$1.30$1.21+7.44%Beat+31.3%
    Jun 24
    Reported Jul 26
    		$1.10$0.90+22.22%Beat+86.4%
    Mar 24
    Reported Apr 26
    		$1.18$1.15+2.61%Beat-12.6%
    Dec 23
    Reported Jan 26
    		$1.05$1.25-16.00%Miss-22.8%
    Sep 23
    Reported Oct 27
    		$0.99$1.09-9.17%Miss-33.1%
    Jun 23
    Reported Jul 21
    		$0.59$1.05-43.81%Miss-59.3%
    Mar 23
    Reported Apr 28
    		$1.35$1.32+2.27%Beat-15.6%
    Dec 22
    Reported Jan 27
    		$1.36$1.42-4.23%Miss+2.3%
    Sep 22
    Reported Oct 28
    		$1.48$1.55-4.52%Miss-10.8%
    Jun 22
    Reported Jul 22
    		$1.45$1.34+8.21%Beat-5.8%
    Mar 22
    Reported Apr 13
    		$1.60$1.42+12.68%Beat-7.0%
    Dec 21
    Reported Jan 28
    		$1.33$1.51-11.92%Miss-17.4%
    Sep 21
    Reported Oct 22
    		$1.66$1.44+15.28%Beat+1.8%
    Jun 21
    Reported Jul 23
    		$1.54$1.44+6.94%Beat+6.9%
    Mar 21
    Reported Apr 30
    		$1.72$1.34+28.36%Beat+224.5%
    Dec 20
    Reported Jan 29
    		$1.61$1.46+10.27%Beat+15.0%
    Sep 20
    Reported Oct 23
    		$1.63$1.34+21.64%Beat+21.6%
    Jun 20
    Reported Jul 24
    		$1.44$0.90+60.00%Beat+13.4%
    Mar 20
    Reported May 1
    		$0.53$1.06-50.00%Miss-61.3%
    Dec 19
    Reported Jan 31
    		$1.40$1.33+5.26%Beat+13.8%
    Sep 19
    Reported Oct 18
    		$1.34$1.31+2.29%Beat-2.9%
    Jun 19
    Reported Jul 19
    		$1.27$1.33-4.51%Miss-8.6%
    Mar 19
    Reported Apr 26
    		$1.37$1.28+7.03%Beat+3.0%
    Dec 18
    Reported Jan 25
    		$1.23$1.35-8.89%Miss+7.0%
    Sep 18
    Reported Oct 19
    		$1.38$1.40-1.43%Miss+21.1%
    Jun 18
    Reported Jul 20
    		$1.39$1.36+2.21%Beat+25.2%
    Mar 18
    Reported Apr 27
    		$1.33$1.30+2.31%Beat+29.1%
    Dec 17
    Reported Mar 5
    		$1.15$1.15+0.00%Beat+16.2%
    Sep 17
    Reported Oct 27
    		$1.14$1.12+1.79%Beat-
    Jun 17
    Reported Jul 21
    		$1.11$1.05+5.71%Beat-
    Mar 17
    Reported Apr 28
    		$1.03$1.01+1.98%Beat-
    Dec 16
    Reported Jan 27
    		$0.99$0.97+2.06%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.92%
    Forward Annual Dividend$2.80
    Payout Ratio22.07%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+2.81%
    5Y CAGR+3.63%
    TMP dividend history and ex-dividend datesRun TMP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio13.15EV/EBITDA7.60x
    Price/FCF29.47xFCF Yield3.39%
    Profitability
    Profit Margin39.30%Operating Margin45.00%
    ROE20.40%ROIC11.64%
    Financial Health
    Debt/Equity0.57xInterest Coverage1.89x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.74Avg Volume111.81K
    52-Week High$102.5952-Week Low$60.18

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$96.93
    SMA 20$97.42
    SMA 50$98.06
    SMA 200$86.83
    EMA 10$96.69
    EMA 20$97.15
    EMA 50$96.91
    EMA 200$87.80

    MACD

    Line: -0.47Signal: -0.27Hist: -0.20

    ADX

    ADX: 24.0+DI: 13.0-DI: 26.8

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down64.0
    PSAR$97.95

    Bollinger Bands

    Upper Band$99.67
    Lower Band$95.16
    %B Position463%(Upper)
    Band Width0.15

    RSI (14-Day)

    Neutral
    43.4

    Momentum Oscillators

    Stoch %K33.0
    Stoch %D33.0
    Williams %R-72.9
    ROC (10d)-0.4%
    Momentum-0.39
    CCI (20d)-125.9
    MFI (14d)28.8

    Volatility Measures

    ATR (14d)$2.10(2.2%)
    StdDev (20d)1.13
    Hist Vol16.9%(Low)

    Volume Flow

    VWAP$95.59
    OBV1.5M
    AD Line-22.0M
    CMF (20d)-0.081

    Volume Metrics

    Avg Vol (20d)112.2K
    Vol Ratio0.9x
    VWMA (20d)$97.76

    Pivot Points

    R3$99.00
    R2$98.29
    R1$97.24
    Pivot Point$96.53
    S1$95.48
    S2$94.77
    S3$93.72

    Advanced Oscillators

    TSI-7.20
    Ultimate Osc48.0
    KST-13.09

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$87.12M$83.69M$194.82M$87.44M$82.64M$81.69M$77.11M$76.58M$72.73M$72.81M$71.21M$9.39M
    Cost of RevenueN/A$32.31M$32.83M$36.67M$36.30M$38.09M$35.15M$38.11M$36.46M$33.36M$30.19M$25.60M
    Gross ProfitN/A$82.19M$193.85M$84.95M$79.86M$76.41M$74.75M$73.40M$70.56M$71.96M$68.40M$7.18M
    Operating Expenses$47.07M$47.73M$54.13M$53.85M$51.62M$50.61M$49.97M$49.88M$49.94M$49.86M$51.30M$49.87M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$34.47M$139.71M$31.11M$28.24M$25.80M$25.73M$24.53M$20.61M$22.10M$18.15M$-41,627,000
    Interest Income$105.94M$102.67M$100.91M$98.06M$93.65M$89.46M$90.02M$89.13M$85.24M$83.18M$80.78M$75.47M
    Interest Expense$31.96M$30.81M$31.85M$34.18M$33.52M$32.80M$33.74M$35.94M$34.29M$32.51M$28.43M$24.45M
    Income Before Tax$38.55M$34.47M$139.71M$31.11M$28.24M$25.80M$25.73M$24.53M$20.61M$22.10M$18.15M$-41,627,000
    Income Tax Expense$9.24M$8.39M$43.46M$7.43M$6.77M$6.12M$6.04M$5.86M$4.90M$5.20M$3.11M$-8,304,000
    Net Income$29.30M$26.07M$96.25M$23.67M$21.47M$19.68M$19.69M$18.67M$15.71M$16.90M$15.03M$-33,323,000
    EBITDA$37.76M$33.92M$140.06M$32.18M$29.58M$27.69M$28.48M$26.44M$22.53M$24.60M$20.49M$-37,918,000
    EBIT$38.55M$34.47M$139.71M$31.11M$28.24M$25.80M$25.73M$24.53M$20.61M$22.10M$18.15M$-41,627,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Tompkins Financial (TMP) Expected to Post Earnings on Friday

    Tompkins Financial (NYSEAMERICAN:TMP) is scheduled to release its Q3 2026 earnings before market open on Friday...

    MarketBeat•10/16/26•Somewhat-Bullish

    4,539 Apple Inc. $AAPL Shares Sold by Tompkins Financial Corp

    Tompkins Financial Corp reduced its stake in Apple Inc. by 2.6% in the third quarter, selling 4,539 shares but still holding 172,419 shares valued at $57.4 million...

    MarketBeat•10/14/26•Neutral

    Tompkins Financial Corporation (TMP) Stock Forecasts

    Argus has raised its target price for Tompkins Financial Corporation (TMP) to $103.00, while the current stock price is $95.73. Tompkins Financial Corp. operates in banking, insurance...

    Yahoo! Finance Canada•10/11/26•Bullish

    Tompkins Financial Corporation (TMP) Stock Forecasts

    The article provides a placeholder for stock forecasts for Tompkins Financial Corporation (TMP). However, it currently displays an error message indicating that something went wrong in retrieving data...

    Yahoo Finance•10/8/26•Neutral

    Form 4 Tompkins Financial Corp For: 6 October By Investing.com

    This article reports on a Form 4 filing for Tompkins Financial Corp related to activity on October 6th. The content is brief and primarily serves as a notification from Investing.com. It indicates that the filing is...

    Investing.com UK•10/7/26•Neutral

    TMP Valuation and Fair Value

    P/E
    13.1x
    Forward P/E
    12.8x
    EV/EBITDA
    7.6x
    P/FCF
    29.5x
    PEG
    1.6x
    P/B
    1.4x
    See GNG's fair value

    TMP Profitability: Margins, ROIC and FCF

    Operating margin
    45.0%
    Net margin
    39.3%
    ROIC
    11.6%
    ROE
    20.4%
    FCF margin
    10.3%
    FCF yield
    3.4%

    TMP Competitors

    CompanyTicker
    BlackRock ESG Capital Allocation TrustECAT
    Westamerica BancorporationWABC
    Bitfarms LtdBITF
    Community Trust Bancorp IncCTBI
    Lakeland Financial CorporationLKFN
    Hercules Capital, Inc.HCXY
    United Fire Group IncUFCS
    Universal Insurance Holdings IncUVE

    Sector: Financial Services

    TMP Bull Case vs Bear Case

    Bull case

    • TMP has a 39.3% net profit margin.
    • TMP beat EPS estimates in 87.5% of its last 8 reported quarters.

    TMP Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    7.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.95
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    TMP Dividend

    Forward yield
    2.9%
    Payout ratio
    22.1%
    3Y DPS growth
    2.8%
    5Y DPS growth
    3.6%
    Pay months
    Feb, May, Aug, Nov
    TMP dividend history

    Frequently Asked Questions About TMP

    What is TMP's current dividend yield?

    Tompkins Financial Corporation (TMP) has a forward dividend yield of 2.92%.

    Does TMP pay dividends?

    Yes, Tompkins Financial Corporation pays dividends with a forward dividend yield of 2.92%.

    What is TMP's P/E ratio?

    Tompkins Financial Corporation has a price-to-earnings (P/E) ratio of 13.15.

    What is TMP's market cap?

    Tompkins Financial Corporation (TMP) has a market capitalization of $1.38B with a current stock price of $95.86.

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