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    W

    World Acceptance Corporation (WRLD)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $172.37
    +0.04 (+0.02%)

    Market Cap: $826.01M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    54%(21/39)
    Avg Surprise
    -13.35%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.78
    Range$0.78 - $0.78
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.35+122.9%
    60d ago$0.79-1.3%
    30d ago$0.79-1.3%
    7d ago$0.79-1.3%
    Current$0.78
    Revenue Consensus
    $141M
    Range$141M - $141M
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.97
    Range$0.97 - $0.97
    1 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$1.00-3.0%
    60d ago$0.970.0%
    30d ago$0.970.0%
    7d ago$0.970.0%
    Current$0.97
    Revenue Consensus
    $150M
    Range$150M - $150M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Mar 27EST
    		-$10.85---
    Dec 26EST
    		-$0.97---
    Sep 26EST
    		-$0.78---
    Jun 26
    Reported Jul 24
    		$2.12$0.58+265.52%Beat+748.0%
    Mar 26
    Reported Apr 30
    		$7.70$7.74-0.52%Miss-5.3%
    Dec 25
    Reported Jan 27
    		$-0.19N/A-120.43%Miss-107.8%
    Sep 25
    Reported Oct 23
    		$-0.38N/A-134.23%Miss-109.5%
    Jun 25
    Reported Jul 24
    		$0.25N/A-88.43%Miss-86.0%
    Mar 25
    Reported Apr 29
    		$8.13$5.84+39.21%Beat+33.5%
    Dec 24
    Reported Jan 28
    		$2.45$1.96+25.00%Beat-13.7%
    Sep 24
    Reported Oct 25
    		$3.99$1.99+100.50%Beat+47.2%
    Jun 24
    Reported Jul 26
    		$1.79$1.69+5.92%Beat+10.5%
    Mar 24
    Reported May 2
    		$6.09$4.35+40.00%Beat+209.1%
    Dec 23
    Reported Jan 19
    		$2.84$1.88+51.06%Beat+189.8%
    Sep 23
    Reported Oct 20
    		$2.71$1.77+53.11%Beat+1229.2%
    Jun 23
    Reported Jul 21
    		$1.62$0.63+157.14%Beat+205.9%
    Mar 23
    Reported May 4
    		$1.97$1.60+23.13%Beat-33.7%
    Dec 22
    Reported Jan 26
    		$0.98$0.55+78.18%Beat-14.0%
    Sep 22
    Reported Oct 27
    		$-0.24$0.17-241.18%Miss-112.4%
    Jun 22
    Reported Jul 27
    		$-1.53$0.11-1490.91%Miss-162.7%
    Mar 22
    Reported May 5
    		$2.97N/A-51.63%Miss-57.3%
    Dec 21
    Reported Jan 25
    		$1.14$1.80-36.67%Miss-49.3%
    Sep 21
    Reported Oct 26
    		$1.94$2.56-24.22%Miss-1.0%
    Jun 21
    Reported Jul 21
    		$2.44$2.00+22.00%Beat+8.9%
    Mar 21
    Reported May 6
    		$6.96$5.09+36.74%Beat+114.8%
    Dec 20
    Reported Jan 22
    		$2.25$0.69+226.09%Beat+675.9%
    Sep 20
    Reported Oct 22
    		$1.96$0.67+192.54%Beat+284.3%
    Jun 20
    Reported Jul 30
    		$2.24$0.35+540.00%Beat+130.9%
    Mar 20
    Reported May 7
    		$3.24$3.32-2.41%Miss-23.2%
    Dec 19
    Reported Jan 30
    		$0.29$0.48-39.58%Miss-56.7%
    Sep 19
    Reported Oct 31
    		$0.51N/A-54.46%Miss-66.2%
    Jun 19
    Reported Jul 25
    		$0.97$1.87-48.13%Miss-42.6%
    Mar 19
    Reported May 9
    		$4.22$3.56+18.54%Beat+14.1%
    Dec 18
    Reported Jan 31
    		$0.67$1.25-46.40%Miss-51.1%
    Sep 18
    Reported Nov 1
    		$1.51$1.46+3.42%Beat+37.3%
    Jun 18
    Reported Jul 26
    		$1.69$1.98-14.65%Miss+14.2%
    Mar 18
    Reported May 10
    		$3.70$3.53+4.82%Beat+1.6%
    Dec 17
    Reported Jan 26
    		$1.37$0.97+41.24%Beat+24.5%
    Sep 17
    Reported Nov 1
    		$1.10$1.67-34.13%Miss-
    Jun 17
    Reported Aug 3
    		$1.48$2.03-27.09%Miss-
    Mar 17
    Reported May 9
    		$3.64$2.67+36.33%Beat-
    Dec 16
    Reported Jan 26
    		$1.10$1.49-26.17%Miss-

    Key Metrics

    Valuation
    P/E Ratio18.63EV/EBITDA17.35x
    Price/FCF2.96xFCF Yield33.77%
    Profitability
    Profit Margin6.61%Operating Margin15.30%
    ROE9.90%ROIC4.21%
    Financial Health
    Debt/Equity1.58xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.18Avg Volume57.52K
    52-Week High$227.6852-Week Low$110.00

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$175.81
    SMA 20$174.17
    SMA 50$182.83
    SMA 200$162.16
    EMA 10$174.97
    EMA 20$176.46
    EMA 50$180.16
    EMA 200$169.54

    MACD

    Line: -2.33Signal: -2.71Hist: 0.38

    ADX

    ADX: 17.0+DI: 16.1-DI: 24.9

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down60.0
    PSAR$178.71

    Bollinger Bands

    Upper Band$180.85
    Lower Band$167.48
    %B Position768%(Upper)
    Band Width0.37

    RSI (14-Day)

    Neutral
    40.9

    Momentum Oscillators

    Stoch %K47.8
    Stoch %D56.7
    Williams %R-63.9
    ROC (10d)0.4%
    Momentum0.74
    CCI (20d)-21.3
    MFI (14d)42.2

    Volatility Measures

    ATR (14d)$4.91(2.8%)
    StdDev (20d)3.34
    Hist Vol29.8%(Moderate)

    Volume Flow

    VWAP$173.46
    OBV1.4M
    AD Line1.4M
    CMF (20d)-0.018

    Volume Metrics

    Avg Vol (20d)58.3K
    Vol Ratio0.6x
    VWMA (20d)$173.88

    Pivot Points

    R3$179.60
    R2$178.10
    R1$175.21
    Pivot Point$173.71
    S1$170.82
    S2$169.32
    S3$166.43

    Advanced Oscillators

    TSI-14.03
    Ultimate Osc46.8
    KST-53.54

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$139.21M$213.76M$128.47M$120.12M$132.77M$196.12M$127.34M$120.95M$119.76M$195.34M$126.06M$124.33M
    Cost of RevenueN/A$49.51M$51.42M$64.18M$60.15M$44.21M$55.40M$57.13M$55.19M$41.03M$13.14M$40.46M
    Gross ProfitN/A$127.49M$89.83M$70.28M$72.31M$121.06M$83.24M$74.28M$74.34M$118.23M$124.61M$96.41M
    Operating Expenses$87.55M$130.94M$78.06M$71.97M$79.99M$108.65M$67.22M$46.36M$61.41M$119.85M$65.91M$62.95M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$46.00M$-1,014,000$-1,686,042$1.95M$55.12M$16.01M$27.93M$12.93M$46.61M$54.98M$20.92M
    Interest Income$121.51M$124.60M$125.97M$118.96M$115.30M$117.63M$122.39M$113.91M$111.16M$116.29M$118.67M$116.95M
    Interest Expense$0$-36,758,231$12.79M$14.34M$0$-31,520,066$11.29M$10.46M$9.77M$-36,475,411$11.69M$12.54M
    Income Before Tax$7.90M$46.00M$-1,013,375$-1,686,042$2.27M$54.45M$16.01M$27.93M$12.93M$46.21M$19.52M$20.92M
    Income Tax Expense$1.79M$9.90M$-102,045$260,155$684,331$10.67M$2.62M$5.80M$2.98M$11.45M$2.85M$4.84M
    Net Income$6.11M$36.10M$-911,330$-1,946,197$1.58M$43.78M$13.39M$22.13M$9.95M$34.76M$16.66M$16.08M
    EBITDA$14.76M$52.62M$5.53M$4.15M$8.39M$60.58M$22.04M$34.33M$19.28M$53.26M$26.29M$27.57M
    EBIT$7.90M$46.00M$-1,013,375$-1,686,042$2.27M$54.45M$16.01M$27.93M$12.93M$46.21M$19.52M$20.92M
    * Some calculated fields are derived from available data when not provided by source

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    News

    World Acceptance Corp aStock (AWRLD) Price Prediction for 2026 to 2031

    This article provides a price prediction for World Acceptance Corp aStock (AWRLD) from 2026 to 2045, based on Bybit AI's analysis of user-driven consensus ratings and historical patterns. It details expected price points...

    Bybit•10/14/26•Neutral

    World Acceptance Corporation (WRLD) Stock Forecasts

    Argus has raised its target price for World Acceptance Corporation (WRLD) to $186.00, citing the company's operations in small-loan consumer finance. The company provides various installment loans and related credit...

    Yahoo! Finance Canada•10/8/26•Neutral

    World Acceptance (NASDAQ:WRLD) Raised to Hold at Zacks Research

    Zacks Research has upgraded World Acceptance (NASDAQ:WRLD) to a "Hold" rating, aligning with the stock's current average analyst rating. The company recently reported strong quarterly EPS of $2.12...

    MarketBeat•10/8/26•Neutral

    World Acceptance Data Breach Impacts 51k Individuals

    World Acceptance Corp. (WAC) announced a data breach affecting over 51,000 individuals, primarily Texas residents, after unauthorized access to its network was discovered on August 24...

    Claim Depot•10/5/26•Neutral

    World Acceptance Corporation Data Breach Investigation: Edelson Lechtzin LLP Probes Class Action Claims After Customer Data Is Exposed

    Edelson Lechtzin LLP is investigating a potential class action lawsuit against World Acceptance Corporation (WAC) following a data breach where customer personal information may have been exposed. WAC...

    GlobeNewswire•10/2/26•Bearish

    WRLD Valuation and Fair Value

    P/E
    18.6x
    Forward P/E
    9.6x
    EV/EBITDA
    17.3x
    P/FCF
    3.0x
    PEG
    0.7x
    P/B
    2.1x
    See GNG's fair value

    WRLD Profitability: Margins, ROIC and FCF

    Operating margin
    15.3%
    Net margin
    6.6%
    ROIC
    4.2%
    ROE
    9.9%
    FCF margin
    43.5%
    FCF yield
    33.8%

    WRLD Competitors

    CompanyTicker
    Heritage Commerce CorpHTBK
    Kayne Anderson BDC, Inc.KBDC
    Capital City Bank GroupCCBG
    Virtus Investment Partners, Inc.VRTS
    Eagle Bancorp IncEGBN
    Orrstown Financial Services IncORRF
    Great Southern Bancorp IncGSBC
    South Plains Financial IncSPFI

    Sector: Financial Services

    WRLD Bull Case vs Bear Case

    Bull case

    • WRLD converts 43.5% of revenue into free cash flow.

    WRLD Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    10.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.78
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    Frequently Asked Questions About WRLD

    Does WRLD pay dividends?

    World Acceptance Corporation (WRLD) does not currently pay a regular dividend.

    What is WRLD's P/E ratio?

    World Acceptance Corporation has a price-to-earnings (P/E) ratio of 18.63.

    What is WRLD's market cap?

    World Acceptance Corporation (WRLD) has a market capitalization of $826.01M with a current stock price of $172.37.

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