F

    First United Corporation (FUNC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $42.90
    -0.26 (-0.60%)

    Market Cap: $278.55M

    Last updated: Aug 31, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    81%(17/21)
    Avg Surprise
    +10.57%
    Streak
    12 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.16
    Range$1.16 - $1.16
    1 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate Drift
    90d ago$1.15-0.9%
    60d ago$1.11-3.9%
    30d ago$1.11-3.9%
    7d ago$1.14-2.2%
    Current$1.16
    Revenue Consensus
    $25M
    Range$25M - $25M
    1 analysts
    Dec 31, 2026
    EPS Consensus$0.20
    Range$-0.97 - $1.37
    2 analysts
    Revenue Consensus
    $26M
    Range$26M - $26M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.20---
    Sep 26EST
    		-$1.16---
    Jun 26
    		$1.13$1.05+7.62%Beat+22.8%
    Mar 26
    		$1.02$0.92+10.87%Beat+14.6%
    Dec 25
    		$1.10$0.96+14.38%Beat+15.8%
    Sep 25
    		$1.07$0.89+20.22%Beat+20.2%
    Jun 25
    		$0.92$0.84+9.52%Beat+22.7%
    Mar 25
    		$0.89$0.80+11.25%Beat+43.5%
    Dec 24
    		$0.95$0.86+10.47%Beat+15.9%
    Sep 24
    		$0.89$0.79+12.66%Beat+32.8%
    Jun 24
    		$0.75$0.66+13.64%Beat+13.6%
    Mar 24
    		$0.62$0.56+10.71%Beat-4.6%
    Dec 23
    		$0.82$0.61+34.43%Beat-21.2%
    Sep 23
    		$0.67$0.63+6.35%Beat-35.6%
    Jun 23
    		$0.66$0.72-8.33%Miss-19.5%
    Mar 23
    		$0.65$0.87-25.29%Miss-24.4%
    Dec 22
    		$1.04$0.95+9.47%Beat-5.5%
    Sep 22
    		$1.04$0.96+8.33%Beat+11.8%
    Jun 22
    		$0.82$0.88-6.82%Miss+24.2%
    Mar 22
    		$0.86$0.79+8.86%Beat+7.5%
    Dec 21
    		$1.10$0.80+37.50%Beat+54.9%
    Sep 21
    		$0.93$0.65+43.08%Beat+31.0%
    Jun 21
    		$0.66$0.71-7.04%Miss+78.4%
    Mar 21
    		$0.80N/AN/ABeat+220.0%
    Dec 20
    		$0.71N/AN/ABeat+73.2%
    Sep 20
    		$0.71N/AN/ABeat+12.7%
    Jun 20
    		$0.37N/AN/ABeat+0.0%
    Mar 20
    		$0.25N/AN/ABeat-43.2%
    Dec 19
    		$0.41N/AN/ABeat+20.6%
    Sep 19
    		$0.63N/AN/ABeat+61.5%
    Jun 19
    		$0.37N/AN/ABeat-14.0%
    Mar 19
    		$0.44N/AN/ABeat+25.7%
    Dec 18
    		$0.34N/AN/ABeat+383.3%
    Sep 18
    		$0.39N/AN/ABeat+56.0%
    Jun 18
    		$0.43N/AN/ABeat+43.3%
    Mar 18
    		$0.35N/AN/ABeat+59.1%
    Dec 17
    		$-0.12N/AN/ABeat-154.4%
    Sep 17
    		$0.25N/AN/ABeat+61.4%
    Jun 17
    		$0.30N/AN/ABeat-
    Mar 17
    		$0.22N/AN/ABeat-
    Dec 16
    		$0.22N/AN/ABeat-
    Sep 16
    		$0.15N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield2.42%
    Annual/Share$1.04
    Payout Ratio26.78%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+15.31%
    5Y CAGR+12.09%
    View FUNC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.93EV/EBITDAN/A
    Price/FCF10.65xFCF Yield9.39%
    Profitability
    Profit Margin27.70%Operating Margin33.40%
    ROE12.40%ROIC8.03%
    Financial Health
    Debt/Equity0.47xInterest Coverage1.04x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.51Avg Volume15.07K
    52-Week High$46.1852-Week Low$32.90

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$43.36
    SMA 20$44.25
    SMA 50$44.24
    SMA 200$39.22
    EMA 10$43.43
    EMA 20$43.84
    EMA 50$43.42
    EMA 200$39.77

    MACD

    Line: -0.34Signal: -0.11Hist: -0.23

    ADX

    ADX: 24.2+DI: 15.0-DI: 26.4

    Aroon & PSAR

    Aroon Up52.0
    Aroon Down88.0
    PSAR$44.95

    Bollinger Bands

    Upper Band$46.43
    Lower Band$42.08
    %B Position983%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    41.6

    Momentum Oscillators

    Stoch %K34.6
    Stoch %D32.6
    Williams %R-69.3
    ROC (10d)-4.5%
    Momentum-2.03
    CCI (20d)-70.7
    MFI (14d)40.5

    Volatility Measures

    ATR (14d)$1.13(2.6%)
    StdDev (20d)1.09
    Hist Vol20.1%(Moderate)

    Volume Flow

    VWAP$43.20
    OBV-174.9K
    AD Line-7.6M
    CMF (20d)-0.003

    Volume Metrics

    Avg Vol (20d)15.0K
    Vol Ratio0.7x
    VWMA (20d)$44.26

    Pivot Points

    R3$44.30
    R2$44.02
    R1$43.59
    Pivot Point$43.31
    S1$42.88
    S2$42.60
    S3$42.17

    Advanced Oscillators

    TSI-9.61
    Ultimate Osc54.2
    KST-20.05

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$23.94M$23.41M$23.22M$22.74M$21.79M$20.93M$20.76M$20.28M$20.08M$18.69M$14.80M$18.88M
    Cost of RevenueN/A$8.52M$8.88M$8.83M$9.02M$8.70M$8.55M$8.28M$9.09M$9.03M$8.42M$7.40M
    Gross ProfitN/A$22.41M$20.64M$22.23M$20.93M$20.27M$20.23M$20.02M$18.85M$17.74M$14.41M$18.62M
    Operating Expenses$15.77M$13.69M$14.87M$12.99M$12.97M$12.58M$12.08M$12.31M$12.36M$12.88M$12.31M$12.79M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$8.84M$7.63M$9.24M$7.96M$7.70M$8.15M$7.70M$6.52M$4.86M$2.08M$5.83M
    Interest Income$26.17M$25.71M$26.15M$25.76M$24.87M$24.06M$23.73M$23.26M$23.11M$21.90M$22.19M$21.16M
    Interest Expense$7.58M$7.64M$8.17M$8.36M$8.16M$8.05M$8.03M$8.03M$7.88M$8.09M$8.00M$7.18M
    Income Before Tax$7.40M$8.84M$7.63M$9.24M$7.96M$7.70M$8.15M$7.70M$6.52M$4.86M$2.08M$5.83M
    Income Tax Expense$1.73M$2.18M$1.86M$2.29M$1.98M$1.89M$1.96M$1.93M$1.61M$1.16M$317,000$1.32M
    Net Income$5.67M$6.66M$5.78M$6.95M$5.98M$5.81M$6.19M$5.77M$4.91M$3.70M$1.76M$4.51M
    EBITDA$8.17M$9.60M$9.09M$9.36M$8.26M$8.51M$8.86M$9.05M$7.13M$6.00M$3.97M$6.88M
    EBIT$7.40M$8.84M$7.63M$9.29M$7.96M$7.70M$8.15M$7.72M$6.52M$4.86M$2.08M$5.88M
    * Some calculated fields are derived from available data when not provided by source

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    News

    FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 DIVIDEND

    First United Corporation (NASDAQ: FUNC) announced that its Board of Directors declared a cash dividend of $.26 per share. This dividend will be paid on August 3, 2026, to shareholders of record as of the close of business on July 20, 2026. The company is the parent of First United Bank & Trust and other finance and real estate subsidiaries.

    Eastern Progress•8/22/26•
    Bullish

    Wall Street Zen Downgrades First United (NASDAQ:FUNC) to Hold

    Wall Street Zen has downgraded First United (NASDAQ:FUNC) from "Buy" to "Hold," though the broader analyst consensus remains "Buy" with a $49.50 average price target. The company recently surpassed earnings estimates, reporting $1.13 per share against a $1.05 consensus, and its stock opened at $45.38, close to its 12-month high. Despite recent insider selling, institutional ownership is at 33.27%, with several major investors increasing their positions.

    MarketBeat•8/15/26•
    Neutral

    First United Corporation's Equity Buyback announced on September 3, 2024, has expired with 0 shares, representing 0% for $0 million.

    First United Corporation's equity buyback program, which was announced on September 3, 2024, has expired. The program concluded with 0 shares repurchased, amounting to 0% of the total, and zero financial value. The company officially ended the plan on March 1, 2026.

    www.marketscreener.com•8/12/26•
    Neutral

    First United (NASDAQ:FUNC) Stock Crosses Above 200 Day Moving Average - Should You Sell?

    First United (NASDAQ:FUNC) shares recently crossed above their 200-day moving average, trading at $44.46 against a $39.50 average. Analysts maintain a bullish outlook with an average "Buy" rating and a target price of $49.50, and the company surpassed quarterly EPS estimates. Despite a declared dividend, insider selling activity totaling over $500,000 raises some concerns.

    MarketBeat•8/11/26•
    Bullish

    (FUNC) Price Dynamics and Execution-Aware Positioning

    This article analyzes First United Corporation (NASDAQ: FUNC) using AI models to provide trading strategies. Key findings indicate a near-term strong sentiment possibly moving towards long-term positive bias, with resistance being tested. The analysis offers specific entry, target, and stop-loss levels for position trading, momentum breakout, and risk hedging strategies.

    Stock Traders Daily•8/10/26•
    Bullish

    Frequently Asked Questions About FUNC

    What is FUNC's current dividend yield?
    First United Corporation (FUNC) has a current dividend yield of 2.42%.
    Does FUNC pay dividends?
    Yes, First United Corporation pays dividends with a current yield of 2.42%.
    What is FUNC's P/E ratio?
    First United Corporation has a price-to-earnings (P/E) ratio of 9.93.
    What is FUNC's market cap?
    First United Corporation (FUNC) has a market capitalization of $278.55M with a current stock price of $42.90.

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