C

    CPI Card Group Inc (PMTS)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $28.97
    +0.14 (+0.49%)

    Market Cap: $332.43M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    50%(20/40)
    Avg Surprise
    -43.32%
    Streak
    3 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.83
    Range$0.82 - $0.84
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.89+6.6%
    60d ago$0.89+6.6%
    30d ago$0.78-6.6%
    7d ago$0.78-6.6%
    Current$0.83
    Revenue Consensus
    $150M
    Range$148M - $151M
    4 analysts
    Dec 31, 2026
    EPS Consensus$1.29
    Range$1.20 - $1.38
    2 analysts
    Revenue Consensus
    $176M
    Range$171M - $181M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.29---
    Sep 26EST
    		-$0.83---
    Jun 26
    		$0.47$0.37+27.03%Beat+62.1%
    Mar 26
    		$0.41$0.40+2.50%Beat-12.8%
    Dec 25
    		$1.48$0.65+127.48%Beat+155.1%
    Sep 25
    		$0.45$0.62-27.42%Miss-13.5%
    Jun 25
    		$0.29N/A-57.97%Miss-49.1%
    Mar 25
    		$0.47$0.69-31.88%Miss+0.0%
    Dec 24
    		$0.58$0.72-19.50%Miss+152.0%
    Sep 24
    		$0.52$0.55-5.45%Miss+57.6%
    Jun 24
    		$0.57$0.65-12.31%Miss+3.6%
    Mar 24
    		$0.47$0.55-14.55%Miss-48.4%
    Dec 23
    		$0.23$0.32-28.13%Miss-78.3%
    Sep 23
    		$0.33$0.50-34.00%Miss-67.3%
    Jun 23
    		$0.55$0.33+66.67%Beat+5.8%
    Mar 23
    		$0.91$0.60+51.67%Beat+56.9%
    Dec 22
    		$1.06$0.37+186.49%Beat+1666.7%
    Sep 22
    		$1.01$0.58+74.14%Beat+80.4%
    Jun 22
    		$0.52$0.37+40.54%Beat-1.9%
    Mar 22
    		$0.58$0.24+141.67%Beat+176.2%
    Dec 21
    		$0.06N/A-82.86%Miss-90.8%
    Sep 21
    		$0.56$0.56+0.00%Beat+7.7%
    Jun 21
    		$0.53$0.53+0.00%Beat+567.5%
    Mar 21
    		$0.21$0.21+0.00%Beat-43.2%
    Dec 20
    		$0.65$-0.14+564.93%Beat+564.9%
    Sep 20
    		$0.52$0.31+67.74%Beat+966.7%
    Jun 20
    		$0.08N/A+149.63%Beat+161.1%
    Mar 20
    		$0.37$-0.22+268.18%Beat+237.0%
    Dec 19
    		$-0.14$-0.27+48.15%Beat+70.8%
    Sep 19
    		$-0.06$0.06-200.00%Miss+89.0%
    Jun 19
    		$-0.13$-0.04-225.00%Miss-230.0%
    Mar 19
    		$-0.27$-0.40+32.50%Beat+42.6%
    Dec 18
    		$-0.48$-0.15-220.00%Miss-1500.0%
    Sep 18
    		$-0.55$0.03-1926.33%Miss-647.9%
    Jun 18
    		$0.10N/A+140.00%Beat+151.5%
    Mar 18
    		$-0.47$-0.23-104.35%Miss-88.0%
    Dec 17
    		$-0.03N/A+62.50%Beat+91.7%
    Sep 17
    		$0.10N/A-58.33%Miss-81.8%
    Jun 17
    		$-0.19$0.16-221.44%Miss-
    Mar 17
    		$-0.25$0.13-292.31%Miss-
    Dec 16
    		$-0.36$-0.12-200.25%Miss-
    Sep 16
    		$0.55$0.71-22.54%Miss-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%
    Frequency4
    No dividend payments in the selected period.

    Key Metrics

    Valuation
    P/E Ratio10.31EV/EBITDA7.37x
    Price/FCF4.35xFCF Yield23.01%
    Profitability
    Profit Margin2.34%Operating Margin5.61%
    ROE0.00%ROIC14.10%
    Financial Health
    Debt/Equity-22.85xInterest Coverage1.68x
    Current Ratio2.09xQuick Ratio1.39x
    Trading Statistics
    Beta0.92Avg Volume119.66K
    52-Week High$31.2552-Week Low$10.81

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$28.37
    SMA 20$27.82
    SMA 50$23.01
    SMA 200$17.09
    EMA 10$28.43
    EMA 20$27.21
    EMA 50$24.02
    EMA 200$19.50

    MACD

    Line: 1.78Signal: 1.98Hist: -0.20

    ADX

    ADX: 46.6+DI: 30.7-DI: 11.7

    Aroon & PSAR

    Aroon Up44.0
    Aroon DownN/A
    PSAR$29.60

    Bollinger Bands

    Upper Band$31.94
    Lower Band$23.70
    %B Position2961%(Upper)
    Band Width0.64

    RSI (14-Day)

    Neutral
    68.1

    Momentum Oscillators

    Stoch %K46.4
    Stoch %D51.6
    Williams %R-49.9
    ROC (10d)0.9%
    Momentum0.27
    CCI (20d)54.4
    MFI (14d)49.1

    Volatility Measures

    ATR (14d)$1.25(4.3%)
    StdDev (20d)2.06
    Hist Vol64.3%(High)

    Volume Flow

    VWAP$29.00
    OBV1.2M
    AD Line-34.2K
    CMF (20d)0.075

    Volume Metrics

    Avg Vol (20d)123.6K
    Vol Ratio1.1x
    VWMA (20d)$28.14

    Pivot Points

    R3$30.14
    R2$29.79
    R1$29.31
    Pivot Point$28.95
    S1$28.48
    S2$28.12
    S3$27.64

    Advanced Oscillators

    TSI39.46
    Ultimate Osc52.4
    KST353.38

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$149.18M$147.11M$153.05M$137.97M$129.75M$122.76M$125.10M$124.75M$118.82M$111.94M$102.87M$105.86M
    Cost of Revenue$100.69M$102.98M$104.77M$96.97M$89.63M$82.06M$82.48M$80.05M$76.43M$70.42M$67.45M$69.71M
    Gross Profit$48.49M$44.12M$48.29M$40.99M$40.12M$40.70M$42.62M$44.70M$42.39M$41.52M$35.42M$36.15M
    Operating Expenses$36.62M$33.13M$29.99M$27.98M$30.70M$26.59M$26.68M$26.90M$27.48M$27.37M$24.88M$23.19M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$33.13M$34.00M$26.47M$0$26.59M$30.48M$25.67M$26.23M$26.04M$23.52M$21.78M
    Operating Income$11.86M$10.99M$18.30M$13.02M$9.42M$14.10M$15.94M$17.80M$14.91M$14.14M$10.54M$12.96M
    Interest Income$-7,652,000$0$0$0$-8,069,000$0$0$0$0$0$0$0
    Interest Expense$7.44M$7.66M$7.97M$9.03M$8.08M$7.68M$7.67M$16.45M$6.53M$6.42M$6.90M$6.74M
    Income Before Tax$4.42M$3.37M$10.22M$3.74M$1.34M$6.44M$8.25M$819,000$8.30M$7.66M$3.89M$6.19M
    Income Tax Expense$2.14M$1.16M$2.73M$1.44M$823,000$1.66M$1.48M$-474,000$2.30M$2.20M$1.16M$2.34M
    Net Income$2.04M$2.06M$7.35M$2.31M$518,000$4.77M$6.77M$1.29M$6.00M$5.46M$2.73M$3.86M
    EBITDA$18.50M$17.76M$25.10M$19.22M$15.25M$18.70M$20.46M$21.71M$19.34M$18.56M$15.31M$17.40M
    EBIT$11.83M$11.03M$18.18M$12.78M$9.41M$14.12M$15.93M$17.26M$14.83M$14.08M$10.79M$12.93M
    * Some calculated fields are derived from available data when not provided by source

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    News

    PMTS | CPI Card Group Inc. Financials - Revenue Breakdown

    This page provides a detailed financial overview of CPI Card Group Inc. (PMTS), focusing on its revenue breakdown by segment and geography. It also covers various other financial aspects such as insider trading activity, institutional holdings, corporate lobbying, patent grants, and analyst ratings, aiming to give a comprehensive view of the company's financial health and market performance. The company operates in Debit and Credit, Prepaid Debit, and other segments, with the Debit and Credit segment being the primary revenue driver.

    Quiver Quantitative•8/23/26•
    Neutral

    (PMTS) as a Liquidity Pulse for Institutional Tactics

    This article analyzes Cpi Card Group Inc. (NASDAQ: PMTS) using AI models to provide insights for institutional trading strategies. It highlights strong sentiment across all horizons, suggesting an overweight bias, and identifies compelling upside potential with no resistance levels above the current price. The analysis includes position trading, momentum breakout, and risk hedging strategies, along with multi-timeframe signal analysis for near-term, mid-term, and long-term horizons.

    Stock Traders Daily•8/15/26•
    Bullish

    CPI Card Group raises price target after beating earnings and boosting revenue.

    CPI Card Group reported strong Q2 earnings, surpassing EPS estimates and achieving a 15% revenue increase, largely driven by its Secure Card Solutions segment and the Arroweye acquisition. The company recorded a record $36 million in first-half free cash flow, leading Roth Capital to raise its stock price target to $32. CPI Card Group also provided an optimistic full-year outlook for revenue and cash flow, signaling continued operational strength.

    Pluang•8/12/26•
    Neutral

    CPI Card Group Stock Surges After Earnings Report

    CPI Card Group (PMTS) experienced a significant stock surge following its Q2 earnings report, despite missing analyst EPS expectations. The surge is attributed to a robust 15% year-over-year sales growth and a dramatic increase in free cash flow, which jumped from $0.5 million to $25.9 million. Analysts maintain a "Buy" rating on the stock, citing its attractive valuation based on its price-to-free cash flow ratio and strong business growth potential.

    Intellectia AI•8/10/26•
    Bullish

    CPI Card Group Inc (PMTS) (Q2 2026) Earnings Call Highlights: Record Revenue and Free Cash Flow Fuel Raised Guidance

    CPI Card Group Inc (PMTS) reported strong Q2 2026 results, achieving a 15% revenue increase and record first-half free cash flow of $36 million. The company raised its full-year 2026 guidance for revenue growth and free cash flow, supported by strategic acquisitions like TRISM and robust organic demand. Despite some choppiness in the Prepaid Solutions segment, CPI Card Group demonstrated financial strength with reduced net leverage and strategic investments in growth areas.

    GuruFocus•8/9/26•
    Bullish

    Frequently Asked Questions About PMTS

    Does PMTS pay dividends?
    CPI Card Group Inc (PMTS) has a dividend payment track record. See the PMTS dividend history page for its current payment status, yield, and streaks.
    What is PMTS's P/E ratio?
    CPI Card Group Inc has a price-to-earnings (P/E) ratio of 10.31.
    What is PMTS's market cap?
    CPI Card Group Inc (PMTS) has a market capitalization of $332.43M with a current stock price of $28.97.

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