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    Investar Holding Corp (ISTR)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $28.85
    -0.21 (-0.72%)

    Market Cap: $397.47M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    74%(29/39)
    Avg Surprise
    +12.46%
    Streak
    13 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.76
    Range$0.75 - $0.77
    3 analysts
    EPS Revisions
    2
    0
    7d
    2
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.760.0%
    60d ago$0.75+1.3%
    30d ago$0.75+1.3%
    7d ago$0.75+1.3%
    Current$0.76
    Revenue Consensus
    $37M
    Range$37M - $38M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.02
    Range$1.01 - $1.04
    3 analysts
    Revenue Consensus
    $37M
    Range$37M - $38M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.02---
    Sep 26EST
    		-$0.76---
    Jun 26
    Reported Jul 20
    		$0.75$0.70+7.14%Beat+59.6%
    Mar 26
    Reported Apr 20
    		$0.87$0.68+27.94%Beat+35.9%
    Dec 25
    Reported Jan 22
    		$0.58$0.53+9.43%Beat-10.8%
    Sep 25
    Reported Oct 20
    		$0.54$0.46+17.39%Beat+20.0%
    Jun 25
    Reported Jul 21
    		$0.47$0.38+23.68%Beat+30.6%
    Mar 25
    Reported Apr 21
    		$0.64$0.43+48.84%Beat+48.8%
    Dec 24
    Reported Jan 27
    		$0.65$0.39+66.67%Beat+66.7%
    Sep 24
    Reported Oct 21
    		$0.45$0.33+36.36%Beat+36.4%
    Jun 24
    Reported Jul 22
    		$0.36$0.30+20.00%Beat-46.3%
    Mar 24
    Reported Apr 22
    		$0.43$0.24+79.17%Beat-15.7%
    Dec 23
    Reported Jan 25
    		$0.39$0.27+44.44%Beat-38.1%
    Sep 23
    Reported Oct 19
    		$0.33$0.33+0.00%Beat-53.5%
    Jun 23
    Reported Jul 20
    		$0.67$0.38+76.32%Beat+8.1%
    Mar 23
    Reported Apr 20
    		$0.51$0.57-10.53%Miss-26.1%
    Dec 22
    Reported Jan 25
    		$0.63$0.71-11.27%Miss+12.5%
    Sep 22
    Reported Oct 24
    		$0.71$0.65+9.23%Beat+167.0%
    Jun 22
    Reported Jul 26
    		$0.62$0.61+1.64%Beat+17.0%
    Mar 22
    Reported Apr 21
    		$0.69$0.53+30.19%Beat+40.8%
    Dec 21
    Reported Jan 27
    		$0.56$0.55+1.82%Beat+43.6%
    Sep 21
    Reported Oct 21
    		$-1.06$-1.05-0.95%Miss-402.9%
    Jun 21
    Reported Jul 22
    		$0.53$0.56-5.36%Miss+65.6%
    Mar 21
    Reported Apr 22
    		$0.49$0.46+6.52%Beat+226.7%
    Dec 20
    Reported Jan 25
    		$0.39$0.33+18.18%Beat+0.0%
    Sep 20
    Reported Oct 22
    		$0.35$0.29+20.69%Beat-27.1%
    Jun 20
    Reported Jul 23
    		$0.32$0.22+45.45%Beat-31.9%
    Mar 20
    Reported Apr 23
    		$0.15N/A-62.50%Miss-67.4%
    Dec 19
    Reported Mar 13
    		$0.39$0.49-20.41%Miss-13.3%
    Sep 19
    Reported Oct 23
    		$0.48$0.48+0.00%Beat+17.1%
    Jun 19
    Reported Jul 25
    		$0.47$0.47+0.00%Beat+17.5%
    Mar 19
    Reported Apr 24
    		$0.46$0.45+2.22%Beat+15.0%
    Dec 18
    Reported Mar 15
    		$0.45$0.43+4.65%Beat+32.4%
    Sep 18
    Reported Oct 25
    		$0.41$0.43-4.65%Miss+41.4%
    Jun 18
    Reported Jul 25
    		$0.40$0.39+2.56%Beat+81.8%
    Mar 18
    Reported Apr 25
    		$0.40$0.39+2.56%Beat+42.9%
    Dec 17
    Reported Mar 16
    		$0.34$0.31+9.68%Beat+30.8%
    Sep 17
    Reported Oct 25
    		$0.29$0.30-3.33%Miss-
    Jun 17
    Reported Jul 26
    		$0.22$0.23-4.35%Miss-
    Mar 17
    Reported Apr 26
    		$0.28$0.27+3.70%Beat-
    Dec 16
    Reported Jan 26
    		$0.26$0.28-7.14%Miss-

    Dividends

    Dividend Metrics

    Forward Yield1.66%
    Forward Annual Dividend$0.48
    Payout Ratio18.85%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+6.02%
    5Y CAGR+11.71%
    ISTR dividend history and ex-dividend datesRun ISTR in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.53EV/EBITDA13.02x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin27.70%Operating Margin39.10%
    ROE9.94%ROIC6.10%
    Financial Health
    Debt/Equity0.42xInterest Coverage0.62x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.47Avg Volume92.36K
    52-Week High$31.3852-Week Low$21.08

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$29.07
    SMA 20$29.33
    SMA 50$29.93
    SMA 200$28.67
    EMA 10$29.09
    EMA 20$29.33
    EMA 50$29.60
    EMA 200$28.12

    MACD

    Line: -0.30Signal: -0.27Hist: -0.02

    ADX

    ADX: 19.3+DI: 18.1-DI: 23.4

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down68.0
    PSAR$28.61

    Bollinger Bands

    Upper Band$30.19
    Lower Band$28.48
    %B Position583%(Upper)
    Band Width0.22

    RSI (14-Day)

    Neutral
    37.9

    Momentum Oscillators

    Stoch %K35.2
    Stoch %D33.4
    Williams %R-64.3
    ROC (10d)-0.7%
    Momentum-0.20
    CCI (20d)-74.5
    MFI (14d)33.1

    Volatility Measures

    ATR (14d)$0.54(1.9%)
    StdDev (20d)0.43
    Hist Vol11.8%(Low)

    Volume Flow

    VWAP$28.99
    OBV3.5M
    AD Line-26.8M
    CMF (20d)-0.376

    Volume Metrics

    Avg Vol (20d)93.5K
    Vol Ratio0.8x
    VWMA (20d)$29.33

    Pivot Points

    R3$29.55
    R2$29.36
    R1$29.21
    Pivot Point$29.02
    S1$28.86
    S2$28.67
    S3$28.52

    Advanced Oscillators

    TSI-21.96
    Ultimate Osc35.7
    KST-39.18

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$36.55M$35.64M$26.86M$24.14M$22.27M$20.36M$22.23M$21.40M$20.36M$19.96M$20.25M$19.11M
    Cost of RevenueN/A$20.54M$15.50M$16.08M$15.86M$12.49M$17.32M$18.05M$18.18M$17.09M$18.66M$15.66M
    Gross ProfitN/A$32.66M$23.47M$24.00M$22.13M$23.95M$23.35M$21.22M$20.36M$20.96M$19.80M$19.51M
    Operating Expenses$24.66M$22.84M$16.28M$16.53M$16.70M$16.24M$16.08M$16.18M$15.48M$15.30M$15.44M$15.77M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$9.82M$7.20M$7.47M$5.43M$7.71M$7.27M$6.17M$4.89M$6.09M$4.36M$3.37M
    Interest Income$53.20M$53.20M$37.13M$37.09M$35.36M$34.43M$35.51M$36.85M$35.79M$35.72M$36.67M$33.16M
    Interest Expense$19.75M$20.54M$15.50M$15.94M$15.71M$16.09M$18.02M$18.99M$18.59M$18.51M$18.18M$15.69M
    Income Before Tax$11.61M$14.91M$7.27M$7.47M$5.43M$7.71M$7.27M$6.17M$4.89M$6.09M$4.32M$3.37M
    Income Tax Expense$2.14M$2.88M$1.33M$1.29M$935,000$1.42M$1.16M$784,000$829,000$1.38M$782,000$585,000
    Net Income$9.47M$12.02M$5.94M$6.18M$4.49M$6.29M$6.11M$5.38M$4.06M$4.71M$3.54M$2.78M
    EBITDA$9.76M$12.74M$11.10M$7.98M$6.02M$8.40M$7.57M$6.91M$6.08M$6.93M$5.21M$4.24M
    EBIT$11.61M$14.91M$10.66M$7.47M$5.43M$7.71M$6.85M$6.17M$5.30M$6.09M$4.32M$3.37M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Investar Keeps Quarterly Dividend at $0.12 a Share, Payable Oct. 30 to Holders as of Sept. 30

    Investar Holding Corporation announced it will maintain its quarterly dividend at $0.12 per share. The dividend is payable on October 30, 2026, to shareholders who are on record as of September 30...

    www.marketscreener.com•9/17/26•Neutral

    Squarepoint Ops LLC Purchases New Shares in Investar Holding Corporation $ISTR

    Squarepoint Ops LLC acquired a new stake of 40,702 shares in Investar Holding Corporation (NASDAQ:ISTR) during the second quarter...

    MarketBeat•9/17/26•Somewhat-Bullish

    Bank of New York Mellon Corp Acquires New Shares in Investar Holding Corporation $ISTR

    Bank of New York Mellon Corp recently acquired 45,920 shares of Investar Holding Corporation (ISTR) valued at approximately $1.38 million, representing about 0.33% of the company. Investar reported strong Q2 earnings...

    MarketBeat•9/10/26•Somewhat-Bullish

    1,256,649 Shares in Investar Holding Corporation $ISTR Acquired by BlackRock Inc.

    BlackRock Inc. recently acquired 1,256,649 shares of Investar Holding Corporation (ISTR), valued at approximately $37.6 million...

    MarketBeat•9/2/26•Bullish

    Investar Holding Corp launches new financing support for commercial clients expanding operations

    Investar Holding Corp has announced new financing support for commercial clients looking to expand operations and undertake new developments. This initiative aims to provide a strong banking foundation and improve access...

    Traders Union•8/28/26•Bullish

    ISTR Valuation and Fair Value

    P/E
    10.5x
    Forward P/E
    9.8x
    EV/EBITDA
    13.0x
    PEG
    0.0x
    P/B
    1.0x
    See GNG's fair value

    ISTR Profitability: Margins, ROIC and FCF

    Operating margin
    39.1%
    Net margin
    27.7%
    ROIC
    6.1%
    ROE
    9.9%
    FCF margin
    20.6%

    ISTR Competitors

    CompanyTicker
    Oportun Financial CorpOPRT
    Angel Oak Financial Strategies Income Term TrustFINS
    New Providence Acquisition Corp. III Class A Ordinary SharesNPAC
    Berto Acquisition Corp. Ordinary SharesTACO
    Value Line IncVALU
    PCB BancorpPCB
    US Century BankUSCB
    Agriculture & Natural Solutions Acquisition Corporation UnitANSCU

    Sector: Financial Services

    ISTR Bull Case vs Bear Case

    Bull case

    • ISTR converts 20.6% of revenue into free cash flow.
    • ISTR has a 27.7% net profit margin.
    • ISTR beat EPS estimates in 100.0% of its last 8 reported quarters.

    ISTR Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    29.7%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.76
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 1 down

    ISTR Dividend

    Forward yield
    1.7%
    Payout ratio
    18.9%
    3Y DPS growth
    6.0%
    5Y DPS growth
    11.7%
    Pay months
    Jan, Apr, Jul, Oct
    ISTR dividend history

    Frequently Asked Questions About ISTR

    What is ISTR's current dividend yield?

    Investar Holding Corp (ISTR) has a forward dividend yield of 1.66%.

    Does ISTR pay dividends?

    Yes, Investar Holding Corp pays dividends with a forward dividend yield of 1.66%.

    What is ISTR's P/E ratio?

    Investar Holding Corp has a price-to-earnings (P/E) ratio of 10.53.

    What is ISTR's market cap?

    Investar Holding Corp (ISTR) has a market capitalization of $397.47M with a current stock price of $28.85.

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