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    H

    HDFC Bank Limited ADR (HDB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $23.52
    +0.89 (+3.93%)

    Market Cap: $116.97B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    62%(24/39)
    Avg Surprise
    +8.84%
    Streak
    12 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.39
    Range$0.39 - $0.39
    1 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.39-0.5%
    60d ago$0.39-0.5%
    30d ago$0.39-0.5%
    7d ago$0.39-0.5%
    Current$0.39
    Revenue Consensus
    $477.4B
    Range$468.4B - $493.5B
    8 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.40
    Range$0.40 - $0.40
    1 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.43-7.5%
    60d ago$0.43-7.5%
    30d ago$0.43-7.5%
    7d ago$0.43-7.5%
    Current$0.40
    Revenue Consensus
    $492.0B
    Range$490.4B - $493.5B
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Mar 27EST
    -$0.03---
    Dec 26EST
    -$0.40---
    Sep 26EST
    -$0.39---
    Jun 26
    Reported Jul 18
    $0.40$0.38+5.26%Beat-2.4%
    Mar 26
    Reported Apr 18
    $0.40$0.39+2.56%Beat+0.0%
    Dec 25
    Reported Jan 17
    $0.40$0.39+2.56%Beat+5.3%
    Sep 25
    Reported Oct 18
    $0.41$0.36+13.89%Beat+5.1%
    Jun 25
    Reported Jul 19
    $0.41$0.38+7.89%Beat+7.9%
    Mar 25
    Reported Apr 19
    $0.40$0.25+60.00%Beat+2.6%
    Dec 24
    Reported Jan 22
    $0.38$0.25+52.00%Beat-2.6%
    Sep 24
    Reported Oct 19
    $0.39$0.25+56.00%Beat+2.6%
    Jun 24
    Reported Jul 20
    $0.38$0.25+52.00%Beat+0.3%
    Mar 24
    Reported Apr 20
    $0.39$0.35+11.43%Beat+0.0%
    Dec 23
    Reported Jan 16
    $0.39$0.25+56.00%Beat-2.5%
    Sep 23
    Reported Oct 16
    $0.38$0.23+65.22%Beat+8.6%
    Jun 23
    Reported Jul 17
    $0.38N/A-50.82%Miss+22.2%
    Mar 23
    Reported Apr 17
    $0.39$0.39+0.00%Beat+11.4%
    Dec 22
    Reported Jan 14
    $0.40$0.41-2.44%Miss+8.1%
    Sep 22
    Reported Oct 17
    $0.35$0.36-2.78%Miss+9.4%
    Jun 22
    Reported Jul 16
    $0.31$0.32-3.13%Miss+10.7%
    Mar 22
    Reported Apr 18
    $0.35$0.34+2.94%Beat+16.7%
    Dec 21
    Reported Jan 15
    $0.37$0.36+2.78%Beat+15.6%
    Sep 21
    Reported Oct 16
    $0.32$0.31+3.23%Beat+14.3%
    Jun 21
    Reported Jul 17
    $0.28$0.30-6.67%Miss+16.7%
    Mar 21
    Reported Apr 17
    $0.30$0.31-3.23%Miss+20.0%
    Dec 20
    Reported Jan 16
    $0.32$0.27+18.52%Beat+14.3%
    Sep 20
    Reported Oct 18
    $0.28$0.25+12.00%Beat+16.7%
    Jun 20
    Reported Jul 18
    $0.24$0.19+26.32%Beat+9.1%
    Mar 20
    Reported Apr 18
    $0.25$0.24+4.17%Beat+8.7%
    Dec 19
    Reported Jan 18
    $0.28$0.27+3.70%Beat+33.3%
    Sep 19
    Reported Oct 19
    $0.24$0.25-4.00%Miss+26.3%
    Jun 19
    Reported Jul 20
    $0.22$0.24-8.33%Miss+15.8%
    Mar 19
    Reported Apr 20
    $0.23$0.23+0.00%Beat+9.5%
    Dec 18
    Reported Jan 19
    $0.21$0.23-8.70%Miss+0.0%
    Sep 18
    Reported Oct 20
    $0.19$0.20-5.00%Miss+5.6%
    Jun 18
    Reported Jul 21
    $0.19$0.20-5.00%Miss+11.8%
    Mar 18
    Reported Apr 24
    $0.21$0.22-4.55%Miss+16.7%
    Dec 17
    Reported Jan 22
    $0.21$0.22-4.55%Miss+23.5%
    Sep 17
    Reported Oct 25
    $0.18$0.19-5.26%Miss-
    Jun 17
    Reported Jul 26
    $0.17$0.18-5.56%Miss-
    Mar 17
    Reported Apr 21
    $0.18$0.18+0.00%Beat-
    Dec 16
    Reported Jan 24
    $0.17$0.16+6.25%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.52%
    Forward Annual Dividend$0.83
    Payout Ratio48.79%
    FrequencyAnnual
    Pay MonthsJun, Aug

    Growth

    3Y CAGR+9.55%

    Key Metrics

    Valuation
    P/E Ratio14.61EV/EBITDA13.02x
    Price/FCF2.56xFCF Yield39.08%
    Profitability
    Profit Margin26.80%Operating Margin33.30%
    ROE13.80%ROICN/A
    Financial Health
    Debt/Equity0.93xInterest Coverage0.55x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.41Avg Volume9.38M
    52-Week High$35.6852-Week Low$21.71

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$22.48
    SMA 20$22.70
    SMA 50$22.90
    SMA 200$25.98
    EMA 10$22.69
    EMA 20$22.68
    EMA 50$22.98
    EMA 200$25.88

    MACD

    Line: -0.05Signal: -0.15Hist: 0.10

    ADX

    ADX: 10.2+DI: 40.5-DI: 24.9

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down80.0
    PSAR$21.76

    Bollinger Bands

    Upper Band$23.64
    Lower Band$21.75
    %B Position832%(Upper)
    Band Width0.93

    RSI (14-Day)

    Neutral
    58.6

    Momentum Oscillators

    Stoch %K67.2
    Stoch %D54.3
    Williams %R-5.7
    ROC (10d)2.5%
    Momentum0.57
    CCI (20d)123.4
    MFI (14d)50.8

    Volatility Measures

    ATR (14d)$0.54(2.3%)
    StdDev (20d)0.47
    Hist Vol29.6%(Moderate)

    Volume Flow

    VWAP$23.46
    OBV-220.2M
    AD Line-22.2B
    CMF (20d)-0.048

    Volume Metrics

    Avg Vol (20d)9.5M
    Vol Ratio1.1x
    VWMA (20d)$22.74

    Pivot Points

    R3$23.17
    R2$22.95
    R1$22.79
    Pivot Point$22.57
    S1$22.41
    S2$22.19
    S3$22.03

    Advanced Oscillators

    TSI-2.22
    Ultimate Osc62.5
    KST-19.36

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1339.00B$1187.39B$1279.82B$1205.38B$1328.73B$694.77B$1121.94B$904.55B$1169.96B$668.89B$1150.16B$1075.67B
    Cost of Revenue$517.34B$494.18B$498.53B$518.74B$629.36BN/A$508.72B$496.29B$477.23BN/A$478.46B$445.62B
    Gross Profit$821.66B$693.21B$781.29B$686.64B$699.37B$694.77B$613.22B$408.26B$692.74B$668.89B$671.69B$630.05B
    Operating Expenses$548.12B$412.19B$509.44B$415.61B$491.16B$88.10B$373.50B$200.57B$465.47B$491.28B$459.26B$420.38B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$93.98B$92.31B$103.86B$94.73B$88.85B$152.67B$252.63B$174.94B$350.42B$372.70B$346.12B$315.03B
    Operating Income$273.54B$281.02B$271.85B$271.03B$208.21B$606.68B$239.73B$207.70B$227.27B$177.61B$212.43B$209.67B
    Interest Income$0$0$0$0$873.72B$732.08B$850.40B$769.80B$815.46B$794.34B$780.08B$750.39B
    Interest Expense$479.08B$459.24B$462.02B$475.20B$476.43B$454.40B$469.14B$444.66B$445.80B$436.92B$432.42B$412.50B
    Income Before Tax$273.54B$281.02B$271.85B$271.03B$208.21B$255.73B$239.73B$207.70B$227.27B$177.61B$212.43B$209.67B
    Income Tax Expense$68.51B$67.00B$63.22B$64.00B$37.54B$62.89B$56.33B$32.71B$55.39B$2.51B$35.25B$36.55B
    Net Income$193.59B$206.67B$199.71B$199.38B$162.36B$188.35B$176.57B$173.81B$164.75B$176.22B$172.58B$168.11B
    EBITDA$273.54B$281.02B$271.85B$271.03B$208.21BN/A$239.73B$207.70B$227.27B$1.12B$212.43B$209.67B
    EBITN/AN/AN/AN/AN/AN/AN/AN/A$227.27B$178.74B$420.26B$204.66B
    * Some calculated fields are derived from available data when not provided by source

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    HDB Valuation and Fair Value

    P/E
    14.6x
    Forward P/E
    13.5x
    EV/EBITDA
    13.0x
    P/FCF
    2.6x
    PEG
    1.0x
    P/B
    1.9x
    See GNG's fair value

    HDB Profitability: Margins, ROIC and FCF

    Gross margin
    59.5%
    Operating margin
    33.3%
    Net margin
    26.8%
    ROE
    13.8%
    FCF margin
    7944.5%
    FCF yield
    39.1%

    HDB Analyst Ratings

    Consensus
    Buy
    Analysts
    4
    Strong Buy
    1
    Buy
    2
    Hold
    1
    Sell
    0
    Strong Sell
    0

    HDB Bull Case vs Bear Case

    Bull case

    • HDB converts 7944.5% of revenue into free cash flow.
    • HDB has a 26.8% net profit margin.
    • HDB beat EPS estimates in 100.0% of its last 8 reported quarters.

    HDB Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    25.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.39
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    HDB Dividend

    Forward yield
    3.5%
    Payout ratio
    48.8%
    3Y DPS growth
    9.6%
    Pay months
    Jun, Aug
    HDB dividend history

    Frequently Asked Questions About HDB

    What is HDB's current dividend yield?

    HDFC Bank Limited ADR (HDB) has a forward dividend yield of 3.52%.

    Does HDB pay dividends?

    Yes, HDFC Bank Limited ADR pays dividends with a forward dividend yield of 3.52%.

    What is HDB's P/E ratio?

    HDFC Bank Limited ADR has a price-to-earnings (P/E) ratio of 14.61.

    What is HDB's market cap?

    HDFC Bank Limited ADR (HDB) has a market capitalization of $116.97B with a current stock price of $23.52.

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