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    Itau Unibanco Banco Holding SA (ITUB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $9.48
    -0.20 (-2.01%)

    Market Cap: $109.01B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    67%(26/39)
    Avg Surprise
    -0.71%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.22
    Range$0.22 - $0.23
    3 analysts
    EPS Revisions
    1
    0
    7d
    1
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.23-2.1%
    60d ago$0.23-2.1%
    30d ago$0.22+0.1%
    7d ago$0.22+0.1%
    Current$0.22
    Revenue Consensus
    $48.7B
    Range$48.6B - $48.8B
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.24
    Range$0.24 - $0.24
    3 analysts
    Revenue Consensus
    $50.1B
    Range$40.0B - $54.1B
    11 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.24---
    Sep 26EST
    		-$0.22---
    Jun 26
    Reported Aug 4
    		$0.21$0.22-4.55%Miss+10.5%
    Mar 26
    Reported May 5
    		$0.23$0.21+9.52%Beat+21.1%
    Dec 25
    Reported Feb 4
    		$0.20$0.20+0.00%Beat+25.0%
    Sep 25
    Reported Nov 4
    		$0.20$0.20+0.00%Beat+17.6%
    Jun 25
    Reported Aug 5
    		$0.19$0.18+5.56%Beat+18.8%
    Mar 25
    Reported May 8
    		$0.19$0.17+11.76%Beat+11.8%
    Dec 24
    Reported Feb 2
    		$0.16$0.16+0.00%Beat+6.7%
    Sep 24
    Reported Nov 5
    		$0.17$0.17+0.00%Beat-5.6%
    Jun 24
    Reported Aug 6
    		$0.16$0.17-5.88%Miss+0.0%
    Mar 24
    Reported May 6
    		$0.17$0.18-5.56%Miss+13.3%
    Dec 23
    Reported Feb 5
    		$0.15$0.17-11.76%Miss+15.4%
    Sep 23
    Reported Nov 6
    		$0.18$0.17+5.88%Beat+28.6%
    Jun 23
    Reported Aug 7
    		$0.16$0.15+6.67%Beat+23.1%
    Mar 23
    Reported May 8
    		$0.15$0.15+0.00%Beat+15.4%
    Dec 22
    Reported Feb 7
    		$0.13$0.14-7.14%Miss+8.3%
    Sep 22
    Reported Nov 10
    		$0.14$0.14+0.00%Beat+27.3%
    Jun 22
    Reported Aug 8
    		$0.13$0.14-7.14%Miss+8.3%
    Mar 22
    Reported May 9
    		$0.13$0.12+8.33%Beat+18.2%
    Dec 21
    Reported Feb 10
    		$0.12$0.11+9.09%Beat+33.3%
    Sep 21
    Reported Nov 4
    		$0.11$0.12-8.33%Miss+37.5%
    Jun 21
    Reported Aug 2
    		$0.12$0.11+9.09%Beat+71.4%
    Mar 21
    Reported May 4
    		$0.11$0.10+10.00%Beat+83.3%
    Dec 20
    Reported Feb 1
    		$0.09$0.10-10.00%Miss-40.0%
    Sep 20
    Reported Nov 3
    		$0.08$0.08+0.00%Beat-50.0%
    Jun 20
    Reported Aug 3
    		$0.07$0.07+0.00%Beat-56.3%
    Mar 20
    Reported May 4
    		$0.06$0.12-50.00%Miss-62.5%
    Dec 19
    Reported Feb 10
    		$0.15$0.16-6.25%Miss-6.3%
    Sep 19
    Reported Nov 4
    		$0.16$0.17-5.88%Miss+0.0%
    Jun 19
    Reported Jul 29
    		$0.16$0.16+0.00%Beat+6.7%
    Mar 19
    Reported May 2
    		$0.16$0.17-5.88%Miss-5.9%
    Dec 18
    Reported Feb 4
    		$0.16$0.16+0.00%Beat-11.1%
    Sep 18
    Reported Oct 29
    		$0.16$0.15+6.67%Beat-5.9%
    Jun 18
    Reported Jul 30
    		$0.15$0.16-6.25%Miss-16.7%
    Mar 18
    Reported Apr 30
    		$0.17$0.17+0.00%Beat-5.6%
    Dec 17
    Reported Feb 5
    		$0.18$0.17+5.88%Beat+12.5%
    Sep 17
    Reported Oct 30
    		$0.17$0.17+0.00%Beat-
    Jun 17
    Reported Jul 31
    		$0.18$0.16+12.50%Beat-
    Mar 17
    Reported May 3
    		$0.18$0.17+5.88%Beat-
    Dec 16
    Reported Feb 7
    		$0.16$0.16+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.42%
    Forward Annual Dividend$0.04
    Payout Ratio5.05%
    FrequencyMonthly
    Pay MonthsJan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec

    Growth

    3Y CAGR-1.20%
    5Y CAGR-0.80%
    ITUB dividend history and ex-dividend datesRun ITUB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.29EV/EBITDA13.60x
    Price/FCF3.04xFCF Yield32.86%
    Profitability
    Profit Margin32.60%Operating Margin39.10%
    ROE21.50%ROIC6.03%
    Financial Health
    Debt/Equity2.56xInterest Coverage0.26x
    Current Ratio0.22xQuick Ratio0.22x
    Trading Statistics
    Beta0.11Avg Volume35.47M
    52-Week High$10.2052-Week Low$6.13

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$9.75
    SMA 20$9.00
    SMA 50$8.28
    SMA 200$8.23
    EMA 10$9.57
    EMA 20$9.18
    EMA 50$8.63
    EMA 200$8.00

    MACD

    Line: 0.47Signal: 0.42Hist: 0.05

    ADX

    ADX: 26.4+DI: 32.8-DI: 24.4

    Aroon & PSAR

    Aroon Up72.0
    Aroon Down52.0
    PSAR$8.81

    Bollinger Bands

    Upper Band$10.69
    Lower Band$7.31
    %B Position3751%(Upper)
    Band Width0.64

    RSI (14-Day)

    Neutral
    58.9

    Momentum Oscillators

    Stoch %K77.4
    Stoch %D85.4
    Williams %R-31.4
    ROC (10d)12.3%
    Momentum1.04
    CCI (20d)45.2
    MFI (14d)52.4

    Volatility Measures

    ATR (14d)$0.34(3.6%)
    StdDev (20d)0.84
    Hist Vol66.4%(High)

    Volume Flow

    VWAP$9.53
    OBV1.0B
    AD Line-62.3B
    CMF (20d)0.128

    Volume Metrics

    Avg Vol (20d)36.5M
    Vol Ratio1.1x
    VWMA (20d)$9.28

    Pivot Points

    R3$10.08
    R2$9.93
    R1$9.80
    Pivot Point$9.65
    S1$9.52
    S2$9.37
    S3$9.24

    Advanced Oscillators

    TSI33.66
    Ultimate Osc54.1
    KST201.71

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$99.14B$96.48B$91.60B$96.15B$101.77B$95.07B$82.10B$75.26B$84.16B$78.11B$74.51B$80.18B
    Cost of Revenue$63.64B$63.63B$57.19B$61.95B$71.66B$61.17B$56.27B$42.19B$51.46B$46.82B$44.18B$47.77B
    Gross Profit$35.51B$32.85B$34.41B$34.21B$30.11B$33.90B$25.83B$33.08B$32.69B$31.29B$30.33B$32.41B
    Operating Expenses$21.35B$20.14B$20.42B$20.49B$20.45B$21.02B$12.75B$23.07B$20.43B$19.08B$20.25B$21.93B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$9.59B$14.55B$8.91B$15.26B$16.50B$12.99B$6.47B$22.07B$12.75B$12.44B$13.82B$19.94B
    Operating Income$14.16B$12.71B$13.99B$13.72B$9.66B$12.88B$13.08B$10.01B$12.26B$12.21B$10.08B$10.47B
    Interest Income$74.84B$70.06B$56.88B$71.18B$64.76B$61.97B$67.33B$53.94B$63.98B$57.01B$50.79B$60.05B
    Interest Expense$54.84B$55.34B$49.48B$53.99B$63.40B$52.47B$48.30B$37.29B$43.78B$37.91B$36.70B$39.98B
    Income Before Tax$14.16B$12.71B$13.99B$13.72B$9.66B$12.88B$13.08B$10.01B$12.26B$12.21B$10.08B$10.47B
    Income Tax Expense$1.99B$833.00M$1.84B$2.12B$-1,740,000,000$2.18B$1.96B$-587,000,000$1.89B$2.17B$1.14B$2.00B
    Net Income$12.25B$11.64B$11.91B$11.31B$11.14B$10.51B$10.84B$10.37B$10.07B$9.81B$8.77B$8.36B
    EBITDA$15.90B$14.58B$15.84B$15.96B$11.29B$14.55B$14.22B$11.66B$13.81B$13.76B$11.49B$12.36B
    EBIT$14.16B$12.71B$13.99B$13.72B$9.66B$12.88B$13.08B$10.01B$12.26B$12.21B$10.08B$10.47B
    * Some calculated fields are derived from available data when not provided by source

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    News

    Perpetual cuts Itaú stake 98.2 percent. Goldman targets Itaú Unibanco stock at USD 10.50

    Perpetual Ltd significantly reduced its stake in Itaú Unibanco by 98.2% in Q3 2026, selling 6.27 million shares. Concurrently, Goldman Sachs maintained a Buy rating on Itaú Unibanco...

    ad-hoc-news.de•10/16/26•Somewhat-Bullish

    Perpetual cuts Itaú stake 98.2 percent. Itaú Unibanco stock is valued at USD 106.7 billion

    Perpetual Ltd significantly reduced its stake in Itaú Unibanco by 98.2 percent during the third quarter of 2026, selling 6.27 million shares. Despite this...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    HSBC downgrades Itaú Unibanco stock to Hold at USD 9.10

    HSBC Securities has downgraded Itaú Unibanco from Buy to Hold, setting a price target of USD 9.10, which is 7.99 percent below its last NYSE price. The bank is scheduled to report earnings on November 3, 2026...

    ad-hoc-news.de•10/14/26•Somewhat-Bearish

    Itau Unibanco Holding S.A. $ITUB Position Decreased by Perpetual Ltd

    Perpetual Ltd significantly reduced its stake in Itau Unibanco Holding S.A. ($ITUB) by 98.2% in the third quarter, selling over 6.27 million shares. Despite this, several other major institutional investors...

    MarketBeat•10/14/26•Neutral

    Itaú Unibanco reports November 3: Itaú Unibanco stock trades at 13.13 times earnings

    Itaú Unibanco's stock is trading at 13.13 times earnings with a market capitalization of USD 109.4 billion. The company is set to report its third-quarter 2026 results on November 3, 2026...

    ad-hoc-news.de•10/13/26•Somewhat-Bullish

    ITUB Valuation and Fair Value

    P/E
    11.3x
    Forward P/E
    9.3x
    EV/EBITDA
    13.6x
    P/FCF
    3.0x
    PEG
    1.3x
    P/B
    2.5x
    See GNG's fair value

    ITUB Profitability: Margins, ROIC and FCF

    Gross margin
    35.7%
    Operating margin
    39.1%
    Net margin
    32.6%
    ROIC
    6.0%
    ROE
    21.5%
    FCF margin
    253.5%
    FCF yield
    32.9%

    ITUB Competitors

    CompanyTicker
    Bank of Nova ScotiaBNS
    CME Group IncCME
    Bank of MontrealBMO
    ICICI Bank LimitedIBN
    HDFC Bank Limited ADRHDB
    Canadian Imperial Bank Of CommerceCM
    Capital One Financial CorporationCOF
    The Bank of New York Mellon CorporationBNY

    Sector: Financial Services

    ITUB Analyst Ratings

    Consensus
    Buy
    Analysts
    8
    Strong Buy
    2
    Buy
    4
    Hold
    2
    Sell
    0
    Strong Sell
    0

    ITUB Bull Case vs Bear Case

    Bull case

    • ITUB converts 253.5% of revenue into free cash flow.
    • ITUB has a 32.6% net profit margin.
    • ITUB grew quarterly revenue 17.5% year over year.

    Bear case

    • ITUB beat EPS estimates in 37.5% of its last 8 reported quarters.
    • ITUB has a debt-to-equity ratio of 2.6x.

    ITUB Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    2.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.22
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 1 down

    ITUB Dividend

    Forward yield
    0.4%
    Payout ratio
    5.1%
    3Y DPS growth
    -1.2%
    5Y DPS growth
    -0.8%
    Pay months
    Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec
    ITUB dividend history

    Frequently Asked Questions About ITUB

    What is ITUB's current dividend yield?

    Itau Unibanco Banco Holding SA (ITUB) has a forward dividend yield of 0.42%.

    Does ITUB pay dividends?

    Yes, Itau Unibanco Banco Holding SA pays dividends with a forward dividend yield of 0.42%.

    What is ITUB's P/E ratio?

    Itau Unibanco Banco Holding SA has a price-to-earnings (P/E) ratio of 11.29.

    What is ITUB's market cap?

    Itau Unibanco Banco Holding SA (ITUB) has a market capitalization of $109.01B with a current stock price of $9.48.

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    Sector: Financial Services

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