Skip to main content
    U

    U.S. Bancorp (USB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $57.38
    +1.12 (+2.00%)

    Market Cap: $87.66B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    77%(30/39)
    Avg Surprise
    -0.09%
    Streak
    10 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$1.49
    Range$1.40 - $1.61
    23 analysts
    Revenue Consensus
    $8.2B
    Range$7.9B - $8.3B
    10 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.49---
    Sep 26
    Reported Oct 15
    		$N/A$1.32N/ABeat-
    Jun 26
    Reported Jul 16
    		$1.35$1.28+5.47%Beat+21.6%
    Mar 26
    Reported Apr 16
    		$1.18$1.14+3.51%Beat+14.6%
    Dec 25
    Reported Jan 20
    		$1.26$1.19+5.88%Beat+17.8%
    Sep 25
    Reported Oct 16
    		$1.22$1.12+8.93%Beat+18.4%
    Jun 25
    Reported Jul 17
    		$1.11$1.07+3.74%Beat+14.4%
    Mar 25
    Reported Apr 16
    		$1.03$0.97+6.19%Beat+14.4%
    Dec 24
    Reported Jan 16
    		$1.07$1.05+1.90%Beat+118.4%
    Sep 24
    Reported Oct 16
    		$1.03$0.99+4.04%Beat+13.2%
    Jun 24
    Reported Jul 17
    		$0.97$0.95+2.11%Beat+15.5%
    Mar 24
    Reported Apr 17
    		$0.90$0.88+2.27%Beat-13.5%
    Dec 23
    Reported Jan 17
    		$0.49$0.91-46.15%Miss-14.0%
    Sep 23
    Reported Oct 18
    		$0.91$1.01-9.90%Miss-21.6%
    Jun 23
    Reported Jul 19
    		$0.84$1.10-23.64%Miss-15.2%
    Mar 23
    Reported Apr 19
    		$1.04$1.12-7.14%Miss+5.1%
    Dec 22
    Reported Jan 25
    		$0.57$1.14-50.00%Miss-46.7%
    Sep 22
    Reported Oct 14
    		$1.16$1.16+0.00%Beat-10.8%
    Jun 22
    Reported Jul 15
    		$0.99$1.07-7.48%Miss-22.7%
    Mar 22
    Reported Apr 14
    		$0.99$0.94+5.32%Beat-31.7%
    Dec 21
    Reported Jan 19
    		$1.07$1.10-2.73%Miss+12.6%
    Sep 21
    Reported Oct 14
    		$1.30$1.16+12.07%Beat+31.3%
    Jun 21
    Reported Jul 15
    		$1.28$1.13+13.27%Beat+212.2%
    Mar 21
    Reported Apr 15
    		$1.45$0.96+51.04%Beat+101.4%
    Dec 20
    Reported Jan 20
    		$0.95$0.94+1.06%Beat-12.0%
    Sep 20
    Reported Oct 14
    		$0.99$0.91+8.79%Beat-13.9%
    Jun 20
    Reported Jul 15
    		$0.41$0.40+2.50%Beat-62.4%
    Mar 20
    Reported Apr 15
    		$0.72$0.81-11.11%Miss-28.0%
    Dec 19
    Reported Jan 15
    		$1.08$1.09-0.92%Miss+0.9%
    Sep 19
    Reported Oct 16
    		$1.15$1.11+3.60%Beat+8.5%
    Jun 19
    Reported Jul 17
    		$1.09$1.07+1.87%Beat+6.9%
    Mar 19
    Reported Apr 17
    		$1.00$1.00+0.00%Beat+4.2%
    Dec 18
    Reported Jan 16
    		$1.07$1.06+0.94%Beat+21.6%
    Sep 18
    Reported Oct 17
    		$1.06$1.04+1.92%Beat+20.5%
    Jun 18
    Reported Jul 18
    		$1.02$1.00+2.00%Beat+20.0%
    Mar 18
    Reported Apr 18
    		$0.96$0.95+1.05%Beat+17.1%
    Dec 17
    Reported Jan 17
    		$0.88$0.87+1.15%Beat+7.3%
    Sep 17
    Reported Oct 18
    		$0.88$0.88+0.00%Beat-
    Jun 17
    Reported Jul 19
    		$0.85$0.84+1.19%Beat-
    Mar 17
    Reported Apr 19
    		$0.82$0.80+2.50%Beat-
    Dec 16
    Reported Jan 18
    		$0.82$0.81+1.23%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.76%
    Forward Annual Dividend$2.16
    Payout Ratio39.84%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+2.76%
    5Y CAGR+3.96%
    USB dividend history and ex-dividend datesRun USB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.45EV/EBITDA10.73x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin29.90%Operating Margin39.70%
    ROE12.60%ROIC5.01%
    Financial Health
    Debt/Equity1.42xInterest Coverage0.72x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.02Avg Volume8.76M
    52-Week High$65.4752-Week Low$43.35

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$57.03
    SMA 20$57.71
    SMA 50$60.49
    SMA 200$57.11
    EMA 10$57.18
    EMA 20$57.91
    EMA 50$59.30
    EMA 200$56.71

    MACD

    Line: -1.03Signal: -1.11Hist: 0.09

    ADX

    ADX: 38.2+DI: 17.4-DI: 31.8

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down80.0
    PSAR$55.70

    Bollinger Bands

    Upper Band$59.63
    Lower Band$55.78
    %B Position666%(Upper)
    Band Width0.42

    RSI (14-Day)

    Neutral
    43.0

    Momentum Oscillators

    Stoch %K32.0
    Stoch %D33.0
    Williams %R-52.6
    ROC (10d)0.0%
    Momentum0.03
    CCI (20d)-57.8
    MFI (14d)34.3

    Volatility Measures

    ATR (14d)$1.19(2.1%)
    StdDev (20d)0.96
    Hist Vol17.5%(Low)

    Volume Flow

    VWAP$57.02
    OBV275.9M
    AD Line-5.8B
    CMF (20d)-0.418

    Volume Metrics

    Avg Vol (20d)8.3M
    Vol Ratio1.4x
    VWMA (20d)$57.74

    Pivot Points

    R3$57.16
    R2$56.75
    R1$56.51
    Pivot Point$56.10
    S1$55.85
    S2$55.45
    S3$55.20

    Advanced Oscillators

    TSI-27.61
    Ultimate Osc49.0
    KST-66.32

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$7.69B$7.26B$7.34B$7.30B$6.97B$6.93B$6.98B$6.83B$6.84B$6.68B$10.38B$7.00B
    Cost of RevenueN/A$4.15B$3.64B$4.28B$4.05B$3.96B$4.25B$4.51B$4.53B$4.33B$4.16B$4.03B
    Gross ProfitN/A$6.68B$7.34B$6.73B$6.47B$6.39B$6.42B$6.28B$6.27B$6.13B$6.22B$6.49B
    Operating Expenses$4.43B$4.26B$4.23B$4.20B$4.18B$4.23B$4.31B$4.20B$4.21B$4.46B$5.22B$4.53B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$2.62B
    Operating IncomeN/A$2.69B$2.53B$2.53B$2.29B$2.16B$2.11B$2.07B$2.06B$1.67B$1.00B$1.96B
    Interest Income$7.60B$7.84B$7.92B$7.93B$7.60B$7.52B$7.83B$8.09B$7.99B$7.76B$0$7.75B
    Interest Expense$3.24B$3.58B$3.64B$3.71B$3.55B$3.42B$3.69B$3.95B$3.96B$3.78B$3.65B$3.52B
    Income Before Tax$2.72B$2.42B$2.53B$2.53B$2.29B$2.16B$2.11B$2.07B$2.06B$1.67B$0$1.96B
    Income Tax Expense$537.00M$469.00M$482.00M$524.00M$472.00M$443.00M$438.00M$350.00M$445.00M$347.00M$0$431.00M
    Net Income$2.18B$1.95B$2.05B$2.01B$1.82B$1.72B$1.67B$1.72B$1.61B$1.33B$847.00M$1.52B
    EBITDA$2.93B$2.62B$2.76B$2.75B$2.51B$2.37B$2.35B$2.30B$2.29B$1.91B$0$2.21B
    EBIT$2.72B$2.42B$2.53B$2.53B$2.29B$2.16B$2.11B$2.07B$2.06B$1.67B$0$1.96B
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about USB

    News

    RBC cuts U.S. Bancorp price target to $65 on steady growth outlook

    RBC Capital has lowered its price target for U.S. Bancorp (NYSE:USB) to $65 from $68, while maintaining an Outperform rating...

    Investing.com•10/16/26•Somewhat-Bullish

    Updation Integrates With U.S. Bank to Help Dealerships Modernize Payments and Financial Operations

    Updation, an AI-powered platform for automotive dealerships, is integrating with U.S. Bank Embedded Payment Solutions to help dealerships streamline financial operations. This collaboration will enable dealerships...

    Business Wire•10/16/26•Bullish

    Truist Financial (NYSE:TFC) Releases Quarterly Earnings Results, Beats Estimates By $0.02 EPS

    Truist Financial (NYSE:TFC) announced its quarterly earnings, reporting $1.16 EPS, surpassing the consensus estimate of $1.14 by $0.02. However...

    MarketBeat•10/16/26•Neutral

    Charles Schwab Corporation (The (SCHW) Stock forecasts

    This article provides a stock forecast for The Charles Schwab Corporation (SCHW), highlighting its strong position in financial services with over 40 million active brokerage accounts and $13 trillion in client assets....

    Yahoo Finance Australia•10/16/26•Somewhat-Bullish

    SEI Investments Company (SEIC) Stock forecasts

    Argus has lowered its target price for SEI Investments Company (SEIC) to $113.00, while the current price stands at $104.44. SEI Investments provides investment processing, management...

    Yahoo Finance UK•10/16/26•Neutral

    USB Valuation and Fair Value

    P/E
    11.5x
    Forward P/E
    10.4x
    EV/EBITDA
    10.7x
    PEG
    1.8x
    P/B
    1.3x
    See GNG's fair value

    USB Profitability: Margins, ROIC and FCF

    Operating margin
    39.7%
    Net margin
    29.9%
    ROIC
    5.0%
    ROE
    12.6%
    FCF margin
    41.9%

    USB Competitors

    CompanyTicker
    MMCMMC
    Intercontinental Exchange IncICE
    Robinhood Markets IncHOOD
    PNC Financial Services Group IncPNC
    ING Group NV ADRING
    Marsh & McLennan Companies, Inc.MRSH
    The Bank of New York Mellon CorporationBNY
    KKR & Co. Inc.KKR

    Sector: Financial Services

    USB Analyst Ratings

    Consensus
    Buy
    Analysts
    23
    Strong Buy
    2
    Buy
    12
    Hold
    9
    Sell
    0
    Strong Sell
    0

    USB Bull Case vs Bear Case

    Bull case

    • USB converts 41.9% of revenue into free cash flow.
    • USB has a 29.9% net profit margin.
    • USB beat EPS estimates in 100.0% of its last 8 reported quarters.

    USB Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    5.0%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $1.49

    USB Dividend

    Forward yield
    3.8%
    Payout ratio
    39.8%
    3Y DPS growth
    2.8%
    5Y DPS growth
    4.0%
    Pay months
    Jan, Apr, Jul, Oct
    USB dividend history

    Frequently Asked Questions About USB

    What is USB's current dividend yield?

    U.S. Bancorp (USB) has a forward dividend yield of 3.76%.

    Does USB pay dividends?

    Yes, U.S. Bancorp pays dividends with a forward dividend yield of 3.76%.

    What is USB's P/E ratio?

    U.S. Bancorp has a price-to-earnings (P/E) ratio of 11.45.

    What is USB's market cap?

    U.S. Bancorp (USB) has a market capitalization of $87.66B with a current stock price of $57.38.

    Related stocks

    Sector: Financial Services

    All stocks starting with U

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In