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    P

    PNC Financial Services Group Inc (PNC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $214.91
    -0.89 (-0.41%)

    Market Cap: $86.09B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    77%(30/39)
    Avg Surprise
    +7.01%
    Streak
    8 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$5.60
    Range$5.28 - $6.06
    18 analysts
    Revenue Consensus
    $7.0B
    Range$6.5B - $7.2B
    9 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$5.60---
    Sep 26
    Reported Oct 15
    		$N/A$4.97N/ABeat-
    Jun 26
    Reported Jul 15
    		$4.85$4.51+7.54%Beat+26.0%
    Mar 26
    Reported Apr 15
    		$4.13$3.95+4.56%Beat+17.7%
    Dec 25
    Reported Jan 16
    		$4.88$4.21+15.91%Beat+29.4%
    Sep 25
    Reported Oct 15
    		$4.35$4.05+7.41%Beat+24.6%
    Jun 25
    Reported Jul 16
    		$3.85$3.55+8.45%Beat+13.6%
    Mar 25
    Reported Apr 15
    		$3.51$3.38+3.85%Beat+13.2%
    Dec 24
    Reported Jan 16
    		$3.77$3.35+12.54%Beat+103.8%
    Sep 24
    Reported Oct 15
    		$3.49$3.32+5.12%Beat-3.1%
    Jun 24
    Reported Jul 16
    		$3.39$3.68-7.88%Miss+0.9%
    Mar 24
    Reported Apr 16
    		$3.10$2.99+3.68%Beat-22.1%
    Dec 23
    Reported Jan 16
    		$1.85$2.04-9.31%Miss-46.7%
    Sep 23
    Reported Oct 13
    		$3.60$3.11+15.76%Beat-4.8%
    Jun 23
    Reported Jul 18
    		$3.36$3.28+2.44%Beat-0.9%
    Mar 23
    Reported Apr 14
    		$3.98$3.64+9.34%Beat+23.2%
    Dec 22
    Reported Jan 18
    		$3.47$3.95-12.15%Miss+21.3%
    Sep 22
    Reported Oct 14
    		$3.78$3.70+2.16%Beat+14.5%
    Jun 22
    Reported Jul 15
    		$3.39$3.14+7.96%Beat+39.5%
    Mar 22
    Reported Apr 14
    		$3.23$2.75+17.45%Beat-21.2%
    Dec 21
    Reported Jan 18
    		$2.86$3.15-9.21%Miss-12.3%
    Sep 21
    Reported Oct 15
    		$3.30$3.36-1.79%Miss-2.7%
    Jun 21
    Reported Jul 14
    		$2.43$1.78+36.52%Beat-71.1%
    Mar 21
    Reported Apr 16
    		$4.10$2.76+48.55%Beat+110.3%
    Dec 20
    Reported Jan 15
    		$3.26$2.61+24.90%Beat+9.8%
    Sep 20
    Reported Oct 14
    		$3.39$2.13+59.15%Beat+15.3%
    Jun 20
    Reported Jul 15
    		$8.40$10.20-17.65%Miss+191.7%
    Mar 20
    Reported Apr 15
    		$1.95$2.14-8.88%Miss-25.3%
    Dec 19
    Reported Feb 28
    		$2.97$2.94+1.02%Beat+8.0%
    Sep 19
    Reported Oct 16
    		$2.94$2.81+4.63%Beat+4.3%
    Jun 19
    Reported Jul 17
    		$2.88$2.83+1.77%Beat+5.9%
    Mar 19
    Reported Apr 12
    		$2.61$2.62-0.38%Miss+7.4%
    Dec 18
    Reported Jan 16
    		$2.75$2.79-1.43%Miss-34.2%
    Sep 18
    Reported Oct 12
    		$2.82$2.72+3.68%Beat+30.6%
    Jun 18
    Reported Jul 13
    		$2.72$2.58+5.43%Beat+29.5%
    Mar 18
    Reported Apr 13
    		$2.43$2.43+0.00%Beat+24.0%
    Dec 17
    Reported Feb 28
    		$4.18$3.69+13.28%Beat+112.2%
    Sep 17
    Reported Oct 13
    		$2.16$2.13+1.41%Beat-
    Jun 17
    Reported Jul 14
    		$2.10$2.02+3.96%Beat-
    Mar 17
    Reported Apr 13
    		$1.96$1.83+7.10%Beat-
    Dec 16
    Reported Feb 28
    		$1.97$1.85+6.49%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.72%
    Forward Annual Dividend$8.00
    Payout Ratio38.82%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+4.70%
    5Y CAGR+7.49%
    PNC dividend history and ex-dividend datesRun PNC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.80EV/EBITDA17.03x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin31.40%Operating Margin38.70%
    ROE12.60%ROIC5.13%
    Financial Health
    Debt/Equity1.34xInterest Coverage0.89x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.93Avg Volume2.23M
    52-Week High$256.6052-Week Low$171.24

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$217.34
    SMA 20$220.42
    SMA 50$234.12
    SMA 200$225.78
    EMA 10$217.76
    EMA 20$221.39
    EMA 50$229.16
    EMA 200$223.20

    MACD

    Line: -5.15Signal: -5.47Hist: 0.33

    ADX

    ADX: 40.5+DI: 10.8-DI: 33.2

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down100.0
    PSAR$223.63

    Bollinger Bands

    Upper Band$229.46
    Lower Band$211.38
    %B Position820%(Upper)
    Band Width0.20

    RSI (14-Day)

    Oversold
    29.4

    Momentum Oscillators

    Stoch %K25.6
    Stoch %D24.9
    Williams %R-67.3
    ROC (10d)-1.7%
    Momentum-3.81
    CCI (20d)-128.3
    MFI (14d)28.1

    Volatility Measures

    ATR (14d)$5.05(2.3%)
    StdDev (20d)4.52
    Hist Vol13.6%(Low)

    Volume Flow

    VWAP$214.47
    OBV63.8M
    AD Line-1.6B
    CMF (20d)-0.860

    Volume Metrics

    Avg Vol (20d)2.2M
    Vol Ratio2.0x(High)
    VWMA (20d)$220.16

    Pivot Points

    R3$219.72
    R2$217.76
    R1$216.78
    Pivot Point$214.82
    S1$213.84
    S2$211.88
    S3$210.90

    Advanced Oscillators

    TSI-40.35
    Ultimate Osc27.3
    KST-82.58

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$6.88B$6.17B$6.07B$5.92B$5.66B$5.45B$5.57B$5.43B$5.41B$5.14B$5.36B$5.23B
    Cost of RevenueN/A$210.00M$2.79B$3.05B$2.97B$2.87B$3.12B$3.65B$3.52B$3.39B$3.34B$2.91B
    Gross ProfitN/A$5.96B$5.93B$5.75B$5.41B$5.23B$5.41B$5.19B$4.42B$4.99B$5.13B$5.10B
    Operating Expenses$4.10B$3.77B$3.60B$3.46B$3.38B$3.39B$3.51B$3.33B$3.36B$3.33B$4.07B$3.25B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$2.19B$2.33B$2.29B$2.02B$1.85B$1.91B$1.86B$1.82B$1.66B$1.05B$1.86B
    Interest Income$6.69B$6.44B$6.38B$6.53B$6.27B$6.13B$6.49B$6.82B$6.57B$6.50B$6.50B$6.20B
    Interest Expense$2.59B$2.48B$2.65B$2.88B$2.71B$2.65B$2.97B$3.41B$3.27B$3.24B$3.10B$2.79B
    Income Before Tax$2.59B$2.19B$2.33B$2.29B$2.02B$1.85B$1.91B$1.86B$1.82B$1.66B$1.05B$1.86B
    Income Tax Expense$531.00M$415.00M$296.00M$465.00M$381.00M$347.00M$278.00M$357.00M$342.00M$312.00M$172.00M$289.00M
    Net Income$2.06B$1.77B$2.03B$1.82B$1.64B$1.50B$1.63B$1.50B$1.48B$1.34B$883.00M$1.57B
    EBITDA$2.69B$2.25B$2.44B$2.39B$2.11B$1.94B$2.07B$1.88B$1.86B$1.69B$1.10B$1.91B
    EBIT$2.59B$2.19B$2.33B$2.29B$2.02B$1.85B$1.91B$1.86B$1.82B$1.66B$1.05B$1.86B
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    -$147969
    Gov Obligations / Revenue
    0.0%
    Obligations YoY
    N/A
    Active Awards
    2
    New Awards (TTM)
    0
    Avg Remaining Term
    N/A

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

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    TD Cowen trimmed The PNC Financial Services Group's (NYSE:PNC) price target from $245 to $240 while maintaining a "hold" rating...

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    Truist announces leadership appointments

    Truist Financial Corporation announced several executive leadership appointments aimed at strengthening its team for its next phase of growth. These appointments include D. Steve Boland as vice chair...

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    PNC Valuation and Fair Value

    P/E
    11.8x
    Forward P/E
    10.7x
    EV/EBITDA
    17.0x
    PEG
    1.6x
    P/B
    1.4x
    See GNG's fair value

    PNC Profitability: Margins, ROIC and FCF

    Operating margin
    38.7%
    Net margin
    31.4%
    ROIC
    5.1%
    ROE
    12.6%
    FCF margin
    29.9%

    PNC Competitors

    CompanyTicker
    Intercontinental Exchange IncICE
    Marsh & McLennan Companies, Inc.MRSH
    U.S. BancorpUSB
    KKR & Co. Inc.KKR
    MMCMMC
    Brookfield CorpBN
    Robinhood Markets IncHOOD
    Moodys CorporationMCO

    Sector: Financial Services

    PNC Analyst Ratings

    Consensus
    Buy
    Analysts
    22
    Strong Buy
    5
    Buy
    11
    Hold
    6
    Sell
    0
    Strong Sell
    0

    PNC Bull Case vs Bear Case

    Bull case

    • PNC converts 29.9% of revenue into free cash flow.
    • PNC has a 31.4% net profit margin.
    • PNC beat EPS estimates in 100.0% of its last 8 reported quarters.

    PNC Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    8.2%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $5.60

    PNC Dividend

    Forward yield
    3.7%
    Payout ratio
    38.8%
    3Y DPS growth
    4.7%
    5Y DPS growth
    7.5%
    Pay months
    Feb, May, Aug, Nov
    PNC dividend history

    Frequently Asked Questions About PNC

    What is PNC's current dividend yield?

    PNC Financial Services Group Inc (PNC) has a forward dividend yield of 3.72%.

    Does PNC pay dividends?

    Yes, PNC Financial Services Group Inc pays dividends with a forward dividend yield of 3.72%.

    What is PNC's P/E ratio?

    PNC Financial Services Group Inc has a price-to-earnings (P/E) ratio of 11.80.

    What is PNC's market cap?

    PNC Financial Services Group Inc (PNC) has a market capitalization of $86.09B with a current stock price of $214.91.

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