H

    Horace Mann Educators Corporation (HMN)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $50.91
    -0.43 (-0.85%)

    Market Cap: $2.06B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    70%(28/40)
    Avg Surprise
    +16.12%
    Streak
    9 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.01
    Range$0.99 - $1.03
    2 analysts
    EPS RevisionsNo revisions (7d)No revisions (30d)
    EPS Estimate Drift
    90d ago$1.06+5.4%
    60d ago$1.07+5.9%
    30d ago$1.07+6.4%
    7d ago$1.12+10.9%
    Current$1.01
    Revenue Consensus
    $444M
    Range$444M - $444M
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.98
    Range$1.91 - $2.02
    3 analysts
    Revenue Consensus
    $433M
    Range$433M - $433M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.98---
    Sep 26EST
    		-$1.01---
    Jun 26
    Reported Aug 5
    		$1.17$0.67+74.63%Beat+10.4%
    Mar 26
    Reported May 6
    		$1.28$1.10+16.36%Beat+19.6%
    Dec 25
    Reported Feb 3
    		$1.21$1.18+2.54%Beat-25.3%
    Sep 25
    Reported Nov 4
    		$1.36$1.11+22.52%Beat+78.9%
    Jun 25
    Reported Aug 6
    		$1.06$0.60+76.67%Beat+430.0%
    Mar 25
    Reported May 6
    		$1.07$0.94+13.83%Beat+78.3%
    Dec 24
    Reported Feb 5
    		$1.62$1.03+57.28%Beat+78.0%
    Sep 24
    Reported Nov 4
    		$0.76$0.75+1.33%Beat+72.7%
    Jun 24
    Reported Aug 7
    		$0.20$0.18+11.11%Beat+566.7%
    Mar 24
    Reported May 8
    		$0.60$0.76-21.05%Miss+160.9%
    Dec 23
    Reported Feb 7
    		$0.91$0.67+35.82%Beat+927.3%
    Sep 23
    Reported Nov 2
    		$0.44$0.43+2.33%Beat-22.8%
    Jun 23
    Reported Aug 1
    		$0.03$0.02+50.00%Beat+400.0%
    Mar 23
    Reported May 2
    		$0.23$0.21+9.52%Beat-64.1%
    Dec 22
    Reported Feb 7
    		$-0.11$-0.10-10.00%Miss-111.3%
    Sep 22
    Reported Nov 3
    		$0.57$0.63-9.52%Miss+14.0%
    Jun 22
    Reported Aug 4
    		$-0.01N/A+91.67%Beat-101.0%
    Mar 22
    Reported May 5
    		$0.64$0.98-34.69%Miss-41.8%
    Dec 21
    Reported Feb 1
    		$0.97$0.73+32.88%Beat-14.2%
    Sep 21
    Reported Nov 3
    		$0.50$0.38+31.58%Beat-39.0%
    Jun 21
    Reported Aug 2
    		$1.02$1.03-0.97%Miss+52.2%
    Mar 21
    Reported May 4
    		$1.10$0.80+37.50%Beat+41.0%
    Dec 20
    Reported Feb 2
    		$1.13$0.92+22.83%Beat+50.7%
    Sep 20
    Reported Nov 2
    		$0.82$0.67+22.39%Beat+28.1%
    Jun 20
    Reported Aug 6
    		$0.67$0.40+67.50%Beat+294.1%
    Mar 20
    Reported May 7
    		$0.78$0.67+16.42%Beat+23.8%
    Dec 19
    Reported Feb 5
    		$0.75$0.72+4.17%Beat+457.1%
    Sep 19
    Reported Nov 6
    		$0.64$0.65-1.54%Miss+156.0%
    Jun 19
    Reported Aug 5
    		$0.17$0.15+13.33%Beat+30.8%
    Mar 19
    Reported Apr 30
    		$0.63$0.51+23.53%Beat+23.5%
    Dec 18
    Reported Feb 5
    		$-0.21$-0.13-61.54%Miss-132.3%
    Sep 18
    Reported Oct 30
    		$0.25$0.32-21.88%Miss-63.8%
    Jun 18
    Reported Aug 2
    		$0.13$0.14-7.14%Miss+550.0%
    Mar 18
    Reported May 2
    		$0.51$0.63-19.05%Miss+37.8%
    Dec 17
    Reported Feb 6
    		$0.65$0.47+38.30%Beat+25.0%
    Sep 17
    Reported Oct 24
    		$0.69$0.32+115.63%Beat+19.0%
    Jun 17
    Reported Jul 24
    		$0.02N/A-77.78%Miss-
    Mar 17
    Reported Apr 24
    		$0.37$0.53-30.19%Miss-
    Dec 16
    Reported Feb 6
    		$0.52$0.40+30.00%Beat-
    Sep 16
    Reported Oct 31
    		$0.58$0.49+18.37%Beat-

    Dividends

    Dividend Metrics

    Yield2.79%
    Annual/Share$1.42
    Payout Ratio32.76%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+3.03%
    5Y CAGR+3.13%
    View HMN's full dividend history

    Key Metrics

    Valuation
    P/E Ratio10.14EV/EBITDAN/A
    Price/FCF3.68xFCF Yield27.18%
    Profitability
    Profit Margin10.20%Operating Margin13.20%
    ROE12.40%ROIC8.45%
    Financial Health
    Debt/Equity0.40xInterest Coverage5.69x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.10Avg Volume236.23K
    52-Week High$55.5652-Week Low$40.91

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$51.01
    SMA 20$51.64
    SMA 50$51.87
    SMA 200$46.18
    EMA 10$51.20
    EMA 20$51.41
    EMA 50$50.92
    EMA 200$47.20

    MACD

    Line: -0.18Signal: -0.10Hist: -0.08

    ADX

    ADX: 14.2+DI: 19.8-DI: 19.8

    Aroon & PSAR

    Aroon Up32.0
    Aroon Down72.0
    PSAR$52.52

    Bollinger Bands

    Upper Band$53.42
    Lower Band$49.85
    %B Position691%(Upper)
    Band Width0.30

    RSI (14-Day)

    Neutral
    46.1

    Momentum Oscillators

    Stoch %K36.9
    Stoch %D34.7
    Williams %R-68.6
    ROC (10d)-0.8%
    Momentum-0.39
    CCI (20d)-69.3
    MFI (14d)52.2

    Volatility Measures

    ATR (14d)$1.24(2.4%)
    StdDev (20d)0.89
    Hist Vol25.2%(Moderate)

    Volume Flow

    VWAP$50.98
    OBV10.8M
    AD Line-96.7M
    CMF (20d)-0.112

    Volume Metrics

    Avg Vol (20d)237.6K
    Vol Ratio0.8x
    VWMA (20d)$51.77

    Pivot Points

    R3$53.00
    R2$52.37
    R1$51.86
    Pivot Point$51.23
    S1$50.72
    S2$50.09
    S3$49.58

    Advanced Oscillators

    TSI-4.59
    Ultimate Osc55.2
    KST-22.54

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$433.90M$419.80M$424.80M$429.60M$403.10M$407.50M$400.50M$403.40M$379.40M$377.30M$394.30M$371.20M
    Cost of RevenueN/A$176.40M$263.00M$258.20M$266.10M$265.60M$253.50M$274.20M$288.10M$256.20M$260.90M$278.20M
    Gross ProfitN/A$252.90M$156.20M$158.90M$125.50M$134.50M$139.60M$123.40M$90.90M$123.60M$123.50M$80.00M
    Operating Expenses$384.90M$369.60M$379.10M$358.10M$366.60M$360.00M$352.20M$360.70M$374.80M$344.30M$347.10M$357.60M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$50.20M$45.70M$71.50M$36.50M$47.50M$48.30M$42.70M$4.60M$33.00M$47.20M$13.60M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$9.60M$9.50M$10.00M$8.90M$8.60M$8.90M$8.50M$8.70M$8.70M$8.70M$8.60M$7.50M
    Income Before Tax$49.00M$50.20M$45.70M$71.50M$36.50M$47.50M$48.30M$42.70M$4.60M$33.00M$47.20M$13.60M
    Income Tax Expense$7.40M$9.00M$9.50M$13.20M$7.10M$9.30M$10.10M$8.40M$800,000$6.50M$7.70M$1.90M
    Net Income$41.60M$41.20M$36.20M$58.30M$29.40M$38.20M$38.20M$34.30M$3.80M$26.50M$39.50M$11.70M
    EBITDA$55.70M$56.90M$52.40M$78.30M$43.10M$54.50M$55.30M$49.10M$11.00M$39.60M$53.90M$20.20M
    EBIT$49.00M$50.20M$45.70M$71.50M$36.50M$47.50M$48.30M$42.70M$4.60M$33.00M$47.20M$13.60M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about HMN

    News

    Horace Mann declares $0.36 quarterly dividend

    Horace Mann Educators Corporation announced a regular quarterly cash dividend of $0.36 per share. The dividend is payable on September 30, 2026, to shareholders of record as of September 16, 2026. Horace Mann provides insurance and financial solutions to educators and community service workers.

    Investing.com•9/1/26•
    Bullish

    Bank of New York Mellon Corp Makes New $20.06 Million Investment in Horace Mann Educators Corporation $HMN

    Bank of New York Mellon Corp has made a new investment of $20.06 million in Horace Mann Educators Corporation (HMN), acquiring 388,408 shares. This purchase gives the bank a 0.96% stake in the insurance provider, which recently exceeded quarterly earnings expectations and maintains positive analyst sentiment. Despite insider selling, institutional investors collectively own a significant 99.28% of HMN.

    MarketBeat•8/31/26•
    Bullish

    28,922 Shares in Horace Mann Educators Corporation $HMN Bought by Connor Clark & Lunn Investment Management Ltd.

    Connor Clark & Lunn Investment Management Ltd. recently purchased 28,922 shares of Horace Mann Educators Corporation (HMN) for approximately $1.49 million, contributing to institutional investors owning 99.28% of the company. Horace Mann reported strong quarterly earnings, beating estimates with $1.17 EPS and a 7.7% year-over-year revenue increase, and reaffirmed its fiscal 2026 EPS guidance. Analysts maintain a "Strong Buy" rating with a $59 price target, significantly higher than the current stock price of $51.32.

    MarketBeat•8/30/26•
    Bullish

    197,332 Shares in Horace Mann Educators Corporation $HMN Acquired by Empowered Funds LLC

    Empowered Funds LLC recently acquired 197,332 shares of Horace Mann Educators Corporation (NYSE:HMN), valued at approximately $10.2 million, making them a 0.49% stake owner. This acquisition highlights continued institutional interest in Horace Mann, with institutional investors now holding 99.28% of the company's stock. The company also reported strong quarterly earnings, beating analyst estimates, and maintains a "Strong Buy" consensus rating from analysts with a target price of $59.00.

    MarketBeat•8/30/26•
    Bullish

    Deutsche Bank AG Makes New Investment in Horace Mann Educators Corporation $HMN

    Deutsche Bank AG has made a new investment in Horace Mann Educators Corporation (HMN), purchasing 45,524 shares valued at approximately $2.35 million during the second quarter. This move comes as institutional investors collectively own 99.28% of the company, and analysts maintain a bullish outlook with a "Strong Buy" consensus rating and a $59.00 price target. Horace Mann recently exceeded quarterly earnings expectations, reporting $1.17 EPS against a $0.79 estimate and revenue of $443.5 million.

    MarketBeat•8/28/26•
    Bullish

    Frequently Asked Questions About HMN

    What is HMN's current dividend yield?
    Horace Mann Educators Corporation (HMN) has a current dividend yield of 2.79%.
    Does HMN pay dividends?
    Yes, Horace Mann Educators Corporation pays dividends with a current yield of 2.79%.
    What is HMN's P/E ratio?
    Horace Mann Educators Corporation has a price-to-earnings (P/E) ratio of 10.14.
    What is HMN's market cap?
    Horace Mann Educators Corporation (HMN) has a market capitalization of $2.06B with a current stock price of $50.91.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In