B

    Bank of N.T. Butterfield & Son Ltd (NTB)

    Official site

    FINANCIAL SERVICES • BANKS - DIVERSIFIED • NYSE

    $58.86
    -0.44 (-0.74%)

    Market Cap: $2.33B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    88%(35/40)
    Avg Surprise
    +7.25%
    Streak
    12 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.57
    Range$1.55 - $1.59
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$1.56-0.6%
    60d ago$1.52-2.9%
    30d ago$1.55-1.3%
    7d ago$1.55-1.3%
    Current$1.57
    Revenue Consensus
    $161M
    Range$159M - $162M
    3 analysts
    Dec 31, 2026
    EPS Consensus$1.81
    Range$1.77 - $1.84
    3 analysts
    Revenue Consensus
    $171M
    Range$170M - $173M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.81---
    Sep 26EST
    		-$1.57---
    Jun 26
    		$1.58$1.51+4.64%Beat+25.4%
    Mar 26
    		$1.55$1.40+10.71%Beat+19.2%
    Dec 25
    		$1.54$1.47+4.76%Beat+14.9%
    Sep 25
    		$1.51$1.31+15.27%Beat+30.2%
    Jun 25
    		$1.26$1.22+3.28%Beat+13.5%
    Mar 25
    		$1.30$1.09+19.27%Beat+11.1%
    Dec 24
    		$1.34$1.17+14.53%Beat+20.7%
    Sep 24
    		$1.16$1.12+3.57%Beat+0.0%
    Jun 24
    		$1.11$1.04+6.73%Beat-2.6%
    Mar 24
    		$1.17$0.97+20.62%Beat-5.6%
    Dec 23
    		$1.11$1.11+0.00%Beat-11.9%
    Sep 23
    		$1.16$1.12+3.57%Beat+0.0%
    Jun 23
    		$1.14$1.16-1.72%Miss+12.9%
    Mar 23
    		$1.24$1.16+6.90%Beat+37.8%
    Dec 22
    		$1.26$1.15+9.57%Beat+50.0%
    Sep 22
    		$1.16$1.12+3.57%Beat+45.0%
    Jun 22
    		$1.01$0.93+8.60%Beat+26.2%
    Mar 22
    		$0.90$0.79+13.92%Beat+8.4%
    Dec 21
    		$0.84$0.81+3.70%Beat-2.3%
    Sep 21
    		$0.80$0.81-1.23%Miss+9.6%
    Jun 21
    		$0.80$0.80+0.00%Beat+19.4%
    Mar 21
    		$0.83$0.75+10.67%Beat+6.4%
    Dec 20
    		$0.86$0.71+21.13%Beat-1.1%
    Sep 20
    		$0.73$0.63+15.87%Beat-19.8%
    Jun 20
    		$0.67$0.56+19.64%Beat-29.5%
    Mar 20
    		$0.78$0.73+6.85%Beat-18.7%
    Dec 19
    		$0.87$0.86+1.16%Beat-5.4%
    Sep 19
    		$0.91$0.92-1.09%Miss+3.4%
    Jun 19
    		$0.95$0.91+4.40%Beat+2.2%
    Mar 19
    		$0.96$0.88+9.09%Beat+21.5%
    Dec 18
    		$0.92$0.89+3.37%Beat+21.1%
    Sep 18
    		$0.88$0.95-7.37%Miss+20.5%
    Jun 18
    		$0.93$0.88+5.68%Beat+38.8%
    Mar 18
    		$0.79$0.78+1.28%Beat+12.9%
    Dec 17
    		$0.76$0.77-1.30%Miss+22.6%
    Sep 17
    		$0.73$0.70+4.29%Beat+21.7%
    Jun 17
    		$0.67$0.66+1.52%Beat-
    Mar 17
    		$0.70$0.64+9.38%Beat-
    Dec 16
    		$0.62$0.55+12.73%Beat-
    Sep 16
    		$0.60$0.49+22.45%Beat-

    Dividends

    Dividend Metrics

    Yield3.40%
    Annual/Share$2.00
    Payout Ratio34.51%
    Frequency4
    Pay MonthsMar, May, Aug, Nov

    Growth

    3Y CAGR+2.22%
    5Y CAGR+1.33%
    View NTB's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.52EV/EBITDAN/A
    Price/FCF11.32xFCF Yield8.83%
    Profitability
    Profit Margin37.50%Operating Margin32.10%
    ROE21.10%ROIC20.30%
    Financial Health
    Debt/Equity0.00xInterest Coverage1.41x
    Current Ratio1518.86xQuick Ratio1518.86x
    Trading Statistics
    Beta0.50Avg Volume187.97K
    52-Week High$64.1752-Week Low$39.10

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$59.10
    SMA 20$60.82
    SMA 50$60.32
    SMA 200$53.87
    EMA 10$59.48
    EMA 20$60.07
    EMA 50$59.75
    EMA 200$54.31

    MACD

    Line: -0.51Signal: -0.18Hist: -0.34

    ADX

    ADX: 29.8+DI: 15.8-DI: 24.8

    Aroon & PSAR

    Aroon Up52.0
    Aroon Down84.0
    PSAR$60.91

    Bollinger Bands

    Upper Band$64.81
    Lower Band$56.84
    %B Position1311%(Upper)
    Band Width0.25

    RSI (14-Day)

    Neutral
    40.2

    Momentum Oscillators

    Stoch %K14.2
    Stoch %D12.8
    Williams %R-89.8
    ROC (10d)-6.5%
    Momentum-4.10
    CCI (20d)-73.3
    MFI (14d)45.1

    Volatility Measures

    ATR (14d)$1.13(1.9%)
    StdDev (20d)1.99
    Hist Vol19.4%(Low)

    Volume Flow

    VWAP$59.01
    OBV6.4M
    AD Line-196.0M
    CMF (20d)-0.311

    Volume Metrics

    Avg Vol (20d)186.8K
    Vol Ratio1.1x
    VWMA (20d)$61.13

    Pivot Points

    R3$60.64
    R2$60.32
    R1$59.81
    Pivot Point$59.48
    S1$58.97
    S2$58.65
    S3$58.14

    Advanced Oscillators

    TSI-12.84
    Ultimate Osc35.5
    KST-15.72

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$159.90M$155.90M$203.05M$200.52M$198.00M$198.47M$209.20M$205.96M$203.29M$198.04M$144.90M$142.19M
    Cost of Revenue$1.60M$1.40M$43.98M$47.25M$51.72M$50.31M$57.09M$63.24M$60.63M$55.23MN/AN/A
    Gross Profit$158.30M$154.50M$159.07M$153.28M$146.28M$148.16M$152.12M$142.72M$142.66M$142.82M$144.90M$142.19M
    Operating Expenses$109.80M$90.50M$92.89M$90.77M$91.75M$93.22M$91.03M$88.77M$91.14M$88.53M$72.85M$142.19M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$47.21M$45.03M$47.96M$46.60M$45.44M$45.53M$46.89M$43.70M$43.85M$42.77M$24.17M$49.93M
    Operating Income$48.50M$64.00M$65.98M$62.51M$54.53M$54.94M$61.08M$53.96M$51.52M$54.28M$72.05M$49.13M
    Interest Income$136.57M$132.68M$136.78M$139.40M$140.91M$140.01M$145.45M$149.97M$147.58M$142.71M$139.56M$137.69M
    Interest Expense$40.97M$39.40M$44.15M$46.68M$51.51M$50.69M$56.81M$61.92M$60.15M$55.63M$52.63M$47.50M
    Income Before Tax$48.50M$64.00M$65.98M$62.51M$54.53M$54.94M$61.08M$53.96M$51.52M$54.28M$52.74M$49.13M
    Income Tax Expense$1.60M$1.40M$2.19M$1.45M$1.21M$1.18M$1.51M$1.24M$931,000$854,000$-799,000$381,000
    Net Income$46.90M$62.60M$63.80M$61.10M$53.33M$53.76M$59.58M$52.72M$50.59M$53.43M$53.54M$48.75M
    EBITDA$56.25M$77.53M$73.39M$71.75M$62.16M$67.51M$69.29M$67.94M$77.37M$48.41M$9.36M$58.22M
    EBIT$48.49M$63.98M$66.00M$62.51M$54.53M$54.94M$61.08M$53.96M$51.52M$54.28M$0$49.13M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Globeflex Capital L P Buys Shares of 138,249 Bank of N.T. Butterfield & Son Limited (The) $NTB

    Globeflex Capital L P has acquired a new stake of 138,249 shares in Bank of N.T. Butterfield & Son Limited (NTB), valued at approximately $8.23 million. This purchase makes NTB the 20th largest position in Globeflex Capital L P's holdings, representing 1.1% of its portfolio. Other institutional investors like Dimensional Fund Advisors LP, Invesco Ltd., Nuveen LLC, LSV Asset Management, and JPMorgan Chase & Co. also adjusted their holdings in the bank.

    MarketBeat•8/24/26•
    Somewhat-Bullish

    Trade Alert: Chairman & CEO Of Bank of N.T. Butterfield & Son Michael Collins Has Sold Stock

    The Chairman & CEO of Bank of N.T. Butterfield & Son, Michael Collins, recently sold his entire holding of US$13 million worth of stock at US$61.59 per share. This transaction, the largest insider sale in the last year, raises concerns despite the company's profitability and growth. While insider ownership is not exceptionally high, the significant selling activity suggests caution for potential investors.

    Simply Wall Street•8/24/26•
    Somewhat-Bearish

    Trade Alert: Chairman & CEO Of Bank of N.T. Butterfield & Son Michael Collins Has Sold Stock

    The Chairman & CEO of The Bank of N.T. Butterfield & Son Limited (NYSE:NTB), Michael Collins, recently sold US$13 million worth of stock, representing 100% of his holding. This sale was the largest insider sale for the company in the past year, occurring at a price close to the current share price. While the company is profitable and growing, insider ownership is not particularly high, and sales have outweighed purchases in recent months.

    Simply Wall Street•8/23/26•
    Somewhat-Bearish

    Butterfield Bank (NTB) Stock Stays Reasonable On Its Current Earnings

    Bank of N.T. Butterfield & Son (NTB) has shown strong share price returns over the past three years but remains reasonably valued based on its current earnings. The stock trades at a P/E ratio of 9.9x, which is below industry averages, suggesting it is currently undervalued. The article emphasizes that while the valuation checks are supportive, sustained earnings quality and credit performance are crucial for the stock to close the gap to its tailored fair ratio.

    Simply Wall Street•8/20/26•
    Bullish

    Michael Collins Sells 75,000 Shares of Bank of N.T. Butterfield & Son (NYSE:NTB) Stock

    Michael Collins, CEO of Bank of N.T. Butterfield & Son (NYSE:NTB), sold 75,000 shares of the company's stock for approximately $4.72 million, reducing his direct ownership by 36.23%. Following this transaction, the stock price declined, and the company reported quarterly EPS of $1.58 and revenue of $159 million, alongside declaring a quarterly dividend of $0.50 per share. Institutional investors hold 62.73% of the stock, and analysts maintain a "Moderate Buy" consensus with an average target price of $63.50.

    MarketBeat•8/20/26•
    Neutral

    Frequently Asked Questions About NTB

    What is NTB's current dividend yield?
    Bank of N.T. Butterfield & Son Ltd (NTB) has a current dividend yield of 3.40%.
    Does NTB pay dividends?
    Yes, Bank of N.T. Butterfield & Son Ltd pays dividends with a current yield of 3.40%.
    What is NTB's P/E ratio?
    Bank of N.T. Butterfield & Son Ltd has a price-to-earnings (P/E) ratio of 9.52.
    What is NTB's market cap?
    Bank of N.T. Butterfield & Son Ltd (NTB) has a market capitalization of $2.33B with a current stock price of $58.86.

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