Skip to main content
    H

    Hanover Bancorp Inc (HNVR)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $24.18
    -0.27 (-1.10%)

    Market Cap: $173.07M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    72%(13/18)
    Avg Surprise
    -4.86%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.59
    Range$0.55 - $0.61
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.63-6.7%
    60d ago$0.58+1.9%
    30d ago$0.58+0.4%
    7d ago$0.58+0.4%
    Current$0.59
    Revenue Consensus
    $20M
    Range$20M - $20M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.68
    Range$0.62 - $0.74
    4 analysts
    Revenue Consensus
    $20M
    Range$20M - $21M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.68---
    Sep 26EST
    		-$0.59---
    Jun 26
    Reported Jul 23
    		$0.58$0.57+1.75%Beat+75.8%
    Mar 26
    Reported Apr 27
    		$0.54$0.53+1.89%Beat-1.8%
    Dec 25
    Reported Jan 29
    		$0.01N/A-98.94%Miss-98.9%
    Sep 25
    Reported Oct 30
    		$0.47$0.47+0.00%Beat-6.0%
    Jun 25
    Reported Jul 23
    		$0.33$0.54-38.89%Miss+200.0%
    Mar 25
    Reported Apr 16
    		$0.55$0.48+14.58%Beat+0.0%
    Dec 24
    Reported Jan 29
    		$0.52$0.48+8.33%Beat-3.7%
    Sep 24
    Reported Oct 23
    		$0.50$0.43+16.28%Beat+31.6%
    Jun 24
    Reported Jul 24
    		$0.11N/A-77.08%Miss-73.8%
    Mar 24
    Reported Apr 17
    		$0.55$0.43+27.91%Beat+14.6%
    Dec 23
    Reported Jan 24
    		$0.54$0.34+58.82%Beat-25.0%
    Sep 23
    Reported Oct 26
    		$0.38$0.37+2.70%Beat-51.9%
    Jun 23
    Reported Jul 27
    		$0.42$0.33+27.27%Beat-49.4%
    Mar 23
    Reported Apr 27
    		$0.48$0.65-26.15%Miss-47.3%
    Dec 22
    Reported Jan 25
    		$0.72$0.82-12.20%Miss-37.9%
    Sep 22
    Reported Dec 22
    		$0.79$0.76+3.95%Beat-
    Jun 22
    Reported Jul 27
    		$0.83$0.82+1.22%Beat-
    Mar 22
    Reported May 16
    		$0.91$0.90+1.11%Beat-
    Dec 21
    Reported Feb 7
    		$1.16$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield1.65%
    Forward Annual Dividend$0.40
    Payout Ratio29.83%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov
    HNVR dividend history and ex-dividend datesRun HNVR in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio15.16EV/EBITDA11.96x
    Price/FCF6.62xFCF Yield15.09%
    Profitability
    Profit Margin14.20%Operating Margin30.30%
    ROE4.71%ROIC3.19%
    Financial Health
    Debt/Equity0.46xInterest Coverage0.20x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.11Avg Volume30.81K
    52-Week High$27.9452-Week Low$19.57

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$24.94
    SMA 20$25.48
    SMA 50$26.45
    SMA 200$23.77
    EMA 10$24.84
    EMA 20$25.34
    EMA 50$25.74
    EMA 200$24.23

    MACD

    Line: -0.57Signal: -0.45Hist: -0.12

    ADX

    ADX: 15.5+DI: 20.8-DI: 21.4

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down88.0
    PSAR$26.66

    Bollinger Bands

    Upper Band$27.11
    Lower Band$23.86
    %B Position1275%(Upper)
    Band Width0.10

    RSI (14-Day)

    Neutral
    33.1

    Momentum Oscillators

    Stoch %K12.3
    Stoch %D16.8
    Williams %R-94.4
    ROC (10d)-4.2%
    Momentum-1.05
    CCI (20d)-131.9
    MFI (14d)56.8

    Volatility Measures

    ATR (14d)$0.84(3.5%)
    StdDev (20d)0.81
    Hist Vol22.0%(Moderate)

    Volume Flow

    VWAP$24.31
    OBV1.9M
    AD Line-2516669117.9B
    CMF (20d)-0.199

    Volume Metrics

    Avg Vol (20d)30.9K
    Vol Ratio0.2x(Low)
    VWMA (20d)$25.73

    Pivot Points

    R3$25.14
    R2$24.92
    R1$24.68
    Pivot Point$24.46
    S1$24.22
    S2$24.00
    S3$23.76

    Advanced Oscillators

    TSI-25.36
    Ultimate Osc26.9
    KST-69.88

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$19.57M$19.11M$18.59M$18.01M$18.36M$18.36M$18.00M$17.06M$16.87M$16.51M$34.41M$15.51M
    Cost of RevenueN/A$15.93M$22.87M$19.10M$19.61M$18.81M$19.65M$21.21M$24.21M$19.80M$18.70M$17.65M
    Gross ProfitN/A$16.36M$12.49M$16.68M$16.00M$17.76M$17.59M$16.86M$12.83M$16.21M$15.71M$15.01M
    Operating Expenses$13.65M$15.61M$12.36M$12.01M$12.62M$16.00M$12.40M$12.24M$11.67M$10.80M$10.67M$10.32M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$5.62M$0
    Operating IncomeN/A$226,000$136,000$4.67M$3.38M$1.76M$5.20M$4.62M$1.16M$5.41M$5.04M$4.69M
    Interest Income$32.07M$32.29M$32.60M$32.99M$32.05M$32.84M$33.06M$34.11M$33.42M$32.43M$31.16M$28.95M
    Interest Expense$15.29M$15.93M$16.77M$17.77M$17.25M$18.21M$19.25M$21.01M$20.17M$19.50M$18.50M$17.15M
    Income Before Tax$5.42M$2.97M$136,000$4.67M$3.38M$1.76M$5.20M$4.62M$1.16M$5.41M$5.04M$4.69M
    Income Tax Expense$1.35M$1.10M$103,000$1.18M$940,000$244,000$1.29M$1.08M$315,000$1.35M$1.28M$1.17M
    Net Income$4.06M$1.87M$33,000$3.49M$2.44M$1.52M$3.90M$3.54M$844,000$4.06M$3.76M$3.52M
    EBITDA$7.52M$5.88M$1.89M$5.93M$4.99M$3.16M$6.30M$6.11M$2.22M$6.68M$6.03M$5.11M
    EBIT$5.42M$2.97M$136,000$4.67M$3.38M$1.76M$5.20M$4.62M$1.16M$5.41M$5.04M$4.41M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about HNVR

    News

    Understanding the Setup: (HNVR) and Scalable Risk

    This article analyzes Hanover Bancorp Inc. (HNVR), highlighting weak near- and mid-term sentiment but a strong long-term outlook. It identifies an exceptional 29.3:1 risk-reward setup...

    Stock Traders Daily•10/15/26•Neutral

    Hanover Bancorp opens eleventh branch in Riverhead, New York

    Hanover Bancorp (NASDAQ:HNVR) has opened its eleventh branch location in Riverhead, New York, expanding its presence in Suffolk County. This new full-service branch will operate as a business banking center...

    Investing.com•10/7/26•Bullish

    Hanover Bancorp opens eleventh branch in Riverhead, New York By Investing.com

    Hanover Bancorp (NASDAQ:HNVR) has opened its eleventh branch in Riverhead, New York, expanding its presence in Suffolk County. This new full-service location will serve as a business banking center, offering personal...

    Investing.com Nigeria•10/7/26•Bullish

    A new Riverhead bank branch offers personal, business and municipal banking

    Hanover Bancorp (NASDAQ: HNVR) has opened its eleventh full-service branch in Riverhead, New York, located at 205 Osborn Avenue. This new branch expands Hanover's presence on Long Island, specifically Suffolk County...

    Stock Titan•10/6/26•Bullish

    Hanover Bancorp opens 11th branch in Riverhead, New York

    Hanover Bancorp, parent company of Hanover Community Bank, has opened its 11th full-service branch in Riverhead, New York...

    StreetInsider•10/6/26•Bullish

    HNVR Valuation and Fair Value

    P/E
    15.2x
    EV/EBITDA
    12.0x
    P/FCF
    6.6x
    P/B
    0.9x
    See GNG's fair value

    HNVR Profitability: Margins, ROIC and FCF

    Operating margin
    30.3%
    Net margin
    14.2%
    ROIC
    3.2%
    ROE
    4.7%
    FCF margin
    34.2%
    FCF yield
    15.1%

    HNVR Competitors

    CompanyTicker
    GP-Act III Acquisition Corp. Class A Ordinary ShareGPAT
    GIGGIG
    MainStreet Bancshares IncMNSBP
    James River Group Holdings LtdJRVR
    X Financial Class AXYF
    DeFi Technologies Inc.DEFT
    Finward BancorpFNWD
    Citizens IncCIA

    Sector: Financial Services

    HNVR Analyst Ratings

    Consensus
    Hold
    Analysts
    4
    Strong Buy
    1
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    HNVR Bull Case vs Bear Case

    Bull case

    • HNVR converts 34.2% of revenue into free cash flow.
    • HNVR grew quarterly revenue 19.2% year over year.

    HNVR Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    -11.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.59
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    HNVR Dividend

    Forward yield
    1.7%
    Payout ratio
    29.8%
    Pay months
    Feb, May, Aug, Nov
    HNVR dividend history

    Frequently Asked Questions About HNVR

    What is HNVR's current dividend yield?

    Hanover Bancorp Inc (HNVR) has a forward dividend yield of 1.65%.

    Does HNVR pay dividends?

    Yes, Hanover Bancorp Inc pays dividends with a forward dividend yield of 1.65%.

    What is HNVR's P/E ratio?

    Hanover Bancorp Inc has a price-to-earnings (P/E) ratio of 15.16.

    What is HNVR's market cap?

    Hanover Bancorp Inc (HNVR) has a market capitalization of $173.07M with a current stock price of $24.18.

    Related stocks

    Sector: Financial Services

    All stocks starting with H

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In