T

    TrustCo Bank Corp NY (TRST)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $56.72
    -0.41 (-0.72%)

    Market Cap: $972.79M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    84%(31/37)
    Avg Surprise
    +17.28%
    Streak
    3 Q
    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    		$0.98N/AN/ABeat+24.1%
    Mar 26
    		$0.91N/AN/ABeat+21.5%
    Dec 25
    		$0.85N/AN/ABeat+43.9%
    Sep 25
    		$0.86$0.73+18.44%Beat+27.1%
    Jun 25
    		$0.79$0.69+14.49%Beat+19.7%
    Mar 25
    		$0.75$0.65+15.32%Beat+17.1%
    Dec 24
    		$0.59$0.64-7.81%Miss+13.5%
    Sep 24
    		$0.68$0.57+19.30%Beat-11.7%
    Jun 24
    		$0.66$0.53+24.53%Beat-23.3%
    Mar 24
    		$0.64$0.60+6.67%Beat-31.2%
    Dec 23
    		$0.52$0.66-21.21%Miss-52.7%
    Sep 23
    		$0.77$0.76+1.32%Beat-23.8%
    Jun 23
    		$0.86$0.85+1.18%Beat-7.5%
    Mar 23
    		$0.93$1.02-8.82%Miss+4.5%
    Dec 22
    		$1.10$0.99+11.11%Beat+29.4%
    Sep 22
    		$1.01$0.88+14.77%Beat+16.1%
    Jun 22
    		$0.93$0.77+20.78%Beat+24.0%
    Mar 22
    		$0.89$0.69+28.99%Beat+21.9%
    Dec 21
    		$0.85$0.74+14.86%Beat+18.1%
    Sep 21
    		$0.87$0.72+20.83%Beat+19.2%
    Jun 21
    		$0.75$0.69+8.70%Beat+27.1%
    Mar 21
    		$0.73$0.70+4.29%Beat+5.8%
    Dec 20
    		$0.72$0.70+2.86%Beat+0.0%
    Sep 20
    		$0.73$0.60+21.67%Beat-3.9%
    Jun 20
    		$0.59$0.55+7.27%Beat-22.4%
    Mar 20
    		$0.69$0.65+6.15%Beat-8.0%
    Dec 19
    		$0.72$0.15+380.00%Beat-13.3%
    Sep 19
    		$0.76$0.75+1.33%Beat-3.8%
    Jun 19
    		$0.76$0.75+1.33%Beat-5.0%
    Mar 19
    		$0.75$0.80-6.25%Miss-2.6%
    Dec 18
    		$0.83$0.80+3.75%Beat+27.7%
    Sep 18
    		$0.79$0.80-1.25%Miss+21.5%
    Jun 18
    		$0.80$0.80+0.00%Beat+23.1%
    Mar 18
    		$0.77$0.80-3.75%Miss+40.0%
    Dec 17
    		$0.65$0.60+8.33%Beat+18.2%
    Sep 17
    		$0.65$0.60+8.33%Beat+14.0%
    Jun 17
    		$0.65$0.55+18.18%Beat-
    Mar 17
    		$0.55$0.55+0.00%Beat-
    Dec 16
    		$0.55$0.55+0.00%Beat-
    Sep 16
    		$0.57$0.55+3.64%Beat-

    Dividends

    Dividend Metrics

    Yield2.68%
    Annual/Share$1.52
    Payout Ratio39.77%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+1.63%
    5Y CAGR+1.68%
    View TRST's full dividend history

    Key Metrics

    Valuation
    P/E Ratio15.73EV/EBITDAN/A
    Price/FCF16.16xFCF Yield6.19%
    Profitability
    Profit Margin33.40%Operating Margin46.70%
    ROE9.65%ROIC8.51%
    Financial Health
    Debt/Equity0.17xInterest Coverage0.97x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.65Avg Volume130.64K
    52-Week High$58.9852-Week Low$33.47

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$57.03
    SMA 20$56.73
    SMA 50$55.85
    SMA 200$47.65
    EMA 10$56.96
    EMA 20$56.75
    EMA 50$55.47
    EMA 200$48.51

    MACD

    Line: 0.37Signal: 0.44Hist: -0.07

    ADX

    ADX: 7.9+DI: 17.5-DI: 19.4

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down40.0
    PSAR$54.99

    Bollinger Bands

    Upper Band$58.24
    Lower Band$55.22
    %B Position533%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    51.5

    Momentum Oscillators

    Stoch %K63.5
    Stoch %D73.0
    Williams %R-64.6
    ROC (10d)-0.1%
    Momentum-0.08
    CCI (20d)-0.6
    MFI (14d)63.9

    Volatility Measures

    ATR (14d)$1.14(2.0%)
    StdDev (20d)0.76
    Hist Vol18.0%(Low)

    Volume Flow

    VWAP$56.84
    OBV5.9M
    AD Line-39.9M
    CMF (20d)-0.297

    Volume Metrics

    Avg Vol (20d)130.9K
    Vol Ratio1.0x
    VWMA (20d)$56.71

    Pivot Points

    R3$58.91
    R2$58.48
    R1$57.80
    Pivot Point$57.38
    S1$56.70
    S2$56.27
    S3$55.59

    Advanced Oscillators

    TSI9.43
    Ultimate Osc40.9
    KST20.50

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$51.50M$49.55M$48.16M$47.81M$46.60M$45.35M$43.31M$43.60M$43.44M$41.42M$43.08M$46.80M
    Cost of RevenueN/A$22.47M$22.36M$23.16M$23.38M$22.74M$23.41M$22.90M$23.30M$23.70M$21.38M$15.43M
    Gross ProfitN/A$48.55M$48.16M$47.56M$45.95M$45.05M$42.91M$43.10M$42.94M$40.82M$41.73M$46.70M
    Operating Expenses$28.33M$26.98M$26.71M$26.24M$26.22M$26.33M$28.16M$26.20M$26.46M$24.90M$28.83M$27.46M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$21.62M$21.45M$21.32M$19.73M$18.72M$14.75M$16.90M$16.48M$15.92M$12.90M$19.23M
    Interest Income$67.71M$66.23M$66.09M$66.03M$64.47M$62.82M$61.91M$61.07M$60.59M$59.75M$58.64M$57.55M
    Interest Expense$22.12M$21.52M$22.36M$22.91M$22.73M$22.44M$23.01M$22.40M$22.80M$23.18M$20.03M$15.33M
    Income Before Tax$22.52M$21.62M$21.05M$21.32M$19.73M$18.72M$14.75M$16.90M$16.48M$15.92M$12.90M$19.23M
    Income Tax Expense$5.55M$5.33M$5.49M$5.06M$4.69M$4.44M$3.46M$4.03M$3.93M$3.79M$3.05M$4.55M
    Net Income$16.96M$16.29M$15.56M$16.26M$15.04M$14.28M$11.28M$12.88M$12.55M$12.13M$9.85M$14.68M
    EBITDA$25.61M$24.69M$29.18M$24.40M$22.79M$21.78M$11.36M$23.21M$16.15M$19.00M$9.46M$22.34M
    EBIT$22.52M$21.62M$21.05M$21.32M$19.73M$18.72M$14.75M$16.90M$16.48M$15.92M$12.90M$19.23M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Globeflex Capital L P Acquires Shares of 37,380 TrustCo Bank Corp NY $TRST

    Globeflex Capital L P has acquired 37,380 shares of TrustCo Bank Corp NY (NASDAQ:TRST), valued at approximately $2,053,000, as reported in its recent 13F filing. Other hedge funds have also adjusted their positions in the company, and analysts have maintained a "Buy" rating for TrustCo Bank Corp NY. The bank recently increased its quarterly dividend to $0.40 per share, yielding 2.8% annually.

    MarketBeat•8/25/26•
    Somewhat-Bullish

    TrustCo Bank Corp NY (NASDAQ:TRST) Increases Dividend to $0.40 Per Share

    TrustCo Bank Corp NY (NASDAQ:TRST) has announced a quarterly dividend increase to $0.40 per share, up 5.3% from its previous dividend of $0.38. Shareholders of record on September 4th will receive this payment on October 1st, resulting in an annualized yield of approximately 2.8%. The bank recently reported quarterly earnings of $0.98 per share on $51.5 million in revenue and holds a "Buy" consensus rating from analysts.

    MarketBeat•8/19/26•
    Bullish

    TrustCo Increases Dividend 5.3%: Long-Term Commitment to Payouts Supported by Solid Earnings and Strong Capital Position More Great News For Our Shareholders

    TrustCo Bank Corp NY has announced a 5.3% increase in its quarterly cash dividend to $0.40 per share, or $1.60 annually. This decision, approved by the Board of Directors on August 18, 2026, reflects the company's strong earnings and balance sheet management. The dividend is payable on October 1, 2026, to shareholders of record on September 4, 2026, and is expected to make the stock more attractive to investors.

    Yahoo Finance UK•8/19/26•
    Bullish

    TrustCo Bank raises quarterly dividend 5.3% to $0.40 per share By Investing.com

    TrustCo Bank Corp NY announced a 5.3% increase in its quarterly cash dividend to $0.40 per share, payable on October 1, 2026. This decision, which amounts to an annualized dividend of $1.60 per share, is supported by the company's strong earnings and balance sheet management. Chairman, President, and CEO Robert J. McCormick highlighted that this move aligns with their capital deployment strategy, which also includes a share repurchase program.

    Investing.com India•8/19/26•
    Bullish

    TrustCo Raises Quarterly Dividend to $0.40, Annualized $1.60; 5.3% Increase

    TrustCo (TRST) announced an increase in its quarterly cash dividend to $0.40 per share, which is an annualized $1.60 and represents a 5.3% increase. The dividend is payable on October 1, 2026, to shareholders of record as of September 4, 2026. The company attributes this increase to solid earnings and strong capital.

    TradingView•8/18/26•
    Bullish

    Frequently Asked Questions About TRST

    What is TRST's current dividend yield?
    TrustCo Bank Corp NY (TRST) has a current dividend yield of 2.68%.
    Does TRST pay dividends?
    Yes, TrustCo Bank Corp NY pays dividends with a current yield of 2.68%.
    What is TRST's P/E ratio?
    TrustCo Bank Corp NY has a price-to-earnings (P/E) ratio of 15.73.
    What is TRST's market cap?
    TrustCo Bank Corp NY (TRST) has a market capitalization of $972.79M with a current stock price of $56.72.

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